Greenstate Urbandale IA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Greenstate, your trusted financial partner located at 7031 Douglas Ave, Urbandale, IA 50322. Established in 1938, we take pride in serving our community with dedication and integrity for over eight decades. With a strong membership base of 455,892 individuals, we understand the importance of fostering relationships built on trust and mutual support. At Greenstate, we believe in empowering our members with the financial tools they need to thrive. With total assets exceeding $10.6 billion and deposits reaching $961.8 million, we are committed to providing safe and reliable banking solutions tailored to your needs. Our diverse offerings include personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Under the leadership of CEO Vic Israni and Board President Fred Mims, our dedicated team of 902 employees works tirelessly to ensure that you receive personalized service every step of the way. We're not just about numbers; we're about people your financial well-being is our top priority. While members can visit us at our branch location, official correspondence should be sent to the same address: 7031 Douglas Ave, Urbandale, IA 50322. If you have questions or would like to learn more about how we can assist you, don't hesitate to reach out at 515-237-5371. We invite you to explore all that Greenstate has to offer by visiting our website at greenstate.org. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Our Mission

At the heart of Greenstate's mission is a dedication to providing exceptional financial services while fostering community growth. We strive to empower our members with the tools they need to achieve their financial goals, whether it's through personal banking options like checking and savings accounts, auto loans, or mortgage financing. Additionally, we focus on supporting local initiatives that enhance the quality of life in Urbandale. We believe that by investing in our community, we create a positive impact that extends beyond traditional banking. Our outreach efforts include partnerships with local organizations and programs aimed at promoting financial literacy and economic development. While members can visit us at 7031 Douglas Ave Urbandale Ia 50322, official correspondence should be sent to 7031 Douglas Ave, Urbandale, IA 50322 if different from our branch address. Our operating hours are convenient for everyone: Monday through Friday from 8:00 AM to 5:00 PM. We invite you to explore what Greenstate has to offer from personal banking solutions to business services while enjoying the friendly atmosphere our team provides. Join us at Greenstate today! Experience firsthand how we can help you thrive financially while being an integral part of your community. Together, let's build a brighter future for Urbandale! For more information or assistance, feel free to call us at 515-237-5371 or visit our website at Greenstate.

Branch Location & Accessibility

Convenient Access

At our Urbandale branch, we prioritize accessibility for all members. You'll find ample parking available, along with ADA-compliant features to ensure everyone can comfortably access our services. If you prefer to bank without leaving your vehicle, we also offer convenient drive-thru banking for quick deposits and withdrawals.

Get in Touch!

Have questions or want more information? Don't hesitate to call us at 515-237-5371. We invite you to stop by and experience the friendly service that makes Greenstate a trusted part of the Urbandale community. We look forward to welcoming you soon!

Operating Hours

We understand that life can get busy! That's why we're here Monday through Friday from 8:00 AM to 5:00 PM. Whether you're looking to open an account, discuss loan options, or manage your existing accounts, our dedicated team is ready to assist you during these hours.

Services Offered

Greenstate offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? Our ATM is available on-site for easy access to your funds whenever you need them. While members can visit us at 7031 Douglas Ave, official correspondence should be sent to the same address as our mailing address.

Member Eligibility

At Greenstate, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple and welcoming! If you live, work, or go to school in the areas we serve, you're already on your way to becoming a member. We also extend membership to family members of existing members, making it easy for your loved ones to enjoy the benefits we offer together. For more detailed information on eligibility, feel free to check out our guidelines at https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership.html. Once you're ready to take the next step, opening an account is straightforward and can be done online or in person at our branch located at 7031 Douglas Ave Urbandale Ia 50322. If you have any questions or need assistance, don't hesitate to reach out to us at (515) 237-5371. We're here for you every step of the way! Join us today and discover all the great services available exclusively for our members.

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your daily operations without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best growing your business. From point-of-sale systems to online payment options, we've got the tools that make accepting payments straightforward and efficient. Whether you're located at 7031 Douglas Ave Urbandale Ia 50322 in Urbandale, IA, or anywhere else, let us be your trusted partner in achieving your business goals. Reach out today to discover how we can help your business thrive!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For those running a business, we offer comprehensive business banking services, including merchant services and business loans. Our goal is to support local entrepreneurs with financial products that can help their businesses thrive.

Convenient Access

At Greenstate, we ensure that accessing your funds is convenient with our ATM and cash withdrawal services available around the clock. If you prefer face-to-face interactions, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. We invite you to explore all the ways we can assist you financially. Whether you're in need of personal or business banking solutions, our friendly staff is ready to guide you every step of the way. Feel free to reach out at (515) 237-5371 during our operating hours from Monday to Friday, 8:00 AM - 5:00 PM. Join us today at Urbandale, where your financial wellness is our top priority! For more information on how you can become a member or open an account, visit us at https://www.greenstate.org/. Let's build a brighter financial future together!

Financial Assistance

If you're facing unexpected expenses or want to consolidate debt, our personal loans & debt consolidation options are there for you. We work with you to find an affordable plan that helps ease financial stress. Additionally, our credit cards with rewards give you the opportunity to earn perks while making everyday purchases imagine earning points for cash back or travel just by using your card.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that cater to various lifestyles. Imagine having a checking account that offers you easy access to your funds through online and mobile banking. With our online & mobile banking options, managing your finances has never been easier. You can check balances, make transfers, and pay bills right from your smartphone. When it comes time to purchase a vehicle, consider our auto loans & vehicle financing options. We understand that buying a car is a significant investment, so we offer competitive rates and flexible terms tailored to fit your budget. Our mortgage loans & refinancing services also provide you with the tools needed to buy or refinance your home, ensuring you find the perfect solution for your housing needs.

Digital & Online Banking

Key Features

We know how important it is for you to feel secure when managing your money. That's why our digital services come with top-notch security features to keep your information safe. Plus, our user-friendly interface makes navigation a breeze, so you can focus on what matters most your financial goals. You can sign up for e-statements for easy access to your account statements without the clutter of paper. If you want to send money quickly to friends or family, our person-to-person transfer feature allows you to do just that with just a few taps on your screen.

Mobile Banking Made Easy

For those who prefer banking on their smartphones, our mobile application is available for download. With this app, you can enjoy the convenience of mobile payments and manage your finances from the palm of your hand. Whether it's checking balances or making quick payments, we've got you covered. While we currently do not support electronic signature authorization for documents, rest assured that we are constantly working on improving our services for your convenience. At Greenstate, we believe that banking should fit seamlessly into your life. Explore all these features and more by visiting us online at https://www.greenstate.org/. Your financial management has never been this easy!

Financial Strength

At Greenstate, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a reliable banking experience, backed by strong financial health and transparency. With a net worth of $1,003,326,071, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is evident in our net worth ratio of 9.38%, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is further illustrated by having $563,568,546 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $64,635 in used auto loans and $9,074,581,549 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our net income of $16,650,535, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $691,120. Total Share and Deposit Accounts: 762,981, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 7031 Douglas Ave Urbandale Ia 50322 or call (515) 237-5371 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new ride or a reliable used car, we have options that cater to your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $2,875,737,432 provide the capital needed to grow and expand. Whether you're starting a new venture or need funding for equipment, our tailored solutions can meet your business needs.

Conclusion

At Greenstate, we prioritize transparency and support throughout your borrowing experience. Our knowledgeable staff is ready to answer any questions and help you understand your options better. For more information on our loan offerings, feel free to contact us at (515) 237-5371 or visit us at 7031 Douglas Ave Urbandale Ia 50322, Urbandale, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's take the next step together toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, make buying or refinancing simple. We can help you navigate the complexities of home financing with ease. Plus, if you're looking to refinance an existing mortgage, our team can assist you in exploring eligibility options that might save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $292,811,402 in loans helping members manage their finances effectively. These cards are designed to give you freedom and flexibility without tying up your assets.

Loan Aggregator

Benefits of Using LendMesh

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GREENSTATE CREDIT UNION - Urbandale, IA

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Loan rates in Urbandale, IA (50322)

Introduction

Branch History & Mission

Our Mission

Branch Location & Accessibility

Convenient Access

Get in Touch!

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Lending Solutions

Comprehensive List Of Services

Business Banking Services

Convenient Access

Financial Assistance

Personal Banking Solutions

Digital & Online Banking

Key Features

Mobile Banking Made Easy

Financial Strength

Loan Offering

Auto Loans

Business Loans

Conclusion

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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