Greenstate Addison IL Credit Union | Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to Greenstate, your trusted financial partner located at 1520 W Lake St, Addison, IL 60101. Since our establishment in 1938, we have dedicated ourselves to serving our vibrant community and ensuring that our members achieve their financial goals. With a robust membership of 455,892 individuals, we take pride in being part of your journey towards financial success. At Greenstate, we understand that every financial decision matters. That's why we manage a total of $10,659,297,817 in assets and maintain $961,767,748 in deposits, offering you the stability you need. Our commitment to our members is reflected in our total loans of 600,701, enabling countless families and businesses to thrive. While you can visit us at our branch for personalized assistance, please note that any official correspondence should be directed to our mailing address: 2355 Landon Rd, North Liberty, IA 52317-6508. Our leadership team is here to support you every step of the way. Under the guidance of CEO Vic Israni and Board President Fred Mims, our dedicated staff of 902 employees work tirelessly to deliver excellent service tailored to your needs. With features like online banking, mobile payments, and access to ATMs and drive-thru services, managing your finances has never been easier or more convenient. Whether you're looking for personal banking solutions or business financing options, Greenstate is here for you. Ready to take the next step? Feel free to give us a call at 630-629-5000, or visit us online at Greenstate to explore how we can assist you today!

Branch History & Mission

Commitment to Community

At Greenstate, our mission goes beyond just providing financial services. We are deeply invested in the well-being of our community. We regularly engage in outreach programs and partnerships that aim to uplift those around us. This commitment is reflected not only in our financial support but also in the way we actively listen and respond to the needs of our members. Our operating hours are designed for your convenience: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. Whether it's through mobile payments or online banking options, we strive for accessibility while maintaining ADA compliance.

Join Us Today

We invite you to experience the benefits of being part of Greenstate. With state-of-the-art digital tools and a customer-centric approach at the heart of everything we do, we're here to help you achieve your financial goals. Whether you're looking for personal loans or need assistance with business banking solutions, our team is ready to assist you every step of the way. Join us today and be part of a community-focused credit union where your voice matters. Visit our website or give us a call at 630-629-5000 to learn more about membership options and how we can support you!

Our Evolution

From our humble beginnings nearly a century ago, Greenstate has evolved significantly while remaining committed to our mission: to provide exceptional financial services that empower our members and strengthen our community. Over the decades, we've expanded our offerings to include personal banking products like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our drive-thru service and ATM availability ensure that banking is convenient for everyone. While you can visit us at our branch address in Addison for all your banking needs, official correspondence should be sent to 2355 Landon Rd, North Liberty, IA 52317-6508 if different from the branch address.

Branch Location & Accessibility

Get in Touch

We invite you to come visit us or give us a call at 630-629-5000. Our friendly staff is always ready to assist you with any questions or concerns you might have. At Greenstate, we're more than just a credit union; we're your trusted partner in financial wellness. We look forward to seeing you soon!

Operating Hours and Services

Our doors are open from 9:00 AM to 5:30 PM Monday through Friday, and on Saturdays, you can take advantage of our drive-thru services from 9:00 AM to 12:00 PM. This flexible schedule allows you to find a time that works best for you. At Greenstate, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards, we've got something for everyone. Plus, with ATM availability right here at our location, you can easily manage cash withdrawals and balance checks anytime.

Parking and Accessibility

We understand that accessibility is crucial. Our location offers ample parking and features that comply with ADA guidelines, including ramps for easy access. Whether you're walking in or using our drive-thru service, we strive to make your experience as smooth as possible.

Member Eligibility

Welcome to the community at Greenstate! We believe that everyone deserves access to financial services that empower them. To become a member, you just need to meet a few simple eligibility criteria. Generally, individuals who live, work, worship, or attend school in the areas we serve are welcome to join us. This means if you're part of our local community in and around 1520 W Lake St Addison Il 60101, you likely qualify! Being a member at Greenstate opens up a world of benefits, from competitive rates on loans to personalized banking services tailored just for you. If you're ready to take the next step, opening an account is quick and easy. You can find all the details you need about membership and account opening on our website at https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership.html and https://www.greenstate.org/join.html. If you have any questions or need assistance, feel free to give us a call at (630) 629-5000. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine the ease of accepting payments seamlessly at your storefront or online. Our merchant services equip you with the tools you need to manage transactions efficiently. From credit card processing to mobile payment solutions, we ensure you can focus on what matters most growing your business. Located conveniently at 1520 W Lake St Addison Il 60101, Addison, IL, our team is ready to help you navigate your financial needs. Reach out to us at (630) 629-5000 to learn more about how we can partner in your success!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive Business Banking solutions including Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, we are equipped to support your business growth.

Convenient Digital Banking Features

Accessing your accounts has never been easier thanks to our robust Online & Mobile Banking platforms. Check balances, transfer funds, and pay bills anytime from anywhere all at your fingertips! Additionally, with our ATM & Cash Withdrawal Services available at multiple locations, you can get cash when needed without hassle.

Credit Options That Reward You

In today's world, having a credit card can be essential. Our Credit Cards with Rewards allow you to earn points on everyday purchases, making it easy for you to benefit from your spending.

Home Ownership Made Easy

Thinking about buying a home? Our Mortgage Loans & Refinancing options make homeownership more accessible than ever. Whether you're a first-time buyer or looking to refinance an existing mortgage, we have the resources and expertise to guide you through the process smoothly.

Personal Banking Solutions

We offer Personal Banking options that include Checking & Savings Accounts designed to help you manage your day-to-day finances efficiently. Imagine easily tracking your spending and saving goals with an account that fits your lifestyle. For those unexpected expenses or larger purchases, our Auto Loans & Vehicle Financing can get you on the road without breaking the bank. We understand that life can be unpredictable, so we also provide Personal Loans & Debt Consolidation services to help you regain control over your finances.

Personalized Service When You Need It

We also offer basic Drive-Thru Banking for quick deposits and withdrawals. This service is perfect for those who prefer face-to-face interactions without stepping inside the branch. Plus, our Basic ATM Access allows for easy withdrawals and balance checks. Your financial journey matters to us at Greenstate. Our friendly staff is always ready to assist you with any questions or concerns. Feel free to reach out by calling us at (630) 629-5000, or visit us during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. Don't hesitate let's start working together towards your financial goals today! For more information on how we can help you, visit us online at https://www.greenstate.org/.

Digital & Online Banking

At Greenstate, we understand that convenience and security are essential for managing your finances in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make your banking experience as smooth and secure as possible. With our 24/7 online banking services, you can access your accounts anytime, anywhere. Just visit https://www.greenstate.org/ to get started. Whether you want to check your balance, transfer money, or pay bills, everything is at your fingertips. Plus, with person-to-person transfers, sending money to friends or family is quick and hassle-free. Our mobile application further enhances your banking experience. With the ability to make mobile payments, you can easily pay for goods and services right from your phone. It's not just convenient; it also keeps your transactions secure with advanced encryption technology. If you're looking to go paperless, we offer e-statements that give you easy access to your account statements without cluttering up your mailbox. And while electronic signature authorization isn't available at this time, our commitment to security ensures that all your personal information is protected. Managing your finances has never been easier or more accessible. The user-friendly design of our online services allows you to stay on top of your accounts with real-time updates. So whether you're at home or on the go, you can manage your money with confidence. Join us at Greenstate and take advantage of these digital banking features that put you in control of your financial journey!

Financial Strength

Growing Membership Trust

With total share accounts reaching 762,981, we showcase a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $691,120. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 1520 W Lake St Addison Il 60101 or call (630) 629-5000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our impressive $16,650,535 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Member Benefit

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is illustrated by $64,635 in used auto loans and $9,074,581,549 in total loans and leases supporting members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable pre-owned vehicle, we can help you find the right loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $2,875,737,432 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support you every step of the way. At Greenstate, we're dedicated to providing personalized service. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, don't hesitate to reach out. You can contact us at (630) 629-5000 or visit us at our branch located at 1520 W Lake St Addison Il 60101, Addison, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in finding the perfect loan solution tailored just for you!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $292,811,402 in loans helping members manage their finances effectively. Our credit cards come with various features to suit your spending habits and can be an excellent tool for building your credit score.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, make buying or refinancing simple. We offer competitive rates and flexible terms to help make your dream of owning a home a reality.

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GREENSTATE CREDIT UNION - Addison, IL

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