Greenstate Addison IL Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Greenstate, your trusted financial partner located at 205 N Addison Rd, Addison, IL 60101. Established in 1938, we have been committed to serving our community for over 85 years. Our mission is simple: to provide exceptional financial services tailored to meet the needs of our 455,892 members. With a total asset base of $10,659,297,817 and total deposits reaching $961,767,748, we are well-equipped to help you achieve your financial goals. At Greenstate, we believe in the power of community and strive to make a positive impact through our various offerings. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, or seeking business banking services including merchant solutions and business loans, we've got you covered. We are proud to have a dedicated team of 902 employees, led by our CEO Vic Israni and Board President Fred Mims, who are here to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 2355 Landon Rd, North Liberty, IA 52317-6508. We invite you to explore our website at greenstate.org for more information on how we can support you financially. Ready to take the next step? Feel free to call us at 630-629-5000 or drop by during our operating hours from 9:00 AM - 5:30 PM Monday through Friday, and 9:00 AM - 12:00 PM on Saturdays. Join us today and experience firsthand why so many trust Greenstate for their financial needs!

Branch History & Mission

At Greenstate, we take pride in our rich history and unwavering commitment to serving the community of Addison, IL. Established in 1938, our branch has grown alongside its members, adapting to their needs while staying true to our core mission: empowering individuals and families through accessible financial services. From humble beginnings, Greenstate has evolved significantly over the decades. We started with a handful of dedicated members, and today we proudly serve 455,892 individuals. Our total assets have reached an impressive $10,659,297,817, reflecting our commitment to providing secure and reliable banking solutions. Located at 205 N Addison Rd, Addison, IL 60101, we are conveniently situated near local landmarks that make us easily accessible for all residents. Our mission is not just about banking; it's about building a community. At Greenstate, we believe in supporting our members through various financial services such as personal banking, auto loans, mortgages, credit cards with rewards, and business banking options. We aim to create lasting relationships by helping our members navigate their financial journeys with confidence. While members can visit us at our physical location on Addison Road for personalized service or utilize our drive-thru for quick transactions, official correspondence should be sent to 2355 Landon Rd, North Liberty, IA 52317-6508 if needed. We offer convenient operating hours from 9:00 AM to 5:30 PM Monday through Friday, and from 9:00 AM to 12:00 PM on Saturdays. In an effort to meet the evolving needs of our members, we have embraced digital advancements that allow for online and mobile banking. Our services include easy access to ATMs and features like cash withdrawals and balance checks right at your fingertips. We are committed to ensuring ADA compliance so that everyone can benefit from our services without barriers. Community support is also a cornerstone of our mission. Through partnerships with local organizations and outreach efforts, we strive to uplift those around us. Whether it's sponsoring local events or offering educational workshops on financial literacy, Greenstate is here for you. We invite you to experience the benefits of becoming a member at Greenstate. Join us today and take the first step towards a brighter financial future! For more information or to open an account online, visit us at greenstate.org or give us a call at 630-629-5000. Your journey starts here!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces for those who may need them. Everyone deserves easy access to their finances, and we strive to make that a reality.

Call Us Today!

Ready to experience hassle-free banking? We invite you to visit us at Greenstate or give us a call at 630-629-5000. Our team looks forward to helping you achieve your financial goals!

Conveniently Located

Our branch is nestled in the heart of Addison, a vibrant community close to popular spots like the Addison Trail High School and the local shopping district. This prime location means you'll find us easily when you need us most. Parking is readily available, making it simple for you to pop in and take care of your banking needs without any hassle.

Operating Hours

We're here for you during the week from 9:00 AM to 5:30 PM, and we also welcome you on Saturdays from 9:00 AM until noon. Our drive-thru service allows for quick transactions without leaving your vehicle perfect for those busy mornings!

Services Tailored for You

At Greenstate, we offer a variety of services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Need cash? Our ATM is conveniently located on-site for quick withdrawals or balance checks.

Member Eligibility

At Greenstate, we believe that everyone deserves a chance to thrive in their financial journey, and becoming a member is your first step into our supportive community. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We warmly welcome individuals from various backgrounds, making it easy for you to access personalized banking solutions that cater to your unique needs. To find out more about eligibility requirements and ensure you meet them, check out this helpful resource: https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership.html. Joining us is simple! Once you confirm your eligibility, head over to our account opening page at https://www.greenstate.org/join.html to begin the process. If you have any questions along the way or want to chat with someone directly, feel free to give us a call at (630) 629-5000. We're here to make your membership experience as smooth and welcoming as possible!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds you need to upgrade your equipment or open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that can simplify how you handle transactions. From credit card processing to point-of-sale systems, our tools help streamline your operations. Imagine being able to accept payments easily while keeping track of sales all in one place. This not only saves time but also enhances customer satisfaction. Ready to take your business to the next level? Visit us at 205 N Addison Rd Addison Il 60101 in Addison, IL, or give us a call at (630) 629-5000. Let's work together to turn your business vision into reality!

Comprehensive List Of Services

Business Banking Solutions

For local businesses, we offer comprehensive business banking services, including merchant services and business loans. We know how vital it is for small businesses to have access to reliable financial support, and we're here to help you thrive.

Convenient Access Points

We also prioritize convenience with our ATM services and basic drive-thru banking options for quick transactions like deposits and withdrawals. This means even when you're busy, managing your finances is straightforward. In addition to these offerings, our commitment extends beyond traditional banking services. We provide robust online features that allow members to conduct transactions anytime they choose whether it's paying bills via mobile payments or transferring money through person-to-person services. Ready to explore what we can do for you? Visit us at 205 N Addison Rd Addison Il 60101 in Addison, IL or give us a call at (630) 629-5000. Join the Greenstate family today and take charge of your financial future!

Credit Cards with Rewards

Don't forget about our credit cards! With credit cards that offer rewards, you can earn points while making everyday purchases. This means you can enjoy benefits like cash back or travel rewards simply by using your card wisely.

Home Loans

Purchasing a home is one of life's biggest milestones. At Greenstate, we offer mortgage loans and refinancing options that cater to first-time buyers and seasoned homeowners alike. Our mortgage experts are here to guide you through the process, ensuring you have all the information needed to make informed decisions.

Personal Banking Services

For those looking to manage their day-to-day finances, we offer personal banking options that include checking and savings accounts. These accounts are designed with your convenience in mind, allowing easy access to your funds through online and mobile banking. Imagine being able to check your balance or transfer money from anywhere, whether you're at home or on the go!

Personal Loans & Debt Management

Life can sometimes throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options. Whether it's for medical bills, home improvements, or other personal needs, our loans can help you get back on track without added stress.

Vehicle Financing

If you're thinking about purchasing a new vehicle, our auto loans and vehicle financing can help make that dream a reality. We understand how important it is to find the right loan with competitive rates and flexible terms. Our experienced team will work with you to find a solution that fits your budget.

Digital & Online Banking

Key Services

Our online banking platform is accessible 24/7 at https://www.greenstate.org/. Whether you're checking your account balance, transferring funds, or paying bills, everything is just a click away. You can also enjoy the ease of e-statements, which are available at your fingertips. No more paper clutter your statements are safe, secure, and easy to read. Need to send money quickly? Our person-to-person transfer feature makes it simple. Just enter the recipient's details, and you're good to go! Plus, with our mobile payments option, you can make purchases directly from your phone without needing cash or cards.

Security and Accessibility

Security is a top priority for us at Greenstate. While we currently do not offer electronic signature authorization, rest assured that our systems are equipped with advanced security measures to protect your information. You can also download our mobile application for even more convenience. It allows you to bank on-the-go check balances, deposit checks using your phone's camera, and manage transactions with ease. With all these features combined, managing your finances has never been easier or more secure. Experience the freedom of banking when it suits you best with Greenstate's digital and online banking services!

Financial Strength

Commitment to Growth

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $64,635 in used auto loans and $9,074,581,549 in total loans and leases. Our operational efficiency is reflected in our impressive $16,650,535, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $691,120. Total Share and Deposit Accounts: 762,981, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 205 N Addison Rd Addison Il 60101 or call (630) 629-5000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. We provide flexible terms to make financing straightforward and manageable.

Commercial Loans

For business owners, our outstanding commercial loans totaling $2,875,737,432 provide the capital needed to grow and expand your business. Whether it's for equipment purchases or operational costs, we have tailored solutions that can support your business aspirations. If you're ready to take the next step or have questions about eligibility and refinancing options, don't hesitate to reach out! Contact us at (630) 629-5000, visit us at our branch located at 205 N Addison Rd Addison Il 60101, or check out our website for more information: https://www.greenstate.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Credit Cards

For those needing extra flexibility, our total credit lines amounting to $4,194,621,137 give you access to funds when you need them. We also offer flexible terms on unsecured credit card loans, with a total of $292,811,402 in loans helping members manage their finances effectively. This can be an excellent option for unexpected expenses or everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, make buying or refinancing simple. If you're looking to refinance an existing mortgage or explore eligibility options for first-time buyers, our team is here to guide you through every step of the process.

Loan Aggregator

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GREENSTATE CREDIT UNION - Addison, IL

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