Greylock Credit Union Pittsfield MA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Greylock, your trusted financial partner located at 71 Elm St, Pittsfield, MA 01201. Since our establishment in 1935, we have proudly served the community, fostering a spirit of cooperation and support among our 104,350 members. At Greylock, we believe in empowering our members with the tools they need to achieve their financial goals. With total assets exceeding $1.63 billion, we are committed to providing robust financial services tailored to your needs. Our diverse offerings include personal banking solutions like checking and savings accounts, auto loans, mortgage options, and business banking services. With a total loan portfolio of 42,807 loans, our commitment to helping you finance your dreams is stronger than ever. Our leadership team is dedicated to your success. Under the guidance of CEO John Bissell and Board President Pete Lopez, we strive to create an environment where every member feels valued and supported. We also take pride in our strong financial standing with a net worth of $196,347,212 and cash reserves amounting to $17,131,596 ensuring that we are here for you when you need us most. While members can visit us at our branch address, official correspondence should be sent to 150 West Street, Pittsfield, MA 1201. If you have any questions or need assistance, don't hesitate to reach out at (413) 997-4400. Join us at Greylock today and experience a credit union that truly cares about its members. Visit us online at greylock.org for more information about our services or how to become a member!

Branch History & Mission

Commitment to Service

We pride ourselves on offering excellent customer service along with features like ATM availability and drive-thru banking for your convenience. Our operating hours are designed with your schedule in mind: - Lobby Hours: - Monday - Wednesday: 9:00 AM - 5:00 PM - Thursday & Friday: 9:00 AM - 6:00 PM - Saturday: 8:30 AM - 12:30 PM In addition to traditional banking services such as checking and savings accounts, auto loans, and credit cards with rewards, we also prioritize ADA compliance and customer-centric initiatives.

Join Us!

We invite you to become part of the Greylock family! Experience the benefits of being a member-focused credit union that puts your needs first. Visit us today at 71 Elm St or call us at 413-997-4400 for any inquiries. Together, let's build a brighter financial future!

Our Mission

At Greylock, we believe in more than just numbers; we believe in community. Our mission is simple yet powerful: to provide exceptional financial services while supporting the growth and well-being of our members and their communities. We strive to build lasting relationships based on trust and transparency. Our dedicated team is here not only to help you achieve your financial goals but also to contribute positively to local initiatives. Whether it's through partnerships with schools or supporting local charities, we are passionate about making a difference right here in Pittsfield. For those wishing to send us official correspondence, please note that while you can visit us at 71 Elm St, all mail should be directed to 150 West Street, Pittsfield, MA 1201.

Our Story

The journey of Greylock began nearly nine decades ago when a group of visionaries saw the need for a financial cooperative that truly catered to the people of Berkshire County. Through dedication and hard work, we have evolved significantly. From humble beginnings as a local credit union, we've expanded our offerings to include personal banking, auto loans, mortgages, business banking services, and more all designed to meet the diverse needs of our members. As we grew in membership and assets, so did our commitment to innovation. We embraced digital advancements to ensure that banking is convenient for everyone. Today, you can easily access your accounts online or through our mobile app while still enjoying personalized service at our branch.

Branch Location & Accessibility

Convenient Access

Just a stone's throw from local landmarks like the beautiful Pittsfield Common and the bustling downtown area, our branch is easy to find and even easier to access. We offer ample parking and are proud to provide ADA-compliant facilities, ensuring everyone can comfortably visit us.

Operating Hours

At Greylock, we value your time. Our lobby hours are friendly and accommodating, open Monday through Wednesday from 9:00 AM to 5:00 PM, and extending until 6:00 PM on Thursday and Friday. Need us on Saturday? We're here from 8:30 AM to 12:30 PM!

Reach Out Anytime

For any questions or assistance, feel free to give us a call at 413-997-4400. If you prefer official correspondence or wish to send documents, please note that while you can visit us at our Elm Street location, official mail should be sent to our mailing address at 150 West Street, Pittsfield, MA. We invite you to stop by and see how we can help meet your financial needs. At Greylock Credit Union, your satisfaction is our priority!

Services Offered

Our branch is equipped with everything you need for personal banking, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Plus, with our drive-thru service available for simple transactions like deposits and withdrawals, banking has never been easier.

Member Eligibility

Becoming a member of Greylock is like joining a close-knit family where your financial needs are truly understood and valued. If you're in the Berkshire area, you may be eligible to join us! Membership is open to those who live, work, worship, or attend school in the region, as well as immediate family members of existing members. This means that whether you're a long-time resident or new to the community, there's a place for you here at Greylock. Plus, being part of our credit union comes with great benefits like competitive rates on loans and savings accounts, personalized service, and access to various financial resources tailored just for you. The process to become a member is straightforward and welcoming. You can easily find all the details on eligibility by visiting our website at https://www.greylock.org/go-greylock/credit-union-membership/who-can-join.html. Once you're ready to take the next step, opening an account is just as simple check out the information on how to get started at https://olb.greylock.org/auth/enrollment. Should you have any questions or need assistance along the way, don't hesitate to give us a call at (413) 997-4400. We're excited to help you become a part of our vibrant community at Greylock, located at 71 Elm St Pittsfield Ma 01201!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $360 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $63,574,226, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In today's fast-paced world, having reliable payment solutions can make all the difference. Our merchant services are designed to simplify transactions, allowing you to focus on what matters most growing your business. Imagine a customer walking into your store, making a purchase effortlessly with their card while you enjoy the peace of mind knowing that our secure systems have it covered. Located at 71 Elm St Pittsfield Ma 01201 in Pittsfield, MA, we're dedicated to providing personalized service and expert advice to help your business thrive. For more information or to discuss how we can assist you, give us a call at (413) 997-4400.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Greylock has got you covered with our Business Banking services. From Merchant Services that streamline payments to Business Loans designed to help grow your enterprise, we provide essential tools for success.

Credit Card Benefits

For everyday purchases, our Credit Cards with Rewards program offers more than just convenience; it provides rewards that can add up quickly. Enjoy shopping knowing that every dollar spent earns you benefits.

Digital Banking Convenience

In today's fast-paced world, managing your finances on-the-go is essential. Our robust Online & Mobile Banking services allow you to check balances, transfer funds, and pay bills from anywhere at any time. Plus, with ATM and cash withdrawal services available at our locations, accessing cash is easier than ever.

Drive-Thru and ATM Access

For quick transactions, we offer basic drive-thru banking where you can make deposits or withdrawals without leaving your car. Our ATMs also provide easy access for balance checks and cash withdrawals whenever you need them. At Greylock, we are dedicated to serving our members with warmth and care. With so many services designed around your needs, there's something for everyone. If you're ready to explore how Greylock can support your financial journey or if you have questions about any of our offerings, don't hesitate to reach out! Call us today at 413-997-4400, or visit us at our branch in Pittsfield. We look forward to welcoming you into the Greylock family!

Financial Freedom Through Personal Loans

Life can throw unexpected expenses your way. That's why our Personal Loans & Debt Consolidation options are here to give you a helping hand when you need it most. Whether it's consolidating debt or funding a personal project, we offer solutions that fit your budget.

Home Financing Options

Buying a home is a significant milestone, and we understand the importance of having the right support. Our Mortgage Loans & Refinancing options provide various pathways to homeownership or lower monthly payments on existing mortgages. We aim to guide you through every step, making the process straightforward and stress-free.

Personal Banking Solutions

For those managing everyday finances, we offer Personal Banking services that include both checking and savings accounts. These accounts are designed to help you save for your future while giving you easy access to your funds. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing can help turn that dream into reality with competitive rates and flexible terms.

Digital & Online Banking

Accessibility and Support

Our online banking system is intuitive and easy to navigate, ensuring that even those who are new to digital banking can feel comfortable using it. If you ever have questions or need assistance, our dedicated team is just a phone call away at (413) 997-4400. At Greylock, we prioritize your financial needs with services that put you in control whenever and wherever you choose to bank!

Key Features

You'll love how easy it is to stay on top of your finances with our mobile application, available for download now. Whether you're at home or on the go, you can manage your accounts right from your smartphone. And with our mobile payments feature, making purchases has never been simpler just tap and go! For those who prefer paperless options, we offer e-statements, allowing you to receive your bank statements electronically instead of by mail. This not only helps the environment but also ensures that you have quick access to your financial information whenever you need it. While we currently do not support person-to-person transfers or electronic signature authorization, our services are designed to keep things straightforward and user-friendly. You can rest assured knowing that all transactions are secure, giving you peace of mind when managing your money.

Financial Strength

A Strong Foundation

With a net worth of $196,347,212, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.07% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Building Trust Together

Total Share Accounts stand at 213,318, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greylock is your trusted partner. Visit us at 71 Elm St Pittsfield Ma 01201 or call (413) 997-4400 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $162,624,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to helping you achieve your financial goals is reflected in our lending capacity. We have $14,239 in used auto loans and $1,315,294,369 in total loans and leases available for our members.

Member-Centric Savings

Members' savings are secured through $378,859,588 in share certificates and $154,274,136 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,160,711, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $3,405,696, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 289 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $218,986,684 in used vehicle loans and $75,675,035 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, making it easier than ever to find the financing you need.

Business Financing

For business owners, our outstanding commercial loans totaling $63,574,226 provide the capital needed to grow and expand your operations. Whether you're starting a new venture or looking to enhance your existing business infrastructure, we have tailored solutions to meet your needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $15,674,087 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards to make your spending work for you.

Financial Insights

Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Greylock, we are committed to supporting our members through various life stages with reliable loan products. Visit us today or call us at 413-997-4400 to learn more about how we can assist you in achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $165,306,489. We aim to make buying or refinancing simple and straightforward. If you're considering refinancing your current mortgage or exploring eligibility options, our team is here to guide you through the process.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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GREYLOCK FEDERAL CREDIT UNION - Pittsfield, MA

Type of Loan Offerings

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Pittsfield, MA (01201)