Gte Credit Union St Petersburg FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Gte, your trusted financial partner located at 2190 18Th Ave S, St Petersburg, FL 33712. Since our establishment in 1935, we have been dedicated to serving our community with integrity and care. With a total membership of 233,807 and assets exceeding $2.88 billion, we strive to provide personalized banking services that meet the unique needs of each member. At Gte, we understand that financial success is built on strong relationships. Our leadership team, led by CEO Brian Best and Board President Rick Hagan, works tirelessly to ensure that our services are both accessible and beneficial to all members. Whether you're looking for auto loans, mortgage refinancing, or business banking solutions, our knowledgeable staff is here to guide you every step of the way. In addition to a robust suite of financial products totaling over 144,517 loans and leases we also prioritize community engagement and support. With total deposits amounting to $114,538,107 and cash in hand totaling $43,663,848, we are well-equipped to serve your financial needs while contributing positively to the local economy. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 2190 18th Ave S, St Petersburg, FL 33712. Feel free to reach out via phone at 727-353-3238 during our lobby hours from Monday through Friday, 9 AM to 6 PM. Join us at Gte as we continue to build a brighter financial future together! Visit our website at Gte Financial for more information or stop by today!

Branch History & Mission

Convenient Services

While members can visit us at 2190 18Th Ave S St Petersburg Fl 33712, official correspondence should be sent to 2190 18th Ave S, St Petersburg, FL 33712. We offer convenient operating hours from Monday through Friday, 9 AM - 6 PM, ensuring that you can access your accounts when it's most convenient for you. Additionally, with ATM availability and drive-thru services at your disposal, managing your finances has never been easier. As part of our commitment to accessibility, we are proud to offer shared service centers for even greater convenience in banking across various locations.

Join Us

If you're ready to experience banking that prioritizes your needs and fosters community growth, we invite you to join Gte today! Discover how we can help you achieve your financial dreams by visiting us or calling us at (727) 353-3238. Together, let's build a brighter future for you and your family in St. Petersburg!

Our Journey

Since opening our doors, Gte has continually evolved to meet the needs of our community. Our journey began with a commitment to making banking accessible and affordable for everyone. As we expanded, we embraced new technologies and service offerings, ensuring that our members have access to modern banking solutions while still maintaining the personal touch that sets us apart. Over the years, we've added vital services such as auto loans, mortgage options, and business banking solutions. We are proud of our full range of financial products designed to empower individuals and families, helping them achieve their financial goals and secure their futures.

Our Mission

At Gte, our mission is clear: to improve the financial well-being of our members while making a positive impact in the communities we serve. We strive to provide personalized service with a focus on trust and transparency. Whether you are looking for checking accounts, auto financing, or personal loans, our goal is to ensure every member feels valued and supported. We believe in giving back to St. Petersburg through various community outreach initiatives. Partnering with local organizations allows us to extend our reach beyond banking, actively contributing to local causes that enhance lives around us.

Branch Location & Accessibility

Get in Touch

If you have any questions or would like more information about how we can assist you, don't hesitate to give us a call at 727-353-3238. Our dedicated team is eager to help! Visit us today at Gte where financial services meet community spirit.

Nearby Landmarks and Accessibility

Situated near local favorites like the St. Petersburg Coliseum and just a short drive from the scenic waterfront parks, our branch is perfectly positioned to serve both residents and visitors alike. We provide ample parking for our members, ensuring that your visit is as stress-free as possible. Our facilities are designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate everyone.

Operating Hours and Services

Our lobby hours are designed for your convenience, open Monday through Friday from 9 AM to 6 PM. Need to make a quick transaction? Take advantage of our drive-thru banking service, which allows you to handle deposits and withdrawals without leaving your vehicle. We also have an ATM available for those who prefer self-service options. At Gte, we offer a wide range of services tailored to meet your financial needs, including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Plus, if you're a member of another participating credit union, you can enjoy shared branch services right here at our location.

Member Eligibility

Joining Gte means becoming part of a community that cares about your financial well-being. If you're looking to become a member, the good news is that eligibility is quite inclusive! To qualify, you typically need to live, work, or worship in the areas we serve, and there are also specific family relationships that can grant you access. This means that many individuals in our community can benefit from the personalized service and competitive rates we offer. If you'd like to dive deeper into the specific criteria, feel free to check out our detailed guidelines at http://www.gtefinancial.org/services/eligibility. Getting started is simple! You can open an account online or visit us at our branch located at 2190 18Th Ave S St Petersburg Fl 33712. Our friendly staff is here to help guide you through every step of the process. If you have any questions, don't hesitate to reach out at (727) 353-3238. We're excited to welcome you into the Gte family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $184,542,430, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make accepting payments easy and efficient. Picture this: your customers can pay with a swipe of their card while you manage your cash flow seamlessly. This means fewer hassles for you and a better experience for your customers. Located conveniently at 2190 18Th Ave S St Petersburg Fl 33712, St Petersburg, FL 33712, our team is ready to help you take the next step toward achieving your business goals. Reach out at (727) 353-3238 to learn more about how we can support your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to purchase a new car? Our auto loans and vehicle financing options provide flexible terms and competitive rates. Imagine driving off the lot in your dream vehicle with a payment plan that fits comfortably within your budget. At Gte, we work with you to find the right loan for your situation, making the process as straightforward as possible.

Business Banking Services

For our business members, we offer comprehensive banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the resources to support your business needs and help it grow.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts on-the-go. You can easily transfer money, pay bills, or deposit checks right from your smartphone. Plus, our ATM services ensure that cash withdrawals are quick and hassle-free.

Credit Cards with Rewards

Our credit cards come with rewards that make everyday purchases even more rewarding. Enjoy cashback offers or points that can be redeemed for travel, merchandise, or gift cards. It's like getting rewarded simply for shopping!

Drive-Thru & Shared Services

Need a quick transaction? Our drive-thru service allows you to make deposits and withdrawals without leaving your car perfect for those busy days! Additionally, if you're a member of a partner credit union, our shared branch transactions let you access essential banking services wherever you go. At Gte, we strive to create an experience that makes managing your finances easier than ever before. Our friendly team is always ready to assist you with any questions or concerns you may have. We invite you to visit us at 2190 18Th Ave S St Petersburg Fl 33712 in St Petersburg, FL or give us a call at (727) 353-3238 today! Discover how our comprehensive range of services can enhance your financial journey.

Home Financing

If you're considering buying a home or refinancing your current mortgage, our mortgage loans are here to help. We'll guide you through each step of the process, from application to closing, ensuring you understand all your options. A new home is not just an investment; it's where memories are made.

Personal Banking Solutions

We understand that every individual has unique financial goals. That's why we offer a variety of personal banking options including checking and savings accounts designed to help you manage your day-to-day finances. With our competitive interest rates and user-friendly online banking platform, you can easily track your spending, set savings goals, and access your funds anytime from anywhere.

Digital & Online Banking

Key Features

Enjoy the flexibility of mobile payments and person-to-person transfers, making it simple to send money to friends or family directly from your smartphone. Our dedicated mobile application ensures that all these features are just a tap away, keeping you connected to your account wherever you go. For those who prefer paperless options, we offer e-statements that not only save trees but also keep your financial records organized and easily accessible. Plus, with electronic signature authorization available, signing documents has never been more straightforward no more printing or mailing forms!

Security and Accessibility

Your security is paramount at Gte. We implement robust security measures to protect your personal information while providing an easy-to-navigate experience. Rest assured that when you bank online or via our app, you're safe from unauthorized access. In today's fast-paced world, having real-time access to your finances is essential. Our online banking services are designed not just for convenience but also to empower you in managing your money effectively. Experience the peace of mind that comes with knowing you have the tools you need right in the palm of your hand. Join us at Gte and take advantage of our digital banking solutions today!

Financial Strength

At Gte, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to building and maintaining a strong financial foundation so you can feel confident in your banking choices. With a net worth of $331,769,882, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,156 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $793,499,760 in share certificates and $224,831,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $32,845,591, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $220,775,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as we have $34,297 in used auto loans and $2,385,580,776 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 533 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 716,548, it's clear that our member base trusts us with their finances. This trust strengthens our community ties and fuels our growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gte is your trusted partner. Visit us at 2190 18Th Ave S St Petersburg Fl 33712 or call (727) 353-3238 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing your existing loans or checking your eligibility for any of our products, our team is here to assist you. We strive to ensure that all our members have access to the best possible financial solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to start your application today, feel free to contact us at (727) 353-3238 or visit us at 2190 18Th Ave S St Petersburg Fl 33712 in St Petersburg, FL. We're here to help you navigate your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $684,226,409 in used vehicle loans and $321,296,741 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we've got you covered with flexible terms that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $184,542,430 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering tailored financing solutions that meet your unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $273,777,974, make buying or refinancing simple. We provide personalized service to guide you through each step of the process, ensuring you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $162,413,189 in loans helping members manage their finances effectively. These cards come with no collateral requirement and can be an excellent way to handle unexpected expenses or consolidate debt.

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Real-Time Rate Comparisons

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Gte

Type of Loan Offerings

Personal Loans

Vehicle Loans