Gte Credit Union Lakeland FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Gte, your trusted financial partner located at 5320 Us Highway 98 N, Lakeland, FL 33809. Since our establishment in 1935, we have dedicated ourselves to serving the community and helping our members achieve their financial goals. With a robust membership of over 233,807 individuals, we proudly manage total assets amounting to an impressive $2,880,874,959. At Gte, we understand that financial needs are as diverse as our members. Whether you're looking for a personal loan, auto financing, or business banking solutions, our team is here to guide you every step of the way. We currently offer a total of 144,517 loans and leases, ensuring that we can meet your borrowing needs with competitive rates and personalized service. Our commitment extends beyond just numbers; it reflects in our community involvement and dedication to enhancing the lives of those we serve. Under the leadership of CEO Brian Best and Board President Rick Hagan, our team of 546 employees works tirelessly to provide exceptional service and support. While members can visit us at our branch location for various services including checking and savings accounts, mortgage loans, and credit cards official correspondence should be directed to our mailing address: 5320 US Highway 98 N, Lakeland, FL 33809-0517. With total deposits reaching $114,538,107 and a net worth of $331,769,882, Gte stands strong in its mission to provide secure and reliable financial solutions. Our cash on hand totals $43,663,848, allowing us the flexibility to serve you better. We invite you to explore all that Gte has to offer by visiting our website at gtefinancial.org or giving us a call at 863-225-9804. Join us today and experience a credit union that truly cares about your financial well-being!

Branch History & Mission

A Rich Legacy

Gte was established with a mission to provide affordable financial services while fostering community spirit. Over the decades, we have seen remarkable growth in both our membership and assets, which now total over $2.8 billion. We pride ourselves on our commitment to helping individuals and families achieve their financial goals be it through auto loans, mortgages, or personal banking services. As we evolved, we embraced technology while maintaining our dedication to personal service. Our operating hours are designed for your convenience: Monday through Friday from 9 AM to 6 PM. We offer ATM services and drive-thru banking for those who prefer quick and easy transactions without stepping inside.

Join Us Today

We invite you to experience the Gte difference. With modern banking options like online and mobile banking available alongside traditional services, there's something here for everyone. Whether you're looking to open an account or need assistance with a loan application, our friendly team is here for you. Come be a part of our growing family at Gte! Together, let's build a brighter financial future for all in Lakeland and beyond. Visit us today or learn more about how you can join by calling us at 863-225-9804 or exploring our website at Gte Financial.

Our Mission

At Gte, our mission is simple: to empower our members financially while giving back to the community that supports us. We believe in not just meeting the financial needs of our members but also enhancing their overall quality of life. This includes offering competitive rates on loans and deposits as well as providing educational resources to help you make informed decisions about your finances. While members can visit us at 5320 US Highway 98 N, official correspondence should be sent to 5320 US Highway 98 N, Lakeland, FL 33809-0517 if needed. We actively seek partnerships within the community, participating in outreach efforts that address local needs and support various charitable initiatives. By choosing Gte as your credit union, you're not only securing your financial future but also contributing to the betterment of Lakeland.

Branch Location & Accessibility

Easy Access and Parking

At our Gte branch, accessibility is a top priority. We offer ample parking right outside the entrance, making it simple for you to stop by whenever you need assistance. If you have mobility concerns, rest assured that our facility is ADA compliant, featuring ramps and accessible entrances to ensure everyone can visit us with ease.

Operating Hours Tailored for You

We understand that life can get busy! That's why we're here for you Monday through Friday from 9 AM to 6 PM. Whether you're looking to open an account, ask about loans, or manage your finances, our friendly staff is ready to help during these hours.

Services and Amenities

Our branch features a drive-thru service for quick transactions without leaving your car. Need cash? We also have an ATM available for your convenience. Additionally, we participate in shared services, allowing members of partner credit unions to access basic transactions right here at our location. While members can visit us at 5320 Us Highway 98 N, official correspondence should be sent to the same address as our mailing address: 5320 US Highway 98 N, Lakeland, FL 33809-0517. We're excited to serve the community of Polk County and invite you to come in or call us at 863-225-9804 for any inquiries. Let us help you achieve your financial goals today!

Member Eligibility

At Gte, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're looking to be part of a supportive community, it's easy! To qualify for membership, you just need to meet certain criteria, which often include living, working, or worshipping in the area. We welcome people from all walks of life, and our goal is to provide accessible financial services to everyone. If you're curious about the specifics, feel free to check out the detailed eligibility information at http://www.gtefinancial.org/services/eligibility. Getting started with us is a breeze! Once you confirm your eligibility, you can open an account through our simple online portal. Whether you're interested in checking accounts, savings options, or loans, we're here to help every step of the way. If you have any questions or need assistance, don't hesitate to give us a call at (863) 225-9804. We're excited to welcome you to Gte at 5320 Us Highway 98 N Lakeland Fl 33809!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $184,542,430, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine being able to accept payments easily from your customers, whether they prefer credit cards, debit cards, or mobile payments. Our merchant services simplify transactions so you can focus on what matters most running your business. Picture this: a customer pays for their meal with a tap of their phone while you serve them with a smile. That's the convenience we offer at Gte. Visit us at 5320 Us Highway 98 N Lakeland Fl 33809 in Lakeland, FL or call us at (863) 225-9804 to learn more about how our business banking and commercial services can support your success!

Comprehensive List Of Services

Business Solutions

For business owners, Gte offers banking solutions tailored for you as well. Our business banking services include merchant services and business loans, helping you manage cash flow effectively while pursuing growth opportunities.

Convenient Access

When it comes to accessing your money, we've got you covered with ATM services for quick cash withdrawals and basic drive-thru banking for deposits and simple transactions all designed for convenience. If you're a member of a partner credit union, you can also enjoy shared branch transactions at our location. To make things even easier, take advantage of features like person-to-person payments through our mobile app. With all these digital banking options available at your fingertips, managing your finances has never been easier.

Get in Touch

We invite you to visit us at 5320 Us Highway 98 N Lakeland Fl 33809 or give us a call at (863) 225-9804 during our operating hours from Monday to Friday, 9 AM to 6 PM. Explore how our comprehensive list of services can help you achieve your financial goals today! For more information about eligibility or to open an account online, please visit our website. Your journey toward financial empowerment starts here!

Home Financing

For those considering home ownership or refinancing, our mortgage loans provide flexible options tailored to your budget. Our knowledgeable staff will guide you through the steps, making sure you feel confident in your decision.

Loans and Credit

We also understand that sometimes life brings unexpected expenses. That's why we offer personal loans and debt consolidation solutions that can help ease financial pressure. Plus, if you're looking for rewards while spending, check out our credit cards designed with benefits that suit your lifestyle.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that fit seamlessly into your lifestyle. Imagine being able to manage your finances easily from home or on the go with our online and mobile banking services. You can check balances, pay bills, and transfer funds right from your smartphone. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options make it simple to drive away in your dream car. Our rates are competitive, and the process is straightforward no unnecessary hurdles!

Digital & Online Banking

Convenient Online Banking

With our online banking services, you can check your account balance, pay bills, and transfer funds all with just a few clicks. You no longer need to visit a branch for everyday transactions; everything you need is right at your fingertips. Plus, if you prefer a more hands-on approach, our mobile application makes banking even easier by allowing you to manage your accounts directly from your smartphone.

Go Paperless with E-Statements

Switching to e-statements is not only eco-friendly but also convenient. You'll receive monthly statements directly to your email, making it easy to keep track of your finances without the clutter of paper statements.

Quick Payments and Transfers

Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send funds using just their email or phone number no hassle involved! Plus, if you're out shopping or dining out, take advantage of our mobile payments feature for an effortless checkout experience. At Gte, we strive to make banking straightforward and effective for all our members. Dive into the world of digital banking today and enjoy real-time account management with peace of mind knowing that your financial information is secure. Visit us at https://www.gtefinancial.org/ to learn more about how we can help simplify your financial life!

Secure Transactions

Security is our top priority. We ensure that your personal information is protected as you conduct transactions online. While we don't currently support electronic signature authorization, rest assured that every step of your online experience is designed with safety in mind.

Financial Strength

Committed Team

We also take pride in having 533 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growth and Trust

Total Share and Deposit Accounts stand at 716,548, showing a strong and growing member base that trusts us with their finances. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gte is your trusted partner. Visit us at 5320 Us Highway 98 N Lakeland Fl 33809 or call (863) 225-9804 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings and Deposits

Members' savings are secured through $793,499,760 in share certificates and $224,831,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $32,845,591, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $331,769,882, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,156 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Future

With $220,775,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $34,297 in used auto loans and $2,385,580,776 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $684,226,409 in used vehicle loans and $321,296,741 in new vehicle loans already helping members get on the road. We aim to make your car-buying experience straightforward and affordable.

Commercial Loans

For business owners, our outstanding commercial loans totaling $184,542,430 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your existing business, we can support your ambitions. At Gte, we are dedicated to providing accessible loan options tailored to fit diverse financial situations. If you're considering refinancing or want more information about eligibility options, don't hesitate to reach out. You can contact us at (863) 225-9804 or visit our branch located at 5320 Us Highway 98 N Lakeland Fl 33809, Lakeland, FL. We're here to help you navigate your financial journey with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines

For those needing ongoing access to funds, our credit lines totaling $554,444,415 provide flexibility and peace of mind. You can borrow what you need when you need it, making it easier to handle life's surprises.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $273,777,974, make buying or refinancing simple. We offer flexible terms and competitive rates, ensuring you find a solution that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $162,413,189 in loans helping members manage their finances effectively. This is an excellent option for those looking to consolidate debt or cover unexpected expenses without needing collateral.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers, allowing them to make informed financial decisions.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Gte

Type of Loan Offerings

Personal Loans

Vehicle Loans