Gte Credit Union Plant City FL | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Gte, your trusted financial partner located at 2201 James L Redman Pkwy, Plant City, FL 33563. Since our establishment in 1935, we have proudly served the Plant City community and beyond, helping over 233,807 members achieve their financial goals. With total assets exceeding $2.88 billion, we're committed to providing you with personalized banking solutions that fit your lifestyle. At Gte, we understand that banking is more than just numbers; it's about building relationships and fostering a sense of community. Our dedicated team of 546 employees, led by CEO Brian Best and Board President Rick Hagan, is here to support you every step of the way. Whether you need assistance with personal loans, vehicle financing, or business banking services, we're ready to help. We take pride in our solid financial foundation, boasting a net worth of $331,769,882 and total deposits amounting to $114,538,107. Our commitment to our members shines through in everything we do from offering competitive loan rates to ensuring safe and secure banking experiences. While members can visit us at 2201 James L Redman Pkwy, official correspondence should be sent to the same address as our mailing address. Feel free to reach out at 813-414-6636 for any inquiries or assistance. Join us today and discover why Gte is more than just a credit union; it's a community focused on your success! Visit our website at Gte Financial to learn more about our services or apply for an account online. We look forward to welcoming you into our family!

Branch History & Mission

Our Mission

At Gte, our mission is simple: we strive to improve the financial well-being of our members and enrich their lives through personalized service and innovative solutions. We understand that every member's journey is unique, which is why we offer a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, business banking solutions, and online banking features. We also take pride in our commitment to community outreach. By partnering with local organizations and initiatives, we work tirelessly to give back to Plant City and its residents. Whether it's supporting local schools or participating in charitable events, we believe in making a positive impact beyond just financial services. As technology advances, Gte remains committed to keeping up with digital trends while ensuring that our facilities comply with ADA standards for accessibility. Our dedication to customer-centric initiatives means that members can enjoy the convenience of mobile payments and online banking without sacrificing personal support when needed. If you're looking for a financial partner that prioritizes community values and member satisfaction above all else, we invite you to join Gte. Experience firsthand the benefits of being part of an organization that genuinely cares about your success. Visit us today or explore more about what we offer at Gte Financial. Together, let's build a brighter financial future!

Branch Location & Accessibility

ATM Availability

Need cash on the go? We also offer an ATM on-site for your convenience. You can make withdrawals or check your balance without stepping inside perfect for those moments when you're in a hurry!

Operating Hours and Services

We're here to serve you Monday through Friday from 9 AM to 6 PM, with Saturday hours from 9 AM to 1 PM for those busy weekends. Our friendly staff is ready to assist you with a variety of services such as checking and savings accounts, auto loans, mortgage refinancing, credit cards, and more. If you're in need of quick transactions, take advantage of our drive-thru banking for deposits and withdrawals.

Parking and Accessibility

Our location offers ample parking spaces, making it easy for you to stop by. Plus, we ensure accessibility for everyone with ADA-compliant features, including ramps and designated parking. Whether you're visiting us for personal banking or business services, you'll find our branch welcoming and accommodating.

Shared Services

As part of our commitment to serve our members better, we are proud to provide shared service center options. This means you can complete transactions even if you're not a member of our credit union. While members can visit us at 2201 James L Redman Pkwy Plant City Fl 33563, official correspondence should be sent to 2201 James L Redman Pkwy, Plant City, FL 33563. We invite you to drop by or give us a call at (813) 414-6636 if you have any questions or need assistance. At Gte, we're here to help you achieve your financial goals!

Member Eligibility

Becoming a member of Gte feels like joining a warm and welcoming family that truly cares about your financial well-being. At our branch located at 2201 James L Redman Pkwy Plant City Fl 33563, we proudly serve individuals who meet specific eligibility criteria, which can include living or working in certain areas, as well as being part of particular organizations or employment groups. We want to make sure everyone who is eligible feels invited and valued. To find out if you qualify, please check out the detailed criteria at http://www.gtefinancial.org/services/eligibility. Opening an account with us is simple and straightforward. Just visit our account opening page at http://www.gtefinancial.org/personal/new-account-applications-portal to get started on your journey with Gte. If you have any questions or need assistance, don't hesitate to reach out by calling us at (813) 414-6636. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $184,542,430, we continue to drive economic growth by financing new and expanding businesses. Imagine having the right financial tools at your fingertips like customized loans tailored to fit your business needs. From equipment purchases to working capital, our member-focused approach ensures you get the support necessary to thrive in a competitive market.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services designed to simplify transactions for your business. Picture this: with fast payment processing solutions, you can serve your customers more efficiently and keep cash flow smooth. Whether it's online sales or in-person payments, we've got you covered. Visit us at 2201 James L Redman Pkwy Plant City Fl 33563 in Plant City, FL, or give us a call at (813) 414-6636 to learn how we can partner with you on your journey toward success. Let's work together to make your business dreams a reality!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer robust business banking services including merchant services and business loans. We understand that every business is unique, so our products are designed to provide the flexibility you need to grow.

Convenient Access

With ATM and cash withdrawal services, as well as basic drive-thru banking options available, accessing your funds is quick and straightforward. Whether you're making deposits or simple withdrawals, we've made it easy for you. Additionally, we participate in shared branching transactions which means members of partner credit unions can also enjoy basic deposits and withdrawals at our location. This feature enhances convenience, especially if you're traveling or away from your primary branch.

Digital Banking Features

In today's fast-paced world, having access to digital banking tools is essential. At Gte, we offer comprehensive online and mobile banking solutions that let you bank from anywhere at any time. Our services include person-to-person payments, enabling you to send money effortlessly to friends or family when they need it most. If you're ready to explore these offerings further or have questions about how they can benefit you personally, don't hesitate to reach out! Call us at (813) 414-6636 during our convenient hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Join us at Gte, where financial empowerment meets community commitment! For more information about our services or to open an account, visit us online at Plant City today!

Loans for Every Need

We also provide personal loans and debt consolidation services to help you manage expenses or pay off existing debts more effectively. Looking for credit that rewards you? Our credit cards with rewards allow you to earn points while making everyday purchases.

Personal Banking Services

Our personal banking options include checking and savings accounts designed for ease and accessibility. With features like online and mobile banking, managing your money has never been easier. You can check your balance on-the-go or transfer funds with just a few taps on your smartphone. Need financing? Our auto loans and vehicle financing solutions help you hit the road in style without breaking the bank. From new cars to used ones, we offer competitive rates that fit your budget. If homeownership is in your sights, our mortgage loans and refinancing options can guide you through the process of securing your perfect home.

Digital & Online Banking

At Gte, we understand that managing your finances should be simple and secure. That's why we offer a range of digital and online banking services designed to give you control over your accounts anytime, anywhere. With our commitment to convenience, you can access your financial information with just a few clicks or taps. One of the standout features is our 24/7 Online Banking service, available at https://www.gtefinancial.org/. This allows you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Our mobile application makes it even easier to manage your finances with a user-friendly interface right in your pocket. Plus, for those who love quick transactions, our mobile payments feature lets you make purchases directly from your phone. We also support person-to-person transfers, so sending money to friends or family is as easy as sending a text. And if you're environmentally conscious, you'll appreciate our availability of e-statements, which help you keep track of your finances without the clutter of paper statements. Security is always a priority at Gte. While we do not currently offer electronic signature authorization, we ensure that all transactions are protected through advanced security measures. You can feel confident that your information is safe while you manage your accounts online. In summary, whether you're checking balances on the fly or making secure payments, our digital and online banking services provide an accessible and efficient way to handle your finances. Explore all that Gte has to offer today!

Financial Strength

Commitment to Growth

With $220,775,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $34,297 in used auto loans and $2,385,580,776 in total loans and leases.

Growing Member Trust

Total Share Accounts: 716,548 show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, further illustrating our dedication to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gte is your trusted partner. Visit us at 2201 James L Redman Pkwy Plant City Fl 33563 or call (813) 414-6636 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our financial performance is reflected in our $0, showcasing our operational efficiency which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 533 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $793,499,760 in share certificates and $224,831,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $32,845,591, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $331,769,882, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,156 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For business owners, our outstanding commercial loans totaling $184,542,430 provide the capital needed to grow and expand your operations. If you're considering refinancing any existing loans or exploring eligibility options, our team is ready to assist you. At Gte, we prioritize transparency and support throughout your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out to us at (813) 414-6636 for more information about our loan offerings or visit us at our branch located at 2201 James L Redman Pkwy Plant City Fl 33563 in Plant City, FL. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $684,226,409 in used vehicle loans and $321,296,741 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used car, our team will work with you to find the best solution for your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $273,777,974, make buying or refinancing simple. We offer personalized service throughout the process to ensure you feel confident in your decisions.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. We currently have a total of $162,413,189 in loans helping members manage their finances effectively. Enjoy the convenience of cashless transactions while building your credit history.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh is designed to help you make informed decisions about your borrowing needs. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means every comparison you see is rooted in accurate and fair offers. LendMesh ensures that users can trust the information presented, making it easier to find loans that meet their specific requirements. One of the standout features of LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not prioritize lenders based on paid promotions this means you receive unbiased results without any hidden agendas. LendMesh also provides real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, which empowers them to make well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to compare loans effectively, LendMesh serves as a reliable tool that prioritizes user needs above all else. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Gte

Type of Loan Offerings

Personal Loans

Vehicle Loans