Greenville Heritage Credit Union Simpsonville SC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Greenville Heritage, your trusted financial partner located at 350 Harrison Bridge Rd, Simpsonville, SC 29680. Since our establishment in 1941, we have proudly served our community with a commitment to providing exceptional banking services tailored to your needs. With over 11,800 members and total assets exceeding $166 million, we are dedicated to helping you achieve your financial goals. At Greenville Heritage, we understand that every member is unique, which is why we offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our total deposits amount to an impressive $17,857,712, reflecting the trust our members place in us. With a net worth of $20,664,640, we ensure that your funds are not only secure but also working hard for you. While members can visit us at our branch in Simpsonville, official correspondence should be sent to our mailing address at PO Box 2564, Greenville, SC 29602. Our friendly team is here to assist you during our operating hours: Monday through Wednesday from 8:30 AM to 5:00 PM, and Thursday from 8:30 AM to 5:30 PM. Led by CEO Alan Berry and Board President William McDowell, Jr., our dedicated staff of 39 employees is ready to support you every step of the way. We pride ourselves on being more than just a credit union; we are an integral part of the Simpsonville community and strive to make a positive impact. Ready to take control of your finances? Visit us online at Greenville Heritage or give us a call at 864-228-6106 today!

Branch History & Mission

Community Focus

Our commitment extends beyond banking; it's about community involvement. We actively engage with local organizations and initiatives aimed at improving education, health, and economic opportunities for all residents. By partnering with schools and charities within Simpsonville, we hope to inspire others to join us in this journey toward a stronger future. As you explore what Greenville Heritage can offer you be it personal banking solutions or community programs we invite you to become part of something larger than just transactions. Join us today and experience the benefits of being a member of Greenville Heritage. Together, let's build a brighter tomorrow! For more information about membership or services offered, please call us at 864-228-6106 or visit our website.

Our Journey

From the start, our mission has been clear: to provide accessible financial services while making a positive impact in the community. Over the decades, we have expanded our offerings beyond traditional banking to include auto loans, mortgages, personal loans, and business banking services. Each step of our journey has been marked by a commitment to serve and uplift those around us. Our growth reflects not just financial success but also our dedication to fostering strong relationships with our members. We are proud of our history and the milestones we've achieved together with our community. As we continue to innovate and adapt in today's fast-changing world, we embrace technology with features like online banking, mobile payments, and electronic signatures making banking easier for you.

Our Mission

At Greenville Heritage, we believe that everyone deserves access to fair financial services. Our mission is to empower individuals and families by providing them with tools they need to achieve their financial goals. We strive not only to offer competitive rates on loans and savings but also to support local initiatives that enhance the quality of life in Simpsonville. While members can visit us at 350 Harrison Bridge Rd for all their banking needs including convenient drive-thru services and ATM access official correspondence should be sent to PO Box 2564, Greenville, SC 29602 if needed.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We provide ample parking right outside the entrance and ensure that our facilities comply with ADA standards, including ramps for easy access. Whether you're visiting us for personal banking or business services, you'll find it straightforward and welcoming.

Come Visit Us!

If you're looking for reliable banking services in Simpsonville, look no further than Greenville Heritage. We invite you to stop by our branch or give us a call at 864-228-6106. Our team is eager to help you navigate your financial journey. We can't wait to welcome you!

Operating Hours and Services

We understand that life can be busy, so our lobby hours are tailored to fit your schedule. You can visit us Monday through Wednesday from 8:30 AM to 5:00 PM and on Thursday until 5:30 PM. Our friendly team is here to assist you with various services, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and much more. Plus, we have a drive-thru service available for quick transactions without leaving your vehicle. For those who prefer digital banking options, we've got you covered! With online and mobile banking services available, managing your finances has never been easier. And yes, we also have an ATM on-site for quick cash withdrawals and balance checks. While members can visit us at 350 Harrison Bridge Rd for all their banking needs, official correspondence should be sent to PO Box 2564 in Greenville if necessary.

Member Eligibility

At Greenville Heritage, we believe that everyone deserves a chance to thrive in their financial journey. Becoming a member is simple and welcoming if you live, work, worship, or attend school in Greenville County, you're already eligible! We also invite family members of existing members to join our community. This means that when you choose us, you're not just getting access to a range of financial services; you're becoming part of a supportive network that truly cares about your financial well-being. You can discover more about our eligibility requirements by visiting this link. Ready to take the next step? Opening an account with Greenville Heritage is easy and straightforward. Just visit our account opening page here, or give us a call at (864) 228-6106 if you have any questions. We're located at 350 Harrison Bridge Rd Simpsonville Sc 29680, and our friendly team is excited to welcome you into the Greenville Heritage family!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that make everyday transactions smoother for your business. Imagine having a reliable partner that streamlines payment processing, allowing you to focus more on serving your customers rather than worrying about cash flow. Our services help you accept payments easily, giving your customers more ways to shop with you. Located at 350 Harrison Bridge Rd Simpsonville Sc 29680 in Simpsonville, SC, we're here to guide you every step of the way. For personalized support or inquiries about our offerings, give us a call at (864) 228-6106. Your success is our mission!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our network of ATMs ensures you have access to your funds whenever necessary. Plus, with basic drive-thru banking available for deposits and withdrawals, accessing cash has never been easier. At Greenville Heritage, we pride ourselves on making banking accessible and straightforward for everyone in our community. With services like online account management, mobile payments, and personal assistance from our friendly staff at the branch or over the phone at (864) 228-6106, we're committed to meeting your financial needs with care. Ready to take the next step? Visit us today at 350 Harrison Bridge Rd Simpsonville Sc 29680, call us at (864) 228-6106, or explore more about what we offer on our website at Simpsonville Office. Your financial future starts here!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without the stress of high interest rates. We provide competitive rates and flexible terms, helping you find the perfect loan that fits your budget.

Business Banking

If you're a business owner, our business banking services can help streamline your operations. From merchant services that allow you to accept payments effortlessly to business loans designed for growth, we're here to support your entrepreneurial dreams.

Credit Cards with Rewards

For those looking to maximize their spending power, our credit cards with rewards program offers benefits that suit your lifestyle. Earn points on everyday purchases and redeem them for travel, merchandise, or cash back giving you more value for every dollar spent.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing an existing mortgage, our mortgage loans can guide you through the process. We offer various loan options with personalized service to ensure you find the right fit for your financial situation.

Personal Banking

Whether you're just starting out or looking to grow your savings, our personal banking services are designed with you in mind. We offer checking and savings accounts that fit your lifestyle, allowing you to manage your money easily. With our online and mobile banking features, you can check balances, transfer funds, and even pay bills right from your smartphone or computer making banking as convenient as it should be.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether you need funds for a big purchase or want to simplify your monthly payments by consolidating debt, we have solutions designed to ease your financial burden.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to view balances, transfer funds, and pay bills without the hassle of visiting a branch. Plus, with features like electronic signature authorization, you can sign documents quickly and securely from the comfort of your home. No more waiting in lines or worrying about paperwork just quick and efficient service. You can also opt for e-statements to keep track of your finances digitally. It's not only eco-friendly but also helps you stay organized by having all your statements in one place. Our mobile application takes convenience a step further, allowing you to manage your accounts right from your smartphone. Whether you're checking balances or making payments on the go, it's all at your fingertips.

Stay Connected with Mobile Payments

With our mobile payments feature, making purchases is as easy as a few taps on your phone. You can even send money directly to friends or family through our person-to-person transfer service. It's perfect for splitting bills or sending gifts without needing cash. In today's fast-paced world, accessibility is key. That's why we have crafted these user-friendly features to fit seamlessly into your lifestyle. At Greenville Heritage, we're committed to providing secure and efficient banking solutions that meet your needs whenever and wherever you need them. Join us today and experience the freedom of modern banking!

Financial Strength

Commitment to Growth

With $20,026,446 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $89,220,878 in total loans and leases and $1,786 in used auto loans available for those looking to finance their next vehicle.

Growing Membership Base

The trust our members place in us is evident with 20,864 total share accounts, showing a strong and growing member base that relies on us for their financial needs. Additionally, we have $598,456 available as net shares for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenville Heritage is your trusted partner. Visit us at 350 Harrison Bridge Rd Simpsonville SC 29680 or call 864-228-6106 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $48,444,381 in share certificates and $13,999,588 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $334,723, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $20,664,640, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.40% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,911,496 in used vehicle loans and $6,810,936 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options to ensure you find the best fit for your budget.

Credit Lines

In addition to our traditional loan offerings, we provide access to credit lines totaling $15,772,517. This flexibility allows you to borrow as needed without the hassle of applying for multiple loans. For any questions or more information about our loan products and eligibility requirements, feel free to reach out at 864-228-6106 or visit us at our branch located at 350 Harrison Bridge Rd Simpsonville, SC 29680. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,407,342, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Cards

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $4,713,382 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your spending habits while keeping costs manageable.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. By tapping into verified financial institutions, LendMesh guarantees that users receive reliable information for their loan decisions.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates you see are accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means that every comparison reflects true market conditions rather than advertising dollars. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make informed decisions. With LendMesh, you can quickly assess your options and find the best rates available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the genuine value that users derive from this service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GREENVILLE HERITAGE FEDERAL CREDIT UNION - Simpsonville, SC