Greylock Credit Union North Adams MA | Best Auto Loans & ATM Access

Introduction

Welcome to Greylock, your trusted partner in financial well-being since 1935. Located at 131 Ashland St, North Adams, MA 01247, our credit union has been dedicated to serving the community with integrity and commitment for nearly nine decades. With a strong membership base of over 104,350 members, we pride ourselves on providing personalized financial solutions tailored to meet the diverse needs of our community. At Greylock, we understand that every member's journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. Our total assets have reached an impressive $1,633,991,595, demonstrating our stability and reliability in the financial landscape. While members can visit us at our convenient location on Ashland Street, official correspondence should be sent to 150 West Street, Pittsfield, MA 1201. Our team is ready to assist you with any inquiries you may have. You can reach us at (413) 664-4926 during our lobby hours from Monday through Friday from 9:00 am to 4:00 pm, and Saturday from 8:30 am to 12:30 pm. Under the leadership of CEO John Bissell and Board President Pete Lopez, we strive to create a welcoming environment where you can feel confident about your financial decisions. With total deposits exceeding $25,204,601 and a net worth of $196,347,212, we are committed to ensuring your financial security. Join us today at Greylock and discover how we can help you achieve your financial goals! For more information or to start your membership journey online, visit us at greylock.org. Let's build a brighter financial future together!

Branch History & Mission

Community Engagement

We take pride in being more than just a credit union; we are an active participant in the North Adams community. Through various outreach programs and events, we aim to educate our members about financial literacy while providing necessary resources for local organizations. Our shared service center allows even greater access for those who may need it. As we move forward into the future, Greylock remains committed to adapting to new challenges while upholding the values that brought us here today. We invite you to join us on this journey experience firsthand how Greylock can make a difference in your life. For more information or assistance, feel free to contact us at 413-664-4926 or visit our website. Together, let's build a brighter future!

Our Mission

At Greylock, our mission is simple yet profound: to empower individuals and families through financial education and services that foster growth and stability. We believe in creating a positive impact within North Adams by supporting local initiatives and partnerships that uplift our community. From providing loans for homes and vehicles to offering business banking solutions, we are here to help you navigate your financial journey. While members can visit us at 131 Ashland St, official correspondence should be sent to 150 West Street, Pittsfield, MA 1201. Our operating hours are designed to accommodate busy schedules: Lobby Hours run Monday through Friday from 9:00 AM to 4:00 PM and Saturday from 8:30 AM to 12:30 PM. Additionally, our drive-thru service opens earlier at 8:30 AM on weekdays.

Our Story

Founded during a time of great change in America, Greylock began its journey with a mission to provide accessible financial services to all. As we opened our doors, we embraced the belief that everyone deserves an opportunity to achieve their financial goals. Over the decades, we've seen tremendous growth, with total assets now exceeding $1.6 billion. This growth reflects not only our success but also the trust and support from our valued members. Our branch's history is marked by key milestones that highlight our dedication to innovation and community involvement. We've integrated modern technology into our services, ensuring that banking is convenient and accessible for everyone. Whether through online banking or mobile payments, we strive to meet the evolving needs of our members while maintaining a personal touch.

Branch Location & Accessibility

Accessibility Features

We strive to make banking as comfortable as possible for everyone. Our branch is fully ADA compliant, featuring ramps and accessible entrances to ensure all members can visit us without difficulty.

Convenient Location

Situated just a stone's throw away from local landmarks like the North Adams Public Library and the renowned Massachusetts Museum of Contemporary Art (MASS MoCA), our location makes it easy for you to combine your banking needs with other errands or leisure activities. With ample parking available, visiting us is hassle-free.

Operating Hours

Our lobby is open Monday through Friday from 9:00 AM to 4:00 PM, and we also welcome you on Saturdays from 8:30 AM to 12:30 PM. If you prefer using our drive-thru service, we're available Monday through Friday from 8:30 AM to 5:00 PM. This flexibility allows you to choose the time that works best for you.

Services Offered

At Greylock, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our ATM is readily available for cash withdrawals and balance checks whenever you need it. For any inquiries or assistance, feel free to give us a call at 413-664-4926. Our friendly staff is here to assist you! We invite you to visit us soon at Greylock on Ashland Street your trusted partner in finance awaits!

Member Eligibility

Joining the Greylock family means stepping into a community that values connection and support. If you're wondering how to become a member, you'll be pleased to know that eligibility is quite welcoming! Generally, individuals who live, work, worship, or attend school in the Berkshire County area can join us. This includes a broad range of residents and employees, making it easy for many to benefit from our services. For those curious about specific eligibility criteria, we invite you to explore more details at https://www.greylock.org/go-greylock/credit-union-membership/who-can-join.html. Once you've confirmed your eligibility, opening an account is straightforward and convenient. You can start this process online by visiting https://olb.greylock.org/auth/enrollment, or if you prefer a personal touch, feel free to give us a call at (413) 664-4926. Our team is eager to help you take this important step toward financial well-being right here at our branch located at 131 Ashland St North Adams Ma 01247. We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $360 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $63,574,226, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner who helps you accept payments easily while giving your customers a smooth checkout experience. Our merchant services are designed to do just that. From mobile payment options to secure transaction processing, we ensure your business runs efficiently, allowing you to focus on what matters most growing your company. Located at 131 Ashland St North Adams Ma 01247 in North Adams, MA, our team is ready to support your business ambitions. Contact us today at (413) 664-4926 to learn more about how we can help you succeed!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a pinch? Our network of ATMs makes accessing your funds simple and straightforward. Plus, enjoy basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help make that dream a reality. We understand that reliable transportation is essential, and our competitive rates make it easier for you to get behind the wheel without breaking the bank.

Business Banking Solutions

If you're a business owner, our business banking services, including merchant services and business loans, can empower your enterprise to thrive. We know how challenging it can be to run a business, so let us help simplify your banking needs.

Credit Cards with Rewards

Make every purchase count with our credit cards that offer rewards. From cashback on groceries to travel points for your next vacation, our credit card options are designed to give back while helping you build credit.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance their current mortgage, we offer tailored mortgage loans and refinancing solutions. Picture yourself in your dream home with an affordable monthly payment! Our team is ready to guide you through every step of the process, ensuring you find the right fit for your budget.

Online & Mobile Banking

Convenience is key in today's fast-paced world. That's why we offer comprehensive online and mobile banking features that allow you to manage your finances anytime, anywhere. Whether you're checking balances, making transfers, or paying bills from the comfort of your home or on the go, we've made banking easy for you.

Personal Banking

Whether you're opening your first checking account or looking to save for a big purchase, our personal banking options are designed with you in mind. With checking and savings accounts, we ensure you have easy access to your funds whenever you need them. Imagine having a reliable place to manage your money while earning interest on your savings it's all possible here.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options that help you manage those surprises effectively. Whether it's an emergency repair or consolidating multiple debts into one manageable payment, we've got your back.

Shared Branch Transactions

As part of our commitment to serve you better, we also provide shared branch transactions for members of partner credit unions. This means you can complete deposits and withdrawals even when traveling away from home. At Greylock, we believe that banking should be accessible and supportive. If you're ready to explore these services further or have any questions, don't hesitate to reach out! Call us at (413) 664-4926 or visit us today at 131 Ashland St North Adams Ma 01247. We're here to help!

Digital & Online Banking

Key Services

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. You can even enjoy the peace of mind that comes with e-statements, which are readily available for you to review whenever you need them. Say goodbye to paper clutter and hello to instant access! If you're on the move, our mobile application puts banking right in your pocket. With features like mobile payments, making transactions has never been easier. Simply tap your phone to pay for purchases securely and quickly. And while person-to-person transfers aren't offered at this time, you'll still find plenty of ways to manage your money effectively.

Security First

Your security is our top priority. While we currently do not support electronic signature authorization, rest assured that all your online activities are protected by advanced security measures. We want you to feel safe when accessing your financial information. Managing your accounts has never been more accessible or straightforward. With our digital and online banking tools at Greylock, you'll have everything you need to stay on top of your finances right at your fingertips! Explore these features today and see how easy banking can be!

Financial Strength

Growing Membership Base

Our strength is further highlighted by our growing member base. We proudly serve 213,318 total share accounts, showcasing the trust our community places in us. This trust allows us to manage our resources effectively while meeting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greylock is your trusted partner. Visit us at 131 Ashland St North Adams Ma 01247 or call 413-664-4926 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $378,859,588 in share certificates and $154,274,136 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,160,711, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $3,362,973, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 289 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Growth

With $162,624,270 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $14,239 in used auto loans and an impressive total of $1,315,294,369 in loans and leases.

Strong Financial Position

With a net worth of $196,347,212, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1207 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $218,986,684 in used vehicle loans and $75,675,035 in new vehicle loans, helping members get on the road with ease. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Loans

For business owners looking to expand their operations, our outstanding commercial loans totaling $63,574,226 provide the capital needed to grow and thrive. We understand the unique challenges businesses face and are here to support you with tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $165,306,489. Whether you are a first-time buyer or looking to refinance your current mortgage, our dedicated team will guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we can assist you with that as well. Our team is committed to finding the right financial solutions that align with your personal and professional goals. You can reach us at 413-664-4926 or visit us at 131 Ashland St North Adams MA 01247 for more information on how we can help you achieve your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore all our loan products today and take control of your financial future with Greylock!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $15,674,087 in loans available, our credit cards can help you manage your expenses while earning rewards along the way. They are perfect for everyday purchases and unexpected expenses alike.

Loan Aggregator

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Greylock