Greenstate West Des Moines IA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Greenstate, your trusted credit union located at 390 Jordan Creek Parkway, West Des Moines, IA 50266. Since our establishment in 1938, we have been dedicated to serving our community and providing exceptional financial services. With a robust membership of over 455,892 individuals, we are proud to be a part of your financial journey. At Greenstate, we understand that every member has unique needs. That's why we offer a diverse range of services from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. Our total assets stand at an impressive $10,659,297,817, with total deposits reaching $961,767,748. This solid foundation allows us to support you with the resources you need for your financial goals. Our commitment to transparency and member satisfaction is paramount. Under the leadership of CEO Vic Israni and Board President Fred Mims, we prioritize creating a welcoming environment where everyone can thrive. Whether you're looking to secure a loan or just need assistance managing your finances, our team of nearly 900 employees is here to help. For any official correspondence, please note that our mailing address is also 390 Jordan Creek Parkway, West Des Moines, IA 50266. Feel free to reach out to us at (515) 330-4730 during our operating hours from 8:30 AM to 5:30 PM (M-F). Join us today and discover how Greenstate can help you achieve your financial aspirations. Visit us online at greenstate.org for more information or to become a member!

Branch History & Mission

Community Commitment

Our commitment extends beyond banking; it involves actively participating in community initiatives and partnerships that uplift those around us. We believe in giving back and supporting local organizations because we know that strong communities build stronger futures for all. As part of our dedication to inclusivity, we also ensure that our facilities comply with ADA standards, making them accessible for everyone. This focus on community engagement reflects the heart of what Greenstate stands for a credit union that puts people first.

Join Us

We invite you to experience everything Greenstate has to offer. If you're looking for a financial partner that truly cares about your well-being and success, look no further. Join us today and become part of a community-focused credit union where your needs come first! For more information on membership or to open an account online, please visit our website. You can also reach us directly at 515-330-4730 during our operating hours from 8:30 AM to 5:30 PM on weekdays. Together, let's build a brighter financial future!

Our Mission

At Greenstate, our mission goes beyond just providing financial services. We strive to make a positive impact on the lives of our members and the communities we serve. Our goal is simple: empower individuals and families by offering personalized financial solutions tailored to their unique needs. From checking and savings accounts to auto loans and mortgages, we are dedicated to making banking accessible and straightforward for everyone. We understand that modern banking requires innovation. That's why we have embraced digital advancements like online banking and mobile payments to ensure that our services are convenient and user-friendly. With ATM availability and drive-thru banking options at your service, accessing your finances has never been easier.

Branch Location & Accessibility

Welcome to Greenstate, your friendly neighborhood credit union located at 390 Jordan Creek Parkway in West Des Moines, Iowa. Our branch is nestled in the vibrant Jordan Creek area, just a short drive from popular spots like Jordan Creek Town Center and the scenic Raccoon River Park. This prime location makes it easy for you to stop by and access our services while enjoying the local attractions. At Greenstate, we understand that convenience is key. Our branch offers ample parking for members and visitors alike, ensuring your visit is hassle-free. Plus, our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need them. We're open Monday through Friday from 8:30 AM to 5:30 PM, ready to assist you with all your banking needs. Whether you're looking to open a new checking account, apply for an auto loan, or simply ask a question about your finances, our friendly staff is here to help. For those on the go, we offer a drive-thru service that allows you to conduct basic transactions like deposits and withdrawals without leaving your vehicle. And if you're in need of cash outside of regular hours, our ATM is available for your convenience. While you can visit us at our branch address for all your banking needs, please send any official correspondence to the same mailing address: 390 Jordan Creek Parkway, West Des Moines, IA 50266. If you have any questions or want to learn more about how we can help you achieve your financial goals, don't hesitate to give us a call at 515-330-4730. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Greenstate is like joining a welcoming family dedicated to your financial well-being. If you're interested in membership, you'll be pleased to know that eligibility is open to individuals who live, work, or worship in our community. This means if you're part of the vibrant West Des Moines area or surrounding communities, you likely qualify! Membership not only connects you to a range of services tailored to your needs but also allows you to enjoy competitive rates and personalized support that big banks often overlook. For more detailed eligibility criteria, feel free to visit our helpful resource at https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership.html . Ready to take the next step? Opening an account with us is straightforward! You can begin your journey by checking out the information on how to get started at https://www.greenstate.org/join.html . If you have any questions along the way, don't hesitate to reach out at (515) 330-4730. Join us at Greenstate, located at 390 Jordan Creek Parkway West Des Moines Ia 50266, and discover all the benefits of being a member today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with easy payment options for your customers. Our merchant services allow you to accept payments effortlessly, whether online or in-person. This means more time for you to focus on what really matters growing your business. Visit us at 390 Jordan Creek Parkway West Des Moines Ia 50266, West Des Moines, IA, or call us at (515) 330-4730 to learn how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options can help you drive off in your dream vehicle without breaking the bank. With competitive rates and personalized plans, we aim to make financing as straightforward as possible. Whether you're purchasing a new or used vehicle, our loan specialists are here to guide you through the process.

Business Banking

For local entrepreneurs, we offer comprehensive business banking solutions, including merchant services and business loans. Your business deserves the best support available, and our team is committed to helping it thrive.

Convenient Access Options

In addition to our diverse service offerings, we prioritize convenience with our ATM and cash withdrawal services available both at our branch and through our network. For quick transactions like deposits or withdrawals, utilize our drive-thru banking service designed for speed and efficiency. Whether you're visiting us for personal or business needs, our friendly staff is ready to assist you during lobby hours from 8:30 AM to 5:30 PM on weekdays. If you have questions or need assistance outside these hours, feel free to call us at 515-330-4730. At Greenstate, we believe in building relationships with our members based on trust and support. Explore all that we offer by visiting us at greenstate.org. We're excited to be part of your financial journey!

Credit Cards with Rewards

Don't forget about our credit cards with rewards, which allow you to earn while you spend! Enjoy cashback offers and other benefits that make using your card rewarding in more ways than one.

Mortgage Loans & Refinancing

If buying a home is on your agenda, our mortgage loans and refinancing services can pave the way toward homeownership. We offer various mortgage options that fit different budgets and lifestyles, ensuring you find the right fit for your family's needs.

Personal Banking

We understand that managing your finances can be overwhelming. That's why we offer personal banking options such as checking and savings accounts designed for easy access and flexibility. Imagine having the ability to manage your money from anywhere with our online and mobile banking features. You can easily check balances, transfer funds, and pay bills all from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

For those unexpected expenses or if you want to simplify your finances, our personal loans and debt consolidation services are great solutions. Whether it's funding a special project or managing existing debts more effectively, we're here to help you take control of your finances.

Digital & Online Banking

Accessibility and Ease-of-Use

We understand that financial management should be straightforward. Our mobile payments feature means you can make purchases directly from your device, giving you flexibility while shopping. Plus, with our user-friendly interface, navigating through your accounts is simple and efficient. In today's fast-paced world, having real-time access to your financial information is essential. At Greenstate, we strive to provide services that meet the needs of our members. Experience the ease and convenience of digital banking with us because managing your money should never feel like a hassle!

Key Features

With just a few clicks at https://www.greenstate.org/ , you can check balances, pay bills, and transfer funds all from the comfort of your home or on the go. Our mobile application adds another layer of convenience, allowing you to manage your accounts directly from your smartphone. Whether you're making person-to-person transfers or setting up e-statements for easy record-keeping, we've got you covered. Security is a top priority for us. While we currently do not offer electronic signature authorization, rest assured that all online transactions are protected with advanced security measures to keep your information safe. And if you prefer to go paperless, our e-statements feature allows you to view your account statements securely online, reducing clutter and enhancing accessibility.

Financial Strength

Growing Membership Base

Total Share Accounts: 762981, showing a strong and growing member base that trusts us with their finances. This growth reflects our commitment to providing exceptional service tailored to meet the needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 390 Jordan Creek Parkway West Des Moines IA 50266 or call 515-330-4730 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investment

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $14,738,755 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Solid Financial Foundation

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $64,635 in used auto loans and an impressive $9,074,581,549 in total loans and leases.

Loan Offering

Additional Financing Options

For those considering business ventures, our outstanding commercial loans totaling $2,875,737,432 provide the capital needed to grow and expand. We cater not only to personal finance but also support local businesses in achieving their dreams. If you're exploring refinancing options or unsure about eligibility, our team is ready to guide you through the process. We strive to make every step clear and straightforward so you can focus on what matters most achieving your financial aspirations. For more information about our loan products or how we can assist you further, feel free to reach out at (515) 330-4730 or visit us at our branch located at 390 Jordan Creek Parkway West Des Moines Ia 50266 in West Des Moines, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here at Greenstate, where we put your needs first!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new ride or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, make buying or refinancing simple. We believe that owning a home should be an attainable goal for everyone, which is why we work with you to find a mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $292,811,402 in loans helping members manage their finances effectively. Our credit cards come with rewards programs and no hidden fees, making them an ideal choice for those who want to maintain control over their spending.

Loan Aggregator

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GREENSTATE CREDIT UNION