Greenstate Iowa City IA Credit Union | Top Checking & Quick Auto Loans

Introduction

Welcome to Greenstate, your trusted partner in financial well-being located at 825 Mormon Trek Blvd, Iowa City, IA 52246. Established in 1938, we have proudly served our community for over eight decades, helping nearly 456,000 members achieve their financial goals. With total assets exceeding $10.6 billion, we are committed to providing a wide range of services tailored to meet your needs, whether you're looking for personal banking solutions or business financing options. Our dedicated team, led by CEO Vic Israni and Board President Fred Mims, believes in the power of community and the importance of supporting our members every step of the way. We offer a variety of services including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards all designed with you in mind. While you can visit us at our branch for all your banking needs, remember that official correspondence should be sent to our mailing address: 825 Mormon Trek Blvd, Iowa City, IA 52246. With a robust net worth of $1 billion and total deposits amounting to $961.8 million, Greenstate stands firm as a pillar of financial stability in the Iowa City area. We invite you to explore our resources online at greenstate.org or call us at 800-397-3790 for any inquiries or assistance. Join us today and experience the difference that comes from being part of a community-focused credit union that prioritizes your financial success!

Branch History & Mission

At Greenstate, we take pride in our rich history and deep commitment to serving our community in Iowa City, IA. Founded in 1938, our branch has been a trusted financial partner for generations. Over the years, we've grown alongside our members, adapting to their needs while maintaining a strong focus on community support. Located at 825 Mormon Trek Blvd, just a stone's throw from local landmarks, Greenstate has become a cornerstone of financial services in Iowa City. With a total membership of 455,892 and assets totaling an impressive $10,659,297,817, we are dedicated to providing tailored solutions for every member's unique financial journey. Our mission is clear: to empower our members with accessible financial services while fostering community growth and development. We believe in building lasting relationships that go beyond transactions. Whether it's through personal banking options like checking and savings accounts or more specialized services like auto loans and mortgages, our goal is to make financial wellness attainable for everyone. While members can visit us at our branch address, official correspondence should be sent to 825 Mormon Trek Blvd, Iowa City, IA 52246. Our lobby hours are convenient too open from 8:30 AM to 5:30 PM on weekdays and until noon on Saturdays making it easier for you to access our services. In addition to traditional banking methods, we embrace technology by offering online and mobile banking options. This commitment ensures that all members can manage their finances securely and efficiently anytime, anywhere. We also prioritize accessibility; our facilities are ADA compliant to welcome everyone in the community. Community outreach is at the heart of what we do. Through partnerships with local organizations and initiatives that support financial literacy and well-being, we strive to uplift those around us. Our team is always ready to lend a helping hand or offer guidance as needed. We invite you to join Greenstate today! Experience the benefits of being part of a credit union that truly cares about your financial future and the prosperity of our community. Together, let's build a brighter tomorrow! For more information or to become a member, visit us at Greenstate or call us at 800-397-3790.

Branch Location & Accessibility

Come Visit Us!

We invite you to experience the friendly atmosphere and personalized service at Greenstate in Iowa City. Our dedicated team is here to assist you with whatever financial support you need. So why wait? Stop by today or give us a call! We look forward to welcoming you into our branch family.

Convenient Access for Everyone

At Greenstate, we prioritize accessibility for all our members. Our location features ADA-compliant entrances and ramps, ensuring everyone can visit us without hassle. Plus, we have ample parking available, making it easy to stop by anytime during our operating hours. Speaking of which, we're here to help you Monday through Friday from 8:30 AM to 5:30 PM and on Saturdays from 8:30 AM until noon.

Services Tailored to Your Needs

When you step into our Iowa City branch, you're not just entering a bank; you're joining a community. We offer a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick cash? Use our ATM or take advantage of our drive-thru banking for simple transactions like deposits and withdrawals without leaving your vehicle. While members can visit us at 825 Mormon Trek Blvd for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to call us at 800-397-3790.

Member Eligibility

At Greenstate, we believe that everyone deserves a chance to be part of a supportive community that focuses on your financial well-being. Joining us is simple and welcoming! To become a member, you just need to meet certain eligibility criteria, which primarily include living, working, or attending school in the areas we serve. We're here for individuals and families alike, making it easy for you to access the resources and services you need. If you want to learn more about what it takes to join us, check out our detailed eligibility requirements at https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership.html. Opening an account with Greenstate is straightforward and hassle-free. You can start your membership journey by visiting us at our branch located at 825 Mormon Trek Blvd Iowa City Ia 52246 or by reaching out at (800) 397-3790. Our friendly staff is always ready to assist you with the process. For even more convenience, you can find all the information you need on how to open an account online by visiting https://www.greenstate.org/join.html. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine the ease of processing payments seamlessly while focusing on what you do best running your business. Our merchant services provide solutions tailored for your specific needs, whether it's accepting card payments or managing transactions efficiently. This not only saves time but also enhances customer satisfaction, allowing you to build stronger relationships with your clients. Located at 825 Mormon Trek Blvd Iowa City Ia 52246, Iowa City, IA 52246, we are here to partner with you on your journey toward success. Let's work together to turn your business aspirations into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it's time to buy that new car or refinance your current vehicle, look no further than our auto loans and vehicle financing options. With competitive rates and flexible terms, we help you get behind the wheel without breaking the bank. Picture yourself cruising down the road knowing you've secured an affordable loan tailored just for you.

Business Banking Services

For our entrepreneurial members, we offer comprehensive business banking solutions including merchant services and business loans. We understand how vital it is for small businesses to thrive, so we provide tailored financial support that helps you focus on growth.

Convenient Access Options

We know convenience is key in today's fast-paced world. That's why we provide ATM and cash withdrawal services that allow you to access your funds whenever needed. Additionally, our drive-thru banking offers basic transaction capabilities like deposits and withdrawals without leaving your car. In summary, at Greenstate, our goal is to empower you with financial tools that simplify your life. With our mix of personal and business banking services alongside cutting-edge digital features, managing your finances has never been easier. Ready to explore how we can help? Visit us at 825 Mormon Trek Blvd Iowa City Ia 52246 or give us a call at (800) 397-3790 today!

Credit Cards with Rewards

Enjoy shopping? Our credit cards come with rewards that turn everyday purchases into valuable points for travel, merchandise, and more! It's like getting paid for spending wisely who wouldn't want that?

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make, and at Greenstate, we're here to support you every step of the way. Our mortgage loans come with various options to fit your budget. If you're already a homeowner, consider our refinancing services many members find themselves saving money each month by restructuring their existing loans.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services make it simple and convenient. Imagine having all your funds easily accessible with just a few taps on your smartphone through our online and mobile banking platforms. You can check balances, transfer funds, or even set up automatic payments all from the comfort of your home.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options. Whether it's for emergencies or planned expenses, these loans provide quick access to cash when you need it most. We work closely with you to create a repayment plan that works within your budget.

Digital & Online Banking

Convenient Online Access

With our online banking services available 24/7 at https://www.greenstate.org/, you can check your balances, transfer funds, and pay bills with just a few clicks. This means no more waiting in line or rushing to the bank before closing hours. Everything you need is right at your fingertips!

Go Paperless

Say goodbye to paperwork! With e-statements available, you can view your financial statements online whenever you need them. This not only keeps things organized but also helps in reducing clutter at home.

Making Payments Easy

Our mobile payments feature allows you to make purchases directly from your phone, offering a simple and efficient way to handle everyday expenses. Plus, with person-to-person transfers, sending money to friends or family is as easy as sending a text! At Greenstate, we believe that banking should fit into your lifestyle seamlessly. Our digital and online banking services reflect our commitment to providing you with accessible and user-friendly solutions for all your financial needs. So why wait? Dive into the convenience of modern banking today!

Secure Transactions

Your security is our top priority. While we don't offer electronic signature authorization, we ensure that all transactions through our platform are safe and secure. Our mobile application, which is readily available for download, features advanced security measures to protect your personal information while allowing you to manage your accounts with ease.

Financial Strength

A Solid Foundation

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Financial Efficiency

Our operational efficiency is reflected in our $16,650,535, enabling us to continue offering competitive loan rates and solid financial products for our members. The strength of our team also contributes significantly to our operations; with 892 full-time employees and 10 part-time employees, our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is robust as well; we have $64,635 in used auto loans and a total of $9,074,581,549 in loans and leases available to help you reach your financial goals.

Trust Built on Transparency

Our commitment is also evident in the significant funds available for lending and investments: $691,120. We are dedicated to maintaining transparency with our members; currently, we have a total of 762,981 share and deposit accounts, showcasing a strong member base that trusts us with their finances.

Your Partner in Financial Success

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 825 Mormon Trek Blvd Iowa City Ia 52246 or call (800) 397-3790 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your purchase as affordable as possible. Don't forget, refinancing options are available if you're looking to lower your monthly payments or consolidate your auto debt.

Business Loans

For business owners, our outstanding commercial loans totaling $2,875,737,432 provide the capital needed to grow and expand your business. We understand the challenges entrepreneurs face, and our team is ready to support your business journey with tailored financing solutions. No matter what your financial goals are, Greenstate is committed to helping you achieve them. For more information on how we can assist you or to explore eligibility options for our loan products, please call us at (800) 397-3790 or visit us at 825 Mormon Trek Blvd Iowa City Ia 52246, Iowa City, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward securing your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, make buying or refinancing simple. We can guide you through the process and help you find the right mortgage product that fits your budget. If you're considering refinancing your current mortgage, be sure to ask about our eligibility options.

Unsecured Credit Card Loans

Managing finances effectively is crucial for any member. We also offer flexible terms on unsecured credit card loans, with a total of $292,811,402 in loans helping members navigate their spending while enjoying rewards and benefits. These cards can be a great tool for everyday purchases and building credit.

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GREENSTATE CREDIT UNION - Iowa City, IA

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