Greenwood Municipal Credit Union SC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Greenwood Municipal, your trusted partner in financial well-being located at 617 Durst Ave E, Greenwood, SC 29649. Since our establishment in 1974, we have been dedicated to serving our members with integrity and care, proudly supporting a vibrant community of over 7,147 members. Our commitment to you is reflected in our impressive total assets of $65,320,724 and total deposits reaching $11,255,178. At Greenwood Municipal, we understand that each member's journey is unique. That's why we offer a variety of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. With over 3,374 loans and leases provided, we are here to help you realize your financial goals while fostering a sense of community. Our leadership team, led by CEO Philip Heinlen and Board President Dan Wideman, ensures that we uphold our mission of being more than just a financial institution. We strive to create lasting relationships built on trust and transparency. While members can visit us at our branch for friendly service and expert advice, official correspondence should be sent to our mailing address: 617 Durst Ave E, Greenwood, SC 29649-2713. Feel free to reach out at (864) 229-6177, or explore our website at gm-fcu.org for more information. Join us today to experience the difference that community-focused banking can make! Whether you're looking for a loan or need assistance managing your finances, we're here for you every step of the way.

Branch History & Mission

Welcome to Greenwood Municipal, a cornerstone of financial support and community development in Greenwood, SC. Established in 1974, our branch has grown alongside the community, evolving from humble beginnings into a trusted institution serving over 7,147 members today. With total assets reaching an impressive $65,320,724, we are proud to offer a wide range of services designed to meet the needs of our members. Located at 617 Durst Ave E, our branch is conveniently situated near local landmarks that make it easy for members to access our services. Whether you need personal banking assistance or business solutions, our dedicated team is here to help. For official correspondence, please send your mail to 617 Durst Ave E, Greenwood, SC 29649-2713. At Greenwood Municipal, our mission is clear: we strive to provide exceptional financial services while fostering a spirit of community support. Our commitment goes beyond banking; we actively engage in initiatives that uplift and empower those around us. From offering competitive loan products like auto loans and credit cards with rewards to facilitating online and mobile banking options, we focus on providing tools that enhance financial well-being. We also understand the importance of accessibility. Our branch features both drive-thru banking and ATM availability for your convenience. We are committed to ensuring all members can access our services easily and efficiently. Over the years, we have forged strong partnerships within the community, participating in outreach efforts that promote financial literacy and support local organizations. We believe in investing back into Greenwood because when our community thrives, we all benefit. As we look toward the future, Greenwood Municipal remains dedicated to innovation and member satisfaction. With operating hours from 8:30 AM to 5:00 PM on weekdays (and until 5:30 PM on Thursdays and Fridays), we make it easy for you to stop by and discover how we can assist you in achieving your financial goals. Join us at Greenwood Municipal and become part of a thriving credit union that values people over profit. Experience firsthand the difference of being a member where your needs come first. Together, let's build a brighter financial future! For more information or to get started with your membership today, call us at (864) 229-6177 or visit our website at Greenwood Municipal.

Branch Location & Accessibility

Convenient Access

At Greenwood Municipal, we understand the importance of accessibility. Our branch features ADA-compliant facilities, ensuring that everyone can enjoy a hassle-free banking experience. Parking is readily available, so you can quickly pop in and out without any stress. If you're on the go, our drive-thru service allows for simple transactions like deposits and withdrawals from the comfort of your vehicle.

Operating Hours & Contact Information

We're here to serve you during our welcoming hours Monday through Wednesday from 8:30 AM to 5:00 PM, and Thursday and Friday from 8:30 AM to 5:30 PM. If you have any questions or need assistance outside these hours, feel free to reach us at (864) 229-6177. We're always happy to help!

Visit Us Today!

While members can visit us at 617 Durst Ave E, official correspondence should be sent to our mailing address at 617 Durst Ave E, Greenwood, SC 29649-2713. We invite you to stop by and discover all the services we offer from checking and savings accounts to personal loans and credit cards with rewards. Experience the ease of banking with Greenwood Municipal today! We look forward to welcoming you into our community-oriented family.

Member Eligibility

At Greenwood Municipal, we believe that becoming a member is like joining a close-knit family that truly cares about your financial well-being. If you're wondering whether you can join us, the good news is that many people are eligible! You can become a member if you live, work, worship, or attend school in the Greenwood area. This means that whether you're new to the community or a long-time resident, we welcome you with open arms. The perks of membership at Greenwood Municipal include access to personalized financial services, competitive rates on loans, and a supportive team ready to help you achieve your goals. Getting started is simple! Just visit our eligibility page at https://forms.joinmycu.com/mop/334/mop/promotional for more details and to ensure you meet the criteria. Once you're ready to take the plunge, head over to our account opening page at https://forms.joinmycu.com/mop/334/mop/promotional to get your membership set up. If you have any questions along the way, don't hesitate to give us a call at (864) 229-6177. We're here to make this process as easy and welcoming as possible for you!

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital to invest in new equipment, hire more staff, or open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans or non-member loans available, we are focused on creating opportunities for local businesses in the future.

Merchant Services

In today's fast-paced marketplace, efficient payment processing is essential. Our merchant services can simplify transactions for your customers, helping you keep sales flowing smoothly. By offering flexible payment options, you'll enhance customer satisfaction and build loyalty. Let us partner with you on your journey to success at Greenwood Municipal, located at 617 Durst Ave E Greenwood Sc 29649 in Greenwood, SC. Together, we can create a brighter financial future for your business! For more information, call us at (864) 229-6177.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive Business Banking solutions that include merchant services and business loans. We know running a business is challenging, so we strive to offer tools and resources that help simplify banking for entrepreneurs.

Credit and Loan Options

In today's world, having access to credit is essential. Our Personal Loans & Debt Consolidation services can assist you in managing expenses or consolidating debt into one manageable payment. Plus, our Credit Cards with Rewards program offers benefits that put cash back in your pocket while you shop.

Digital and Convenient Banking

In addition to traditional banking methods, we embrace technology with our Online & Mobile Banking features. You can access your accounts anytime, anywhere, making it easy to check balances, transfer funds, or pay bills on the go. Our ATMs allow for quick cash withdrawals and balance checks without stepping inside the branch.

In-Person Services

For those who prefer face-to-face interactions, our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions. We also have a convenient ATM available for easy access to your funds. At Greenwood Municipal, we believe that banking should be straightforward and accessible. Whether you're visiting us in person at 617 Durst Ave E Greenwood, S.c. 29649-2713 or utilizing our digital services from home, we're committed to providing an exceptional member experience. Ready to explore what we can do for you? Visit us at 617 Durst Ave E Greenwood Sc 29649, call us at (864) 229-6177, or check out our website for more information on how we can meet your financial needs!

Personal Banking Solutions

When it comes to personal banking, we offer an array of options tailored for your lifestyle. Whether you're looking to open a checking or savings account, our friendly staff can help you find the right fit for your financial goals. Need a vehicle? Our Auto Loans & Vehicle Financing services make purchasing that new car easy and affordable. We also provide Mortgage Loans & Refinancing options to help you secure your dream home or lower your current mortgage payments.

Digital & Online Banking

Key Services at Your Fingertips

Visit us online at https://tru-fcu.org/ to explore our full suite of digital services. Our online banking platform is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. If you're looking for an easy way to send money to friends or family, our person-to-person transfer feature is quick and hassle-free. For those who prefer using mobile devices, our user-friendly mobile application is designed to make banking even simpler. You can manage your account with ease and stay updated on your finances while you're out and about. Plus, if you opt for e-statements, you'll enjoy an eco-friendly way to keep track of your account activity without cluttering your mailbox.

Security and Convenience

Your security is our priority. While we currently do not offer electronic signature authorization, our systems are built with robust security measures to keep your information safe. With every transaction you make through our online platform or mobile app, you can rest assured that we take every step necessary to protect your data. Whether you're making payments or checking your balance, our digital banking features are designed to be intuitive and accessible. Enjoy real-time account management that puts you in control of your finances. At Greenwood Municipal, we are committed to enhancing your banking experience through innovative technology while ensuring it remains secure and straightforward. Embrace the convenience of digital banking today!

Financial Strength

Comprehensive Lending Support

With $1,113 in used auto loans and $34,635,632 in total loans and leases, our lending capacity supports members' financial goals across various sectors. This allows us to cater to diverse borrowing needs while maintaining our commitment to responsible lending practices.

Growing Membership Base

Total Share and Deposit Accounts stand at 14,242, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments totaling $14,399, we're well-positioned to support your financial endeavors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenwood Municipal is your trusted partner. Visit us at 617 Durst Ave E Greenwood Sc 29649 or call (864) 229-6177 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $3,299,840 in share certificates and $506,281 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,518,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-48,025, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Future Growth

With $6,081,066 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to reinvestment means you can trust that your credit union is always looking out for your best interests.

Strong Capital Foundation

With a net worth of $6,094,941, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $932 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those considering business growth or expansion, we have outstanding commercial loan options available. While we currently do not have outstanding commercial loans listed, our commitment remains strong in providing business owners with the capital they need in the future. At Greenwood Municipal, we prioritize accessibility and support for all our members. If you're interested in refinancing or checking your eligibility for any of our loan products, please reach out to us at (864) 229-6177 or visit us at our branch located at 617 Durst Ave E Greenwood Sc 29649 in Greenwood, SC. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,027,685 in used vehicle loans and $3,532,901 in new vehicle loans already helping members get on the road. We provide flexible financing options that can fit into your budget, making it easier for you to own the vehicle you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,873,408, make buying or refinancing simple. We offer competitive rates and terms that cater to first-time buyers as well as seasoned homeowners looking to refinance.

Unsecured Credit Card Loans

Managing day-to-day expenses is made easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $1,242,887 in loans helping members manage their finances effectively. Enjoy peace of mind knowing you have access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, allowing you to trust the information you receive.