Griffith Institute Employees CU Springville NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Griffith Institute Employees, your trusted financial partner located at 64 E Main St Ste 3, Springville, NY 14141. Established in 1961, our credit union has been dedicated to serving the needs of our members and fostering a sense of community. With a strong membership base of 599 individuals, we pride ourselves on providing personalized banking solutions that cater specifically to you. At Griffith Institute Employees, we understand that your financial journey is unique. That's why we offer a wide array of services including personal banking, auto loans, mortgage loans, and even business banking solutions. Our total assets stand at an impressive $5,728,713, with total deposits reaching $669,769. This financial strength reflects our commitment to not only safeguard your money but also help it grow. Our leadership team is equally dedicated to enhancing your experience. Led by our CEO, Sue Bialasik, and Board President, Diane Brady, we strive to create an environment where every member feels valued and heard. With a team of just 4 employees, we're small enough to know you personally yet equipped to meet all your banking needs effectively. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 64 East Main Street, Suite 3, Springville, NY 14141. If you have questions or need assistance, don't hesitate to call us at 716-592-9887 during our lobby hours on Tuesday and Wednesday from 12 PM to 4 PM and Friday from 12 PM to 4 PM. Join us today and discover how Griffith Institute Employees can support you in achieving your financial goals! Visit our website at springvillefcu.org for more information or to become a member. We look forward to serving you!

Branch History & Mission

Community Commitment

Our commitment extends beyond financial services; we actively participate in community outreach efforts that strengthen our local ties. By partnering with schools and organizations in Springville, we work towards improving the overall welfare of our community. While you can visit us at 64 E Main St Ste 3, official correspondence can be sent to 64 East Main Street, Suite 3, Springville, NY 14141 if needed. For any inquiries or assistance, feel free to reach out at 716-592-9887. As we look forward to the future, we invite you to join Griffith Institute Employees. Experience the difference that comes from being part of a credit union dedicated not just to your finances but also to building a stronger community together. Join us today and let's achieve your dreams!

Our Journey

Over the years, Griffith Institute Employees has evolved significantly. We began with a small group of dedicated members and have grown to serve 599 members today. With total assets amounting to $5,728,713, we are equipped to provide a wide range of financial services tailored to meet our members' needs. Our commitment has always been toward fostering financial literacy and empowering individuals through accessible banking options. While our physical location remains pivotal, we understand the importance of adapting to modern needs. Though we currently do not offer ATM services or drive-thru banking, our welcoming lobby operates on Tuesdays, Wednesdays, and Fridays from 12:00 PM to 4:00 PM, ensuring that we're available for face-to-face interactions that build trust and understanding.

Our Mission

At Griffith Institute Employees, our mission is simple yet impactful: we strive to enhance the quality of life for our members by providing personalized financial services and fostering community involvement. We believe that banking should be about more than just transactions; it should be about relationships. We are here to guide you through your financial journey whether you're looking for a checking account, an auto loan, or support with mortgage financing. We take pride in offering various products and services designed for every stage of life from personal loans and debt consolidation to business banking solutions. Our aim is not only to meet your needs but also to exceed your expectations by providing exceptional service with a personal touch.

Branch Location & Accessibility

Accessibility and Features

At our location, we prioritize accessibility for all members. The branch features ADA-compliant entrances and pathways, ensuring everyone can visit us comfortably. While parking is available nearby, we recommend arriving a bit early during busy hours to secure a spot.

Operating Hours

We know your time is valuable! That's why we're here for you on Tuesday, Wednesday, and Friday from noon until 4:00 PM. Whether you need to open an account, apply for a loan, or simply ask a question, our team is ready to assist you during these hours.

Services Offered

Griffith Institute Employees offers a variety of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also provide credit cards with rewards and business banking options. While we do not have ATM access or drive-thru services at this location, our friendly staff is always available to help you with cash withdrawal services directly inside the branch. If you're looking for a reliable financial partner that values community and convenience, look no further! Feel free to give us a call at 716-592-9887 if you have any questions or would like to learn more about our offerings. We can't wait to see you soon at Griffith Institute Employees!

Member Eligibility

At Griffith Institute Employees, we're excited to welcome you into our community! Becoming a member is all about connection and support, and we believe that everyone deserves access to the benefits we offer. To join us at our cozy branch located at 64 E Main St Ste 3 Springville Ny 14141, you simply need to meet a few friendly criteria. Generally, individuals affiliated with the Griffith Institute or those who live, work, worship, or attend school in our service area can apply for membership. This means that if you're part of our community in any way, you likely qualify! For more detailed information about eligibility requirements, feel free to visit this resource: http://www.springvillefcu.org/disclosures/membership-account-agreement.aspx . Opening an account with us is straightforward and designed to be hassle-free. Our team is here to guide you every step of the way, ensuring that your experience feels welcoming and personal. If you're ready to take the next step or have questions, don't hesitate to reach out at (716) 592-9887. We look forward to having you as part of our family at Griffith Institute Employees, where your financial well-being is our top priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no funded loans at this time, we're eager to work with you to find the right financial solutions tailored for your needs. Think about how a well-structured loan could help you purchase new equipment, hire additional staff, or even open a new location!

Merchant Services

In addition to loans, we also provide merchant services that streamline payment processing for your business. Imagine being able to accept payments easily and securely from customers, whether they're paying in-store or online. This flexibility can enhance customer satisfaction and boost sales, allowing you to focus on what really matters growing your business. If you're ready to explore how Griffith Institute Employees can help your business thrive, visit us at 64 E Main St Ste 3 Springville Ny 14141 in Springville, NY, or call us at (716) 592-9887. Together, we can turn your vision into reality!

Comprehensive List Of Services

Connect with Us

We invite you to discover all that Griffith Institute Employees has to offer. If you have questions or want more information about any of our services, don't hesitate to reach out! Call us at 716-592-9887 during our lobby hours on Tuesday, Wednesday, and Friday from 12 PM to 4 PM. Your financial journey is important to us. Visit us today and see how we can help make managing your finances easier and more enjoyable!

Credit Cards and Business Banking

For those who love rewards, our Credit Cards with Rewards program allows you to earn points on everyday purchases. It's not just about spending; it's about making the most out of each transaction! If you're a business owner, we haven't forgotten about you! Our Business Banking services include essential tools like Merchant Services and Business Loans designed to help your business thrive. Whether you're starting fresh or looking to expand, we're here to support your ambitions.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. While we currently do not have ATM services at this branch, our online platform ensures that accessing your funds is just a click away.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our Personal Banking services are designed with you in mind. From Checking & Savings Accounts that help you manage your money effectively to flexible Auto Loans & Vehicle Financing options, we make it easy for you to access the funds you need. Imagine driving off in that new car you've been eyeing or having peace of mind knowing your savings are earning interest. If you're thinking about purchasing a home, our Mortgage Loans & Refinancing services can guide you through the process with ease. We understand that buying a house is a significant step, and we're here to provide support every step of the way. Additionally, if life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options can offer relief and help simplify your finances.

Digital & Online Banking

Commitment to Security

Your financial security is our top priority. Although we do not provide electronic signature authorization at this time, we use industry-standard practices to keep your information safe as you bank online. You can feel confident knowing that your data is protected with us. In summary, while we may not have all the latest bells and whistles just yet, Griffith Institute Employees offers reliable online banking services that help you manage your money with ease. For more information or to get started with online banking today, visit us at https://www.springvillefcu.org/ !

Online Banking Features

With our online banking services available at https://www.springvillefcu.org/ , you can access your accounts 24/7. Whether you're checking your balance, paying bills, or transferring funds, everything is just a few clicks away. Unfortunately, we currently do not offer electronic statements or mobile payments, but rest assured that your transactions are secure and protected.

Real-Time Account Management

We know how important it is to stay on top of your finances. While features like person-to-person transfers and our mobile application aren't available yet, our online platform is designed for easy account management. You can view transaction history and monitor your spending effortlessly.

Financial Strength

Committed Team

We also take pride in having 2 full-time employees and 2 part-time employees, ensuring our branch is always ready to serve you with a knowledgeable and committed team. Our operational efficiency is reflected in our performance; while our net income stands at $0, it highlights our focus on maintaining member benefits over profit maximization.

Growing Membership

Our commitment is underscored by the trust of our growing member base. With 748 total share accounts, we showcase a strong connection with our community as more individuals choose Griffith Institute Employees for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Griffith Institute Employees is your trusted partner. Visit us at 64 E Main St Ste 3 Springville NY 14141 or call 716-592-9887 to learn more about how we can help you achieve your financial goals.

Investing in Growth

With $561,648 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our total loans and leases amount to $2,575,813, including 52 used auto loans, which support our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,727,596 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus allows us to ensure that our resources benefit you through better loan rates and exclusive perks.

Strong Financial Foundation

With a net worth of $561,648, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 980% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $830,005 in used vehicle loans and $788,373 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you can drive off with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we are here to discuss your options and help you navigate the home-buying process.

Refinancing Options

If you're considering refinancing existing loans, our team is ready to help. We can provide personalized solutions based on your current financial situation and goals. Feel free to reach out to us at 716-592-9887 during our operating hours: Tuesday & Wednesday from 12 PM - 4 PM and Friday from 12 PM - 4 PM. We are committed to making your borrowing experience straightforward and beneficial. For more detailed information about our loan offerings and eligibility criteria, please visit our website at Springville FCU or check out our membership agreement here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although we currently have no outstanding unsecured credit card loans, this product allows members to manage their finances effectively by providing access to credit without collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a user-friendly interface and a commitment to transparency, LendMesh allows users to make informed financial decisions with ease. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to established guidelines guarantees that all loan offers are fair and transparent, providing users with reliable options. One of the standout features of LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, ensuring users receive trustworthy information. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This unbiased approach means that users can trust they are seeing all available options without any hidden agendas. LendMesh also provides real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, allowing them to weigh their options effectively. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking to compare real-time loan offers today, visit LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

GRIFFITH INSTITUTE EMPLOYEES FEDERAL CREDIT UNION