Growing Oaks Credit Union Goldsby OK | Affordable Auto Loans & Business Banking

Introduction

Welcome to Growing Oaks, your trusted partner in financial growth and community support! Located at 299 Industrial Blvd, Goldsby, OK 73093, our branch has been serving members since 2020. With a strong commitment to providing exceptional banking services, we currently boast a membership of 401 individuals who have chosen us for their financial needs. At Growing Oaks, we understand that every dollar counts. That's why we manage over $2,920,204 in total assets, ensuring that we can offer competitive rates on loans and deposits. Our total deposits stand at $679,402, reflecting the trust our community places in us. We pride ourselves on offering a range of services including personal banking options like checking and savings accounts, auto loans, and credit cards with rewards. Our dedicated team of 5 employees, led by CEO Pamela Greening and Board President Paul Moore, is here to ensure you receive personalized service tailored to your unique financial situation. Whether you need assistance with business banking or are looking for ways to consolidate debt, we're ready to help you navigate your financial journey. While members can visit us at our branch location, official correspondence should be sent to the same address for convenience. If you have any questions or need assistance, don't hesitate to reach out! You can call us at (405) 652-0480 during our lobby hours from Monday through Friday, or set up an appointment on Wednesdays. Join us at Growing Oaks and experience the difference of a credit union that puts its members first. For more information about our services or to learn how you can become a member, visit us online at growingoaksfcu.com. Your financial future starts here!

Branch History & Mission

Welcome to Growing Oaks, a credit union with a heart for the community and a commitment to its members. Located at 299 Industrial Blvd in Goldsby, OK, our branch opened its doors in 2020, marking the beginning of a journey dedicated to providing exceptional financial services. With a total membership of over 400 individuals, we are proud to serve our community and help them grow financially. Since our inception, Growing Oaks has focused on building strong relationships with our members while offering a range of services tailored to meet their needs. Our total assets now stand at an impressive $2,920,204, reflecting our growth and stability in just a few years. We believe that every member deserves personalized attention and support, which is why we are committed to maintaining an inviting atmosphere where everyone feels valued. At Growing Oaks, our mission is clear: we strive to empower individuals by providing accessible financial solutions that foster growth and stability. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business banking services, we are here to help you navigate your financial journey. We also take pride in our online and mobile banking services that offer convenience and flexibility for all our members. Our headquarters is situated in Goldsby, OK, where we have established strong ties within the community. We understand the importance of being involved locally; hence, we actively participate in various outreach programs designed to uplift our neighbors. Our partnerships with local organizations enable us to contribute positively and make a meaningful difference. While members can visit us at 299 Industrial Blvd Goldsby Ok 73093, official correspondence should be sent to 299 Industrial Blvd, Goldsby, OK 73093 if different. Our branch operates during convenient hours: Monday, Tuesday, Thursday, and Friday from 9 AM to 5 PM, with extended hours available by appointment until 7 PM on select days. We invite you to experience the benefits of membership at Growing Oaks. Join us today and let's work together towards achieving your financial goals! For more information or assistance, feel free to reach out at (405) 652-0480. Your journey towards financial empowerment starts here!

Branch Location & Accessibility

Convenient Access

At Growing Oaks, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ample parking, ensuring that everyone can visit us comfortably. If you need to conduct transactions quickly, we also provide ATM services right on-site for your convenience. While our branch does not currently offer drive-thru banking, we're here to assist you inside with friendly staff ready to help.

Operating Hours That Work for You

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule. You can visit us Monday, Tuesday, Thursday, and Friday from 9 AM to 5 PM. On Wednesdays, we're available by appointment until 5 PM just give us a call at 405-652-0480 to set up a time that works for you.

Your Home for Banking Services

At Growing Oaks, we offer a wide range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing options, we've got you covered. Plus, with online and mobile banking features available, managing your finances has never been easier. While members can visit us at 299 Industrial Blvd Goldsby Ok 73093, official correspondence should be sent to 299 Industrial Blvd, Goldsby, OK 73093. We invite you to come by and see how we can help you achieve your financial goals! Don't hesitate to reach out or drop in; we can't wait to welcome you!

Member Eligibility

At Growing Oaks, we believe that everyone deserves a chance to be part of a caring community where your financial needs come first. Becoming a member is simple and welcoming! If you live, work, or go to school in the area around Goldsby, OK, you're likely eligible to join us. We invite individuals who share our values and commitment to support one another financially. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at this link. Joining Growing Oaks not only gives you access to a variety of financial services designed with your best interests in mind, but it also connects you with a supportive network of fellow members. Opening an account is easy just give us a call at (405) 652-0480 or stop by our branch located at 299 Industrial Blvd Goldsby Ok 73093 during our lobby hours. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make Sense

We also offer merchant services that simplify transactions for your customers. Picture this: with easy payment processing options, you can enhance customer experience while keeping track of sales effortlessly. Our services help you manage payments smoothly, allowing you to focus more on what matters growing your business. If you're ready to take the next step in your business journey, visit us at 299 Industrial Blvd Goldsby Ok 73093 in Goldsby, OK, or call us at (405) 652-0480. Let's work together to turn your vision into success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have member or non-member commercial loans available, we focus on understanding the specific requirements of each business and providing personalized solutions as they arise.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services make it easy to get behind the wheel. We offer competitive rates and flexible terms that fit your budget. Our friendly staff is here to help guide you through the loan process so that you can focus on finding the perfect vehicle.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive Business Banking services including merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Convenience Services

At Growing Oaks, convenience is key. Our Online & Mobile Banking features allow you to manage your finances with ease right from your smartphone or computer. You can also access ATM and cash withdrawal services whenever needed perfect for when you're on the go! In summary, whether you're seeking personal banking solutions or business resources, Growing Oaks is dedicated to meeting all your financial needs with care and expertise. If you're ready to explore how we can assist you further, don't hesitate to reach out! Call us today at 405-652-0480 or visit our website at growingoaksfcu.com for more information. Join us in securing a brighter financial future!

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase brings you closer to earning exciting rewards. Whether it's cashback or travel points, using our credit card can turn everyday spending into something more rewarding.

Mortgage Loans & Refinancing

When it comes to homeownership, our Mortgage Loans & Refinancing options are designed with your needs in mind. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team will help simplify the process, making it as stress-free as possible.

Personal Banking

Our Personal Banking options include checking and savings accounts that are designed for ease and accessibility. Imagine having your funds readily available whenever you need them, whether it's for everyday purchases or saving for that special vacation. With features like online banking and mobile applications, you can check your balance or transfer funds from anywhere at any time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. Need some extra cash for a home repair or want to consolidate high-interest debt? We have solutions that can help lighten your financial load.

Digital & Online Banking

E-Statements and Security

Say goodbye to paper clutter! Our e-statements are available for your convenience, allowing you to view your financial information securely online. Plus, we prioritize your safety with electronic signature authorization, ensuring that your transactions are protected every step of the way.

Mobile Banking Made Easy

Stay connected with our mobile application. It offers all the features of online banking right in your pocket! You can even make mobile payments quickly and easily no need for cash or checks anymore. Just use your smartphone to pay whenever and wherever you need to.

Online Banking Services

Our online banking platform is designed with you in mind. You can access your accounts 24/7 at https://www.growingoaksfcu.com/. Whether you're checking your balance, transferring funds, or paying bills, it's all just a few clicks away. No more waiting in line or rushing to the branch before closing time!

Quick Transfers and Real-Time Management

Need to send money? Although we currently do not offer person-to-person transfers, our other services still provide great flexibility. You can manage your accounts in real-time, giving you control over your finances like never before. In conclusion, Growing Oaks is committed to making banking simple and accessible for all members. With our robust digital services, you have the tools you need to stay on top of your finances while enjoying peace of mind knowing that security is always a priority. Visit us today at https://www.growingoaksfcu.com/ to explore all that we have to offer!

Financial Strength

At Growing Oaks, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, demonstrating our commitment to serving you well. With a net worth of $285,864, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $979 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $673,641 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $75,938 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $73 in used auto loans and $1,906,458 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $-11,543, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 661, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Growing Oaks is your trusted partner. Visit us at 299 Industrial Blvd Goldsby Ok 73093 or call (405) 652-0480 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $639,575 in used vehicle loans and $269,046 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we can assist you in making it happen.

Credit Lines and Unsecured Loans

For those looking for more flexibility with their finances, we offer credit lines up to $150,000, allowing you to access funds when you need them. Additionally, while we currently do not have unsecured credit card loans available, our team is here to help you explore other financing options that fit your lifestyle. At Growing Oaks in Goldsby, OK (299 Industrial Blvd), we're committed to transparency and support. You can reach us at (405) 652-0480 if you have any questions about our loan products or need assistance with your application. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Discover how our loan offerings can help you achieve your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $159,872, make buying or refinancing simple. We provide personalized support through the application process so you can focus on what matters most your new home.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers without hidden fees or unexpected surprises.

Growing Oaks