Gte Credit Union Tampa FL | Best Auto Loans & Business Banking

Introduction

Welcome to Gte, your trusted financial partner located in the heart of Tampa, Florida, at 601 N Ashley Dr Ste 100. Established in 1935, our credit union has grown to serve over 233,807 members, demonstrating our commitment to fostering financial well-being within our community. With total assets exceeding $2.88 billion, we pride ourselves on offering robust services tailored to meet your needs. At Gte, we understand that managing finances can be daunting. That's why we provide a range of services from personal banking like checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team is here to assist you every step of the way, ensuring that you have access to the resources necessary for your financial journey. Under the leadership of CEO Brian Best and Board President Rick Hagan, our staff of 546 employees is committed to delivering exceptional service. We believe in transparency and community involvement, striving to create a positive impact on the lives of our members. While you can visit us directly at our branch address for all your banking needs, official correspondence should be sent to the same location: 601 N Ashley Dr Ste 100, Tampa, FL 33602-4347. Whether you're looking for guidance on loans or simply want to explore new account options, don't hesitate to reach out. Call us at 813-414-6662, or visit our website at Gte Financial for more information. Join us in building a brighter financial future together!

Branch History & Mission

Gte has a rich history that began in 1935, when we first opened our doors in the heart of Tampa, Florida. Over the decades, we've grown from a small credit union into a trusted financial partner for over 233,807 members. Our location at 601 N Ashley Dr Ste 100 in Tampa makes it convenient for our community to access our services. Our mission is simple yet powerful: to provide exceptional financial services while fostering a supportive environment for our members and the community. We believe in empowering individuals with the tools they need to achieve their financial goals. Whether it's helping someone buy their first car, providing resources for small businesses, or assisting families with home financing, we are dedicated to making a positive impact. At Gte, we pride ourselves on staying current with technology to meet the needs of our members. From online banking and mobile payments to e-statements and person-to-person transfers, we strive to offer convenient solutions that make managing finances easier. We also ensure accessibility through ADA-compliant facilities and shared service centers for added support. Throughout our journey, we have forged strong partnerships within the community, participating in outreach efforts that enhance the lives of those around us. Our commitment extends beyond just financial services; it's about building lasting relationships and supporting local initiatives. As we look forward, we invite you to join us at Gte. Experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Visit us today or contact us at 813-414-6662 to learn more about how we can help you reach your financial dreams!

Branch Location & Accessibility

Welcome to Gte at 601 N Ashley Dr Ste 100 Tampa Fl 33602! Conveniently located in the heart of Tampa, our branch is easy to reach, whether you're coming from downtown or the surrounding neighborhoods. Just a short walk from popular spots like the Riverwalk and Curtis Hixon Park, it's simple to stop by for your banking needs while enjoying all that our vibrant city has to offer. While members can visit us at 601 N Ashley Dr Ste 100 Tampa Fl 33602, official correspondence should be sent to our mailing address: 601 N Ashley Dr Ste 100, Tampa, FL 33602-4347. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking options to make your visit as smooth as possible. We're proud to serve you during our lobby hours from Monday through Friday, 9 AM to 6 PM. Whether you need assistance with personal banking, auto loans, or any of our other services, our friendly team is here to help. Plus, we offer convenient ATM access for quick cash withdrawals and balance checks whenever you need them. Although we don't have drive-thru services available at this location, we do provide shared services for partner credit union members. This means you can perform basic transactions like deposits and withdrawals easily. If you have any questions or need assistance before your visit, feel free to give us a call at (813) 414-6662. We look forward to welcoming you to Gte soon!

Member Eligibility

At Gte, we believe that becoming a member is like joining a supportive family that truly cares about your financial well-being. If you're wondering whether you can join us, the good news is that eligibility is quite inclusive! We welcome anyone who lives, works, or attends school in our community, along with their family members. This means if you have a connection to our area, you're likely eligible to enjoy the benefits of membership, which include competitive rates on loans and savings products, personalized service, and access to innovative financial tools. To learn more about the specific criteria for membership, feel free to check out our detailed information at http://www.gtefinancial.org/services/eligibility. Once you find that you qualify, opening an account with us is simple and straightforward. Just visit our account opening page at http://www.gtefinancial.org/personal/new-account-applications-portal, and you'll be guided through the process step-by-step. If you have any questions or need assistance while applying, don't hesitate to give us a call at (813) 414-6662. We're here to help you every step of the way as you embark on this exciting journey with Gte, located conveniently at 601 N Ashley Dr Ste 100 Tampa Fl 33602. Join us today and discover what it means to be part of our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $184,542,430, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we also provide comprehensive merchant services that make everyday transactions easier. Imagine a local café being able to accept credit card payments quickly and securely, boosting sales and customer satisfaction. Our merchant services empower you to manage payments efficiently, so you can focus on what you do best running your business. Visit us at 601 N Ashley Dr Ste 100 Tampa Fl 33602 in Tampa, FL or call us at (813) 414-6662 to learn how we can support your business journey today!

Comprehensive List Of Services

Additional Services

We also cater to members from partner credit unions through our shared branching services. This means if you're part of another credit union in the network, you can still perform basic transactions at our location with ease. At Gte, we believe in making banking accessible and convenient for everyone in the community. If you're ready to learn more about how we can support your financial journey or if you have any questions about our services, please don't hesitate to reach out! Call us at (813) 414-6662 or visit us at Downtown Tampa today!

Business Banking

For entrepreneurs and business owners, we offer comprehensive business banking services including merchant services and business loans. We know how important it is to have reliable financial support for your business endeavors, and we're here to provide just that.

Credit Cards

Looking for a credit card that rewards you? Our credit cards come with great perks designed to help you earn rewards on everyday purchases. Whether it's cash back or travel points, you'll find something that suits your spending habits perfectly.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and basic ATM access for withdrawals and balance checks, managing your finances has never been easier.

Home Financing

If you're considering buying a home or refinancing an existing mortgage, our mortgage loans come with competitive rates and personalized service. We understand that buying a home is one of the biggest decisions you'll make, and our team will guide you through the process to ensure it's as smooth as possible. You can also explore options for personal loans and debt consolidation to help manage any other financial obligations you may have.

Personal Banking

For those who want to manage their finances with ease, our personal banking options are designed just for you. From checking and savings accounts to auto loans and vehicle financing, we have solutions that fit your lifestyle. Imagine having a checking account that offers you flexibility and easy access to your funds, paired with a savings account that helps you reach your financial goals faster. Our auto loans make purchasing your dream car straightforward and affordable.

Digital & Online Banking

Access Anytime, Anywhere

Our 24/7 online banking services allow you to check your balance, transfer funds, and pay bills anytime, day or night. Visit us at https://www.gtefinancial.org/ to get started! If you're always on the go, our mobile application makes it even easier to manage your finances right from your smartphone. You can enjoy features like person-to-person transfers, which let you send money quickly to friends or family without any hassle.

Go Green with E-Statements

Say goodbye to paper statements! At Gte, we offer e-statements for those who prefer a more eco-friendly option. You'll receive your financial information securely online, which not only helps the environment but also keeps your sensitive data safe.

Secure Transactions Made Easy

Security is a top priority for us. We provide electronic signature authorization for transactions, ensuring that every action taken on your account is verified and secure. Plus, our mobile payments feature allows you to make purchases directly from your phone, adding an extra layer of convenience while keeping your information protected. With all these features at your fingertips, managing your finances has never been easier or more secure. Join us at Gte today and discover how our digital and online banking services can enhance your financial journey!

Financial Strength

Commitment to Growth

Our commitment to reinvesting in our community is reflected in our $220,775,530 in undivided earnings. This amount allows us to invest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $34,297 in used auto loans and $2,385,580,776 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Community Trust

With total share accounts reaching 716,548, it's clear that many people trust us with their finances. Our net shares (funds available for lending and investments) currently stand at $0, which further emphasizes the strength of our position. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gte is your trusted partner. Visit us at 601 N Ashley Dr Ste 100 Tampa Fl 33602 or call (813) 414-6662 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Your savings are our priority. We currently hold $793,499,760 in share certificates and $224,831,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $32,845,591, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 533 full-time employees and 13 part-time employees who are always ready to assist you with their knowledge and commitment.

Solid Financial Health

With a net worth of $331,769,882, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,156 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $684,226,409 in used vehicle loans and $321,296,741 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable used vehicle, we've got you covered.

Business Financing

For business owners, our outstanding commercial loans totaling $184,542,430 provide the capital needed to grow and expand your business. We recognize the unique challenges faced by entrepreneurs and are dedicated to offering tailored solutions that meet those needs. If you're considering refinancing any of these products or want to learn more about eligibility options, feel free to reach out. Our team is here to assist you every step of the way. For more information about our loan offerings or if you have any questions, please call us at (813) 414-6662. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $273,777,974, make buying or refinancing simple. We can help guide you through the process so you can feel confident making such an important investment.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $162,413,189 in loans helping members manage their finances effectively, you'll find it easier to keep track of your spending while enjoying rewards that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. Each lender's information is carefully vetted to provide users with accurate and trustworthy loan options.

Gte

Type of Loan Offerings

Personal Loans

Vehicle Loans