Greenwood Credit Union Warwick RI | 24/7 Convenient ATM Access

Introduction

Welcome to Greenwood, your trusted financial partner located at 2700 Post Rd, Warwick, RI 02886. Since our establishment in 1948, we have been dedicated to serving our community with reliable banking solutions tailored to your needs. With a total membership of 62,810 and assets exceeding $895,739,207, we pride ourselves on being a stronghold of financial stability and member support. At Greenwood, we understand that every member's journey is unique. That's why we offer a variety of services designed to help you achieve your financial goals. From personal loans totaling 39,812 in leases to secure deposits of over $22,323,022, our commitment is to provide you with the resources you need. Our net worth stands at an impressive $78,436,985, showcasing our solid foundation as a credit union dedicated to your success. While members can visit us at the above address for all their banking needs, official correspondence should be sent to the same location. Our friendly team, led by CEO Frederick Reinhardt and Board President Karen Grande, is here to assist you Monday through Friday from 8:00 AM to 5:00 PM. We believe in fostering relationships built on trust and transparency. Whether you are looking for competitive loan options or simply want to inquire about your account, we encourage you to reach out to us at (401) 739-4600. Experience the difference that comes from being part of a community-focused credit union visit us today or explore more about our offerings on our website at greenwoodcu.org. Your financial future starts here!

Branch History & Mission

Commitment to Accessibility

In addition to traditional banking services, Greenwood embraces modern technology with features like online banking and mobile payments. We ensure that all our services are accessible to everyone in compliance with ADA standards. While we currently do not offer ATM or drive-thru services at this branch, we focus on creating a welcoming environment during our operating hours from Monday through Friday, 8:00 AM - 5:00 PM.

Join Us

As we look towards the future, we invite you to be part of our story. At Greenwood, we believe that everyone deserves financial stability and opportunities for success. Join us today and discover how you can benefit from being a member of our vibrant credit union community. For more information about membership or services offered by Greenwood, please feel free to reach out at 401-739-4600, or visit us online at greenwoodcu.org. Together, let's build a brighter financial future!

Our Evolution

Over the years, Greenwood has adapted and expanded its offerings to meet the evolving needs of our members. We are now proud to manage total assets of $895,739,207, a testament to the trust and support of our membership. Our location at 2700 Post Rd, Warwick, RI 02886 is not just a branch; it's a hub where community members come together for financial education, resources, and support. While members can visit us at this address, official correspondence should be sent to 2700 Post Rd, Warwick, RI 02886-3003.

Our Mission

At the heart of Greenwood's mission is a dedication to empower our members financially while supporting local initiatives that strengthen our community. We strive to offer personalized service and innovative solutions tailored to each member's unique needs. Whether you're opening your first savings account or seeking advice on loans, we are here for you every step of the way. We understand that banking goes beyond transactions; it's about building relationships and fostering growth. That's why we actively participate in community outreach programs and partnerships aimed at improving the lives of those around us.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant entrances so everyone can access our services comfortably. Parking is available right outside the building, ensuring that you can easily find a spot when you arrive.

Operating Hours

We're open Monday through Friday from 8:00 AM to 5:00 PM, ready to serve you during your busy weekdays. Feel free to drop in anytime within those hours; our team is eager to assist with everything from account inquiries to loan applications.

Services Offered

At Greenwood, we offer a variety of banking services tailored for our community members. While we currently do not have ATM services or drive-thru banking available at this location, our dedicated staff is here to provide personalized service for all your financial needs. If you have any questions or need assistance, don't hesitate to call us at 401-739-4600. We're excited to welcome you into our branch and help you achieve your financial goals!

Member Eligibility

At Greenwood, we believe that joining our community should feel welcoming and straightforward. If you're looking to become a member, you'll be happy to know that eligibility is open to a wide range of individuals, especially those who live, work, or worship in the Warwick area. This means that whether you're just starting out or have been part of the community for years, you can find a place with us. Not only do we offer competitive rates on loans and savings, but our members also enjoy personalized service and a supportive environment where your financial goals can flourish. To get started on your membership journey at Greenwood, simply visit us at our branch located at 2700 Post Rd Warwick Ri 02886 or give us a call at (401) 739-4600. You can also check out the detailed eligibility criteria by visiting https://greenwoodcu.org/membership-information/ . Once you've confirmed your eligibility, opening an account is quick and easy; all the details can be found here: https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/03800294/2348?isframed=f&cuid=03800294&loanlistid=2348&channelid=9434821407261131253&locationid=9759010407261131239 . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments seamlessly while focusing on what you do best running your business. Our merchant services offer the tools you need to process transactions efficiently, ensuring you can keep your customers happy while managing cash flow effectively. Located at 2700 Post Rd Warwick Ri 02886, Warwick, RI, our team is ready to partner with you on your financial journey. Whether it's a loan or merchant services, we're here to provide the support your business deserves. Reach out today at (401) 739-4600 to learn more!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $306 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,528,057, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Community Connection

Being part of the Greenwood family means having access to not just financial products but also community support. We understand that each member has unique goals and challenges. Whether you're saving for a new home or planning for retirement, our team is ready to provide personalized advice tailored just for you.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online banking options. With our digital banking features, you can check your account balance, transfer funds, and pay bills right from your smartphone or computer. No more waiting in line; everything is just a click away!

Join Us Today!

Ready to experience all the benefits that Greenwood has to offer? Visit us at 2700 Post Rd Warwick Ri 02886 or check out our website at Operations Center. Join our community today and take control of your financial future!

Personalized Banking Experience

Our services include essential offerings like ATM Services Only, ensuring that you have access to cash when you need it most. Imagine heading out for a weekend trip and realizing you need some cash for parking or snacks; with our ATMs, you can quickly withdraw funds without any hassle.

Reach Out Anytime

Have questions or need assistance? Don't hesitate to reach out! You can call us at (401) 739-4600 during our operating hours from Monday to Friday, 8:00 AM to 5:00 PM. Our friendly staff is always ready to help you navigate through your financial journey.

Digital & Online Banking

Key Services

Our online banking platform allows you to access your accounts, check balances, pay bills, and transfer money effortlessly. You can enjoy features like e-statements, which let you view your account statements digitally rather than waiting for them in the mail. This not only helps you keep track of your finances easily but also contributes to a greener planet. For those who prefer using their mobile devices, our user-friendly mobile application is available for download. It comes with handy features such as mobile payments and person-to-person transfers. Whether you're sharing expenses with friends or making quick payments at local shops, our app makes transactions simple and straightforward.

Security and Accessibility

Security is our top priority. While we do not currently support electronic signature authorization, rest assured that all transactions are protected by advanced security measures. This means you can bank with confidence knowing that your personal information is safe. Managing your finances has never been easier with the tools we provide at Greenwood. Accessing your accounts in real-time lets you stay on top of your financial goals without any hassle. For more information about our digital banking options, visit us at https://greenwoodcu.org/ today!

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 90,423, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,750,130. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenwood is your trusted partner. Visit us at 2700 Post Rd Warwick Ri 02886 or call (401) 739-4600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Your savings are secured through $453,634,003 in share certificates and $55,414,396 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,458,097, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 76 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $76,401,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $25,911 in used auto loans and $791,111,912 in total loans and leases.

Strong Financial Position

With a net worth of $78,436,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $886 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already helped members get on the road with over $287,343,537 in used vehicle loans and $66,386,209 in new vehicle loans. Whether you're interested in a brand-new model or a reliable used car, we can help you drive away with confidence.

Commercial Loans

For business owners, we provide outstanding commercial loans totaling $100,528,057. These funds can be vital for growth and expansion, offering the capital needed to take your business to the next level. At Greenwood, we aim to make financing straightforward and transparent. If you're considering refinancing or want to know about eligibility options, our knowledgeable staff is ready to assist you. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For any questions or further information about our loan offerings, feel free to reach out at (401) 739-4600 or visit us at 2700 Post Rd Warwick Ri 02886 in Warwick, RI. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $43,258,011, we're here to assist you every step of the way. Our team will guide you through the process, ensuring you understand all your options.

Unsecured Credit Card Loans

Managing finances effectively is crucial, and our unsecured credit card loans can help. We offer flexible terms on these loans, with a total of $2,366,443 helping members navigate their expenses without added stress.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to regulatory compliance ensures that users receive fair and transparent offers. By working with verified institutions, LendMesh guarantees that users are comparing legitimate and competitive loan options.

GREENWOOD CREDIT UNION