Greenstate Westmont IL Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Greenstate, your trusted financial partner located at 6495 S Cass Ave, Westmont, IL 60559. Established in 1938, we have been dedicated to serving our community for over 85 years, offering a wide range of financial solutions designed with our members in mind. With a strong commitment to member satisfaction, our total membership has grown to an impressive 455,892 individuals who rely on us for their banking needs. At Greenstate, we pride ourselves on our robust financial health. As of now, we hold assets totaling $10,659,297,817, with total deposits reaching $961,767,748 and a net worth of $1,003,326,071. We are not just about numbers; we are here to empower our members through personal banking services that include checking and savings accounts, auto loans, mortgages, and business banking solutions. Our team is led by CEO Vic Israni and Board President Fred Mims, who both share a vision of community-focused growth and reliable service. With 902 employees working hard to support you, we ensure that your experience with us is always positive. While you can visit us at our branch in Westmont for all your banking needs, please note that official correspondence should be directed to our mailing address at 2355 Landon Rd, North Liberty, IA 52317-6508. We invite you to explore our website at greenstate.org for more information or simply give us a call at 630-629-5000. Whether you need assistance with opening an account or have questions about loans and financing options, we're here to help! Come join the Greenstate family today your financial future starts here!

Branch History & Mission

Our Mission

Our mission at Greenstate goes beyond simply providing financial services. We aim to empower individuals and families by offering a range of products that include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We believe in making financial resources accessible and beneficial for everyone in our community. We are dedicated to supporting local initiatives and fostering strong partnerships within Westmont. Our outreach efforts focus on improving the lives of those around us through various programs aimed at education and community development. As technology advances, we remain committed to enhancing our digital services while ensuring ADA compliance. Whether it's through online banking or mobile payments, we strive to create customer-centric experiences that cater to the needs of all members. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 2355 Landon Rd, North Liberty, IA 52317-6508. Join us at Greenstate today! Experience firsthand how we can help you achieve your financial goals while being part of a caring community-focused credit union. Call us at 630-629-5000 or visit greenstate.org to learn more about becoming a member!

Branch Location & Accessibility

Accessibility Features

At Greenstate, we are committed to ensuring that everyone can access our services comfortably. Our branch is ADA compliant, featuring ramps and designated parking for those with disabilities. You'll find ample parking available right outside our entrance, making it easy to pop in for a quick transaction or a longer consultation.

Get in Touch

If you're looking for a reliable partner in your financial journey, stop by Greenstate in Westmont or give us a call at 630-629-5000. We can't wait to welcome you into our community!

Operating Hours

We're here for you during convenient hours! Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM and on Saturdays from 9:00 AM until noon for drive-thru banking. Whether you need help with personal banking, auto loans, mortgages, or more, our friendly staff is ready to assist you during these hours.

Services Offered

Greenstate offers a wide range of financial services tailored to meet your needs. From checking and savings accounts to vehicle financing and mortgage loans, we've got you covered. Plus, enjoy the ease of online and mobile banking banking whenever and wherever suits you best! Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle.

Member Eligibility

Joining the Greenstate family is like stepping into a warm, welcoming community where you can thrive financially. To become a member of our Greenstate branch located at 6495 S Cass Ave, Westmont, IL 60559, you simply need to meet a few friendly criteria. Membership is open to anyone who lives, works, or attends school in our service areas, as well as their family members. This inclusive approach means that everyone in your household can benefit from the amazing services we offer. Once you're ready to take the next step towards membership, opening an account is easy and straightforward! You can find all the details on how to get started by visiting our account opening page at https://www.greenstate.org/join.html. If you have any questions or need assistance along the way, don't hesitate to reach out to us at 630-629-5000. For more detailed eligibility criteria, feel free to check out our dedicated page at https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership.html. We can't wait for you to join us!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Operations

Imagine having a reliable way to handle transactions that keeps your cash flow steady. Our merchant services make it easy for businesses to accept payments, whether in-store or online. This means more time for you to focus on what matters growing your business and serving your customers. Visit us at 6495 S Cass Ave Westmont Il 60559 in Westmont, IL or call us at (630) 629-5000 to explore how our business banking solutions can empower your entrepreneurial journey!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Take advantage of our ATM & Cash Withdrawal Services available at numerous locations. We also offer basic drive-thru banking for quick deposits, withdrawals, and simple transactions perfect for those busy days when time is of the essence. At Greenstate, we're proud of our commitment to serving our members' diverse financial needs right here in Westmont, IL. If you're ready to explore these services further or have questions about how we can assist you, don't hesitate to reach out! Call us at (630) 629-5000, visit us in person at 6495 S Cass Ave Westmont Il 60559, or check out our website at Westmont. Your financial well-being starts here!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing options are crafted with you in mind. We offer flexible terms and competitive rates, ensuring that you can drive away in your dream car without breaking the bank. Plus, our quick online application process means less waiting and more driving!

Business Banking

For entrepreneurs and business owners, our Business Banking services include merchant services and business loans that can help fuel growth and streamline operations. Whether you're just starting out or looking to expand, we offer the tools and support necessary for success.

Credit Cards with Rewards

Maximize your spending with our Credit Cards with Rewards program. Enjoy cash back on everyday purchases and earn points towards travel or merchandise all while benefiting from low-interest rates. It's a great way to make every dollar work harder for you!

Mortgage Loans & Refinancing

If homeownership is on your horizon, consider our Mortgage Loans & Refinancing services. We can help you navigate the mortgage process with ease, whether you're buying your first home or looking to refinance an existing loan to lower your monthly payments. Our expert advisors are ready to provide personalized guidance tailored to your situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, banking has never been easier or more accessible.

Personal Banking

We understand that managing your day-to-day finances is crucial. Our Personal Banking services include checking and savings accounts that offer competitive interest rates, making it easier for you to save for that dream vacation or emergency fund. Whether you're opening your first account or looking for a better option, our team is here to guide you every step of the way.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why our Personal Loans & Debt Consolidation services are designed to provide you with financial relief when you need it most. Whether it's for medical bills, education costs, or consolidating high-interest debts into one manageable payment, we've got options that work for you.

Digital & Online Banking

Key Features

Managing money has never been easier! With features like person-to-person transfers, you can send money to friends or family in just a few taps. Our mobile payments feature also lets you make purchases directly from your phone, adding another layer of convenience to your daily transactions. For those who value paperless solutions, we offer e-statements that provide a secure way to view your account statements without the clutter of paper. And while we currently do not support electronic signature authorization for documents, we're always looking for ways to enhance our services in the future. At Greenstate, we prioritize security, ensuring that your information is protected with state-of-the-art measures. This commitment gives you peace of mind while using our digital services. We believe that banking should be accessible and straightforward, allowing you to manage your finances in real-time without unnecessary complexity. Discover how easy banking can be by exploring our digital services today! Visit us at https://www.greenstate.org/ to learn more about how we can help simplify your financial life.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 762,981, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $691,120. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 6495 S Cass Ave Westmont Il 60559 or call (630) 629-5000 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $16,650,535 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being is reflected in our robust lending capacity with $64,635 in used auto loans and $9,074,581,549 in total loans and leases.

Solid Capital Foundation

Our net worth ratio of 9.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. Whether you're purchasing a new ride or considering a reliable used option, our flexible terms make it easier than ever.

Credit Lines and Unsecured Loans

For those looking for financial flexibility, we offer credit lines totaling $4,194,621,137. These can be useful for unexpected expenses or planned purchases. Additionally, we have flexible terms on unsecured credit card loans, with a total of $292,811,402 in loans helping members manage their finances effectively. If you're considering refinancing any of these options or checking eligibility, our team is here to help you navigate the possibilities. At Greenstate, we prioritize your financial well-being and work hard to ensure you find the right fit for your situation. For more information about our loan offerings or to discuss your specific needs, feel free to reach out at (630) 629-5000 or visit us at 6495 S Cass Ave Westmont Il 60559 in Westmont, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, make buying or refinancing simple. We cater to first-time buyers and seasoned homeowners alike, offering competitive rates and personalized service to guide you through the process.

Loan Aggregator

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GREENSTATE CREDIT UNION - Westmont, IL

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