Gte Credit Union Lakeland FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Gte, your trusted financial partner in the heart of Lakeland, Florida. Located at 1275 Oakbridge Pkwy, Lakeland, FL 33803, our branch has been serving the community since 1935. We take pride in being more than just a credit union; we are a community-focused institution dedicated to helping our 233,807 members achieve their financial goals. With total assets exceeding $2.88 billion, we have the resources to support you with a wide range of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts, or need financing solutions such as auto loans and mortgages, we've got you covered. Our total deposits stand at an impressive $114,538,107, demonstrating the trust our members place in us. At Gte, we understand that financial success is built on strong relationships and personalized service. Led by CEO Brian Best and Board President Rick Hagan, our team of 546 employees is here to assist you every step of the way. Our commitment to community impact is evident in our net worth of $331,769,882 and cash reserves of $43,663,848, ensuring we remain a stable and secure choice for all your banking needs. While members can visit us at our branch location, official correspondence should be sent to 1275 Oakbridge Pkwy, Lakeland, FL 33803. If you have any questions or would like to learn more about how we can help you thrive financially, don't hesitate to reach out at 863-262-4797. Join us today at Gte and experience the difference of banking with a credit union that truly cares about its members! Visit our website at www.gtefinancial.org for more information or to explore our services further.

Branch History & Mission

Community Focus

Community involvement is at the heart of what we do. From financial literacy workshops to partnerships with local organizations, we aim to uplift those around us. Our shared service center also allows members from partner credit unions access to many of our services, further promoting collaboration within our community.

Join Us Today

As we look towards the future, Gte remains committed to being more than just a financial institution; we want to be your partner in achieving your dreams. If you're ready to experience the benefits of being part of a community-focused credit union with deep roots in Lakeland, we invite you to join us today! Visit us at Gte Financial or call us at 863-262-4797 for more information on how you can become a member. Together, let's build a brighter future!

Our Journey

From our humble beginnings in the mid-20th century, Gte has blossomed into a thriving institution with over 233,807 members. Our commitment to financial empowerment is reflected in our total assets of nearly $2.9 billion, showcasing our strength and reliability as a trusted partner in your financial journey. Located at 1275 Oakbridge Pkwy, Lakeland, FL 33803, our branch is easily accessible for all your banking needs. Whether you are looking for personal banking solutions like checking and savings accounts, auto loans, or business financing options, we have you covered. If you're ever unsure about where to send official correspondence, remember that while you can visit us at our physical location, any mail should be sent to the same address.

Our Mission

At Gte, our mission goes beyond just numbers; it's about making a real impact in the lives of our members and the community. We strive to offer financial products that are not only beneficial but also tailored to meet individual needs. We believe in fostering strong relationships built on trust and transparency. Our dedicated team works hard to ensure that everyone can access essential services such as online banking and mobile payments. With features like ATM availability and drive-thru service, we prioritize convenience without compromising security or customer care.

Branch Location & Accessibility

Call Us Today!

While members can visit us directly at 1275 Oakbridge Pkwy for all their banking needs, official correspondence should be sent to the same address. If you have any questions or would like more information about our services, feel free to give us a call at 863-262-4797. We invite you to stop by Gte today and experience the difference that personalized service makes in your financial journey!

Convenient Access and Amenities

At Gte, we prioritize your comfort and convenience. Our branch features ample parking space, making it easy for you to stop by whether you're running errands or just need to take care of banking tasks. For those who require special assistance, our facility is ADA compliant with ramps and accessibility features designed to ensure everyone can access our services without difficulty.

Operating Hours and Services

We understand that life can be busy, so we offer flexible operating hours from Monday through Friday, opening at 9 AM and closing at 6 PM. Whether you're looking to open a new account, apply for an auto loan, or simply ask a question, our friendly team is here to help during these hours. In addition to traditional banking services like checking and savings accounts, we also offer auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. With both ATM availability and drive-thru banking services for quick transactions like deposits and withdrawals, you can choose the most convenient way to manage your money.

Member Eligibility

At Gte, we believe that everyone deserves a supportive financial community, and becoming a member is an exciting step towards better banking! If you're interested in joining us at our branch located at 1275 Oakbridge Pkwy Lakeland Fl 33803, you'll find that eligibility is quite simple. Generally, anyone who lives, works, worships, or attends school in the local area can become a member. We also welcome family members of existing members. This means that if you have loved ones who are already part of our community, you can join too! Being a member offers you access to personalized services, competitive rates, and a range of products designed to meet your financial needs. Getting started with your membership is easy! You can find all the details about eligibility on our website at http://www.gtefinancial.org/services/eligibility. Once you're ready to take the next step, simply visit our account opening page at http://www.gtefinancial.org/personal/new-account-applications-portal or give us a call at (863) 262-4797 for any questions. We can't wait to welcome you into the Gte family!

Business Banking & Commercial Services

Merchant Services Made Easy

Managing transactions shouldn't be a headache. Our merchant services offer easy solutions for accepting payments, so you can focus on what you do best running your business. Imagine having the ability to process payments swiftly and securely, giving your customers the convenience they desire while enhancing your cash flow. Visit us at 1275 Oakbridge Pkwy Lakeland Fl 33803 in Lakeland, FL or call us at (863) 262-4797 to discover how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $184,542,430, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs, our business banking services, including merchant services and business loans, are designed to support your growth. We know that running a business comes with its own set of challenges, so we're here to provide the financial tools necessary for success.

Digital Solutions

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can easily manage your accounts from anywhere, whether it's checking balances, making transfers, or paying bills all from the comfort of your home or on the go. Our ATM services ensure you have access to cash whenever you need it, complemented by drive-thru banking for quick transactions like deposits and withdrawals.

Financial Flexibility

Life can throw unexpected expenses your way, which is why we also offer personal loans and debt consolidation services. These can provide you with the financial flexibility needed to tackle emergencies or consolidate debt into manageable payments. And if you're looking for rewards while spending, don't miss out on our credit cards with rewards, allowing you to earn points for every dollar spent.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer a variety of checking and savings accounts designed to help you save for the future while enjoying easy access to your funds. Whether you're looking for a basic account or something more specialized, our options can fit your lifestyle. If you're considering purchasing a vehicle, our auto loans and vehicle financing services can help you drive away in the car of your dreams without stretching your budget. For those looking to buy a home, we provide mortgage loans and refinancing options that cater to first-time buyers as well as seasoned homeowners seeking better rates.

Shared Services

Additionally, as part of our commitment to community and collaboration, we provide basic shared branch transactions for members of partner credit unions. This means that whether you're making deposits or withdrawals at our location or elsewhere in the network, we've got you covered. At Gte, we are dedicated to meeting all your financial needs under one roof. With friendly staff ready to assist you and flexible hours (M-F 9-6), there's no better time than now to explore what we have to offer. Ready to take the next step? Contact us at (863) 262-4797 or visit us online at https://www.gtefinancial.org/ today!

Digital & Online Banking

Mobile Payments & Transfers

Need to send money to a friend? Our person-to-person transfers make it quick and easy to send money directly to someone else's account without any hassle. Additionally, take advantage of mobile payments for seamless transactions at various retailers just another way we strive to make banking easier for you! At Gte, we're committed to providing accessible and user-friendly banking solutions that fit into your busy lifestyle. Whether you're checking balances or making payments, our digital tools are designed to keep you connected and in control of your financial journey. So why wait? Explore everything we have to offer today!

Secure Transactions

Security is a top priority for us. You can rest assured that all transactions made through our digital services are safe and secure. While we currently do not support electronic signature authorization, we still ensure that every step of the process is protected with advanced security measures.

User-Friendly Features

Managing your finances should be simple and straightforward. That's why we provide features like e-statements, which allow you to view and manage your account statements electronically. You won't have to worry about paper clutter anymore; just a few clicks and you can access all your important documents securely online. Plus, our mobile application makes it even easier to stay on top of your accounts while you're out and about.

Financial Strength

A Committed Team Here for You

We also take pride in having 533 full-time employees and 13 part-time employees dedicated to providing exceptional service. This knowledgeable team ensures that your experience with us is always positive and helpful.

A Growing Community

With a total of 716,548 share accounts, it's clear that many trust us with their finances. This growing member base strengthens our ability to serve you even better. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gte is your trusted partner. Visit us at 1275 Oakbridge Pkwy Lakeland Fl 33803 or call (863) 262-4797 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Our Community

Our commitment to serving you goes beyond just offering great rates. With $220,775,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means more resources for you when it comes time to borrow or invest.

Member-Centric Savings Options

Members' savings are secured through $793,499,760 in share certificates and $224,831,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $32,845,591, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $331,769,882, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,156 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We are dedicated to helping you achieve your dreams with our lending capacity supporting various sectors. With $34,297 in used auto loans and $2,385,580,776 in total loans and leases, we stand ready to assist with your financing needs. Additionally, our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $684,226,409 in used vehicle loans and $321,296,741 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $184,542,430 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, our team is here to assist you every step of the way. In addition to these offerings, we have refinancing options available for many of our products. If you're considering refinancing your current loan or exploring eligibility options, don't hesitate to reach out. To learn more about our loan products or start your application today, feel free to contact us at (863) 262-4797, or visit us at 1275 Oakbridge Pkwy Lakeland Fl 33803, Lakeland, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial aspirations!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $162,413,189 in loans helping members manage their finances effectively. These cards come with various benefits and rewards, making them a great choice for those looking to build credit while enjoying additional perks.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $273,777,974, make buying or refinancing simple. We also provide guidance through the entire process, ensuring you find the best fit for your financial situation.

Loan Aggregator

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Gte

Type of Loan Offerings

Personal Loans

Vehicle Loans