Gte Credit Union Crystal River FL | Best Auto Loans & Business Banking

Introduction

Welcome to Gte, your trusted financial partner in the heart of Crystal River, Florida! Located at 5700 N Suncoast Blvd, Crystal River, FL 34428, our branch has been serving the community since 1935. With a strong commitment to our members and an impressive membership base of 233,807, we are dedicated to providing you with exceptional financial services tailored to meet your unique needs. At Gte, we believe in empowering our members through reliable banking solutions. Our total assets exceed $2.88 billion, ensuring that we have the resources to support your financial journey. Whether you're looking for personal banking options like checking and savings accounts or financing for a new vehicle, we've got you covered. Our team is proud to manage over $114 million in deposits and an extensive loan portfolio of 144,517 loans and leases, reflecting our ongoing dedication to helping you achieve your goals. We are not just about numbers; we care about our community. Under the leadership of CEO Brian Best and Board President Rick Hagan, our team of 546 employees works tirelessly to provide quality service and foster lasting relationships with our members. You can count on us for personalized service, whether you visit us in person or connect with us through our online platforms. While members can visit us at our branch location, official correspondence should be sent to 5700 N Suncoast Blvd, Crystal River, FL 34428. If you have any questions or would like to learn more about how we can assist you, feel free to give us a call at 352-364-5825. Explore all that Gte has to offer by visiting our website at gtefinancial.org today! Join us as we continue to support your financial well-being and strengthen our community together.

Branch History & Mission

Community Engagement

Beyond providing financial services, Gte places great importance on giving back to the community. We actively engage in various outreach programs and partnerships that promote local development and support those in need. By working together with local organizations, we aim to create a thriving environment for all residents in Citrus County. We invite you to join us on this journey. Experience firsthand the benefits of being part of a credit union that genuinely cares about its members and their communities. Visit us at Gte in Crystal River or explore more about what we offer on our website at Gte Financial. Your future awaits!

Our Mission

The mission of Gte is clear: we strive to empower our members with financial tools and resources that enhance their lives. We offer a range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our aim is not only to meet the financial needs of our members but also to contribute positively to the communities we serve. Gte believes in making banking more accessible. That's why we provide essential services such as ATM access and drive-thru banking for your convenience. Additionally, our shared service center allows members from partner credit unions to enjoy basic transactions with ease. As we continue to innovate and adapt to the changing landscape of financial services, we remain committed to ensuring that all members can access modern banking solutions whether through online banking or mobile payments. We prioritize ADA compliance and customer-centric initiatives that make banking easier for everyone.

Branch Location & Accessibility

Welcome to Gte, your friendly neighborhood credit union located at 5700 N Suncoast Blvd in beautiful Crystal River, Florida! Our branch is designed with your convenience in mind, making it easy for you to access all of our banking services. Whether you're stopping by for a quick transaction or need assistance with your financial needs, we're here to help. Located near popular local spots, our branch is just a short drive from the stunning Crystal River Preserve State Park. With ample parking available, you can easily visit us without any hassle. Plus, we ensure that our facilities are accessible to everyone, featuring ADA-compliant entrances and ramps. At Gte, we pride ourselves on our welcoming atmosphere and comprehensive services. Our operating hours are Monday through Friday from 9 AM to 6 PM, so you can visit us at a time that works best for you. We also offer convenient drive-thru banking for quick transactions like deposits and withdrawals, ensuring you can get in and out with ease. Don't forget about our ATM availability! You can access your funds anytime you need them. If you're looking for shared services, we proudly participate in shared branching, allowing members of partner credit unions to complete transactions right here at our location. While members can visit us at 5700 N Suncoast Blvd, official correspondence should be sent to the same address. If you have any questions or would like more information about our services, feel free to call us at 352-364-5825. We look forward to welcoming you to Gte and supporting your financial journey!

Member Eligibility

At Gte, we believe that becoming a member is like joining a close-knit family where everyone supports one another. We welcome individuals who live, work, or worship in our community, and those who are related to existing members. Whether you're looking for financial guidance, loan options, or simply a place to manage your money with care, you'll find that our doors are wide open for you. To learn more about the specific eligibility criteria, feel free to check out this resource: Eligibility Details. Joining us is straightforward and inclusive! You can start the process of opening your account right away by visiting our online portal at Account Opening. If you have any questions or need assistance along the way, don't hesitate to reach out at (352) 364-5825. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $184,542,430, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer essential merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly, whether it's in-store or online. This flexibility not only enhances customer satisfaction but also streamlines your operations. Whether you run a local café or a retail shop, our services can help you manage transactions effortlessly. Explore the full potential of your business with us at Gte located at 5700 N Suncoast Blvd Crystal River Fl 34428. Let's work together to turn your ambitions into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're looking to purchase a new car or refinance your current vehicle, our Auto Loans & Vehicle Financing options are ideal for making this process straightforward and stress-free. We provide competitive rates and flexible terms that can help you drive away in the vehicle of your choice.

Basic Drive-Thru and Shared Branch Transactions

When visiting us at Gte, you'll find basic drive-thru banking available for quick deposits and withdrawals without leaving your vehicle. Additionally, if you're a member of a partner credit union, our shared branch transactions make it simple for you to conduct essential banking tasks right here. As part of our commitment to accessibility and service quality, we encourage you to reach out with any questions about these offerings by calling us at (352) 364-5825. You can also visit us online at Crystal River for more information about opening an account or applying for loans. We look forward to serving you!

Business Banking

For local businesses, we also offer comprehensive Business Banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your success.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards, perfect for members who want to earn while they spend. With rewards on everyday purchases, using your card becomes even more beneficial.

Digital Banking Convenience

In today's fast-paced world, convenience is essential. Our Online & Mobile Banking services allow you to manage your accounts effortlessly from the comfort of your home or on-the-go. You can perform transactions like cash withdrawals at ATMs or engage in person-to-person payments easily.

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance an existing mortgage, our Mortgage Loans & Refinancing services are here to guide you through. With personalized assistance, we'll help you explore options that suit your financial goals and make home buying a reality.

Personal Banking

Starting with Personal Banking, we offer various checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or managing household bills, our accounts come with easy online and mobile banking features that allow you to access your money anytime, anywhere.

Personal Loans & Debt Consolidation

If unexpected expenses arise or if you're looking to consolidate debt, our Personal Loans & Debt Consolidation solutions can provide the support you need. These loans are designed with member-friendly terms that can ease your financial burden.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, managing your money has never been easier. Simply visit https://www.gtefinancial.org/ to access your accounts whenever you need to. Whether you want to check balances, pay bills, or transfer funds, our user-friendly platform makes it simple.

Go Mobile with Ease

Our mobile application puts the power of banking right in your pocket. You can make mobile payments, conduct person-to-person transfers, and more all at your fingertips. Plus, if you prefer paperless options, we offer e-statements for easy access to your financial records without the clutter.

Real-Time Management

With features like person-to-person transfers and mobile payments, you can manage your finances in real time. Need to send money to a friend? It's just a few taps away! Our services are designed to provide the flexibility you need for modern-day banking. At Gte, we believe that banking should fit into your lifestyle seamlessly. Join us today and experience the ease of digital banking tailored just for you!

Security You Can Trust

Your security is our top priority. While we don't currently use electronic signature authorization for all transactions, we have implemented strong security measures across all platforms to protect your information. Rest assured that when you bank with us online or through our app, you're in safe hands.

Financial Strength

Commitment to Growth

With $220,775,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $34,297 in used auto loans and $2,385,580,776 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 716,548, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gte is your trusted partner. Visit us at 5700 N Suncoast Blvd Crystal River Fl 34428 or call (352) 364-5825 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings

Members' savings are secured through $793,499,760 in share certificates and $224,831,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $32,845,591, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 533 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $331,769,882, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,156 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $684,226,409 in used vehicle loans and $321,296,741 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, our team is here to guide you through the process and find a loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $184,542,430 provide the capital needed to grow and expand your business. We understand the challenges entrepreneurs face, which is why we strive to offer financing solutions that support your goals. At Gte, we prioritize transparency and ease in every interaction. Our dedicated team is ready to assist you with any questions regarding eligibility or refinancing options. Feel free to contact us at (352) 364-5825 or visit us at our branch located at 5700 N Suncoast Blvd Crystal River Fl 34428, Crystal River, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $273,777,974, make buying or refinancing simple. We offer various terms and competitive interest rates tailored to help you secure your dream home. If you're interested in refinancing, we can assist with that as well just reach out for more details on eligibility options.

Personal Loans and Credit Cards

For those unexpected expenses or personal projects, our unsecured credit card loans totaling $162,413,189 provide flexible terms that help members manage their finances effectively. You can take advantage of low-interest rates while enjoying the convenience of cashless transactions.

Loan Aggregator

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GTE FEDERAL CREDIT UNION - Crystal River, FL

Type of Loan Offerings

Personal Loans

Vehicle Loans