Greenstate Waukee IA Credit Union | Best Auto Loans & Business Banking

Introduction

At Greenstate, we believe in the power of community and the strength of personal relationships. Located at 1085 E Hickman Rd, Waukee, IA 50263, our branch is more than just a financial institution; it's a hub for support and growth for over 455,892 members. Since our establishment in 1938, we've been committed to providing exceptional financial services that cater to your unique needs. With total assets exceeding $10.6 billion, we proudly offer a wide range of services, from checking and savings accounts to auto loans and mortgage financing. Our members trust us not only for our competitive rates but also for our dedication to their financial well-being. With over $961 million in deposits and an impressive loan portfolio of 600,701 loans and leases, we are equipped to help you achieve your financial goals. Our leadership team, led by CEO Vic Israni and Board President Fred Mims, is passionate about fostering a strong community spirit. We know that every member's journey is unique, which is why we offer personalized solutions tailored just for you. Whether you're looking for business banking options or individual financial advice, we're here to help every step of the way. While you can visit us at our branch for face-to-face assistance during our operating hours from 8:30 AM to 5:30 PM, Monday through Friday, you can also reach out to us anytime at 515-330-4733 or explore our online resources at Greenstate's website. We invite you to experience the difference of being part of a credit union that truly values its members and strives to make an impact in the community. Join us today and discover how Greenstate can help you thrive!

Branch History & Mission

Community Engagement

Our commitment extends beyond traditional banking. We actively engage in community outreach programs that make a real difference in people's lives. From partnerships with local organizations to supporting events that uplift our neighborhoods, Greenstate is more than just a credit union; we are part of the fabric that makes Waukee special. As you consider joining us at Greenstate, we invite you to experience firsthand the benefits of being part of an organization that truly cares about its members and its community. Together, let's build a brighter financial future! To learn more about membership or open an account today, please visit Greenstate's website or give us a call at 515-330-4733.

Our Mission

At the heart of Greenstate is our mission: to empower our members to achieve financial well-being while fostering a sense of community. We strive to provide accessible financial services tailored to meet diverse needs. Our goal goes beyond just banking; we aim to support local initiatives and contribute positively to the communities we serve. While members can visit us at 1085 E Hickman Rd for all their banking needs including drive-thru services we also encourage official correspondence to be sent to our mailing address: 1085 E Hickman Rd, Waukee, IA 50263. We take pride in being ADA compliant and continuously improving our digital platforms to ensure a seamless experience for everyone. Whether you're withdrawing cash from one of our ATMs or managing your account via mobile app or online banking, we're here to make your financial journey as smooth as possible.

Branch Location & Accessibility

Accessibility Features

At Greenstate, we understand the importance of making banking accessible for everyone. Our branch is fully ADA compliant, ensuring that all members can enjoy our services without barriers. We offer ample parking spaces, including designated spots for those with disabilities. Plus, our drive-thru banking service makes it even easier for you to handle your banking needs from the comfort of your vehicle.

Call to Action

We invite you to stop by our Waukee branch and discover how we can support your financial goals. For any questions or if you'd like to learn more about what we offer, feel free to call us at 515-330-4733. Our team looks forward to welcoming you soon!

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 5:30 PM. This schedule allows you to visit us at a time that works best for you during the week. Whether you need assistance with checking and savings accounts or are interested in applying for auto loans or mortgages, we're here throughout the day to assist you.

Services Offered

At Greenstate, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to various loan products including auto loans and mortgages, you'll find everything you need under one roof. Additionally, our ATM is available for cash withdrawals and balance checks whenever you need it.

Member Eligibility

At Greenstate, we believe that becoming a member is like joining a warm and welcoming family that supports your financial journey. Membership is open to anyone who lives, works, or worships in the community, making it easy for you to connect with us. Whether you're looking for great savings options, loans, or personalized service, you'll find that our members enjoy numerous benefits tailored just for them. To learn more about the specific eligibility criteria and see if you qualify, we invite you to check out this helpful resource: https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership.html . Getting started is simple! Once you've confirmed your eligibility, you can open an account online at your convenience by visiting https://www.greenstate.org/join.html . If you have any questions or need assistance during the process, feel free to reach out to us at (515) 330-4733. We're here to help you every step of the way as you embark on this exciting new chapter with us at Greenstate, located at 1085 E Hickman Rd Waukee Ia 50263.

Business Banking & Commercial Services

Merchant Services

Managing transactions shouldn't be a hassle. Our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. Imagine accepting payments seamlessly whether your customers prefer credit cards, mobile payments, or online transactions. This convenience not only enhances customer satisfaction but also boosts your sales potential. Located at 1085 E Hickman Rd Waukee Ia 50263 in Waukee, IA, we invite you to discover how our tailored solutions can empower your business. Contact us today at (515) 330-4733 or visit us online at https://www.greenstate.org/ to learn more about how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash? Our ATM & Cash Withdrawal Services ensure that you can access your funds whenever necessary. Plus, for those who prefer face-to-face interactions but want to stay efficient, our Basic Drive-Thru Banking allows you to conduct deposits and withdrawals without leaving your car. At Greenstate, we strive to make financial services not just accessible but enjoyable. We invite you to visit us at 1085 E Hickman Rd Waukee Ia 50263, call us at (515) 330-4733, or check out more about what we offer online at Waukee. Join us today and discover how easy banking can be!

Business Banking

For our business members, we offer tailored solutions including Business Banking (Merchant Services & Business Loans) that empower entrepreneurs to thrive. From managing transactions to securing funding for growth, we stand by your side every step of the way.

Credit Cards and Rewards

We also believe in rewarding our members. Our Credit Cards with Rewards program allows you to earn points on everyday purchases, turning your spending into exciting benefits, whether it's cash back or travel rewards.

Digital Banking Convenience

In today's fast-paced world, we know how important it is to manage your finances anytime, anywhere. That's why Online & Mobile Banking is at the heart of what we do. With just a few taps on your smartphone or clicks from your computer, you can access your accounts, pay bills, and transfer money effortlessly.

Personal Banking

Our personal banking services are designed with you in mind. If you're starting out or managing your everyday expenses, our Checking & Savings Accounts offer flexibility and convenience. You can easily set up automatic transfers to help you save for future goals, like a vacation or home renovation. When it comes to purchasing a vehicle, our Auto Loans & Vehicle Financing options can help you drive away in your dream car without breaking the bank. We understand that buying a home is one of the biggest decisions you'll make. That's why we offer competitive rates on Mortgage Loans & Refinancing, ensuring you find the right fit for your budget. For those unexpected expenses or when life throws curveballs, our Personal Loans & Debt Consolidation services provide peace of mind by offering quick access to funds when needed most.

Digital & Online Banking

Effortless Transactions

Our person-to-person transfer feature lets you send money to friends and family quickly, making splitting bills or sharing gifts hassle-free. You can also enjoy the ease of mobile payments, allowing you to make purchases directly from your phone without the need for cash or cards.

Explore Our Online Services

With our robust online banking platform available at https://www.greenstate.org/ , you can access your accounts 24/7. This means you can check balances, transfer funds, and even pay bills anytime you need. Plus, our mobile application enhances this experience by allowing you to manage your money from anywhere with just a few taps.

Stay Informed and Secure

We provide e-statements so you can keep track of your transactions without the clutter of paper. For added security, we use electronic signature authorization for certain transactions, ensuring that your sensitive information is protected. At Greenstate, we believe in making banking simple and accessible. Our user-friendly features empower you to manage your accounts in real-time while giving you peace of mind that your financial data is safe. Experience the convenience of digital banking today!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 762,981, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $691,120 signifies our ability to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 1085 E Hickman Rd Waukee Ia 50263 or call (515) 330-4733 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $64,635 in used auto loans and $9,074,581,549 in total loans and leases.

Member-Centric Savings Solutions

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Proven Operational Efficiency

Our $14,738,755 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

In addition to these primary offerings, we have a variety of personal loans available for debt consolidation and other needs. Plus, if you're interested in refinancing any existing loans or checking eligibility options, our team is here to assist you every step of the way. You can reach us at 5153304733 or visit us at 1085 E Hickman Rd, Waukee, IA 50263. We're open from 8:30 AM to 5:30 PM, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan options today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780491465 in used vehicle loans and $464029110 in new vehicle loans already helping members get on the road. Whether you're considering a new vehicle or a pre-owned option, our flexible terms can fit any budget.

Business and Commercial Loans

For business owners, our outstanding commercial loans totaling $2875737432 provide the capital needed to grow and expand. We support local businesses with tailored financing solutions that cater to their unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920425010, make buying or refinancing simple. We provide various plans tailored to different financial situations, so you can confidently take the next step toward owning your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $292811402 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that can enhance your spending power while keeping costs manageable.

Loan Aggregator

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GREENSTATE CREDIT UNION - Waukee, IA