Greylock Credit Union Williamstown MA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Greylock, your trusted financial partner in the heart of Williamstown, MA! Located at 455 Main St, we have proudly served our community since 1935. At Greylock, we believe in building strong relationships with our members, and that's reflected in our impressive total membership of over 104,350 individuals. Whether you're looking for personal banking solutions or business loans, our dedicated team is here to help you achieve your financial goals. As a credit union with total assets amounting to an impressive $1,633,991,595, we have the resources and expertise to support your needs. Our commitment to providing exceptional service is evident in our total deposits of $25,204,601 and robust loan offerings that include more than 42,807 loans and leases. With a net worth of $196,347,212, you can trust that your finances are in good hands. While members can visit us at our branch location in Williamstown for all their banking needs, official correspondence should be directed to our mailing address at 150 West Street, Pittsfield, MA 1201. Our branch operates Monday through Friday from 9:00 AM to 4:00 PM and Saturdays from 8:30 AM to 12:30 PM. Under the leadership of CEO John Bissell and Board President Pete Lopez, Greylock is committed to fostering a supportive environment where every member feels valued. With a team of 307 employees, we strive to provide personalized service tailored to your unique circumstances. Ready to take the next step? Visit us today or give us a call at 413-458-4441. Experience the Greylock difference where community matters! For more information about our services or to open an account online, check out our website at greylock.org.

Branch History & Mission

Greylock has a rich legacy that began in 1935, right here in the heart of Williamstown, MA. Over the years, we have grown and evolved to serve our community better, becoming a trusted partner for financial needs. With a current membership of over 104,350 individuals, we take pride in offering personalized services that empower our members to achieve their financial goals. Located at 455 Main St, Williamstown, MA 01267, our branch is easily accessible and surrounded by the vibrant spirit of the local community. Our headquarters are based in nearby Pittsfield, MA. While members can visit us at this address for all their banking needs, official correspondence should be sent to 150 West Street, Pittsfield, MA 1201. At Greylock, our mission is clear: to provide top-notch financial services while fostering a strong sense of community support. We believe in putting people first offering everything from personal banking and auto loans to mortgages and business banking solutions. Our commitment goes beyond just numbers; it's about building lasting relationships with our members. Throughout our history, we've embraced advancements that enhance our services. Our digital banking options include online banking and mobile payments, making it easier than ever for our members to manage their finances on the go. We also maintain ADA compliance to ensure everyone can access our services comfortably. Moreover, we prioritize community outreach and partnerships with local organizations. By supporting various initiatives and events, we aim to uplift those around us and contribute positively to the region we serve. With total assets nearing $1,633,991,595, Greylock stands strong as a pillar of stability for our members. We also offer convenient features like ATM availability and drive-thru banking for added accessibility. Join us at Greylock! Experience firsthand how we can support your financial journey while being an active part of the Williamstown community. If you're interested in becoming a member or learning more about what we offer, don't hesitate to reach out at 413-458-4441 or visit us online at Greylock.org.

Branch Location & Accessibility

Welcome to Greylock, your trusted financial partner located conveniently at 455 Main St in beautiful Williamstown, MA. Nestled in the heart of Berkshire County, our branch is easily accessible and surrounded by local landmarks that make your visit enjoyable. Whether you're heading to the nearby Williams College or exploring the scenic landscapes of the area, stopping by our branch is a breeze. At Greylock, we prioritize your convenience. Our branch offers ample parking and features that ensure accessibility for all members. With ADA-compliant entrances and ramps, everyone can enjoy a comfortable experience when visiting us. We understand how busy life can get, which is why our lobby hours are designed with you in mind. We're open Monday through Friday from 9:00 AM to 4:00 PM, making it easy to drop by during your lunch break or after work. For those who prefer early mornings or weekends, our drive-thru service is available Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM. While you're here, take advantage of our wide range of services. From personal banking needs like checking and savings accounts to auto loans and mortgage financing, we've got you covered. Plus, with ATM access available on-site, withdrawing cash or checking your balance is quick and hassle-free. If you need to reach out to us before your visit, feel free to call at 413-458-4441. And while members can visit us at our branch address for all banking needs, official correspondence should be sent to our mailing address at 150 West Street, Pittsfield, MA. So why wait? We invite you to stop by Greylock today! Experience firsthand how we can help you achieve your financial goals in a welcoming environment where community matters most.

Member Eligibility

At Greylock, we believe that everyone deserves a supportive financial community. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in our local area. If you're a family member of an existing member or part of an eligible organization, you can join us too! We're committed to helping our members with personalized services and great financial products. For more detailed information about eligibility, feel free to check out our website at https://www.greylock.org/go-greylock/credit-union-membership/who-can-join.html. Ready to take the next step? Opening an account is straightforward and designed with your convenience in mind. You can start the process online by visiting https://olb.greylock.org/auth/enrollment or give us a call at (413) 458-4441 if you have any questions. We can't wait to welcome you to the Greylock family at 455 Main St, Williamstown, MA 01267!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to our loan offerings, we provide essential merchant services that help streamline your operations. Imagine being able to accept payments easily, manage transactions efficiently, and enhance customer satisfaction all with tools designed specifically for businesses like yours. Our services empower you to focus on what you do best: running your business. Located at 455 Main St Williamstown Ma 01267 in Williamstown, MA, we invite you to explore how Greylock can help take your business further. For more information, give us a call at (413) 458-4441. Your success is our priority!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $360 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $63,574,226, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without stepping inside the branch. And if you're on the go, our drive-thru service makes it simple to complete basic transactions like deposits and withdrawals without leaving your car.

Business Banking Assistance

Running a business can be demanding, which is why our business banking services, including merchant services and business loans, are designed to support entrepreneurs like you. We understand the unique challenges businesses face and are here to help you thrive.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why we prioritize digital banking options like online and mobile banking. With just a few taps on your phone or clicks on your computer, you can manage your accounts anytime, anywhere. From checking balances to transferring funds, we make banking accessible at your fingertips.

Financial Support When You Need It

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation come into play. Whether it's covering medical bills or consolidating credit card debt, we can help lighten that financial burden. And for those who enjoy rewards for their spending, check out our credit cards with rewards a fantastic way to earn while you spend!

Personal Banking Solutions

Starting your journey with us means gaining access to essential personal banking services. We offer checking and savings accounts that help you manage your daily finances effectively. Imagine having a secure place for your money while earning interest on your savings! For those considering major purchases like a car or home, our auto loans and vehicle financing options make it easier to drive off in the vehicle of your dreams. Plus, with our mortgage loans and refinancing services, owning a home is more achievable than ever.

Shared Branching Options

We also provide access to basic shared branch transactions for members of partner credit unions. This means you can perform deposits and withdrawals even when you're away from home. At Greylock, we're committed to making your banking experience as convenient and supportive as possible. Our dedicated team is ready to assist you with any questions or needs you may have. To learn more about how we can serve you better or to explore our full range of services, don't hesitate to reach out at (413) 458-4441 or visit us online at Williamstown. Your financial journey starts here!

Digital & Online Banking

Key Services

With our online banking platform available at https://www.greylock.org/, you can easily monitor your accounts, transfer funds, and pay bills anytime, anywhere. Enjoy the peace of mind that comes with 24/7 access to your banking needs. For those who prefer using their smartphones, our mobile application makes banking even more accessible. You can manage your accounts right from your pocket! We also offer e-statements, so you can say goodbye to paper clutter and access your financial information with just a click. If you're looking for a hassle-free way to make purchases, our mobile payments feature allows you to pay directly from your phone making transactions simple and swift.

User-Friendly Experience

Our user-friendly interface means you won't have to worry about complicated processes. Even if you're not tech-savvy, you'll find it easy to navigate through our services. Plus, with features like electronic signature authorization not currently offered at Greylock, we prioritize security without sacrificing ease of use. While person-to-person transfers aren't available right now, our other features ensure you can manage your finances effectively. At Greylock, we're committed to providing an efficient and secure online banking experience tailored to meet the needs of all our members. Visit us today at https://www.greylock.org/ and take control of your finances!

Financial Strength

At Greylock, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is strong, ensuring we can provide you with the best possible services. With a net worth of $196,347,212, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,207 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $378,859,588 in share certificates and $154,274,136 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,160,711, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial success is also reflected in our $162,624,270 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $14,239 in used auto loans and $1,315,294,369 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $3,362,973 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 289 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 213,318, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greylock is your trusted partner. Visit us at 455 Main St Williamstown Ma 01267 or call (413) 458-4441 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $218,986,684 in used vehicle loans and $75,675,035 in new vehicle loans already helping members get on the road. We provide flexible terms that suit both new and used vehicle purchases, ensuring you can drive away satisfied.

Business Loans

For business owners, our outstanding commercial loans totaling $63,574,226 provide the capital needed to grow and expand. Whether it's for inventory purchase or operational costs, our business loan options are here to support local enterprises. If you're considering refinancing any of your current loans or would like more information about eligibility for any of our loan products, we encourage you to reach out. Our knowledgeable team is ready to assist you in finding the best solutions tailored specifically for your financial situation. For further details about our services or to speak with one of our representatives directly, feel free to contact us at 413-458-4441 or visit us at 455 Main St Williamstown Ma 01267. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,306,489, make buying or refinancing simple. We offer competitive rates and a straightforward process to help you secure your dream home or refinance an existing mortgage.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $15,674,087 in loans helping members manage their finances effectively. These cards come with benefits designed to ease your financial journey while giving you access to funds when needed.

Loan Aggregator

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Greylock