Gte Credit Union St Petersburg FL | Best Auto Loans & ATM Access

Introduction

Welcome to Gte, your trusted financial partner in the heart of St Petersburg, FL. Established in 1935, we have proudly served our community for decades, becoming a cornerstone of support for over 233,807 members. Our branch, located at 4584 38Th Ave N, St Petersburg, FL 33713, is committed to providing personalized banking solutions tailored to meet your unique needs. At Gte, we understand that financial health is essential for everyone. With total assets exceeding $2.88 billion and total deposits of $114,538,107, we are well-equipped to help you achieve your financial goals. Whether you're looking for auto loans, mortgage options, or personal banking services, our experienced team is here to guide you every step of the way. Our leadership team, led by CEO Brian Best and Board President Rick Hagan, embodies our commitment to excellence and member satisfaction. Together with our dedicated staff of 546 employees, we're focused on creating a welcoming atmosphere where every member feels valued and supported. While members can visit us at our St Petersburg branch for all their banking needs, official correspondence should be sent to the same address for convenience. For any questions or assistance, feel free to reach out at 727-353-3245. Join us at Gte as we continue to grow together as a community-focused credit union. We invite you to explore our range of services by visiting our website at www.gtefinancial.org. Let's work together towards a brighter financial future!

Branch History & Mission

Join Us Today

As we look towards the future, we invite you to become part of our growing family at Gte. Experience firsthand how we can help you achieve your financial goals while making a positive impact in our community. Visit us online at gtefinancial.org or call us at 727-353-3245 to learn more about membership options and services available to you. Together, let's build a brighter future!

Our Evolution

From our humble beginnings, Gte has focused on providing exceptional financial services tailored to meet the needs of our members. As we evolved, so did our commitment to innovation and community support. We have embraced digital advancements to ensure that banking is accessible and convenient for everyone. Whether it's through online banking or mobile payments, we strive to enhance your experience with us. Our branch features include ATM availability and drive-thru banking for your convenience. We operate from Monday to Friday from 9 AM to 6 PM, and on Saturday from 9 AM to 1 PM, making it easy for you to visit us when it suits you best.

Our Mission

At Gte, our mission is simple yet powerful: we aim to provide quality financial services while supporting our community's growth and well-being. We believe in creating opportunities for individuals and businesses alike by offering personal banking solutions such as checking accounts, auto loans, mortgages, and credit cards with rewards. We take pride in being more than just a financial institution; we're a partner in your journey. Our outreach efforts extend beyond transactions we actively engage in community initiatives that uplift those around us. By collaborating with local organizations and hosting events, we work towards building a stronger St. Petersburg. While members can visit us at 4584 38th Ave N, official correspondence should be sent to the same address for consistency.

Branch Location & Accessibility

Convenient Access

At Gte, we believe in making banking as accessible as possible. Our branch features ample parking for our members and is designed with ADA compliance in mind, ensuring everyone can enjoy our services comfortably. Whether you're stopping by for a quick transaction or planning to discuss financial options, our welcoming staff is ready to assist you.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 6 PM, and on Saturdays from 9 AM to 1 PM for your convenience. Our drive-thru service allows you to complete simple transactions without leaving your car, making it even easier to fit banking into your busy schedule.

Services Offered

At Gte, we offer a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions that can help you achieve your financial goals. Need cash? Our ATM is available for quick withdrawals and balance checks anytime during business hours. If you have any questions or need assistance, don't hesitate to give us a call at 727-353-3245. We're here to help you navigate your financial journey! While members can visit us at 4584 38Th Ave N, official correspondence should be sent to the same address. We look forward to welcoming you at Gte where community meets convenience!

Member Eligibility

Becoming a member of Gte is like joining a caring family that puts your financial well-being first. If you live, work, worship, or go to school in the vibrant community around us, you may already qualify for membership! It's all about building connections and supporting one another. Plus, as a member of Gte, you'll enjoy exclusive benefits like competitive rates on loans, personalized service, and a range of convenient banking options tailored to your needs. Ready to get started? Opening an account is straightforward! You can learn more about the eligibility criteria by visiting this link. When you're ready to take the next step, simply check out our account opening process at this page. If you have any questions, feel free to reach out at (727) 353-3245. We're excited to welcome you to our community at Gte, located at 4584 38Th Ave N St Petersburg Fl 33713!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that streamline payment processing. Imagine your customers completing transactions effortlessly while you focus on what you do best running your business. With our tools, you'll have the ability to accept payments anytime and anywhere, making it easier for your customers to say "yes." Located at 4584 38Th Ave N St Petersburg Fl 33713 in St Petersburg, FL, we invite you to explore how our business banking and commercial services can support your goals. Reach out at (727) 353-3245 or visit us online at https://www.gtefinancial.org/ to learn more!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $184,542,430, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Convenience

In today's world, having access to your finances anytime is crucial. With our online and mobile banking services, you can manage your accounts right from your smartphone or computer check balances, transfer funds, and pay bills all in one place! Plus, our ATM services allow for easy cash withdrawals whenever you need them.

Drive-Thru & ATM Services

Need quick service? Utilize our basic drive-thru banking for deposits, withdrawals, or simple transactions without leaving your car. And if you're on the go, our ATMs provide convenient access for balance checks and cash withdrawals. At Gte, we prioritize making banking easy for you. With operating hours from Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM, we're here when you need us. If you're ready to take control of your financial future or simply have questions about any of our services, don't hesitate to reach out at (727) 353-3245 or visit us online at St Petersburg. We're excited to help you achieve your financial goals!

Personal Banking Made Easy

We offer various personal banking options designed for everyday life. You can open checking and savings accounts that fit your lifestyle, helping you save for future goals or manage daily expenses with ease. If you're considering buying a car, our auto loans provide competitive rates and flexible terms to make your purchase hassle-free. Looking to buy a home? Our mortgage loans and refinancing options ensure you get the best deal possible, whether you're a first-time buyer or looking to lower your monthly payments. For those unexpected expenses or projects, our personal loans and debt consolidation options help you manage your finances without stress.

Rewards and Business Banking

We also know how rewarding it is to use credit wisely. Our credit cards come with rewards that can benefit your everyday purchases, giving you something back for spending smartly. For our business members, Gte offers essential banking services like merchant services and business loans tailored for entrepreneurs and small businesses. We're here to support your growth with the right financial tools.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service provides 24/7 access, allowing you to manage your accounts on your schedule. Whether you're at home or on the go, you can easily view your e-statements, which are available for all members. This feature not only keeps your documents organized but also helps you save paper! Do you prefer using your mobile device? Our mobile application makes banking even more convenient. You can utilize mobile payments to make transactions with just a few taps on your phone. Plus, our person-to-person transfer option allows you to send money directly to friends or family without any hassle.

Security You Can Trust

Your security is our priority. While we don't currently support electronic signature authorization, we take extra steps to ensure that all your transactions are protected. Our online platform uses advanced security measures to keep your information safe so you can bank with confidence. In summary, Gte is here to support your financial journey with user-friendly digital services that prioritize convenience and security. Experience the ease of managing your money today by visiting us online!

Financial Strength

Commitment to Growth

With $220,775,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $34,297 in used auto loans and $2,385,580,776 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $793,499,760 in share certificates and $224,831,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $32,845,591, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident with a reported $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 533 full-time employees and 13 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $331,769,882, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,156 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

The strength of our community is shown through our total share accounts of 716,548, indicating a growing member base that trusts us with their finances. With net shares available for lending and investments totaling $0, we are well-positioned to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gte is your trusted partner. Visit us at 4584 38Th Ave N St Petersburg Fl 33713 or call (727) 353-3245 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $684,226,409 in used vehicle loans and $321,296,741 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that will make your car-buying experience smooth and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $184,542,430 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are dedicated to offering solutions that support your ambitions.

Credit Lines

In addition to these offerings, we also provide credit lines amounting to $554,444,415, giving you more control over your finances with easy access to cash when you need it most. At Gte, we're committed to helping our members navigate their financial journeys with confidence. Our knowledgeable team is here to answer any questions and guide you through selecting the loan option that's right for you. For more information about our loan products or to discuss your specific needs, feel free to reach out at (727) 353-3245 or visit us at 4584 38Th Ave N St Petersburg Fl 33713 in St Petersburg, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $273,777,974, make buying or refinancing simple. We work closely with you to ensure you understand every step of the process. If you're considering refinancing your existing mortgage, we can help you explore eligibility options that may lower your monthly payments or improve your overall financial picture.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans, totaling $162,413,189. These cards come with flexible terms that help you handle unplanned costs or simply enjoy some peace of mind knowing you have access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can rely on these comparisons without fear of hidden fees or misleading terms. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all your options equally, allowing for informed decisions based solely on what matters: interest rates and terms. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Whether you're looking for a mortgage or an auto loan, you get the latest information at your fingertips. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how straightforward and beneficial using LendMesh can be. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all offers are fair and transparent. Each lender listed is verified, allowing users to trust the information presented.

Gte

Type of Loan Offerings

Personal Loans

Vehicle Loans