Greenwood Credit Union Warwick RI | Best Auto Loans & Business Banking

Introduction

Welcome to Greenwood, your trusted financial partner located at 2669 Post Rd, Warwick, RI 02886. Since our establishment in 1948, we've been dedicated to serving our community with integrity and commitment. With over 62,810 members relying on us for their financial needs, we pride ourselves on creating a welcoming environment where everyone feels valued. At Greenwood, we understand the importance of financial stability and growth. With total assets reaching an impressive $895,739,207, we are well-equipped to offer a variety of services tailored to meet the diverse needs of our members. Our robust portfolio includes approximately 39,812 loans and leases, ensuring that whether you're looking for personal banking solutions or business financing options, we have something for you. Our mission is not just about numbers; it's about people. Under the leadership of our CEO, Frederick Reinhardt, and Board President, Karen Grande, we're committed to making a positive impact in our community. We take pride in our ability to support local businesses with a net member business loan balance of $109,527,054 while also focusing on individual financial wellness. While you can reach us directly at 401-739-4600 or explore our website at greenwoodcu.org, we encourage you to visit us in person to experience firsthand the friendly service that sets us apart. We look forward to helping you achieve your financial goals!

Branch History & Mission

Join Us

We invite you to become part of the Greenwood family. Experience firsthand how we blend personalized service with modern conveniences like mobile payments and online banking. By joining us, you're not just choosing a credit union; you're supporting a mission dedicated to your financial well-being and community enhancement. To learn more about becoming a member or exploring our services further, visit our website or call us at 401-739-4600. Let's build a brighter financial future together!

Our Journey

Greenwood began its journey with a simple vision: to empower individuals and families through accessible financial services. Since opening our doors, we have evolved into a vibrant credit union with a strong membership base of over 62,000 members. Today, we proudly manage total assets of approximately $895 million, reflecting our members' trust and confidence in us. Over the years, we have embraced change and innovation. From introducing online banking solutions to enhancing our ATM services, we continually adapt to meet the needs of our members. Our drive-thru banking service ensures that even those on the go can access their accounts easily and efficiently.

Our Mission

At Greenwood, our mission goes beyond just providing financial products; it's about fostering a sense of community and support. We believe in helping our members achieve their financial goals whether that's securing an auto loan for a new vehicle or finding the right mortgage solution for their dream home. We also prioritize community outreach initiatives that uplift those around us. As a member-focused organization, we aim to create positive experiences through every interaction. Our dedicated staff is always ready to assist you during operating hours: Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5 PM, and Friday from 9 AM to 7 PM. If you need to send official correspondence, please note that while you can visit us at our branch address mentioned above, you may also reach us via our mailing address: 2669 Post Rd, Warwick, RI 02886-3039.

Branch Location & Accessibility

Contact Us Anytime

Have questions or need assistance? Don't hesitate to reach out! You can call us at 401-739-4600 for any inquiries or if you'd like more information about our services, which include personal banking options like checking accounts, auto loans, and mortgage refinancing among others. Whether you're already a member or thinking about joining us, we can't wait to welcome you at Greenwood. Visit us today or give us a call we're here to help you achieve your financial goals!

Convenient Access and Features

We understand that accessibility is important for our members. Our branch is designed with your comfort in mind, featuring ADA-compliant facilities including ramps and designated parking spots. Plus, we offer both drive-thru banking and ATM services to make your transactions as smooth as possible. Need to deposit a check or withdraw cash? Our drive-thru is open for quick service, allowing you to manage your banking without leaving your vehicle.

Operating Hours Tailored for You

At Greenwood, we know that life can get busy. That's why our operating hours are set to accommodate your schedule: we're open Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5 PM, and Friday from 9 AM to 7 PM. We invite you to drop by during these hours for personal assistance or simply to explore what we have to offer.

Member Eligibility

Becoming a member of Greenwood is like joining a family that truly cares about your financial well-being. Located at 2669 Post Rd Warwick Ri 02886, we welcome individuals who live, work, worship, or attend school in our community, making it easy for you to be part of our supportive network. To ensure everyone can access our services, we also extend eligibility to immediate family members of current members. This means you can enjoy all the benefits of membership together! At Greenwood, we offer a range of financial products tailored just for you, from checking and savings accounts to auto loans and credit cards with rewards. Ready to take the next step? Opening an account is simple! Just visit us online at https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/03800294/2348?isframed=f&cuid=03800294&loanlistid=2348&channelid=9434821407261131253&locationid=9759010407261131239 or give us a call at (401) 739-4600 if you have any questions. For more details on eligibility, check out our website at https://greenwoodcu.org/membership-information/. We're excited to welcome you into our community!

Business Banking & Commercial Services

At Greenwood, we understand that your business is your passion. Whether you're looking to expand your operations or simply manage day-to-day expenses, our tailored commercial services can help you thrive. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $306 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,528,057, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services designed to simplify payment processing. Imagine being able to accept payments seamlessly whether it's through card transactions or mobile payments allowing you more time to focus on what matters most: growing your business. Located at 2669 Post Rd Warwick Ri 02886 in Warwick, RI, our team is ready to assist you with personalized service. Call us at (401) 739-4600 to learn more about how we can support your business ambitions!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick cash? Our ATM services enable withdrawals and balance checks without stepping inside the branch. Plus, our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. With all these services available at Greenwood, we aim to cater to every aspect of your financial journey. If you're ready to explore how we can assist you further or have questions about any specific service, please don't hesitate to reach out at 401-739-4600 or visit us at our branch location. Your financial future is important to us let's build it together!

Business Banking Services

For entrepreneurs and small business owners, Greenwood offers robust business banking services. From merchant services that simplify payment processing to business loans that support your growth ambitions, we are here to help you thrive in today's market.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! They not only offer competitive rates but also allow you to earn points on everyday purchases. Use these rewards for travel, cash back, or even gift cards making your spending work for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether it's transferring funds, paying bills, or checking balances, our digital platforms make banking easy and efficient.

Personal Banking Solutions

Our personal banking offerings include checking and savings accounts that help you manage your day-to-day finances effectively. Imagine having easy access to your funds while earning interest on your savings it's all part of what we offer at Greenwood. Additionally, if you're considering purchasing a vehicle, our auto loans and vehicle financing options are tailored to fit various budgets and credit situations. For those looking to invest in their dream home, our mortgage loans and refinancing services can guide you through the process with ease. We understand that life can be unpredictable; that's why our personal loans and debt consolidation options are designed to provide financial relief when you need it most.

Digital & Online Banking

Accessibility and Ease-of-Use

No matter where you are, our digital banking options ensure that you stay connected to your finances. Whether you're checking balances during lunch or paying bills while waiting in line, managing your money has never been easier. And if you ever need assistance, our friendly team is just a phone call away at (401) 739-4600. In today's fast-paced world, having access to reliable online banking is essential. At Greenwood, we're committed to providing services that enhance your banking experience while keeping your information secure. Join us today and discover how easy it is to take control of your finances!

Key Services

Our online banking platform allows you to check your balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with the ability to receive e-statements, you can stay organized without the clutter of paper statements. You'll have instant access to your financial information, which means no more waiting for the mail. For those who love using their smartphones, our mobile application makes banking even simpler. With features like mobile payments and person-to-person transfers, sending money to friends or making quick purchases is just a tap away. And don't worry about security; we prioritize your safety with robust measures in place.

Financial Strength

A Committed Team

We also take pride in having 76 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to understanding your needs and helping you navigate your financial journey effectively. Net Shares (Funds available for lending and investments): $1,750,130 highlight our commitment to maintaining liquidity while serving you better. Additionally, Total Share Accounts: 90,423 show a strong and growing member base that trusts us with their finances. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency ensures that your credit union remains robust and responsive to your needs. In summary, the financial strength of Greenwood means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenwood is your trusted partner. Visit us at 2669 Post Rd Warwick Ri 02886 or call (401) 739-4600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Our Community

With $76,401,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment strategy not only enhances our offerings but also strengthens the overall financial ecosystem of our community. Our lending capacity supports members' financial goals across various sectors, evidenced by $25,911 in used auto loans and $791,111,912 in total loans and leases. Whether you're looking to purchase a new vehicle or secure financing for personal projects, we're here to support you every step of the way.

Secure Savings Options

Members' savings are secured through $453,634,003 in share certificates and $55,414,396 in money market shares, offering stable and rewarding financial growth opportunities. These options are designed to help you grow your savings with confidence while enjoying the benefits of membership at Greenwood. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,458,097, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This dedication to our members sets us apart as a community-focused credit union.

Solid Financial Health

With a net worth of $78,436,985, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This figure reflects our commitment to safeguarding your assets while providing you with valuable banking options. Our net worth ratio of $886 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio is a crucial indicator of our ability to withstand market fluctuations and protect our members' interests.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $287,343,537 in used vehicle loans and $66,386,209 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have financing options tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $100,528,057 provide the capital needed to grow and expand. We know that businesses often face unique challenges, and our team is here to assist you with tailored lending solutions that fit your specific needs.

Credit Card Loans

Managing day-to-day expenses can sometimes require extra flexibility. We also offer flexible terms on unsecured credit card loans, with a total of $2,366,443 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees, making them an excellent choice for those looking to maintain control over their spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,258,011, make buying or refinancing simple. We provide competitive rates and flexible terms to help make your dream of owning a home a reality.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out to us. We have options available that could help lower your monthly payments or reduce your interest rate, putting more money back into your pocket. To learn more about our loan products and find the right option for you, feel free to contact us at (401) 739-4600 or visit us at our branch located at 2669 Post Rd Warwick Ri 02886 in Warwick, RI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way as you navigate your financial journey!

Loan Aggregator

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Greenwood