Greylock Credit Union Lenox MA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Greylock, your trusted financial partner in the heart of Lenox, MA! Located at 68 Main St, our branch has been serving the community since 1935, providing reliable banking solutions tailored to meet your needs. With a dedicated membership of over 104,350, we take pride in fostering strong relationships with our members and supporting their financial journeys. At Greylock, we understand that every dollar counts. That's why we manage total assets of approximately $1.63 billion, ensuring that your deposits totaling around $25,204,601 are not just safe but also working hard for you. Our commitment to excellence is reflected in our impressive net worth of $196,347,212 and a robust cash position of $17,131,596 ready to support our members when they need it most. Whether you're looking for personal banking options like checking and savings accounts or exploring auto loans and mortgages, we're here to help. Our experienced team, led by CEO John Bissell and Board President Pete Lopez, is focused on delivering top-notch service to everyone who walks through our doors or connects with us online. While members can visit us at our physical location, official correspondence should be sent to our mailing address at 150 West Street, Pittsfield, MA 1201. We're also easy to reach by phone at 413-637-4999 for any questions you may have. Join us today and discover how Greylock can help you achieve your financial goals! Visit our website at greylock.org or stop by during our convenient hours: Monday to Wednesday from 8:30 AM to 4:00 PM and Thursday to Friday from 8:30 AM to 5:00 PM. We look forward to welcoming you into the Greylock family!

Branch History & Mission

Community Focus

Our dedication goes beyond just banking; it extends into meaningful partnerships within our community. We actively engage in outreach efforts aimed at improving lives and creating opportunities for those around us. Whether it's sponsoring local events or supporting educational initiatives, Greylock is here not only as your financial partner but as a pillar of support in Lenox and beyond. With operating hours tailored to fit your busy schedule from 8:30 AM to 5:00 PM on weekdays and 8:30 AM to 12:30 PM on Saturdays we are here when you need us most. As we look ahead, we invite you to join us at Greylock Credit Union. Experience firsthand the benefits of membership that come from being part of an organization dedicated to your success. Let's work together towards building a brighter financial future! For more information or to open an account today, visit Greylock's website or call us at 413-637-4999.

Evolution of Greylock

Located at 68 Main St, Lenox, MA 01240, our branch has witnessed remarkable growth and change since its inception. We started with humble beginnings but have consistently focused on meeting the needs of our community. From providing essential banking services to offering tailored financial solutions, we've evolved alongside our members' needs. As we grew, so did our assets. Today, Greylock boasts total assets exceeding $1.63 billion. This financial strength allows us to offer a wide array of products and services designed to help our members achieve their goals whether it's buying a home, financing a vehicle, or saving for the future.

Our Mission

At Greylock, our mission is simple yet profound: to empower individuals and families to achieve their financial dreams while supporting the communities we serve. We believe that access to affordable financial services should be available to everyone. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We are also committed to being accessible and responsive to our members' needs. With ATM availability at our branch and shared service center options for partner credit union members, convenience is always a priority. While you can visit us at 68 Main St, official correspondence should be sent to 150 West Street, Pittsfield, MA 1201 if needed.

Branch Location & Accessibility

Welcome to Greylock, your friendly credit union located at 68 Main St in the charming town of Lenox, MA. Nestled in the heart of Berkshire County, our branch is conveniently situated near local landmarks, making it easy for you to pop in for your banking needs. Whether you're strolling through town or visiting the beautiful nearby parks, we're just a stone's throw away! While members can visit us at 68 Main St, official correspondence should be sent to our mailing address at 150 West Street, Pittsfield, MA 1201. At Greylock, we prioritize your comfort and accessibility. Our branch is designed with ADA-compliant features to ensure everyone can visit us easily. We have ample parking available right outside, so you won't have to worry about finding a spot when you arrive. Our operating hours are convenient for busy schedules: we're open from 8:30 AM to 4:00 PM Monday through Wednesday, and extend our hours until 5:00 PM on Thursday and Friday. Plus, we welcome you on Saturday mornings with drive-thru service from 8:30 AM until 12:30 PM. Need cash? Our ATM is available for quick withdrawals and balance checks at any time. Although we don't offer drive-thru banking directly from the branch, our shared service center allows you to handle basic transactions like deposits and withdrawals if you're a member of a partner credit union. If you have any questions or need assistance with your banking needs, don't hesitate to give us a call at 413-637-4999. We look forward to welcoming you at Greylock!

Member Eligibility

Becoming a member of Greylock is like joining a family that truly cares about your financial well-being. If you live, work, or attend school in the Berkshire area, you're already on the path to membership! At Greylock, we welcome individuals from all walks of life, whether you're just starting out or looking for ways to grow your finances. Our community-focused approach means that as a member, you'll enjoy personalized service and benefits tailored to your needs. For complete details on eligibility criteria, check out our resource at https://www.greylock.org/go-greylock/credit-union-membership/who-can-join.html. Opening an account is straightforward and can be done online through this link: https://olb.greylock.org/auth/enrollment. If you have any questions or need assistance during the process, don't hesitate to give us a call at (413) 637-4999. We're here to help you take this exciting step towards better financial health at our branch located at 68 Main St Lenox Ma 01240!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, our merchant services make everyday transactions easier for your business. Imagine accepting payments quickly and securely, whether you operate a bustling retail store or a cozy café. Our services not only streamline payment processing but also enhance customer satisfaction, allowing you to focus on what truly matters growing your business. Visit us at 68 Main St Lenox Ma 01240 in Lenox, MA, or call us at (413) 637-4999 to learn more about how our business banking solutions can fuel your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $360 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $63,574,226, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, Greylock offers essential services like merchant services and business loans designed to help small businesses thrive. We understand that running a business comes with its own set of challenges, which is why we're here to support you with personalized banking solutions.

Credit Cards with Rewards

Manage your everyday expenses while earning rewards! Our credit cards with rewards allow you to earn points for purchases that can be redeemed for various benefits. It's a simple way to get more from your spending.

Digital Banking Features

In today's busy world, convenience is key. That's why we provide robust online and mobile banking services. Manage your accounts anytime, anywhere from checking balances to transferring funds all from the comfort of your smartphone or computer. You can also enjoy access to our ATMs for quick cash withdrawals or balance checks.

Home Financing

Owning a home is a significant milestone, and at Greylock, we want to support you every step of the way. Our mortgage loans and refinancing options provide tailored solutions whether you're buying your first home or looking to lower your monthly payments on an existing mortgage.

Personal Banking

Whether you're opening your first checking account or looking for ways to grow your savings, our personal banking services have got you covered. We offer checking and savings accounts designed to fit different lifestyles and needs. For those who may be planning a big purchase or just need some extra cash, our personal loans and debt consolidation options can help ease financial burdens.

Shared Branch Transactions

If you're traveling or away from home, don't worry! We've partnered with other credit unions to offer basic shared branch transactions, allowing you to make deposits and withdrawals even when you're not at our branch. At Greylock, we're committed to meeting your financial needs in a friendly and accessible manner. Whether you're looking for personal assistance or the convenience of digital banking, we have something for everyone. If you have questions about any of our services or would like more information, feel free to reach out at 413-637-4999 or visit us online at greylock.org. We look forward to serving you!

Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing solutions are here to make that dream a reality. With competitive rates and flexible terms, we strive to help you get behind the wheel without breaking the bank.

Digital & Online Banking

At Greylock, we understand that convenience and security are paramount in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With our online banking platform, accessible at https://www.greylock.org/, you can check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking services mean you can access your accounts anytime, day or night. For members who prefer mobile banking, our user-friendly mobile application is available for download. Whether you're making payments or checking transactions, you'll find everything you need right at your fingertips. Plus, with the added benefit of mobile payments, making purchases has never been simpler or more secure. We also offer e-statements, allowing you to receive your account statements electronically. This not only helps you stay organized but is also a step towards more sustainable banking practices by reducing paper waste. While we do not currently support person-to-person transfers, our platform ensures that all your transactions are safe and secure. Unfortunately, electronic signature authorization isn't available at this time, but we prioritize protecting your financial information in every other aspect of our services. At Greylock, we're committed to providing you with easy access to your accounts and real-time management tools so you can take control of your financial life confidently. Join us today and experience the modern way to bank!

Financial Strength

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $1,160,711, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks that enhance your banking experience.

Dedicated Team

We also take pride in having 289 full-time employees and 18 part-time employees who are ready to serve you with knowledge and dedication. Our team is committed to providing exceptional service every time you visit or reach out.

Lending Capacity

Our lending capacity supports your financial goals across various sectors with $14,239 in used auto loans and $1,315,294,369 in total loans and leases. Whether you need financing for a vehicle or other personal projects, we're here to help.

Member-Centric Savings Options

Members' savings are secured through $378,859,588 in share certificates and $154,274,136 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your interests by focusing our resources on delivering maximum benefits to you.

Operational Efficiency

Our $3,362,973 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency allows us to reinvest in services that matter most to you.

Reinvestment for Growth

With $162,624,270 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement helps us adapt to your evolving needs.

Solid Capital Foundation

Our net worth ratio of $1,207 demonstrates a strong capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This gives you peace of mind knowing that your credit union is built on solid ground.

Strong Net Worth

With a net worth of $196,347,212, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation empowers us to support our members' needs now and into the future.

Trustworthy Member Base

With a total of 213,318, showing a strong and growing member base that trusts us with their finances reflects our dedication to serving each individual's needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greylock is your trusted partner. Visit us at 68 Main St Lenox Ma 01240 or call (413) 637-4999 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

If you're interested in refinancing any of these loans or want to know more about eligibility options, please don't hesitate to reach out. Our team is here to assist you every step of the way. You can contact us at (413) 637-4999 during our operating hours for any inquiries. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Greylock, we're dedicated to providing you with financial solutions that empower your journey. Come visit us today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $218,986,684 in used vehicle loans and $75,675,035 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options can make your purchase easier.

Business Loans

For business owners, our outstanding commercial loans totaling $63,574,226 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges, and our tailored financing solutions can help you navigate them successfully.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $15,674,087 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and benefits to support your spending needs while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,306,489, make buying or refinancing simple. We provide guidance throughout the process to ensure you find the right mortgage that fits your budget and lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach ensures that all loan offers presented are fair and transparent. By leveraging real-time data directly from trusted institutions, LendMesh guarantees accurate comparisons that users can rely on.

Greylock