Growing Oaks Credit Union Oklahoma City OK | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Growing Oaks, your trusted credit union located at 1401 E I 44 Service Rd Ste B, Oklahoma City, OK 73111. Since opening our doors in 2020, we have proudly served over 401 members and have built a strong community presence. Our commitment to financial wellness is reflected not just in our services but also in the trust we've earned from our members. At Growing Oaks, we offer a range of services designed to meet your financial needs, including personal banking, auto loans, mortgages, and business banking solutions. With total assets reaching $2,920,204 and deposits amounting to $679,402, we ensure that your money is secure while providing competitive rates and personalized service. While you can visit us at our branch for assistance, please note that official correspondence should be directed to our mailing address at 299 Industrial Blvd, Goldsby, OK 73093. Under the leadership of CEO Pamela Greening and Board President Paul Moore, our dedicated team of 5 employees is here to support you every step of the way. Whether you're looking for financial advice or need help with loans like our competitive auto loans with a total of 145 loans currently active we're here to help you grow financially. If you're ready to take the next step towards achieving your financial goals or simply want to learn more about what we offer, don't hesitate to reach out! Call us at 405-652-0480 or visit our website at www.growingoaksfcu.com for more information. Join us today and experience the Growing Oaks difference!

Branch History & Mission

Welcome to Growing Oaks, where our commitment to community and member service has been blossoming since we opened our doors in 2020. Located at 1401 E I 44 Service Rd Ste B, Oklahoma City, OK 73111, our branch has quickly become a trusted financial partner for the residents of this vibrant city. As we look back on our journey, we celebrate not only our growth but also the strong relationships we've built with over 401 members. At Growing Oaks, our mission is clear: to provide accessible and affordable financial services that empower individuals and families to achieve their goals. We believe that everyone deserves the opportunity to thrive financially. Our services range from personal banking like checking and savings accounts to auto loans, mortgages, and business banking solutions. Each service is designed with you in mind, ensuring that your financial journey is as smooth as possible. As a member-owned credit union, we are dedicated to supporting our local community. We engage in various outreach initiatives and partnerships aimed at enhancing financial literacy among residents. Our operating hours reflect this commitment; we host financial literacy classes every first and fourth Monday of the month from 4:30 PM to 7:30 PM, providing valuable knowledge to help you make informed decisions about your finances. Although we currently do not offer drive-thru banking or ATM services at this location, we ensure that all our digital platforms are user-friendly and accessible. Members can take advantage of online banking and mobile payments for a convenient banking experience right at their fingertips. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 299 Industrial Blvd, Goldsby, OK 73093. For any inquiries or assistance, feel free to reach out to us at 405-652-0480. As we continue to grow now boasting total assets of $2,920,204 we remain committed to enhancing the lives of those in Oklahoma City and beyond. Join us at Growing Oaks and discover how we can help you reach your financial goals while being part of a caring community. Your journey towards financial empowerment starts here!

Branch Location & Accessibility

Banking Services Just for You

At Growing Oaks, we offer a variety of personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Although we currently do not have an ATM or drive-thru service available at this location, our friendly staff is here to assist you with all your banking inquiries. We invite you to visit us at Growing Oaks in Oklahoma City! Experience personalized service from our dedicated team who are ready to help you with your financial journey. Come see us soon!

Easy Access and Parking

At Growing Oaks, we prioritize accessibility for all members. Our branch is ADA compliant and features ramps to ensure everyone can easily access our services. There's ample parking available right outside the entrance, making it simple to pop in and out without any hassle.

Operating Hours Tailored for You

We understand that your time is valuable. That's why we offer financial literacy classes on the 1st and 4th Monday of each month from 4:30 PM to 7:30 PM. Outside of these hours, we welcome appointments to meet your specific needs. Feel free to give us a call at 405-652-0480 to schedule a visit or inquire about our services.

Member Eligibility

Joining the Growing Oaks community means stepping into a supportive family where your financial well-being is our top priority. To become a member of Growing Oaks, you simply need to meet a few friendly eligibility requirements, which mostly revolve around living, working, or attending school in certain areas or being related to an existing member. We believe that everyone deserves access to quality financial services, and we're here to help you on that journey. For more detailed information about our eligibility criteria, feel free to check out this resource. Once you're ready to take the next step, opening an account with us is easy! You can get started by giving us a call at (405) 652-0480 or visiting us at our branch located at 1401 E I 44 Service Rd Ste B Oklahoma City Ok 73111. Whether you're looking for personal banking options, auto loans, or other financial services, we're excited to welcome you into our Growing Oaks family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no outstanding commercial loans or specific member and non-member loan amounts, our focus remains on helping you explore flexible financing options when you're ready to expand or invest in new opportunities.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your transactions. Imagine effortlessly accepting payments from customers while keeping track of sales and inventory all in one place. This convenience can free up your time, allowing you to focus more on what you do best running your business. Whether you're just starting out or looking to grow, Growing Oaks is here to support your journey. For more information on how we can assist your business at 1401 E I 44 Service Rd Ste B, Oklahoma City, OK 73111, call us at 405-652-0480. Let's build a successful future together!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing can help make that dream car a reality. With competitive rates and flexible terms, we work with you to find a loan that fits your budget. Picture yourself driving off in that new car while knowing you've made a smart financial choice.

Business Banking Solutions

For our entrepreneurial members, we provide comprehensive Business Banking services including merchant services and business loans. We understand how vital it is for businesses to have reliable financial support, so we're here to help you thrive.

Convenient Access

In addition to these offerings, Growing Oaks provides essential services such as ATM and cash withdrawal options for easy access to your funds whenever you need them. Although we do not have ATMs directly at our location, we ensure that accessing cash is straightforward through shared networks. We invite you to experience the warmth and support that comes with being part of the Growing Oaks family. If you're ready to explore these services further or if you have questions, don't hesitate to reach out! Call us at 405-652-0480 or visit our website at growingoaksfcu.com for more information. Your financial journey starts here!

Credit Cards with Rewards

With our Credit Cards with Rewards, you can earn benefits while making everyday purchases. Imagine earning points on groceries or gas these rewards can add up quickly, giving you more value from your spending.

Mortgage Loans and Refinancing

For those considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services offer affordable options tailored to your situation. We understand that buying a home is one of the biggest decisions you'll ever make, and we're here to guide you through every step of the process.

Personal Banking Services

Whether you're looking to open a checking or savings account, we have options that suit everyone. Our Personal Banking services not only provide you with the tools to manage your daily finances but also help you plan for the future. Imagine easily accessing your funds through our Online & Mobile Banking features, allowing you to check your balance and transfer money with just a few taps on your smartphone.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services are designed to help you manage those costs without added stress. Whether it's medical bills or home repairs, think of us as your financial partner ready to support you when needed most.

Digital & Online Banking

Key Features for Your Convenience

We prioritize your security and convenience with features like electronic signature authorization, making it easier than ever to complete transactions without the hassle of paperwork. You can also opt for e-statements, allowing you to view your financial statements online saving paper and keeping your records organized. For those who love using their smartphones, our mobile application offers additional flexibility. Whether you're making mobile payments or checking your account balance during lunch, our app puts everything you need right in the palm of your hand. Although person-to-person transfers are not available at this time, rest assured that we continually strive to enhance our services based on member feedback.

Stay Connected Anytime

With Growing Oaks' online banking services, staying connected to your finances has never been easier. Our platform is designed to give you real-time access and management capabilities for all your accounts. So whether you're at home or on the move, you'll always have what you need to make informed financial decisions. Join us today and discover how our digital banking services can simplify your life!

Financial Strength

A Growing Community

We proudly serve 661 total share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Growing Oaks is your trusted partner. Visit us at 1401 E I 44 Service Rd Ste B Oklahoma City OK 73111 or call 405-652-0480 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $673,641 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we currently have no non-member deposits, our focus remains on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our -11,543 net income reflects the challenges we've faced but also highlights our commitment to operational efficiency as we work towards improving our services for you. We have a dedicated team of 3 full-time employees and 2 part-time employees, ensuring that our branches are always ready to serve you with knowledgeable support.

Reinvesting in Your Future

With $75,938 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,906,458 in total loans and leases and $73 in used auto loans.

Strong Financial Health

With a net worth of $285,864, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 979 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $639,575 in used vehicle loans and $269,046 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or change your loan terms. With just six new auto loans funded recently, we are here to help you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $159,872, make buying or refinancing simple. We aim to guide you through the process so you can feel confident about securing your dream home.

Personal and Credit Line Loans

Additionally, our personal loan options help with debt consolidation or unexpected expenses. With $150,000 available in credit lines, you can access funds quickly when needed. If you're interested in any of our offerings or would like more information on eligibility options for these products, please don't hesitate to reach out. You can contact us at 405-652-0480 or visit us at 1401 E I 44 Service Rd Ste B, Oklahoma City, OK 73111. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Growing Oaks, we are committed to providing our members with exceptional service and valuable lending products tailored to meet your unique needs.

Unsecured Credit Cards

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. While currently, our total for these loans is $0, we strive to provide valuable options for all your borrowing needs when they arise.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means you receive fair offers that reflect the current market conditions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your needs. - Real-Time Rate Comparisons: You can access up-to-date loan rates from multiple institutions, enabling you to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reinforces our dedication to providing a reliable service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Growing Oaks