Gte Credit Union Clearwater FL | Affordable Auto Loans & ATM Access

Introduction

Welcome to Gte, your trusted partner in financial well-being located at 29492 Us Highway 19 N, Clearwater, FL 33761. Since our establishment in 1935, we have been committed to serving our community with a range of personalized banking solutions designed to help you achieve your financial goals. With over 233,807 members, we pride ourselves on fostering strong relationships and creating a supportive environment for everyone who walks through our doors. At Gte, our robust financial standing speaks volumes about our dedication to our members. We currently manage assets totaling an impressive $2,880,874,959, reflecting our stability and commitment to providing excellent service. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we've got you covered with total loans amounting to 144,517. Our team, led by CEO Brian Best and Board President Rick Hagan, is here to ensure that you receive the highest level of service. With a dedicated staff of 546 employees, we are always ready to assist you with your banking needs. Our branch also offers convenient services like online and mobile banking, allowing you to manage your finances anytime and anywhere. While members can visit us at 29492 Us Highway 19 N, official correspondence should be sent to the same address for your convenience. Feel free to reach out at 727-228-6658 if you have any questions or need assistance. We invite you to explore all that we have to offer and experience the Gte difference today! Visit our website at gtefinancial.org for more information on how we can support your financial journey.

Branch History & Mission

Community Engagement

Gte is committed to being more than just a financial institution; we are an active participant in community outreach efforts. Through partnerships with local organizations and initiatives aimed at improving financial literacy and support for families in need, we strive to enhance the quality of life in Clearwater and beyond. We also embrace modern conveniences such as online banking, mobile payments, and ATM access available at various locations to ensure that managing your finances is as easy as possible. With drive-thru service options available during our operating hours from Monday to Friday from 9 AM to 6 PM, we cater to your busy lifestyle without compromising on service quality.

Join Us Today!

As we look toward the future, Gte invites you to join us on this remarkable journey. Experience firsthand how being part of our credit union means more than just banking; it's about becoming part of a family that cares deeply for its members and community. Visit us today or explore our website here to learn more about how we can help you achieve your financial goals!

Our Journey

Over the years, Gte has evolved significantly. We began with a small group of members who shared common goals and aspirations. As we expanded our offerings and embraced new technologies, we never lost sight of our mission: to provide exceptional financial services while fostering community growth and well-being. Today, with total assets reaching an impressive $2,880,874,959, we continue to be dedicated to helping our members achieve their financial dreams. Our commitment goes beyond just numbers; it's about making a real difference in people's lives. We understand that each member's journey is unique, which is why we offer personalized solutions that cater to individual needs be it auto loans, mortgages, or simple savings accounts.

Our Mission Statement

At the heart of Gte lies our mission: to empower our members through accessible financial services while actively contributing to the well-being of our community. We believe in creating strong relationships built on trust and transparency. Whether you are visiting us at our Clearwater branch or accessing services online via our user-friendly website, you can expect a warm welcome and expert guidance every step of the way. While members can visit us at 29492 Us Highway 19 N Clearwater, FL 33761 for face-to-face interactions or utilize our drive-thru banking service for quick transactions, official correspondence should be sent to the same address as it serves as both our branch and mailing location.

Branch Location & Accessibility

Accessibility and Convenience

At Gte, we pride ourselves on providing accessible banking services for everyone. Our branch is equipped with features that comply with ADA standards, ensuring that all members can easily navigate the space. Parking is available right outside our entrance, making your visit hassle-free. You can reach us at 727-228-6658 if you have any questions or need assistance before your visit. We also offer an ATM on-site for quick cash withdrawals and balance inquiries. Plus, if you're in a hurry, our drive-thru service allows you to complete basic transactions without leaving your vehicle.

Additional Services

In addition to traditional banking services like checking and savings accounts, we provide a variety of financial products including auto loans, mortgage options, and personal loans. If you're interested in shared services with partner credit unions, we've got you covered there too! While members can visit us at 29492 Us Highway 19 N, official correspondence should be sent to the same address. We look forward to seeing you soon! If you're ready to explore what we have to offer or need assistance with your banking needs, don't hesitate to drop by or give us a call today! Your journey toward better banking starts here at Gte!

Operating Hours

Our doors are open Monday through Friday from 9 AM to 6 PM, so you can choose a time that fits your schedule. We understand that life can be busy, and we aim to make banking as convenient as possible for you.

Member Eligibility

Welcome to the wonderful community at Gte! Becoming a member here is more than just opening a bank account; it's about joining a supportive family that prioritizes your financial well-being. To qualify for membership, you just need to live, work, or worship in the areas we serve, or have an immediate family member who is already a member. It's designed to be inclusive and welcoming! For all the specific details on eligibility, feel free to visit our website at http://www.gtefinancial.org/services/eligibility. Opening an account with us is simple and straightforward. Just head over to our account opening portal at http://www.gtefinancial.org/personal/new-account-applications-portal, where you'll find everything you need to get started. If you have any questions or need assistance, don't hesitate to call us at (727) 228-6658. We're excited for you to join us at Gte, located at 29492 Us Highway 19 N Clearwater Fl 33761, where we can help you achieve your financial goals together!

Business Banking & Commercial Services

Merchant Services That Matter

We also offer merchant services that can simplify the way you do business. Imagine having the ability to accept payments seamlessly from your customers whether online or in person allowing you to focus more on what you do best: running your business. Our tools are designed to help streamline transactions and improve cash flow. Visit us at 29492 Us Highway 19 N Clearwater Fl 33761 or call us at (727) 228-6658 to discover how our business banking solutions can help you thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $518 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $184,542,430, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? Our ATM services provide 24/7 withdrawals and balance checks. Plus, for those who prefer face-to-face interactions, our basic drive-thru banking allows for deposits and simple transactions without leaving your car.

Business Solutions

For entrepreneurs, we offer comprehensive business banking services, including merchant services and business loans. We understand that running a business requires reliable financial support, and we're here to help your venture thrive.

Credit Cards & Loans

Managing expenses can be tricky. That's why our credit cards come with rewards that let you earn while you spend! For unexpected costs or personal projects, our personal loans and debt consolidation options can provide the support you need to stay financially stable.

Digital Banking Features

In today's fast-paced world, having access to your finances anytime, anywhere is essential. At Gte, we offer robust online and mobile banking platforms that allow you to manage your accounts on the go. You can easily check balances, transfer funds, pay bills, and even make person-to-person payments all from the convenience of your smartphone or computer.

Home Financing

Looking to buy your first home or refinance an existing mortgage? Our mortgage loans are crafted with competitive rates and flexible terms to help you achieve your homeownership dreams. We know how crucial it is to find the right mortgage solution, so we guide you every step of the way.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services have you covered. We understand that everyone's financial journey is unique, which is why we offer accounts designed to fit various lifestyles and goals. If you're planning a new purchase or need assistance consolidating debt, consider our auto loans and vehicle financing options. They are ideal for those who want to drive away in their dream car without breaking the bank.

Shared Branch Transactions

If you're a member of another participating credit union, don't worry! You can still access basic shared branch transactions like deposits and withdrawals right here at Gte. We invite you to explore all these services in more detail by visiting our website at Palm Harbor or calling us at (727) 228-6658. Whether you're starting a new chapter in life or managing everyday finances, we're here to support you every step of the way. Come visit us today!

Digital & Online Banking

At Gte, we understand that managing your finances should be as easy and secure as possible. That's why we offer a wide range of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, our tools empower you to take control of your money anytime you need. With our online banking platform, you can check your account balances, view transaction history, and pay bills all from the comfort of your own home. Our services are available 24/7, so you can manage your finances when it suits you best. Plus, if you prefer paperless options, we provide e-statements for easy access to your account statements without the clutter. For those who love using their smartphones, our mobile application offers a user-friendly experience that puts banking right at your fingertips. You can make person-to-person transfers with just a few taps, ensuring that sending money to friends or family is quick and hassle-free. And if you're out shopping, our mobile payments feature allows you to make purchases conveniently and securely from your phone. We prioritize security in all our digital services. With features like electronic signature authorization available for specific transactions you can enjoy peace of mind knowing that your information is protected. At Gte, we believe banking should not only be accessible but also simple and effective. Experience the freedom of real-time account management and take advantage of our innovative online banking solutions today!

Financial Strength

Commitment to Growth

With $220,775,530 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $34,297 in used auto loans and $2,385,580,776 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 533 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts: 716,548, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. This strong foundation allows us to meet your needs effectively while planning for future growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gte is your trusted partner. Visit us at 29492 Us Highway 19 N Clearwater Fl 33761 or call (727) 228-6658 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Your savings are our priority. Members' savings are secured through $793,499,760 in share certificates and $224,831,274 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $32,845,591, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $331,769,882, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,156 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $684,226,409 in used vehicle loans and $321,296,741 in new vehicle loans already helping members get on the road. We provide straightforward terms and refinancing options to ensure you get the most out of your investment.

Business Financing

For business owners, our outstanding commercial loans totaling $184,542,430 provide the capital needed to grow and expand. We understand the challenges small businesses face and are committed to supporting your endeavors with customized lending solutions. At Gte, we pride ourselves on being more than just a lender; we're your financial partner. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about our loan offerings or checking your eligibility for any of our products, please feel free to reach out by calling us at (727) 228-6658 or visiting us at 29492 Us Highway 19 N Clearwater Fl 33761 in Clearwater, FL. Let us help you take the next step towards achieving your financial goals!

Credit Lines and Unsecured Loans

For those needing additional flexibility in managing finances, we also offer flexible terms on unsecured credit card loans, with a total of $162,413,189 in loans helping members manage their finances effectively. Additionally, our total credit lines amount to $554,444,415, providing easy access to funds whenever you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $273,777,974, make buying or refinancing simple. Whether you're purchasing your first home or seeking to refinance an existing mortgage, our dedicated team is here to guide you through every step of the process.

Loan Aggregator

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Gte

Type of Loan Offerings

Personal Loans

Vehicle Loans