Grow Financial Summerville SC Credit Union | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Grow Financial, your trusted financial partner located at 1585 Central Ave Unit C1, Summerville, SC 29483. Established in 1955, we have proudly served our community for decades, fostering a spirit of cooperation and mutual benefit among our members. With a strong membership base of over 276,238 individuals, we are committed to offering personalized services that cater to your unique financial needs. At Grow Financial, we understand that banking is more than just numbers; it's about building relationships and supporting our members' goals. Our total assets amount to an impressive $3,745,610,325, reflecting our stability and commitment to the community. We also provide a wide range of financial products from checking accounts and auto loans to business banking solutions ensuring you find exactly what you need. Under the leadership of our CEO, Thomas Feindt, and Board President, Richard Reeder, we prioritize transparency and service excellence. Our dedicated team of 596 employees is here to assist you with any questions or concerns you may have. You can reach us at 813-837-2451 or visit our website at Grow Financial for more information about our services. While members can visit us at our branch address, official correspondence should be sent to 1585 Central Ave Unit C1, Summerville, SC 29483-5587. Whether you're looking to secure a loan with one of our 125,253 leases or deposits totaling $283,267,268, rest assured you're in good hands. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

At Grow Financial, we take pride in our rich history and unwavering commitment to our members. Established in 1955, our Summerville Branch has been a cornerstone of the community for decades. Located at 1585 Central Ave Unit C1, Summerville, SC 29483, we have grown alongside our members, striving to offer financial services that meet their needs and support their aspirations. Over the years, we've seen tremendous growth. Today, we proudly serve over 276,000 members and manage total assets exceeding $3.7 billion. This journey has been marked by a dedication to providing personal banking solutions that empower individuals and families to achieve their financial goals. Our mission is clear: to deliver exceptional financial services while fostering a sense of community and belonging among our members. Our branch is not just a place for transactions; it's a hub for support and guidance. We offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, business banking solutions, and more. We also recognize the importance of accessibility and convenience in today's world. That's why we provide online and mobile banking options along with ATM services available for easy cash access. While members can visit us at our physical location in Summerville, official correspondence should be sent to our mailing address at 1585 Central Ave Unit C1, Summerville, SC 29483-5587. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 12 pm. We are dedicated not only to your financial health but also to the well-being of our community. Our outreach initiatives focus on partnerships that uplift local organizations and support those in need. We believe that together we can make a meaningful impact. Join us at Grow Financial and become part of a community where your financial success matters. Experience firsthand how we can help you navigate your financial journey with personalized service tailored just for you. For any inquiries or assistance, feel free to contact us at (813) 837-2451. Your future starts here!

Branch Location & Accessibility

Welcome to the Grow Financial Summerville Branch, your friendly financial partner located at 1585 Central Ave Unit C1 in beautiful Summerville, SC. Nestled in Dorchester County, our branch is easily accessible and perfectly positioned near local favorites like the charming Azalea Park and the vibrant downtown area. We're here to provide you with exceptional service and convenience right in your neighborhood. At Grow Financial, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. Plus, we have ample parking available, so you can stop by without any hassle. We invite you to explore our comprehensive range of banking services during our convenient operating hours. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you need assistance with personal banking, auto loans, mortgage options, or business services, our dedicated team is ready to help. If you're on the go, don't worry! We also offer ATM services for quick cash withdrawals and balance checks. Please note that while we currently do not have a drive-thru option available at this location, we strive to make every visit as efficient as possible. While members can visit us at 1585 Central Ave Unit C1 Summerville Sc 29483, official correspondence should be sent to 1585 Central Ave Unit C1, Summerville, SC 29483-5587. If you have any questions or need further assistance, feel free to reach out by calling us at (813) 837-2451. We can't wait to see you at the Grow Financial Summerville Branch! Your financial journey starts here stop by today and let us help you achieve your goals!

Member Eligibility

Becoming a member of Grow Financial is like joining a warm and welcoming family where your financial well-being is the priority. To be eligible, you simply need to live, work, worship, or attend school in specific areas served by us. This means that many individuals and families in our community can easily enjoy the benefits we offer. We pride ourselves on being inclusive and accessible to everyone who qualifies, making it simple for you to take advantage of our personalized services and support. For more detailed eligibility criteria, please visit https://www.growfinancial.org/membership/membership-perks-eligibility/. Opening an account at Grow Financial is a breeze! All you need to do is stop by our branch located at 1585 Central Ave Unit C1 Summerville Sc 29483, or you can give us a call at (813) 837-2451 if you have any questions. We're here to help make your banking experience easy and enjoyable, so don't hesitate to reach out! Whether you're looking for checking and savings accounts or loans tailored to your needs, we're excited to welcome you into our community.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $327 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $129,713,813, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having the ability to accept payments seamlessly, whether in-person or online. Our merchant services empower you to focus on what matters growing your business. With tools that simplify transactions and enhance customer experiences, you can manage sales more efficiently. Located at 1585 Central Ave Unit C1 Summerville Sc 29483 in Summerville, SC, we're here to help your business thrive. Reach out today at (813) 837-2451 and discover how our tailored solutions can meet your needs!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll find our Business Banking services particularly beneficial. We offer Merchant Services & Business Loans that support both small businesses and larger enterprises in achieving their financial objectives. From accepting payments seamlessly to obtaining funding for expansion, we're here to be your trusted partner.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that let you manage your finances anytime, anywhere. Need cash? Our ATM & Cash Withdrawal Services ensure you have easy access to your money whenever necessary. You can also perform basic ATM functions like balance checks without hassle. At Grow Financial, we prioritize making banking straightforward and accessible. Our team is ready to assist you with any questions or guidance you may need along the way. If you're ready to take control of your financial future or want more information about our offerings, don't hesitate to reach out! You can contact us at (813) 837-2451, visit us at 1585 Central Ave Unit C1 Summerville Sc 29483, or check out our website at Summerville Branch. We look forward to serving you!

Personal Banking Solutions

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer Personal Banking options including checking and savings accounts designed to help you keep your funds organized and accessible. Imagine having a dedicated account for your day-to-day expenses while also building a nest egg for future endeavors. When it comes time to buy a car, our Auto Loans & Vehicle Financing services can help you hit the road without breaking the bank. With competitive rates and flexible terms, financing your dream vehicle is easier than ever. You can even explore Mortgage Loans & Refinancing to help make homeownership a reality or improve your current mortgage situation. For those unexpected expenses or projects around the house, our Personal Loans & Debt Consolidation options provide an effective way to borrow funds without stress. And if you're looking for rewards on everyday purchases, our Credit Cards with Rewards offer great benefits that can enhance your spending experience.

Digital & Online Banking

Key Features

One of the standout features is our e-statements service. You can opt for electronic statements instead of paper ones, helping you stay organized while being environmentally friendly. If you need to send money to friends or family, our person-to-person transfer option makes it simple and quick no more waiting for checks to clear! For those who prefer a more modern approach to payments, we also support mobile payments. This feature allows you to make purchases directly from your mobile device, adding another layer of ease to your daily transactions.

Security First

When it comes to security, we take every precaution seriously. While we currently do not offer electronic signature authorization for certain transactions, rest assured that our systems are designed with your safety in mind. Your data is protected using industry-standard encryption technology. In summary, Grow Financial makes it easy for you to manage your finances securely and conveniently. With our robust digital banking options, including 24/7 access, mobile app features, e-statements availability, and secure transactions, you'll have everything you need right at your fingertips. Experience the future of banking today!

Financial Strength

Commitment to Service

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 576 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts: 512,928, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,152,569. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Grow Financial is your trusted partner. Visit us at 1585 Central Ave Unit C1 Summerville Sc 29483 or call (813) 837-2451 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $717,710,791 in share certificates and $966,650,306 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $404,648,174, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,076 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in You

With $388,483,372 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $41,030 in used auto loans and $2,731,264,292 in total loans and leases, supporting members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $785,783,080 in used vehicle loans and $696,498,437 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used vehicle, we have options tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $129,713,813 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funds when they need them. If you're considering refinancing any existing loans or exploring eligibility options for our products, our team is here to help guide you through every step of the process. You can reach us at (813) 837-2451, or visit us at 1585 Central Ave Unit C1 Summerville Sc 29483, Summerville, SC for personalized assistance. Whatever your financial goals may be, Grow Financial is committed to providing the support and resources necessary to help you succeed. Let's work together towards achieving your dreams!

Credit Lines and Unsecured Loans

For those needing flexible funding solutions, our total credit lines amounting to $1,588,107,955 can assist with various financial needs. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $108,244,087 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $96,931,720, make buying or refinancing simple. We strive to make your path to homeownership clear and manageable.

Loan Aggregator

Building Trust Through User Experiences

Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective the tool is in helping individuals secure better financing options. If you're looking for reliable and clear information about loans, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures fair and transparent offers for all users. LendMesh prioritizes accuracy through several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions.

Grow Financial

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services That Matter

Comprehensive List Of Services

Business Banking Services

Digital Convenience at Your Fingertips

Personal Banking Solutions

Digital & Online Banking

Key Features

Security First

Financial Strength

Commitment to Service

Growing Together

Member Savings Security

Our Financial Health

Reinvesting in You

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Building Trust Through User Experiences

Ensuring Accurate Comparisons

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