Greenstate North Liberty IA Credit Union | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Greenstate, your trusted financial partner located at 585 W Penn St, North Liberty, IA 52317. Since our establishment in 1938, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our 455,892 members. Our dedication is evident in our impressive financial standing, boasting total assets of $10,659,297,817 and total deposits amounting to $961,767,748. At Greenstate, we understand that every member's financial journey is unique. That's why we offer a range of services from personal banking and auto loans to business financing solutions. With $6,007,01 in total loans and leases under management, we're here to help you achieve your goals whether that's purchasing a new car or financing your dream home. Led by our CEO, Vic Israni, and Board President Fred Mims, our team of over 900 employees is dedicated to ensuring your experience is positive and productive. We are not just about numbers; we are about relationships built on trust and reliability. You can count on us for personalized service and expert guidance every step of the way. While members can visit us at 585 W Penn St, official correspondence should be sent to the same address as there is no separate mailing location. If you have questions or need assistance, don't hesitate to reach out at 800-397-3790 during our operating hours from 8:30 AM to 5:30 PM Monday through Friday, and from 8:30 AM to 12:00 PM on Saturdays. Join us at Greenstate today! Visit our website at greenstate.org to learn more about how we can assist you with your financial needs. Together, let's build a brighter financial future!

Branch History & Mission

Greenstate has a rich legacy that stretches back to 1938, when it first opened its doors in North Liberty, IA. Over the years, this credit union has grown and evolved, becoming a cornerstone of the local community. With a total membership of 455,892 and assets totaling over $10.6 billion, Greenstate is committed to serving the financial needs of its members while fostering a supportive environment for everyone in the area. Located at 585 W Penn St, North Liberty, IA 52317, our branch is easily accessible for members and visitors alike. Nearby landmarks include local parks and shops, making it convenient for individuals to stop by during their daily routines. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 8:30 AM to 12:00 PM, ensuring that we're available when you need us most. For those on the go, we also offer ATM services and drive-thru banking for quick transactions. At Greenstate, our mission is clear: we strive to empower our members through exceptional financial services while actively contributing to the well-being of our community. We believe that by providing personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking we can help individuals reach their financial goals. Our commitment extends beyond banking; we prioritize community outreach and partnerships that uplift those around us. As technology advances, so do we. Greenstate embraces digital solutions that enhance member experiences while ensuring ADA compliance for accessibility. Our online banking platform allows members to manage their finances conveniently from anywhere. Additionally, our mobile application provides features like person-to-person payments and electronic statements for added flexibility. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 585 W Penn St, North Liberty, IA 52317. Join Greenstate today and discover how we can support your financial journey. Experience the difference of a credit union that truly cares about its members and the community. For more information or to open an account online, please visit our website. If you have any questions or need assistance, feel free to call us at 800-397-3790. We look forward to welcoming you!

Branch Location & Accessibility

Accessibility Features

At Greenstate, we prioritize accessibility for all members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to ensure everyone can easily navigate our facilities. Whether you're visiting for everyday transactions or exploring new financial opportunities, we are committed to making your experience as smooth as possible.

Services Offered

In addition to traditional banking services like checking and savings accounts, we offer a variety of options tailored just for you. Need an auto loan? Interested in refinancing your mortgage? Or perhaps you're looking for business banking solutions? We've got you covered! Plus, with ATM availability and drive-thru services for deposits and withdrawals, managing your finances has never been easier. So why wait? Come visit us at Greenstate in North Liberty today! We look forward to welcoming you into our community where your financial well-being is our priority.

Member Eligibility

At Greenstate, we believe that everyone deserves a chance to be part of a supportive and thriving financial community. Joining us is simple! If you're a resident of Iowa or have an immediate family member who is, you're already eligible for membership. This means you can enjoy all the benefits our credit union has to offer, from personalized banking solutions to competitive loan rates. To learn more about the specific eligibility criteria, feel free to visit our detailed resource at https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership.html. Becoming a member is just a few clicks away! You can start the account opening process online by visiting https://www.greenstate.org/join.html. If you have any questions or need assistance, don't hesitate to give us a call at (800) 397-3790. We're excited to welcome you to the Greenstate family and help you on your financial journey!

Business Banking & Commercial Services

Merchant Services That Work for You

Beyond loans, we offer merchant services that simplify transactions and enhance customer satisfaction. Imagine effortlessly processing payments while focusing on what you do best running your business. Our services help streamline sales, making it easier for you to manage cash flow and improve overall efficiency. Visit us at 585 W Penn St North Liberty Ia 52317 in North Liberty, IA or call us at (800) 397-3790 to learn how our business banking solutions can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our branch offers ATM services for quick withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car. At Greenstate, we're more than just a financial institution; we're your partner in achieving your financial goals. With our dedicated staff ready to assist you at every turn, you're never alone on this journey. If you're ready to take the next step towards better banking experiences, give us a call at 800-397-3790 or visit us online at Greenstate. Join us today and discover how we can support your financial journey!

Business Banking

For our business members, we provide comprehensive business banking services, including merchant services and business loans. Running a small business requires financial tools that are reliable and flexible our solutions cater specifically to those needs.

Credit Cards and Rewards

We also offer credit cards that come with rewards programs. Picture this: every time you make a purchase, you're earning points that can be redeemed for exciting rewards! It's a smart way to make your everyday spending work for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms. Manage your accounts anytime, anywhere with features like mobile payments and person-to-person transfers. You'll appreciate how easy it is to check balances, pay bills, or even deposit checks from the comfort of your home.

Personal Banking

For individuals seeking to manage their finances effectively, we offer checking and savings accounts that can fit any lifestyle. Imagine being able to set aside money for a vacation or an emergency fund with ease. Our personal loans can assist you in consolidating debt or covering unexpected expenses, giving you peace of mind. Are you thinking about buying a car? Our auto loans and vehicle financing options are designed with competitive rates to help you drive away in your dream vehicle without breaking the bank. If homeownership is your goal, explore our mortgage loans and refinancing options. We guide you through each step of the process so that you can secure the best possible terms.

Digital & Online Banking

Accessibility and Convenience

We prioritize accessibility in everything we do at Greenstate. Our online banking services allow you real-time management of your accounts with just a few taps on your device. No more waiting in lines or rushing before closing hours; everything you need is at your fingertips whenever you need it. Join us at Greenstate today and experience the convenience of modern banking tailored just for you! Explore more about our digital services by visiting https://www.greenstate.org/.

Key Features

One of the standout features of our digital banking is the ability to manage your statements electronically. With E-Statements Availability, you can say goodbye to cluttered mailboxes and keep all your important documents organized online. Plus, we offer Person-to-Person Transfers, making it simple to send money to friends and family without needing cash or checks. For those on the go, our Mobile Application Availability allows you to manage your accounts right from your smartphone. You can make Mobile Payments effortlessly, ensuring you never miss a payment or opportunity again. While we currently do not support Electronic Signature Authorization, our team is here to assist you with any transactions requiring signatures in a timely manner.

Financial Strength

Commitment to Growth

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant, with $64,635 in used auto loans and $9,074,581,549 in total loans and leases, supporting your financial goals across various sectors.

Growing Member Trust

Total Share and Deposit Accounts: 762,981, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $691,120. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 585 W Penn St North Liberty Ia 52317 or call (800) 397-3790 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $16,650,535 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all else; with non-member deposits at $943,074,629, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road, we are committed to supporting you in your automotive journey. Whether it's financing a brand-new model or a reliable used vehicle, our flexible terms make it easy to find the right loan for your situation.

Business Loans

For business owners looking to expand, our outstanding commercial loans totaling $2,875,737,432 provide the capital needed for growth. We understand the unique challenges faced by businesses today and strive to offer tailored solutions that fit your needs. At Greenstate, we prioritize transparency and accessibility. For more information on refinancing options or eligibility requirements, please feel free to reach out at (800) 397-3790 or visit us at our branch located at 585 W Penn St North Liberty Ia 52317 in North Liberty, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future is important to us, and we're dedicated to providing you with the best possible support along your journey.

Credit Card Loans

Managing your finances effectively is crucial, and that's why we offer flexible terms on unsecured credit card loans. With a total of $292,811,402 in loans, our credit cards come with competitive rates and rewards that make everyday spending easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010. We aim to simplify the buying or refinancing process so you can focus on what matters most creating a home. Our team is here to guide you through eligibility options and help you understand refinancing opportunities that may be available.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs.

GREENSTATE CREDIT UNION - North Liberty, IA

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