Grow Financial Summerville SC Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Grow Financial, your trusted community credit union located at 9514 Dorchester Rd Ste 102, Summerville, SC 29485. Since our establishment in 1955, we have proudly served over 276,238 members, providing them with a wide range of financial services tailored to their needs. Our commitment to the community is reflected in our impressive total assets of $3,745,610,325 and total deposits amounting to $283,267,268. At Grow Financial, we understand that every member's financial journey is unique. That's why we offer diverse services including personal banking accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. With a dedicated team of 596 employees led by our CEO Thomas Feindt and Board President Richard Reeder, we are here to support you every step of the way. For any correspondence, feel free to reach out via phone at (813) 837-2451 or send us a fax at (813) 832-3619. While members can visit us at our branch address for face-to-face interactions, official correspondence should be sent to the same location: 9514 Dorchester Rd Ste 102, Summerville, SC 29485. With a strong net worth of $404,648,174 and a healthy cash reserve of $19,672,690, we ensure that your funds are safe and accessible when you need them. We invite you to explore our offerings and see how we can help you achieve your financial goals. Whether you're looking for guidance on loans or want to open an account online through our website at Grow Financial, we're here for you. Join us in building a stronger community through better banking solutions! Visit us today or give us a call let's work together towards your financial success!

Branch History & Mission

At Grow Financial, our story began in 1955 in the heart of Summerville, SC. Since then, we have been dedicated to building a strong financial foundation for our community. Located at 9514 Dorchester Rd Ste 102, our branch stands as a testament to our commitment to serve and empower our members. Over the years, we have experienced remarkable growth. Today, with over 276,000 members and total assets exceeding $3.7 billion, we are proud to be a trusted financial partner in the lives of so many individuals and families. Our mission is simple yet profound: to provide exceptional financial services while enriching the communities we serve. We believe that banking should be more than just transactions; it's about relationships. This ethos drives us to offer personalized services that include everything from checking and savings accounts to auto loans and mortgages. Our digital banking tools make it easy for members to manage their finances anytime, anywhere. With features like online banking and mobile payments, we prioritize convenience while ensuring accessibility for all. Our mission extends beyond traditional banking as we actively engage in community outreach initiatives. We partner with local organizations to support education, health, and wellness programs that uplift our neighbors and strengthen our ties within Summerville and beyond. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address at 9514 Dorchester Rd Ste 102, Summerville, SC 29485 if different from where you do your banking. At Grow Financial, we strive not only to meet the financial needs of our members but also to foster a spirit of community and support. Join us today and discover how we can help you achieve your financial goals while making a positive impact on those around you. Together, let's build a brighter future!

Branch Location & Accessibility

Connect with Us

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 813-837-2451. Our friendly team is here to help you with all your banking needs. We look forward to welcoming you at Grow Financial's Wescott Branch!

Convenient Access and Parking

We understand that convenience is key when it comes to banking. Our location features ample parking for our members, ensuring you can get in and out without hassle. Plus, our branch complies with ADA standards, making it accessible for everyone.

Friendly Operating Hours

At Grow Financial, we prioritize your schedule. Our lobby hours are designed to fit your busy life: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. This way, you can visit us when it's most convenient for you!

Services Tailored for You

While you're here, take advantage of our wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and even credit cards with rewards. We also offer online and mobile banking options for those who prefer managing their finances on-the-go.

Member Eligibility

At Grow Financial, we believe that becoming a member is like joining a close-knit family where everyone is supported and valued. If you're looking to take advantage of our services, you'll be happy to know that membership is open to individuals who live, work, worship, or attend school in the areas we serve. This means that you could easily qualify if you have ties to our community here at 9514 Dorchester Rd Ste 102 Summerville Sc 29485. We invite you to explore the specific eligibility details on our website at https://www.growfinancial.org/membership/membership-perks-eligibility/ for any updates or additional information. Joining us is straightforward and welcoming! Once you confirm your eligibility, opening an account is a breeze simply reach out to us at (813) 837-2451 or visit our branch during business hours. Our team is eager to assist you every step of the way as you unlock the benefits of being part of Grow Financial. Whether it's personalized financial services or community-focused initiatives, there's so much waiting for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $327 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $129,713,813, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that can simplify your payment processes. Imagine being able to accept payments seamlessly from your customers, whether they're using credit cards, mobile payments, or digital wallets. This convenience not only enhances customer satisfaction but also streamlines your operations. Visit us at 9514 Dorchester Rd Ste 102 Summerville Sc 29485 in Summerville, SC, or give us a call at (813) 837-2451 to learn more about how our business banking services can support your journey towards success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we know that managing finances can be challenging. That's why our business banking services include merchant services and business loans designed specifically for small businesses like yours. Let us help you focus on what matters most: growing your business.

Convenient Access

We also provide convenient access through our ATM services, allowing members to withdraw cash and check balances without hassle. With 24/7 access to our ATMs, managing your money has never been easier. As part of our commitment to delivering exceptional service, don't forget about our friendly staff who are always ready to assist you during regular hours: Monday - Thursday from 9 am - 5 pm, Friday until 6 pm, and Saturday from 9 am - 12 pm. Ready to explore how we can help meet your financial goals? Visit us at 9514 Dorchester Rd Ste 102 Summerville Sc 29485, call us at (813) 837-2451, or check out our website at Wescott Branch today! Your journey toward better financial health starts here with us at Grow Financial!

Home Financing

Dreaming of owning a home? At Grow Financial, we provide comprehensive mortgage loans and refinancing options tailored to meet your unique situation. Our experienced mortgage specialists guide you through the process, ensuring you understand every step along the way. Whether you're buying your first home or refinancing an existing loan, we're committed to making the journey as straightforward as possible.

Personal Banking Solutions

For those looking for reliable banking options, we offer various personal banking services. Our checking and savings accounts come with user-friendly features designed to make your banking experience smooth and simple. Imagine easily accessing your funds through our robust online and mobile banking platforms. You can check balances, transfer money, and even set up alerts all from the comfort of your home or on the go.

Personal Loans & Credit Options

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. You can consolidate multiple debts into one manageable payment or take out a personal loan for those unforeseen costs like medical bills or home repairs without added stress. Plus, if you're looking for credit options, our credit cards with rewards allow you to earn benefits while making everyday purchases.

Vehicle Financing

When it's time to purchase a vehicle, our auto loans and vehicle financing options make it easy for you to hit the road. We understand that buying a car is a significant decision, which is why we work closely with you to find the best terms that fit your budget. With competitive rates and flexible repayment plans, you can drive off feeling satisfied and secure.

Digital & Online Banking

Additional Benefits

We also offer e-statements to help you go paperless and keep track of your finances more efficiently. With electronic statements available through Yes, reviewing your account activity has never been easier. Although we do not currently support electronic signature authorization, our secure online services ensure that all your transactions are safe. At Grow Financial, we prioritize accessibility and ease-of-use in every aspect of our digital banking experience. You can take charge of your finances with real-time account management at your fingertips. Experience the freedom of modern banking today!

Key Features

With just a few clicks, you can visit our online banking portal at https://www.growfinancial.org/ to check balances, transfer funds, and pay bills all from the comfort of your own device. Our platform is designed with security in mind, so you can feel confident knowing that your information is protected. For those who prefer mobile banking, our user-friendly mobile application allows you to manage your accounts right from your smartphone. You can set up mobile payments easily, making transactions quick and hassle-free. Plus, if you need to send money to friends or family, our person-to-person transfer feature simplifies the process no need for cash or checks!

Financial Strength

Commitment to Growth and Innovation

With $388,483,372 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $41,030 in used auto loans and $2,731,264,292 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 512,928, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,152,569. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Grow Financial is your trusted partner. Visit us at 9514 Dorchester Rd Ste 102 Summerville Sc 29485 or call (813) 837-2451 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $717,710,791 in share certificates and $966,650,306 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 576 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Position

With a net worth of $404,648,174, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,076 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing your existing loans or exploring eligibility options for any of our products, please don't hesitate to ask. Our team is ready to assist you in finding solutions that work best for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Grow Financial in Summerville, SC, we prioritize your financial well-being and are committed to providing personalized service tailored to your needs. Stop by our branch or call us today to learn more about how we can assist you with your borrowing needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $785,783,080 in used vehicle loans and $696,498,437 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used car, our financing options can make it happen.

Business Financing

For business owners looking to expand or grow their ventures, we have outstanding commercial loans totaling $129,713,813. These loans provide the capital necessary for business development and opportunities.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $96,931,720, making it easier for you to secure your dream home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $108,244,087 in loans available, our credit cards can help you manage your finances effectively and give you peace of mind during emergencies.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan listing you see on LendMesh comes from legitimate financial institutions committed to responsible lending practices.

Get Started Today

If you're ready to compare real-time loan offers and find the best rates for your needs, visit LendMesh today! Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Key Benefits of Using LendMesh

LendMesh emphasizes transparency and reliability through several key features: - Verified Data: All loan offers are sourced from recognized financial institutions, which guarantees a level of trust in the information presented. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The aim is to provide unbiased results so users can make informed decisions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, allowing for timely decision-making when it comes to securing a loan. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Grow Financial

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect with Us

Convenient Access and Parking

Friendly Operating Hours

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Access

Home Financing

Personal Banking Solutions

Personal Loans & Credit Options

Vehicle Financing

Digital & Online Banking

Additional Benefits

Key Features

Financial Strength

Commitment to Growth and Innovation

Growing Member Base

Member-Centric Savings Options

Operational Efficiency

Solid Financial Position

Loan Offering

Additional Options

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Get Started Today

Key Benefits of Using LendMesh

Join Our Community