Greenstate Naperville IL Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to Greenstate, where your financial well-being is our top priority! Located at 2920 83Rd St, Naperville, IL 60564, our branch is not just a place to manage your money it's a community hub dedicated to helping you achieve your financial goals. Since opening our doors in 1938, we've been proud to serve over 455,892 members and are committed to making a positive impact in their lives. At Greenstate, we understand that each member has unique needs. Whether you're looking for a checking account, an auto loan, or mortgage financing, our dedicated team is here to guide you every step of the way. With total assets exceeding $10.65 billion and deposits of around $961.77 million, we have the resources and expertise to support you effectively. Our leadership team, including CEO Vic Israni and Board President Fred Mims, prioritizes transparency and trust. With nearly 902 employees, we're always ready to assist you, whether it's through our friendly drive-thru service or our convenient online banking options. While members can visit us at 2920 83Rd St, official correspondence should be sent to our mailing address: 2355 Landon Rd, North Liberty, IA 52317-6508. For any inquiries or assistance, feel free to reach out at 630-629-5000. Join us today at Greenstate as we continue to build a brighter financial future together! Explore more about our services on our website: greenstate.org. We look forward to welcoming you into our community!

Branch History & Mission

Community Engagement

As part of our mission, we actively engage in community outreach initiatives aimed at making a positive impact in Naperville and beyond. From local partnerships to educational programs that promote financial literacy, we believe that a strong community benefits us all. Whether you're visiting us for basic drive-thru banking or using our ATM services (available on-site), we want every experience at Greenstate to reflect our core values: integrity, innovation, and community spirit. We invite you to join us at Greenstate. Experience firsthand how being a member can transform your financial journey while contributing to the growth of our vibrant community. Together, let's build a brighter future! For more information or to open an account today, please call us at 630-629-5000 or visit our website.

Our Mission

Our mission at Greenstate is clear: we aim to empower individuals and families by providing top-notch financial products and exceptional customer service. We believe in fostering relationships built on trust and transparency while offering innovative solutions that meet the diverse needs of our members. We are dedicated not just to helping you achieve your financial goals but also to enhancing the well-being of the communities we serve. With advanced digital banking options available such as online banking and mobile payments we strive to make managing your finances convenient and straightforward. Our commitment extends beyond traditional banking; we ensure that our facilities are ADA compliant and accessible for everyone.

Branch Location & Accessibility

Join Us Today!

Ready to experience the Greenstate difference? Whether you're stopping by for a quick transaction or exploring new financial opportunities, we invite you to visit us soon! If you have any questions or need assistance before coming in, don't hesitate to give us a call at 630-629-5000. We're excited to help you achieve your financial goals!

Operating Hours & Services

We understand that life gets busy! That's why our lobby hours are tailored to fit your schedule, open from 9:00 AM to 5:30 PM Monday through Friday. Need to swing by on a Saturday? Our drive-thru service is open from 9:00 AM until noon, allowing you to manage your banking quickly and efficiently. Greenstate offers a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. If you're looking for business banking solutions or need assistance with online and mobile banking, we've got you covered. Plus, enjoy the convenience of our ATM services for cash withdrawals and balance checks anytime.

Visit Us with Ease

At Greenstate, we prioritize your convenience. While you can visit us at our branch address, please note that official correspondence should be sent to our mailing address at 2355 Landon Rd, North Liberty, IA 52317-6508. Our location offers ample parking space and is designed to be accessible for everyone. With ADA-compliant features and ramps available, we ensure that all members can access our services without hassle.

Member Eligibility

At Greenstate, we believe that becoming a member is like joining a close-knit community where everyone supports each other. If you're interested in joining us, you'll be glad to know that our membership is open to anyone who lives, works, or worships in the communities we serve. This means that if you reside in or around 2920 83Rd St Naperville Il 60564, you may qualify for membership with just a few simple steps. We aim to make the process straightforward and welcoming, so you can start enjoying the benefits of being part of our family right away. To learn more about the specific eligibility requirements, feel free to check out our detailed guidelines at https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership .html . If you're ready to take the next step and open an account, visit us at https://www.greenstate.org/join .html for easy instructions on getting started. Have any questions? Don't hesitate to reach out at (630) 629-5000; we're here to help!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine seamlessly accepting payments from customers while managing your cash flow effectively. Our merchant services allow you to process transactions quickly and securely, ensuring you can focus on what matters most growing your business. From point-of-sale systems to online payment solutions, we provide tools that adapt to your operations. Visit us at 2920 83Rd St Naperville Il 60564 in Naperville, IL, or call us at (630) 629-5000 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, Greenstate provides essential banking services including merchant services and business loans. Whether you're starting out or expanding, we're committed to supporting your growth with tailored financial solutions.

Convenient Access

Accessing your accounts is easy with our online and mobile banking platforms. You can withdraw cash using our ATMs or conduct basic transactions through our drive-thru service when you're on the go. We understand that life gets busy, which is why we've designed our services for maximum convenience. Whether you have questions about specific services or need assistance getting started, feel free to reach out! Call us at (630) 629-5000 or visit us during our lobby hours from 9:00 AM to 5:30 PM Monday through Friday, and 9:00 AM to 12:00 PM on Saturdays. At Greenstate, we're here to help you achieve your financial goals!

Home Loans

Buying a home is one of the biggest decisions you'll make, and we're here to help every step of the way. Our mortgage loans and refinancing options cater to various needs, whether you're a first-time buyer or looking to lower your current payments. With our guidance, navigating the home loan process can be straightforward.

Personal Banking

For those looking to manage their day-to-day finances, we offer personal banking options that include both checking and savings accounts. Imagine having an account that not only helps you save but also offers the convenience of online and mobile banking. You can check your balance, transfer money, and even pay bills from anywhere, making it easier than ever to stay on top of your finances.

Personal Loans & Credit Cards

Need extra cash for unexpected expenses? Our personal loans can assist with debt consolidation or cover those surprise costs that come up. Plus, our credit cards come with rewards that let you earn while you spend perfect for everyday purchases or special treats!

Vehicle Financing

If you're in the market for a new car, Greenstate has got you covered with auto loans and vehicle financing solutions. Picture driving off in your dream car with a loan tailored to fit your budget. Our competitive rates make it simpler for you to finance that new ride or refinance an existing loan.

Digital & Online Banking

Key Features

Our online platform allows you to manage your finances with ease. Need to check your balance or pay bills? Just log in! You can also view your e-statements whenever you want, making it simple to stay organized without the clutter of paper documents yes, we offer e-statements for your convenience! For those on the go, our mobile application makes banking even easier. Whether you're looking to make a quick payment, transfer money person-to-person, or check recent transactions, everything is just a tap away. Plus, with our mobile payments feature, shopping becomes seamless you can pay directly from your phone without fumbling for cash or cards.

Security and Convenience

Your security is our priority. While we currently do not support electronic signature authorization, we have robust measures in place to keep your information safe while you bank online. Our user-friendly interface ensures that even if you're not tech-savvy, you'll find navigating through our features simple and straightforward. With real-time account management capabilities, you can monitor transactions as they happen, giving you peace of mind about your financial health. And should you ever need assistance, our friendly customer service team is just a phone call away at (630) 629-5000. At Greenstate, we're committed to providing digital banking solutions that empower you to take control of your finances effortlessly. Explore all that we have to offer by visiting us at https://www.greenstate.org/ today!

Financial Strength

At Greenstate, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial health, which reflects our commitment to serving you reliably. With a net worth of $1,003,326,071, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further highlighted by $563,568,546 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $64,635 in used auto loans and $9,074,581,549 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident with a net income of $14,738,755, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $691,120. Total Share and Deposit Accounts: 762,981, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 2920 83Rd St Naperville Il 60564 or call (630) 629-5000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Offerings

For those with business aspirations, we also provide outstanding commercial loans totaling $2,875,737,432, giving entrepreneurs the capital needed to grow and expand their businesses. At Greenstate, our commitment is to provide personalized service alongside competitive rates. Whether you're taking your first steps into financing or looking for ways to optimize your current setup, our team is here to support you every step of the way. Feel free to contact us at (630) 629-5000 or visit us at 2920 83Rd St Naperville Il 60564 in Naperville, IL for more information on how we can assist you with your loan needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used car, our financing options can make it easier for you to drive away happy.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, make buying or refinancing simple. We are here to guide you through the process and help you secure a loan that fits your budget. If you're interested in refinancing your existing mortgage, we can discuss eligibility options that might save you money.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's where our flexible terms on unsecured credit card loans come into play, with a total of $292,811,402 in loans helping members manage their finances effectively. This option allows for easy access to funds without tying up any collateral.

Loan Aggregator

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Verified Data

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Greenstate