Greenwich Municipal Employees Credit Union CT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Greenwich Municipal Employees, your trusted financial partner located at 439 W Putnam Ave, Greenwich, CT 06830. Since our establishment in 1969, we have proudly served our community, building a strong foundation of trust and reliability. With over 2,000 members and total assets amounting to $31,102,497, we are committed to providing personalized banking solutions that meet your unique needs. At Greenwich Municipal Employees, we understand the importance of financial stability and growth. That's why we offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking options. Our total deposits stand at $1,604,350, ensuring that your money is not just safe but also working for you. We also manage 700 loans and leases, showcasing our dedication to helping our members achieve their financial goals. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address: 439 West Putnam Avenue, Greenwich, CT 6830. Our dedicated team of four employees is here to assist you from 8 AM to 4 PM, Monday through Friday. Led by our CEO Gail Todd and Board President Joseph Benoit Jr., we prioritize community engagement and member satisfaction above all else. Whether you're looking for assistance with loans or guidance on managing your accounts, we're here to help. Ready to experience a more personalized banking journey? Call us today at 203-869-5280 or explore more about what we offer by visiting our website at gmefcu.com. Join us as we work together towards a brighter financial future!

Branch History & Mission

Community Commitment

We believe in partnerships that uplift our local neighborhoods. Our credit union actively participates in community events and supports local organizations that share our vision for growth and well-being. We strive to create an inclusive environment where everyone feels welcome and supported.

Join Us

If you're looking for a financial partner who truly cares about your goals and aspirations, look no further than Greenwich Municipal Employees credit union. We invite you to join our family today and experience the difference that comes with being part of a member-focused organization. Visit us online at gmefcu.com or call us at 203-869-5280 for more information on how you can become a member!

Our Evolution

Since opening our doors more than five decades ago, the Greenwich Municipal Employees credit union has focused on providing accessible financial services tailored to meet the needs of our members. We began with a simple mission: to promote thrift and provide an opportunity for members to save and borrow at reasonable rates. As we grew, so did our offerings. Today, we proudly provide a range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our headquarters in Greenwich, CT, remains dedicated to fostering relationships within the community. With no ATM availability or drive-thru service at this location, we encourage members to connect with us directly through our lobby during operating hours from 8 AM to 4 PM on weekdays. We also offer online and mobile banking options for added convenience.

Our Mission

At Greenwich Municipal Employees credit union, our mission extends beyond just financial transactions; it's about building a stronger community together. We aim to empower our members by providing them with the tools they need for financial success while also giving back through various outreach initiatives. Our commitment is evident in every loan we approve and every financial education session we host. While members can visit us at 439 W Putnam Ave, official correspondence should be sent to 439 West Putnam Avenue, Greenwich, CT 6830 if different from the branch address.

Branch Location & Accessibility

Welcome to the Greenwich Municipal Employees branch! Conveniently located at 439 W Putnam Ave in the heart of Greenwich, CT, our branch is easily accessible for all your banking needs. Whether you're coming from downtown or nearby neighborhoods, you'll find us just a short drive away from local landmarks like the beautiful Bruce Museum and the bustling Greenwich Town Hall. Our location is designed with you in mind. We offer ample parking right outside the branch, making it easy for you to visit us during our lobby hours from 8 AM to 4 PM, Monday through Friday. If you're looking for a friendly face and personalized service, you've come to the right place! While members can visit us at 439 W Putnam Ave, official correspondence should be sent to our mailing address: 439 West Putnam Avenue, Greenwich, CT 6830. At Greenwich Municipal Employees, we pride ourselves on accessibility. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can easily reach us. Although we currently do not have ATM services or a drive-thru option, our dedicated staff is here to assist you inside the branch with a wide range of services from personal banking options like checking and savings accounts to auto loans and mortgages. Have questions or need assistance? Feel free to give us a call at 203-869-5280. We look forward to welcoming you soon!

Member Eligibility

Welcome to the community at Greenwich Municipal Employees! Becoming a member is not just about opening an account; it's about joining a supportive family that cares for your financial well-being. To qualify for membership, you should be an employee of the town of Greenwich or affiliated with specific municipal organizations. This means that if you work in our community, you're likely eligible to join us! If you're unsure, feel free to check out the full eligibility details at http://www.gmefcu.com/membership/membership for more information. Joining Greenwich Municipal Employees opens up a world of benefits tailored just for you. From personalized service to competitive rates on loans and savings accounts, we're here to help you achieve your financial goals. The process is simple visit us at our location at 439 W Putnam Ave Greenwich Ct 06830, or give us a call at (203) 869-5280. You can also start your account opening online by visiting http://www.gmefcu.com/loans/loan-application.aspx . We're excited to welcome you aboard!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to our loan offerings, we provide robust merchant services that simplify payment processing. Imagine a local café seamlessly accepting credit cards or a retail shop effortlessly managing transactions. Our services are designed to enhance your operational efficiency, allowing you to focus on what you do best running your business. Visit us at 439 W Putnam Ave Greenwich Ct 06830 in Greenwich, CT to learn more about how we can assist you in achieving your business goals. You can also reach us at (203) 869-5280 during our lobby hours from 8 AM to 4 PM, Monday through Friday. Let's grow together!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer essential services like business banking, which includes merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we provide the financial support necessary for success.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Greenwich Municipal Employees Fcu, we proudly feature robust online and mobile banking services that allow you to manage your finances from anywhere. Check balances, transfer funds, or pay bills all from the comfort of your home or on-the-go! Our commitment to offering these digital solutions ensures that banking is always easy and accessible.

Easy Access to Funds

Although we currently do not have ATMs on-site, our branch is equipped to assist with cash withdrawal services during regular operating hours from 8 AM to 4 PM. We invite you to visit us at 439 W Putnam Ave Greenwich Ct 06830 in Greenwich, CT, or give us a call at (203) 869-5280 if you have any questions about our services. We are here for you every step of the way. If you're ready to explore how we can assist with your financial goals or want more information about becoming a member, don't hesitate to reach out! Visit us online at https://www.gmefcu.com/ or drop by our branch today. Let's take this journey together!

Loans and Financing

When it comes to financing, we have several options tailored just for you. If you're considering buying a new vehicle, our auto loans and vehicle financing can make that dream car a reality with competitive rates and flexible terms. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans are designed to fit different budgets and lifestyles. Need extra cash for personal expenses? Our personal loans and debt consolidation options can help lighten the load by combining multiple debts into one manageable payment. Plus, with our credit cards featuring rewards, you can earn points on your everyday purchases making every dollar spent work harder for you.

Personal Banking

We offer various personal banking options to help you manage your money efficiently. With our checking and savings accounts, you can easily keep track of your funds while earning interest on your savings. Imagine having peace of mind knowing your money is not just safe but also working for you!

Digital & Online Banking

Key Features

One of the highlights of our online banking is the ability to set up e-statements. Enjoy the convenience of receiving your statements electronically no more paper clutter! You can view them anytime, which makes keeping track of your finances a breeze. If you're looking for quick ways to send or receive money, our person-to-person transfers make it easy to share funds with friends and family without any hassle. Plus, for those who prefer managing their accounts on the go, our mobile application is available for download, allowing you to bank from your smartphone whenever you need. While we currently do not offer electronic signature authorization or mobile payment features, rest assured that we prioritize security in every transaction. Our systems are built to protect your information so you can bank with peace of mind. In summary, at Greenwich Municipal Employees, our digital banking services combine accessibility and ease-of-use for real-time account management. Join us today and experience how convenient banking can be! If you're ready to get started or have questions, don't hesitate to reach out at (203) 869-5280.

Financial Strength

Commitment to Growth

With $3,628,577 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have $226 in used auto loans and $9,386,881 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 3 full-time employees and 1 part-time employees who are committed to serving you with knowledgeable support. Our total number of share accounts stands at 3,747, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenwich Municipal Employees is your trusted partner. Visit us at 439 W Putnam Ave Greenwich Ct 06830 or call (203) 869-5280 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $2,336,418 in share certificates and $3,257,384 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $3,945,390, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,267 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,330,221 in used vehicle loans and $2,030,160 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the perfect fit for your budget and lifestyle.

Credit Lines

For those who need extra flexibility in managing their cash flow, our total credit lines available amount to $1,600,000. This option allows you to access funds as needed while only paying interest on what you use. If you're interested in refinancing any existing loans or checking eligibility options for our loan products, feel free to reach out. Our dedicated staff at Greenwich Municipal Employees is here to assist you every step of the way. For more information about our loan offerings or to discuss how we can assist you further, don't hesitate to contact us at 203-869-5280 or visit us at 439 W Putnam Ave, Greenwich CT 06830. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,121, make buying or refinancing simple. Whether you are purchasing your first home or refinancing an existing mortgage, our experienced team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently do not have any outstanding unsecured credit card loans at this time, our members can always explore other avenues to manage their finances effectively through our various loan products.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers, fostering trust in the comparison process.

GREENWICH MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION