Greenville Heritage Credit Union SC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Greenville Heritage at County Square, where your financial well-being is our top priority. Established in 1941, we have proudly served the community of Greenville, SC for over 80 years. Our branch, located at 301 University Rdg, Greenville, SC 29601, is dedicated to helping our 11,803 members achieve their financial goals through a range of personalized services. At Greenville Heritage, we understand that each member has unique needs. That's why we offer comprehensive banking solutions, including checking and savings accounts, auto loans, mortgage financing, personal loans, and even business banking services. With total assets exceeding $166 million and deposits totaling $17,857,712, our commitment to stability and growth ensures that you can trust us with your finances. Led by our experienced CEO, Alan Berry, and Board President, William McDowell, Jr., our team is here to provide you with personalized service. Whether you're looking to buy a new car or start saving for your future, we're ready to assist you every step of the way. While you can reach us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 2564, Greenville, SC 29602. Don't hesitate to get in touch with us today! Call us at 864-370-5663 or visit our website at greenvilleheritage.com for more information about how we can help you succeed financially. Your journey towards a brighter financial future starts here!

Branch History & Mission

Greenville Heritage has been a cornerstone of financial support in our community since it opened its doors in 1941. Located at 301 University Rdg, Greenville, SC 29601, our branch has proudly served the financial needs of the residents of Greenville for over eight decades. As we reflect on our journey, we celebrate the milestones that have shaped us and the relationships we've built along the way. From humble beginnings, Greenville Heritage has evolved significantly. We started with a small membership base and limited assets, but today we are proud to serve over 11,800 members with total assets exceeding $166 million. This growth reflects not just our success as a credit union, but also the trust and loyalty of our members who believe in our mission. Our mission at Greenville Heritage is straightforward yet powerful: to provide exceptional financial services while fostering community support. We aim to empower individuals and families through personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we offer business banking services to help local entrepreneurs thrive. While members can visit us at 301 University Rdg for all their banking needs, official correspondence should be sent to PO Box 2564, Greenville, SC 29602. We encourage our members to take advantage of our operating hours from Monday to Friday, 8:30 AM to 5:00 PM (closed for lunch from 1:00 PM to 2:00 PM), ensuring they can connect with us conveniently. Our commitment extends beyond banking; we actively engage in community outreach programs that uplift and support our neighbors. By partnering with local organizations and participating in various initiatives, we strive to make a meaningful impact in Greenville. In an era where digital convenience matters more than ever, we have embraced technology by offering online and mobile banking services. Our members can manage their accounts easily while enjoying security features such as electronic signatures and e-statements. As we look forward to the future, we invite you to join us on this journey. Experience the benefits of being part of Greenville Heritage where your financial goals are met with care and dedication. Visit our website or call us at 864-370-5663 to learn more about how you can become a member today!

Branch Location & Accessibility

Convenient Access

Our branch is conveniently located near local landmarks that many residents know well. Whether you're visiting after a trip to the nearby shopping centers or just taking a stroll through the vibrant neighborhood, we're just around the corner. Parking is available right outside our doors, making it easy for you to pop in without any hassle. Plus, we've made sure our facilities are accessible for everyone with features like ramps and ADA compliance.

Friendly Service Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 5:00 PM, with a brief lunch break from 1:00 PM to 2:00 PM. Our team is ready to assist you during these hours with all your banking needs.

Get in Touch!

Feel free to give us a call at 864-370-5663 if you have any questions or need assistance before your visit. We look forward to welcoming you at our County Square branch and helping you with all your banking needs! Visit us today and experience the friendly service that sets Greenville Heritage apart!

What We Offer

At Greenville Heritage, we pride ourselves on offering a range of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit your financial goals. Although we don't have an ATM or drive-thru service at this location, our friendly staff is always ready to help you in person.

Member Eligibility

At Greenville Heritage, we believe that joining our community is about more than just banking it's about being part of a supportive family. If you're looking to become a member, the process is simple and welcoming! To be eligible, you just need to live, work, worship, or attend school in certain areas around Greenville. We want to include as many people as possible in our financial family because everyone deserves access to quality banking services. Becoming a member means enjoying a range of benefits like competitive rates on loans and savings accounts, personalized service, and community involvement opportunities. If you're ready to take the next step, you can learn more about the specific eligibility criteria by visiting us at this link. When you're ready to open an account, simply head over to this page, or give us a call at (864) 370-5663 for assistance. We can't wait to welcome you into the Greenville Heritage family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, effective payment processing is vital for success. Our merchant services make it easy for you to accept payments from customers, whether in-store or online. This not only boosts customer satisfaction but also streamlines your operations, allowing you to focus on what matters most growing your business. Located at 301 University Rdg Greenville Sc 29601 in Greenville, SC, we are here to serve all your business banking needs. Reach out at (864) 370-5663 and let's discuss how we can partner for your success!

Comprehensive List Of Services

Additional Services

While we don't have ATM access or drive-thru services at this branch, our focus remains on delivering exceptional member service during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM (closed for lunch from 1:00 PM to 2:00 PM). At Greenville Heritage, we're not just a financial institution; we're a community partner dedicated to helping you achieve your financial goals. For more information about how we can assist you further or if you're ready to open an account, please reach out by calling us at (864) 370-5663 or visit us online at County Square. We look forward to serving you!

Business Banking Services

If you're a small business owner, our business banking services are crafted with you in mind. From merchant services that simplify transactions to flexible business loans, we're here to support your entrepreneurial dreams.

Credit Cards and Rewards

To enhance your spending power, we offer credit cards with rewards that let you earn points on everyday purchases. Enjoy the freedom of shopping while reaping benefits that can be redeemed for exciting rewards.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Greenville Heritage, we provide comprehensive online and mobile banking solutions. With just a few taps on your smartphone, you can manage your accounts, pay bills, transfer funds, and even send money to friends through our person-to-person payment service.

Personal Banking Solutions

We understand that managing your finances can be challenging, which is why we offer a variety of personal banking services designed to fit your lifestyle. Our checking and savings accounts provide convenient ways to manage your money while earning interest. If you're planning to purchase a vehicle, our auto loans and vehicle financing options make it easy for you to drive away in your dream car without breaking the bank. For those considering homeownership or refinancing, our mortgage loans come with competitive rates and personalized guidance throughout the process. Need some extra cash? Our personal loans and debt consolidation services can help you tackle unexpected expenses or combine existing debts into one manageable payment.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. You can easily access all these features by visiting us at https://greenvilleheritage.com/. For those who prefer using their mobile devices, our mobile application is designed for ease of use, giving you instant access to your accounts right in your pocket. Need to send money quickly? Our person-to-person transfer service lets you send funds to friends and family with just a few taps on your smartphone. Plus, if you're always on the go, you'll appreciate our mobile payments feature, which allows you to make purchases directly from your phone.

Security and Convenience

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and secure. You can also opt for e-statements, which provide a convenient way to keep track of your financial activity without cluttering your mailbox. With real-time account management tools at your fingertips, you can stay informed about your finances effortlessly. Whether you're checking recent transactions or setting up alerts for important account changes, we've got you covered. In summary, digital banking at Greenville Heritage is all about making your life easier while keeping your information secure. Experience the freedom of managing your finances on your terms!

Financial Strength

At Greenville Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to share with you the strong foundation that supports our services and your financial well-being. With a net worth of $20,664,640, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.40% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $48,444,381 in share certificates and $13,999,588 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $20,026,446 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have provided $89,220,878 in total loans and leases to help our members achieve their goals across various sectors. Our financial performance is reflected in our net income of $334,723, showcasing our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 38 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team dedicated to meeting your needs. In total, we manage 20,864 share accounts, which reflects a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenville Heritage is your trusted partner. Visit us at 301 University Rdg Greenville Sc 29601 or call us at 864-370-5663 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've issued over $26,911,496 in used vehicle loans and $6,810,936 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our auto loans can provide the support you need.

Credit Card Loans

For those who prefer managing day-to-day expenses more efficiently, we also offer flexible terms on unsecured credit card loans. With a total of $4,713,382 in unsecured credit card loans available, you can easily manage your finances while enjoying the benefits that come with our credit card offerings.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $7,407,342. This means whether you're purchasing your first home or looking to refinance an existing mortgage, we've got flexible terms that can fit your needs.

Other Loan Options

In addition to auto and mortgage loans, we provide various personal loan options and lines of credit totaling $15,772,517. These products are tailored for individuals looking for extra cash for unexpected expenses or planned purchases. At Greenville Heritage located at 301 University Rdg, Greenville SC 29601, we're committed to serving our community with quality financial services. For inquiries or assistance with your loan application process, don't hesitate to reach us at 864-370-5663. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about eligibility requirements or would like to start an application for any of our loan products, please visit our membership page or click here to open an account. Let us help you take the next step toward achieving your financial dreams!

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