Gte Credit Union Tampa FL | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Gte, your trusted credit union located at 20761 Center Oak Dr, Tampa, FL 33647. Since our establishment in 1935, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet your needs. With over 233,807 members and total assets exceeding $2.88 billion, we are dedicated to helping you achieve your financial goals. At Gte, we understand that every member's journey is unique. Whether you're looking for a new auto loan, a mortgage, or simply a reliable checking account, our team is here to guide you through it all. We currently offer 144,517 loans and leases and manage total deposits of $114,538,107, reflecting our robust financial health and unwavering commitment to our members. Our leadership team is committed to excellence and community impact. Under the guidance of CEO Brian Best and Board President Rick Hagan, we strive to create an inclusive environment where every member feels valued and supported. While members can visit us at our branch location for personal assistance, official correspondence should be sent to the same address: 20761 Center Oak Dr, Tampa, FL 33647. For any inquiries or assistance, feel free to reach out to us at 813-414-6778. Join us at Gte Financial today where your financial success is our priority! Visit our website here or drop by during our lobby hours from Monday to Friday, 9 AM to 6 PM. Let's build a brighter financial future together!

Branch History & Mission

At Gte, we take pride in our rich history and unwavering commitment to serving the community of Tampa, FL. Established in 1935, our branch has grown alongside our members, evolving from a small financial institution into a trusted partner for over 233,000 individuals. With total assets now exceeding $2.88 billion, Gte stands as a testament to the power of community-driven banking. Located at 20761 Center Oak Dr, Tampa, FL 33647, our branch is easily accessible for members and visitors alike. We invite you to explore our welcoming environment, where you can receive personalized service and support. Just minutes from local landmarks like the New Tampa Regional Library and the scenic Flatwoods Park, Gte is more than just a credit union; it's a part of the neighborhood. Our mission at Gte is simple yet profound: we strive to empower our members with superior financial services while fostering a spirit of community support. We believe that when our members thrive, so does the entire community. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions all designed with your needs in mind. While members can visit us at our branch address, official correspondence should be sent to the same location at 20761 Center Oak Dr, Tampa, FL 33647. We maintain operating hours from Monday to Friday between 9 AM and 6 PM for your convenience. Gte is dedicated to making banking easier through digital advancements such as online banking and mobile payments. Our ADA-compliant facilities ensure that everyone can access our services comfortably. Additionally, we are proud to offer ATM availability and drive-thru banking options for those who prefer quick transactions without leaving their vehicles. Community outreach is another cornerstone of our mission. We actively participate in local events and initiatives aimed at uplifting residents and supporting those in need. Through partnerships with various organizations, we strive to make a positive impact on the lives of our neighbors. As we continue to grow and innovate, we invite you to join Gte. Experience firsthand the benefits of being part of a credit union that truly cares about its members and the community as a whole. Discover how we can help you achieve your financial goals today! For more information or to become a member, please call us at 813-414-6778 or visit our website.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance before your visit, feel free to give us a call at 813-414-6778. Our friendly team is ready to assist you with whatever you need! Come experience the convenience of Gte's New Tampa branch today; we can't wait to welcome you!

Operating Hours

At Gte, we understand that life gets busy. That's why our doors are open Monday through Friday from 9 AM to 6 PM. This gives you plenty of time during the week to come in and discuss your financial goals or take care of your banking needs.

Services Offered

In addition to traditional banking services like checking and savings accounts, we provide auto loans, mortgages, personal loans, credit cards with rewards, and even business banking solutions. Our drive-thru service makes it convenient for quick deposits and withdrawals without leaving your vehicle. Plus, we're proud to have shared service capabilities which allow members from partner credit unions to conduct basic transactions right here.

Member Eligibility

Joining the family at Gte means becoming part of a welcoming community that values you and your financial well-being. Membership is open to anyone who lives, works, or attends school in certain areas, making it easy for many to join. Whether you're looking for personal banking solutions or a supportive environment to help you reach your financial goals, Gte is here for you. You can find all the details about eligibility on our website at http://www.gtefinancial.org/services/eligibility, ensuring you have everything you need to get started. Opening an account is simple and straightforward! Just visit us at our branch located at 20761 Center Oak Dr Tampa Fl 33647, or give us a call at (813) 414-6778 for more information on how to begin your membership journey. We're excited to welcome you aboard and help you explore the many advantages of being a member of Gte!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer practical merchant services that simplify payment processing. Imagine being able to accept payments effortlessly, whether your customers prefer credit cards or mobile payments. This ensures you can focus on what you do best running your business. Let's work together to take your business to the next level at Gte. Visit us today or reach out at (813) 414-6778 for more information!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $184,542,430, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we understand that every dollar counts. Our business banking services include merchant services and business loans designed to help you grow your venture. We aim to support local businesses with the resources they need to thrive.

Credit Cards and Rewards

With our credit cards featuring rewards programs, you can earn points on everyday purchases. This means that every dollar spent brings you closer to exciting rewards, making it easier to enjoy life while managing expenses wisely.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. You can easily access your accounts, transfer funds, pay bills, and deposit checks right from your smartphone or computer. With features like ATM access for cash withdrawals and balance checks available around the clock, managing your finances has never been easier.

Drive-Thru & Shared Services

For those who prefer face-to-face interactions but are short on time, our basic drive-thru banking allows for quick deposits and withdrawals without having to leave your car. Plus, through our shared branch transactions, members from partner credit unions can also benefit from easy deposits and withdrawals. We invite you to explore all that Gte has to offer at our location in Tampa or give us a call at (813) 414-6778. Your financial journey starts here! For more information about our services or how to become a member, visit us at New Tampa. Join us today and experience the difference!

Personal Banking

Our personal banking services are tailored to help you manage your money effectively. We offer various checking and savings accounts that cater to different lifestyles and preferences. For those considering a new vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms, ensuring that you can drive away in your dream car without breaking the bank. If you're thinking about buying a home or refinancing an existing mortgage, look no further. Our mortgage loans offer great rates and personalized support throughout the process. Additionally, we provide personal loans and debt consolidation options to help you simplify your financial obligations.

Digital & Online Banking

Key Services

Visit us at https://www.gtefinancial.org/ to explore our comprehensive online banking features. You can access your accounts 24/7, giving you the freedom to check balances, transfer funds, and pay bills whenever it suits you. Plus, with our mobile application available for download, managing your money has never been more convenient. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send funds directly from your account no hassle required. And if you prefer electronic documents, you'll be glad to know we offer e-statements for easy access to your financial records without the clutter of paper.

Security and Accessibility

While convenience is key, security is equally important. At Gte, we prioritize protecting your personal information with robust security measures. Although we don't offer electronic signature authorization at this time, our other features ensure that transactions remain safe and straightforward. For those who enjoy the latest in mobile technology, we support mobile payments so you can make purchases directly from your smartphone. Whether you're shopping at a store or paying for services online, it's all just a tap away. In summary, our digital and online banking services are tailored to fit your lifestyle providing accessibility, ease-of-use, and real-time account management right at your fingertips. Join us at Gte today and take control of your finances with confidence!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gte is your trusted partner. Visit us at 20761 Center Oak Dr Tampa Fl 33647 or call (813) 414-6778 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 533 full-time employees and 13 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 716,548, showing a strong and growing member base that trusts us with their finances.

Investing Back into Member Services

With $220,775,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Lending Capacity

Our lending capacity is robust with $34,297 in used auto loans and $2,385,580,776 in total loans and leases. This means we're here to help you with your borrowing needs across various sectors. Our operations reflect efficiency, as indicated by our $0, allowing us to continue offering competitive loan rates and solid financial products for our members.

Our Financial Health

With a net worth of $331,769,882, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,156 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $793,499,760 in share certificates and $224,831,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $32,845,591, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $684,226,409 in used vehicle loans and $321,296,741 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, our flexible financing options can put you behind the wheel faster than you think.

Business Financing

For business owners, our outstanding commercial loans totaling $184,542,430 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to offering tailored solutions that help your business thrive. At Gte, we pride ourselves on being here for our community's financial needs. If you're interested in any of our loan offerings or would like more information about eligibility and refinancing options, please feel free to reach out at (813) 414-6778 or visit us at 20761 Center Oak Dr Tampa Fl 33647 in Tampa, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $273,777,974, make buying or refinancing simple. We work closely with you to find a mortgage that fits your needs and budget. Plus, if you're considering refinancing, we can guide you through that process as well.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $162,413,189 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that make spending more rewarding.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to empower consumers by making it easier to navigate the complexities of loan options. LendMesh ensures accurate loan comparisons through a reliable sourcing method. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers tailored to their needs. The benefits of using LendMesh are clear: - Verified Data: All loan offers come from legitimate financial institutions. This transparency helps users feel confident in their choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results, allowing users to compare loans on equal footing. - Real-Time Rate Comparisons: Users gain access to up-to-date loan rates from multiple institutions, making informed decisions easier than ever. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Gte

Type of Loan Offerings

Personal Loans

Vehicle Loans