Greenville Heritage Credit Union SC | Quick Personal Loans & Top Checking

Introduction

Welcome to Greenville Heritage, your trusted partner for financial solutions right here in Greenville, SC. Located at 520 W Washington St, our credit union has been serving the community since 1941, and we take pride in our rich history of supporting our members' financial journeys. With a total membership of over 11,803 and assets exceeding $166 million, we are committed to providing personalized banking services tailored to your needs. At Greenville Heritage, we believe in building strong relationships with our members. Our dedicated team, led by CEO Alan Berry and Board President William McDowell, Jr., works tirelessly to ensure you receive the best service possible. Whether you're looking for a checking account, an auto loan, or mortgage refinancing, we offer a range of products designed with your financial success in mind. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 2564, Greenville, SC 29602. With total deposits amounting to $17,857,712 and a solid net worth of $20,664,640, you can trust that your finances are in safe hands. Our focus on community impact drives us to provide essential services like online banking and mobile payments, making it easier than ever to manage your money on the go. We invite you to explore how Greenville Heritage can assist you today. Feel free to reach out by calling us at 864-467-4160 or visit our website at greenvilleheritage.com for more information. Together, let's achieve your financial goals!

Branch History & Mission

Community Commitment

Our involvement in the community sets us apart from traditional banks. We partner with various organizations to support education programs, food drives, and other charitable efforts that uplift those around us. By investing in our local community, we not only help our members but also contribute to making Greenville a better place for all residents. As part of our dedication to accessibility and inclusivity, we ensure that all facilities comply with ADA standards so everyone can comfortably access our services.

Join Us!

We invite you to become part of the Greenville Heritage family! Experience firsthand how we're dedicated to serving you with respect and care. Whether you're looking for a checking account or need assistance with loans or financial planning, we're here for you every step of the way. Visit us today or explore more about what we have to offer by calling 864-467-4160 or checking out our website at Greenville Heritage. Together, let's build a brighter financial future!

Mission Statement

At Greenville Heritage, our mission is clear: to improve the financial well-being of our members while fostering a strong sense of community. We believe in putting people over profit and strive to create positive experiences for everyone who walks through our doors. This focus on member service extends beyond just financial transactions; we actively engage in outreach initiatives that support local causes and promote economic growth within Greenville. While members can visit us at 520 W Washington St, official correspondence should be sent to PO Box 2564, Greenville, SC 29602.

Our Journey

Since opening our doors, Greenville Heritage has evolved significantly. We started with a simple mission: to provide affordable financial services that empower our members. As we navigated through decades of change, we consistently adapted our offerings while maintaining our core values of trust, integrity, and community service. Today, we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to innovation is evident in our comprehensive online and mobile banking platforms, enabling members to access their accounts anytime and anywhere. Additionally, we are proud to offer ATM services and drive-thru banking for added convenience.

Branch Location & Accessibility

Convenient Access and Amenities

At our branch, you'll find ample parking available, ensuring that your visit is as smooth as possible. We are proud to be ADA compliant, with features like ramps to assist all members in accessing our services comfortably. Whether you're stopping in for a quick transaction or need assistance with one of our personal banking services, we're here to help.

Get In Touch

We invite you to come see us in person or give us a call at 864-467-4160 if you have any questions about our services. Our friendly team is eager to assist you! Whether you're a long-time member or considering joining our community, we look forward to welcoming you at Greenville Heritage.

Operating Hours

We know your time is valuable! That's why we're open Monday through Wednesday from 8:30 AM to 5:00 PM and Thursday from 8:30 AM to 5:30 PM. Our extended hours on Thursdays mean more flexibility for you to visit us after work or during your lunch break.

Services Offered

At Greenville Heritage, we offer a range of services designed to meet your financial needs from checking and savings accounts to auto loans and mortgage refinancing. If you need cash quickly, our ATM is available for withdrawals and balance checks anytime. For those who prefer a drive-thru experience, we've got you covered there too! While members can visit us at 520 W Washington St, official correspondence should be sent to PO Box 2564, Greenville, SC 29602.

Member Eligibility

At Greenville Heritage, we believe that becoming a member is like joining a warm and welcoming family. If you're looking to enjoy personalized financial services and community support, you might just be the perfect fit for us! Membership is open to anyone who lives, works, worships, or attends school in certain areas of South Carolina. We also welcome immediate family members of current members. This means that if you share our values and want to experience the benefits of being part of a credit union, we'd love to have you join us! Getting started is easy! You can find more detailed eligibility criteria by visiting this page. Once you confirm your eligibility, opening an account is just a few clicks away. Simply follow the instructions on our account opening page. If you have any questions or need assistance, don't hesitate to give us a call at (864) 467-4160. We're excited to help you become part of the Greenville Heritage community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced marketplace, having reliable payment processing is crucial. Our merchant services offer businesses seamless transactions that enhance customer experiences. Whether it's accepting card payments or managing online sales, we provide practical solutions that keep your cash flow steady and your operations running smoothly. Come visit us at 520 W Washington St, Greenville, SC 29601 or call us at 864-467-4160 to learn how we can help you thrive. Your success is our mission!

Comprehensive List Of Services

Business Banking Services

Running a business comes with its own set of challenges. That's why we offer comprehensive business banking solutions, including merchant services and business loans. Our team understands the unique financial needs of local businesses and is ready to support your growth.

Convenient Digital Banking Features

In today's fast-paced world, having access to your accounts anytime is essential. At Greenville Heritage, we've embraced technology to make banking easy and efficient. With our online and mobile banking features, you can check balances, pay bills, transfer funds, and manage your finances right from your smartphone or computer. For those times when you need cash or want to deposit a check quickly, our network of ATMs allows for easy withdrawals and balance checks without any hassle. Additionally, our basic drive-thru service makes it simple for you to complete transactions like deposits or withdrawals without leaving your car.

Get Started Today!

Whether you're planning for the future or managing current expenses, Greenville Heritage is here for you with a full suite of financial services designed just for you. To learn more about what we offer or if you have any questions, don't hesitate to reach out! Call us at 864-467-4160 or visit us online at greenvilleheritage.com. We look forward to serving you!

Personal Banking Solutions

We understand that managing your finances can be challenging, which is why we offer various personal banking services tailored to fit your lifestyle. Our checking and savings accounts are designed with your needs in mind, making it easy to save for future goals or manage day-to-day expenses. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates to help get you on the road. For those looking to invest in a home, our mortgage loans and refinancing services ensure you have access to the best terms available. We also offer personal loans and debt consolidation options that can help streamline your finances and reduce monthly payments. And don't forget about our credit cards with rewards, which allow you to earn while you spend!

Digital & Online Banking

Key Features

Take advantage of e-statements which provide a secure way to view your account statements online no more waiting for mail! If you prefer a hands-on approach, our mobile application lets you manage your accounts right from your smartphone. Plus, with our mobile payments feature, you can make purchases directly from your device, simplifying everyday transactions. Need to send money to friends or family? Our person-to-person transfers make it easy and quick. You can also enjoy the peace of mind that comes with electronic signature authorization, allowing you to sign documents digitally without any hassle.

Security and Accessibility

Security is our top priority. Your information is protected with advanced encryption technology, ensuring safe transactions every time. With these digital banking tools at Greenville Heritage, you have real-time control over your finances at your fingertips. Join us today and discover how easy banking can be! Whether you're at home or on the go, we've got you covered with all the tools you need for effective financial management.

Financial Strength

At Greenville Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your hard-earned money is safe and that you have access to the best financial services available. With a net worth of $20,664,640, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.40% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $48,444,381 in share certificates and $13,999,588 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,026,446 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $89,220,878 in total loans and leases, including 1,786 used auto loans tailored to meet your needs. Our operational efficiency is reflected in our net income of $334,723, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $598,456, while our total share accounts number an impressive 20,864, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenville Heritage is your trusted partner. Visit us at 520 W Washington St Greenville SC 29601 or call 864-467-4160 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,911,496 in used vehicle loans and $6,810,936 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new vehicle or a reliable used one, our dedicated team is ready to assist you in finding the right financing option.

Credit Card Loans

For those looking for flexibility in their finances, we also offer unsecured credit card loans with a total of $4,713,382 available. These loans can help manage expenses while providing an easy way to make purchases and earn rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,407,342, make buying or refinancing simple. We aim to provide accessible solutions for your housing needs so you can focus on making your house a home.

Other Loan Products

In addition to auto and mortgage loans, we have total credit lines amounting to $15,772,517, offering further options for personal financing. Our goal is to create loan products that fit into your life seamlessly.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options, our team is here to guide you through the process. We believe in making financial decisions straightforward and beneficial for our members. To learn more about our loan offerings or get started today, please reach out at 864-467-4160 or visit us at 520 W Washington St, Greenville SC 29601. You can also find additional information on our website: Greenville Heritage. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with your financial journey!

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