Gte Credit Union Lutz FL | Quick Personal Loans & ATM Services

Introduction

Welcome to Gte, your trusted financial partner in the heart of Lutz, Florida! Located at 21827 State Road 54, our branch has been serving the community since 1935. With a rich history and a commitment to member satisfaction, we take pride in helping you achieve your financial goals. At Gte, we understand that financial decisions can be daunting. That's why our dedicated team is here to guide you every step of the way. With a robust membership of 233,807 members and total assets reaching an impressive $2,880,874,959, we offer a wide range of services tailored to meet your needs, from personal banking to business solutions. Our offerings include checking and savings accounts, auto loans, mortgage options, and credit cards with rewards ensuring that no matter your financial need, we have a solution for you. Currently, our total deposits stand at $114,538,107, showcasing the trust our members place in us. Under the leadership of CEO Brian Best and Board President Rick Hagan, our team of 546 employees is committed to providing exceptional service and fostering a welcoming atmosphere. Whether you're looking to open an account or need assistance with loans (with over 144,517 loans currently active), we are here for you. While members can visit us at 21827 State Road 54, official correspondence should be sent to the same address. Feel free to reach out at 813-414-7807 during our operating hours from Monday to Friday, 9 AM to 6 PM. Join us at Gte today and discover how we can help you navigate your financial journey with confidence. Visit our website at gtefinancial.org for more information or stop by our branch we look forward to serving you!

Branch History & Mission

Modern Services

As technology continues to advance, so do we. Gte provides modern conveniences such as online banking and mobile applications for easy account management. With ATM availability and drive-thru services at our branch, we ensure that banking with us is both convenient and efficient. For official correspondence, please note that while members can visit us at 21827 State Road 54, Lutz, FL 33549, you can also send mail to this address for any inquiries or documentation. We invite you to join the Gte family today! Experience personalized service that prioritizes your needs while being part of a community-focused credit union. Together, let's build a brighter financial future! For more information on how you can become a member or open an account, visit Gte Financial. You can also reach us at 813-414-7807 during our lobby hours from Monday to Friday from 9 AM to 6 PM.

Our Mission

At Gte, our mission is clear: we aim to provide exceptional financial services while actively supporting our local communities. We believe that everyone deserves access to affordable banking options that empower them to achieve their financial goals. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we strive to offer products that meet the diverse needs of our members. Our commitment extends beyond just providing financial services; we also focus on community outreach and partnership initiatives. We engage with local organizations and contribute to various causes that uplift those around us. Whether it's through financial education workshops or charitable donations, we are dedicated to making a positive impact.

Branch Location & Accessibility

A Warm Invitation

We invite you to come see what makes Gte special. Whether you're interested in opening a new account or just have questions about our services, don't hesitate to reach out! Give us a call at (813) 414-7807, or stop by during our operating hours we can't wait to serve you!

Nearby Landmarks and Accessibility

Nestled in the heart of Hillsborough County, you can find us near local favorites like the stunning Lake Park and the vibrant Lutz Community Center. Our location is designed with your convenience in mind, featuring ample parking and ADA-compliant access so everyone can visit us with ease. While members can visit us at 21827 State Road 54 Lutz Fl 33549, official correspondence should be sent to the same address since our mailing address is identical. We want to ensure that your experience with us is as smooth as possible.

Operating Hours and Services

At Land O Lakes, we understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 6 PM, providing you with plenty of opportunities to take care of your banking needs. Our friendly team is ready to assist you with personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and more! In addition to our lobby services, we also offer a drive-thru for quick transactions like deposits and withdrawals. If you're in need of an ATM, you'll be pleased to know that we have one available on-site for your convenience.

Member Eligibility

At Gte, we believe that becoming a member means joining a close-knit community where everyone is valued and supported. If you're looking to join us at our branch located at 21827 State Road 54 Lutz Fl 33549, you're in for some great benefits! Membership is open to anyone who lives, works, worships, or attends school in the areas we serve. It's as simple as that! Whether you're looking for personal banking options, auto loans, or business services, our friendly team is here to help you every step of the way. To get started, simply visit our eligibility page for more details about the requirements: http://www.gtefinancial.org/services/eligibility . Once you're ready to open your account, you can easily begin the process online through our account opening portal found here: http://www.gtefinancial.org/personal/new-account-applications-portal . If you have any questions along the way, don't hesitate to give us a call at (813) 414-7807. We can't wait to welcome you into the Gte family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify daily operations for your business. Imagine effortlessly processing payments while keeping track of transactions all in one place. Our solutions are designed to streamline your payment processes, allowing you to focus on what you do best growing your business. Visit us at 21827 State Road 54 Lutz Fl 33549, Lutz, FL or give us a call at (813) 414-7807 to learn more about how we can support your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to turn their ideas into reality and enhance their service offerings. - With an outstanding commercial loan portfolio of $184,542,430, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, our Business Banking services provide essential support to help your business thrive. From Merchant Services that simplify transactions to various Business Loans tailored for growth, we are committed to being a partner in your success.

Community Support

At Gte, we believe in serving our community beyond just banking needs. Our ability to conduct Shared Branch Transactions means members from partner credit unions can also access their accounts conveniently through us. We invite you to explore all these services and more at Land O Lakes! To learn how we can assist you further or if you have any questions about opening an account or obtaining a loan, feel free to call us at (813) 414-7807. We look forward to helping you reach your financial goals!

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Need to check balances or transfer money? It's all at your fingertips with just a few taps on your smartphone. We also ensure ease of access through our ATM & Cash Withdrawal Services, available 24/7, and basic drive-thru banking for quick transactions such as deposits and withdrawals.

Home Financing Solutions

For those dreaming of homeownership or looking to refinance, our Mortgage Loans & Refinancing options are designed with you in mind. Picture yourself in your new home, with manageable monthly payments that fit into your lifestyle. Our team is here to guide you through every step of the process.

Personal Banking

When it comes to personal banking, we offer various options that can help you achieve your financial goals. With our Checking & Savings Accounts, you can easily manage your daily expenses while saving for the future. Imagine having access to funds whenever you need them, whether it's for unexpected expenses or planned purchases. If you're in the market for a new car, our Auto Loans & Vehicle Financing services make it simple to get behind the wheel without breaking the bank. We understand that financing a vehicle can be daunting, so we provide competitive rates and flexible terms to suit your budget.

Personal Loans & Credit Options

Sometimes life throws unexpected costs your way. That's where our Personal Loans & Debt Consolidation services come into play. Whether you're planning a big purchase or consolidating debt for easier management, we've got flexible solutions that work for you. Plus, our Credit Cards with Rewards give you the chance to earn while you spend making each purchase more rewarding.

Digital & Online Banking

Key Features

With our mobile application available for download, banking fits right into your pocket. Enjoy features like person-to-person transfers that allow you to send money to friends or family quickly and securely. If you prefer using mobile payments, our app supports that too making transactions as easy as a tap on your phone. We also offer e-statements to help you stay organized. Say goodbye to piles of paper; you can view your statements online whenever you want. And for those times when a signature is needed, our electronic signature authorization makes it simple to complete transactions without the hassle of printing or mailing documents.

Security and Accessibility

Security is a top priority at Gte. Our online services are protected with the latest encryption technology, ensuring that your personal information remains safe. With user-friendly navigation and real-time account management, accessing your finances has never been more straightforward. Join us at Gte and experience the ease of digital banking that puts you in control of your financial life!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 716,548, showing a strong and growing member base that trusts us with their finances. This trust allows us to strengthen our offerings while ensuring the best possible experience for all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gte is your trusted partner. Visit us at 21827 State Road 54 Lutz Fl 33549 or call (813) 414-7807 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $793,499,760 in share certificates and $224,831,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $32,845,591, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 533 full-time employees and 13 part-time employees who are always ready to assist you with their knowledge and commitment.

Reinvesting in Our Community

With $220,775,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to the community goes beyond numbers; it reflects our dedication to helping you achieve your financial goals.

Robust Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We have $34,297 in used auto loans and $2,385,580,776 in total loans and leases ready for you. Whether you're looking to purchase a vehicle or need funds for other ventures, we're here to help.

Solid Capital Foundation

With a net worth of $331,769,882, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,156 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $684,226,409 in used vehicle loans and $321,296,741 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you have options that work for your budget. Plus, if you're considering refinancing your current auto loan, we can help you explore eligibility options that may lower your monthly payments.

Business Financing

For business owners, our outstanding commercial loans totaling $184,542,430 provide the capital needed to grow and expand. We understand the unique challenges businesses face, and we're dedicated to offering solutions that support your success. At Gte, we aim to provide straightforward financial products that meet your needs without unnecessary complications. If you're interested in any of our loan offerings or want more information about eligibility criteria, feel free to reach out at (813) 414-7807 or visit us at 21827 State Road 54 Lutz Fl 33549 in Lutz, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey is important to us, and we're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $273,777,974. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process and find the best solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $162,413,189 in loans helping members manage their finances effectively. These cards are designed to give you purchasing power without requiring collateral. Enjoy easy access to funds whenever you need them.

Loan Aggregator

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By using verified data from legitimate financial institutions, LendMesh builds trust and confidence in its comparison tool.

GTE FEDERAL CREDIT UNION - Lutz, FL

Type of Loan Offerings

Personal Loans

Vehicle Loans