Greenstate North Liberty IA Credit Union | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to Greenstate, your trusted financial partner located at 2355 Landon Rd, North Liberty, IA 52317. Since our establishment in 1938, we have grown into a vibrant community of 455,892 members, all benefiting from our commitment to providing exceptional financial services tailored to their needs. With total assets exceeding $10.6 billion, we pride ourselves on being a pillar of strength and reliability for our members. At Greenstate, we understand that each member's journey is unique, which is why we offer a comprehensive range of services including personal banking, auto loans, mortgages, and business banking solutions. Our dedicated team of 902 employees, led by CEO Vic Israni and Board President Fred Mims, is here to support you every step of the way. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 800, North Liberty, IA 52317. We maintain a strong focus on community impact and are proud to have provided over 600,701 loans and leases to date. Our commitment extends beyond just numbers; it's about fostering relationships and building a brighter financial future for everyone in our community. Whether you're looking to open a new account or explore loan options, we invite you to reach out at (319) 339-1000 or visit us online at greenstate.org for more information. Come join us at Greenstate where your financial success is our priority!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Greenstate embraces digital advancements that make banking more accessible than ever. With online banking and mobile payment options available, managing your finances has never been easier. We also ensure our facilities are ADA compliant so that everyone can access our services without barriers. Our branch features both ATM availability and drive-thru banking for your convenience. Whether you need quick cash or prefer face-to-face interactions for more complex transactions, we've got you covered during our operating hours of 9:00 am - 5:30 pm Monday through Friday and from 9:00 am - 12:00 pm on Saturdays.

Join Us Today!

With a history rich in service and a future focused on growth, we invite you to experience the benefits of being part of the Greenstate family. Visit us today at our North Liberty branch or explore more about membership opportunities by visiting our website. Together, let's build a brighter financial future!

Our Mission

At the heart of Greenstate is our mission: to empower our members through accessible financial solutions and dedicated community support. We believe that everyone deserves the opportunity to achieve their financial goals. That's why we offer a range of services from checking and savings accounts to auto loans and mortgages all designed with you in mind. Our focus on community extends beyond just banking. We actively participate in local events and initiatives aimed at making North Liberty a better place for everyone. Whether it's sponsoring youth sports teams or hosting financial literacy workshops, we strive to give back and uplift those around us.

Branch Location & Accessibility

Accessibility Features

At Greenstate, we prioritize accessibility for all our members. Our branch is fully compliant with ADA standards, featuring ramps and designated parking spots to ensure everyone can enjoy a hassle-free visit. Whether you're walking in or using our drive-thru service, we've got you covered.

Call to Action

We invite you to stop by Greenstate today! Feel free to call us at 319-339-1000 if you have any questions or need assistance before your visit. Experience the difference of banking with a credit union that truly cares about its members!

Operating Hours

We're here for you during convenient hours: from 9:00 am to 5:30 pm Monday through Friday and 9:00 am to 12:00 pm on Saturdays. Whether you're stopping by for a quick transaction or have questions about your accounts, our friendly staff is ready to assist you.

Services Offered

Our branch offers a wide range of services designed for your financial success. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got what you need under one roof. Plus, with ATM access available, you can easily manage your cash anytime!

Member Eligibility

At Greenstate, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is as simple as meeting a few friendly eligibility criteria. If you live or work in certain areas, or if you have family members who are already members, you're likely on the right track! We welcome individuals from various backgrounds and walks of life, making it easy for you to join our family. For detailed information about eligibility, feel free to check out this resource. Opening an account is straightforward and designed with you in mind. You can find all the details on how to get started by visiting this link. If you have any questions or need assistance, don't hesitate to reach out to us at (319) 339-1000. Our dedicated team is here to help you take this important step towards joining Greenstate at our location in 2355 Landon Rd North Liberty Ia 52317. We can't wait to welcome you!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer essential merchant services designed to simplify everyday transactions. Imagine being able to accept payments effortlessly while tracking sales data all in one place. Our solutions help you focus on what matters most growing your business. Located at 2355 Landon Rd North Liberty Ia 52317, North Liberty, IA, our team is ready to partner with you on your business journey. Contact us today at (319) 339-1000 to learn more about how we can assist you!

Comprehensive List Of Services

Business Banking

For our local entrepreneurs, we provide comprehensive business banking services. From merchant services that streamline transactions to business loans designed to help grow your operations, we're dedicated to supporting your business ambitions.

Convenient Access

Accessing our services is simple! Enjoy the flexibility of our online and mobile banking platforms, which allow you to check balances, transfer funds, and pay bills anytime. Additionally, our ATM services ensure that cash withdrawal is just around the corner whenever you need it. If you prefer face-to-face interactions, our basic drive-thru banking lets you handle deposits, withdrawals, and simple transactions quickly and efficiently. At Greenstate, we pride ourselves on being more than just a financial institution; we're a partner in your financial journey. With our dedicated team available by phone at (319) 339-1000, we are always ready to answer questions or guide you through any of our services. We invite you to explore all that we have to offer and see how we can help enhance your financial well-being. Visit us today or check out more information on our website: https://www.greenstate.org/ . Join us at Greenstate your trusted partner for all things finance!

Home Financing

Thinking about buying a home? Our team is ready to assist you with mortgage loans and refinancing options that meet your specific needs. We aim to make the home-buying process smooth and stress-free so that you can focus on what really matters making memories in your new space.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds with convenient online and mobile banking options that let you manage your accounts from anywhere. Plus, our auto loans and vehicle financing make it simple to get behind the wheel of your dream car without stretching your budget. When life throws unexpected expenses your way, our personal loans and debt consolidation options can help ease the burden. We also offer credit cards with rewards, allowing you to earn while you spend on everyday purchases.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.greenstate.org/ , you can check your account balances, pay bills, and transfer funds anytime you like. No more waiting in lines or rushing to the bank before it closes. You have real-time access to your accounts, making it simple to stay on top of your finances.

Embrace Modern Payment Solutions

Enjoy the convenience of mobile payments right from your device. Whether you're at a store or splitting a bill with friends, this feature allows you to make quick transactions without fumbling for cash or cards. At Greenstate, we're committed to making banking accessible and straightforward for everyone. Join us today and experience how our digital banking services can simplify your financial life!

Enhanced Security Features

We prioritize your security with features like electronic signature authorization for safe transactions, ensuring that only you can approve actions on your account. Plus, with e-statements available, you can keep track of your financial activities securely online without the clutter of paper statements.

User-Friendly Mobile Application

For those who prefer banking on their smartphones, our mobile application is just a click away. Easily download it to manage your accounts while you're out and about. Whether you want to deposit checks using your phone's camera or send money to friends through our person-to-person transfer feature, everything is designed for quick and easy use.

Financial Strength

Committed Team

We also take pride in having 892 full-time employees and 10 part-time employees who are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 762,981, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 2355 Landon Rd North Liberty Ia 52317 or call (319) 339-1000 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity is robust with $64,635 in used auto loans and a total of $9,074,581,549 in loans and leases available for our members' various financial needs. Our $14,738,755 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings for Members

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $780491465 in used vehicle loans and $464029110 in new vehicle loans already helping members get on the road. We make it easy for you to drive away in the vehicle you want with straightforward application processes and refinancing options available if you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $920425010. Whether you're purchasing your first home or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $292811402 in loans helping members manage their finances effectively. Our credit cards come with rewards and features that can help enhance your spending power while keeping your budget in check. For business owners, our outstanding commercial loans totaling $2875737432 provide the capital needed to grow and expand. At Greenstate, we pride ourselves on our member-focused approach. If you're interested in learning more about eligibility or how to apply for any of these loan products, feel free to reach out at 3193391000 or visit us at our branch located at 2355 Landon Rd North Liberty IA 52317. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Greenstate can support your financial journey today!

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GREENSTATE CREDIT UNION