Greylock Credit Union Pittsfield MA | Top Business Banking & Auto Loans

Introduction

Welcome to Greylock, your trusted financial partner located at 5 Cheshire Rd, Pittsfield, MA 01201. Since our establishment in 1935, we have proudly served our community and built a strong foundation of trust and reliability. With a total membership of over 104,350 individuals, we are dedicated to providing personalized banking solutions tailored to meet your needs. At Greylock, we understand that every member's financial journey is unique. That's why we offer a wide range of services, including personal banking, auto loans, mortgages, and business banking solutions. Our total assets amount to an impressive $1,633,991,595, ensuring that we are well-equipped to support your financial goals. Additionally, our total deposits stand at $25,204,601, reflecting the confidence our members place in us. With a dedicated team of 307 employees, led by CEO John Bissell and Board President Pete Lopez, we strive to create an environment where you feel valued and supported. Our commitment to the community goes beyond banking; it's about making a positive impact in the lives of our members. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 150 West St, Pittsfield, MA 1201. If you're looking for a financial institution that prioritizes your success and well-being, look no further than Greylock. We invite you to explore our services or contact us at 413-445-5555 for more information. Your financial future starts here! Visit us online at Greylock today!

Branch History & Mission

Community Focus

Greylock is deeply committed to giving back to the community. We partner with local organizations and engage in outreach efforts that enrich the lives of those around us. Whether it's sponsoring events or providing financial literacy programs, we are dedicated to making a positive impact. In addition to traditional banking services, we offer digital advancements like online and mobile banking for added convenience. Our user-friendly platforms ensure that managing your finances is straightforward and secure. Join us at Greylock! Experience firsthand how we put our members first while also working toward a brighter future for our community. Whether you're looking for a new bank or just want to learn more about what we offer, we're here for you every step of the way. Contact us today at 413-445-5555 or visit our website for more information on how you can become part of the Greylock family!

Our Mission

Our mission at Greylock is simple: to provide top-notch financial services while supporting our local community. We believe that banking should be more than just transactions; it's about building relationships and fostering growth within our neighborhoods. We aim to empower our members through various services such as personal banking, auto loans, mortgages, and business banking solutions. We strive to make banking convenient and accessible for everyone. With operating hours from Monday to Friday between 9:00 AM and 4:00 PM and Saturday from 8:30 AM to 12:30 PM, we make it easy for you to fit banking into your busy life. Plus, with ATM availability on-site, you can access your funds when you need them most.

Branch Location & Accessibility

Convenient Access and Features

At Greylock, we prioritize accessibility for all our members. Our branch is designed with features such as ADA compliance and ramps to ensure everyone can navigate comfortably. You'll find ample parking available right outside the branch, making your visit even easier. Our operating hours are tailored to fit your schedule: we're open Monday through Friday from 9:00 AM to 4:00 PM and Saturday from 8:30 AM to 12:30 PM. Whether you need assistance during the week or prefer a weekend visit, we're here for you.

Services Tailored for You

Greylock offers a variety of services designed with your banking needs in mind. From personal checking and savings accounts to auto loans and mortgage refinancing options, we've got you covered. If you're looking for convenience on-the-go, take advantage of our online and mobile banking services. Plus, we have an ATM available for quick cash withdrawals and balance checks whenever you need them. Although we don't offer drive-thru banking at this location, our friendly staff is always ready to assist you inside the branch. Feel free to call us at 413-445-5555 if you have any questions or need assistance before your visit. We invite you to stop by Greylock today! Experience how easy banking can be when it's done with a personal touch. Your financial journey starts here!

Member Eligibility

At Greylock, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward that. If you're looking to join us at our branch located at 5 Cheshire Rd Pittsfield Ma 01201, you'll be glad to know that eligibility is designed to be inclusive. Whether you live, work, or go to school in the area, or if you have a family member who is already a member, you can easily qualify. It's really about connecting with people who share your values and goals. To find out more details on the specific eligibility criteria, feel free to check out our resource at https://www.greylock.org/go-greylock/credit-union-membership/who-can-join.html. Joining Greylock means gaining access to a range of services tailored just for you like personal banking options, auto loans, and even online banking features that make managing your finances a breeze. Getting started is simple! Just give us a call at (413) 445-5555 or visit our account opening page at https://olb.greylock.org/auth/enrollment to begin your journey. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $360 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $63,574,226, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer comprehensive merchant services that make transactions easier for you. Imagine a busy Saturday at your café where customers are eager to pay. Our payment processing solutions ensure you can accept various forms of payment swiftly and securely, letting you focus on what matters most serving your customers. Located at 5 Cheshire Rd Pittsfield Ma 01201 in Pittsfield, MA, we're dedicated to being your partner in success. Call us today at (413) 445-5555 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small businesses, Greylock provides comprehensive business banking services. From merchant services that simplify payment processing to business loans that help fuel growth, we're committed to supporting your business journey.

Convenient Access

Accessing your finances has never been easier thanks to our robust online and mobile banking features. With just a few clicks or taps, you can check balances, transfer funds, and pay bills anytime, anywhere. Our ATM availability means you can withdraw cash or check balances quickly without any hassle.

Member Support

We understand that each member has unique financial needs. Our team is always ready to assist you with any questions or concerns. You can reach us at 413-445-5555, and we're available Monday through Friday from 9:00 AM to 4:00 PM and Saturday from 8:30 AM to 12:30 PM. At Greylock, we believe in making banking straightforward and friendly. If you're ready to explore how we can support your financial goals, visit us or check out our website at greylock.org. Join us today and experience the difference of being a member at Greylock!

Personal Banking

Our personal banking services include checking and savings accounts designed to fit various lifestyles. For those in need of financing, we offer auto loans and vehicle financing to help you get behind the wheel without breaking the bank. If you're considering buying a home or refinancing your current mortgage, our mortgage loans are here to guide you through the process smoothly. For times when unexpected expenses arise, our personal loans can provide the quick cash you need, along with options for debt consolidation that can help you manage multiple debts more effectively. Plus, don't forget about our credit cards that come with rewards perfect for earning back on your everyday purchases.

Digital & Online Banking

Key Features

Our online banking platform allows you to check your account balances, transfer funds, and pay bills with just a few clicks. Enjoy the peace of mind that comes with secure access to your financial information. Plus, if you're looking for a more modern way to handle transactions, our mobile application is available for both iOS and Android devices. With it, you can make mobile payments effortlessly, ensuring you're always ready to shop or dine out without needing cash on hand. For those who prefer paperless options, we provide e-statements that allow you to view your account statements online. It's not only environmentally friendly but also keeps your documents organized and easy to find.

Real-Time Management

Need to send money quickly? While person-to-person transfers aren't available at this time, our platform still supports easy fund transfers between your accounts. Whether you're saving for a big purchase or managing daily expenses, our tools help you stay on top of your financial goals. In addition to these features, we prioritize security in all our digital services. Our online banking system uses advanced encryption methods so that your personal information remains safe while you manage your accounts from the comfort of home or on the go. At Greylock, we're committed to providing accessible and user-friendly digital banking solutions. For more details about how to get started with online banking or to explore all our offerings, visit us at https://www.greylock.org/ today!

Financial Strength

Commitment to Growth

With $162,624,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in our $14,239 in used auto loans and $1,315,294,369 in total loans and leases, supporting your financial goals across various sectors.

Growing Member Base

Total Share Accounts stand at 213,318, showcasing a strong and growing member base that trusts us with their finances. This growth reflects our dedication to providing exceptional service tailored to your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greylock is your trusted partner. Visit us at 5 Cheshire Rd Pittsfield Ma 01201 or call (413) 445-5555 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $378,859,588 in share certificates and $154,274,136 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,160,711, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $3,362,973, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 289 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $196,347,212, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,207 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $218,986,684 in used vehicle loans and $75,675,035 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in the vehicle you desire.

Business Loans

For business owners, our outstanding commercial loans totaling $63,574,226 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing business model, our team can help navigate your financing options. As part of our commitment to transparency and informed decision-making, we ensure that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Greylock, we're dedicated to providing personalized service and support throughout your borrowing experience. Visit us today or check out our website at Greylock for more information on our loan offerings and how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,306,489, make buying or refinancing simple. We offer various terms and competitive interest rates to help you find a solution that fits your budget. If you're considering refinancing your existing mortgage, we can guide you through the eligibility options available.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $15,674,087 in loans helping members manage their finances effectively. This option can be ideal for those looking to consolidate debt or cover unexpected expenses without the burden of collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh serves as a trusted tool for anyone looking to secure the most favorable loan terms. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to verified sources guarantees fair and transparent offers, allowing users to make informed decisions without the confusion often associated with loan shopping. One of the standout features of LendMesh is its Verified Data approach. All loan offers are sourced from legitimate financial institutions, ensuring users receive trustworthy information. Additionally, LendMesh operates without Sponsored Listings; lenders are not prioritized based on paid promotions, which means you see unbiased results that reflect true market conditions. Moreover, LendMesh provides Real-Time Rate Comparisons, displaying up-to-date loan rates from multiple institutions. This helps users stay informed about current offerings and select loans that best fit their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to navigate your loan options with confidence, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Greylock