Greenstate Grinnell IA Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Greenstate, your trusted financial partner in Grinnell, IA! Located at 705 6Th Ave, our branch has been serving the community since 1938. With a strong commitment to our members, we proudly support over 455,892 individuals and families in achieving their financial goals. At Greenstate, we believe in fostering a sense of community and empowerment. Our total assets amount to an impressive $10,659,297,817, reflecting our dedication to sound financial practices and member service. Whether you're looking for a personal loan, mortgage options, or business banking solutions, our extensive offerings cater to your diverse needs. Our team is led by CEO Vic Israni and Board President Fred Mims, who work tirelessly to ensure that each member receives personalized attention and expert guidance. With a total of 902 employees, we are here to assist you every step of the way. While members can visit us at our branch address, official correspondence should be sent to the same location: 705 6th Ave, Grinnell, IA 50112. You can reach us anytime at 800-397-3790 during our operating hours from 9:00 AM - 5:00 PM on weekdays and until 12:00 PM on Saturdays. Join us at Greenstate as we continue to provide exceptional service with a local touch. Explore our services today by visiting Greenstate's website, and let us help you navigate your financial journey with confidence!

Branch History & Mission

Looking Ahead

As technology evolves, so do we. Greenstate is committed to enhancing your banking experience through online and mobile banking options, making it easier than ever to manage your finances on-the-go. We also prioritize ADA compliance to ensure that all members can access our services comfortably. Our partnerships with local organizations amplify our impact within the community as we work together toward shared goals of growth and prosperity. In closing, we invite you to join Greenstate and become part of a legacy built on trust and dedication. Experience the benefits of membership today by visiting our website or calling us at 800-397-3790. Together, let's build a brighter financial future!

Our Journey

Since our inception, Greenstate has been dedicated to providing a variety of financial services tailored to meet the needs of our members. Over the decades, we have achieved significant milestones that reflect our growth and adaptability. From expanding our offerings to include personal banking, auto loans, mortgages, and business services, we've always kept the best interests of our members at heart. With total assets reaching an impressive $10,659,297,817, we have positioned ourselves as a key player in the local economy while maintaining a focus on community support. Our strong membership base continues to grow as we strive to create lasting relationships with those we serve.

Our Mission

At Greenstate, our mission is clear: to empower individuals and families by providing access to affordable financial products and services that foster economic growth and stability. We believe that everyone deserves a chance to achieve their financial goals without barriers. This commitment extends beyond just banking; it encompasses community outreach initiatives aimed at uplifting those around us. We are dedicated to ensuring that all members feel welcomed and valued in our branches. Our operating hours are designed with your convenience in mind open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM for drive-thru services. Additionally, our branch features ATM availability and drive-thru banking options for easy transactions. While members can visit us at 705 6th Ave, official correspondence should be sent to the same address for clarity.

Branch Location & Accessibility

Easy Access and Parking

At our Grinnell location, we prioritize your convenience. We offer ample parking right outside the branch, ensuring that you can park with ease. Plus, our facilities are designed to be accessible for everyone, including ADA-compliant features like ramps and wide entryways.

Operating Hours that Fit Your Schedule

We understand that life can get busy, which is why our lobby hours are designed to accommodate your schedule. Visit us Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 12:00 PM for drive-thru services. Whether you need to open an account or withdraw cash, we're here when you need us.

Services Tailored Just for You

At Greenstate, we offer a variety of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we have something for everyone. Our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. Additionally, our ATM is available for those who prefer self-service banking. While members can visit us at 705 6Th Ave, official correspondence should be sent to the same address as our mailing address. If you have any questions or need assistance, don't hesitate to give us a call at 800-397-3790.

Visit Us Today!

We invite you to come by and see how Greenstate can help you achieve your financial goals. Our friendly staff is ready to assist you with any inquiries or services you may need. We look forward to welcoming you soon!

Member Eligibility

At Greenstate, we believe that joining our community should feel warm and inviting. If you're considering becoming a member, it's great to know that eligibility is open to anyone who lives, works, worships, or attends school in our local area. This means you could be part of a supportive network dedicated to helping you achieve your financial goals. Plus, as a member, you'll enjoy access to personalized services tailored to meet your needs, from competitive loan rates to convenient banking options. Getting started is simple! You can find all the detailed eligibility criteria by visiting this link. If you're ready to open an account or have any questions, feel free to call us at (800) 397-3790 or visit us at our branch located at 705 6Th Ave Grinnell Ia 50112. We can't wait for you to join us at Greenstate and start enjoying the benefits of membership!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer comprehensive merchant services tailored for your everyday operations. Imagine having a reliable partner that simplifies payment processing so you can focus on what matters most growing your business. With our tools, you can easily manage transactions, track sales, and enhance customer satisfaction. Visit us at 705 6Th Ave Grinnell Ia 50112 in Grinnell, IA to learn how our business banking and commercial services can empower your business today!

Comprehensive List Of Services

Business Banking Support

Are you a small business owner? At Grinnell, we offer specialized business banking services, including merchant services and business loans. We know how important it is for local businesses to thrive, which is why we provide personalized support tailored to help your enterprise succeed.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why we've invested in robust online and mobile banking features. You can easily check balances, transfer funds, and pay bills from the comfort of your home or while on the go. Plus, our ATM and cash withdrawal services ensure you have access to your money whenever you need it.

Easy Access Services

For simple transactions like deposits and withdrawals, take advantage of our basic drive-thru banking service or access our ATMs for quick cash withdrawals and balance checks. We prioritize making banking easy so that you can focus on what truly matters in life. If you're ready to explore these services or have any questions about how we can assist you further, don't hesitate to reach out! Call us at (800) 397-3790 or visit us at 705 6Th Ave Grinnell Ia 50112 in Grinnell, IA today! Let's work together towards achieving your financial goals at Greenstate.

Flexible Personal Loans

Sometimes life throws unexpected expenses your way. For those moments, our personal loans and debt consolidation services provide quick access to funds when you need them most. Whether it's for a medical bill or consolidating debt into one easy payment, we've got your back.

Home Financing Made Easy

Buying a home is one of the biggest decisions you'll ever make. Our mortgage loans and refinancing options simplify the process, allowing you to focus on finding the perfect home rather than worrying about complicated paperwork or high-interest rates. Our experienced loan officers guide you through each step, ensuring you're comfortable with your choices.

Personal Banking Solutions

We understand that managing your finances can feel overwhelming at times. That's why we offer personal banking services, including checking and savings accounts that cater to various lifestyles. Imagine having an account that not only helps you save but also rewards you along the way. With our credit cards featuring rewards, you can earn points on everyday purchases! If you're considering a new vehicle, our auto loans and vehicle financing options are competitive and tailored just for you. Picture yourself driving off in that new car, knowing you secured a great deal with manageable monthly payments.

Digital & Online Banking

Going Paperless with E-Statements

With our e-statements available, you can say goodbye to cluttered mailboxes. Access your financial statements electronically whenever you need them keeping everything organized and easy to find. At Greenstate, we're committed to providing accessible and user-friendly tools that fit into your lifestyle. Explore more about our digital banking options today at https://www.greenstate.org/ and experience banking made easy!

Key Features for Your Convenience

Our online banking platform allows you to view balances, transfer funds, and pay bills with just a few clicks. If you prefer to handle transactions on the go, our mobile application makes it simple to manage your accounts right from your smartphone. Plus, with our mobile payments feature, you can make secure purchases without needing cash or cards. We also provide person-to-person transfers, making it easy to send money to friends or family instantly. Whether you're splitting a dinner bill or sending a gift, it's all done securely through our app.

Security You Can Trust

Your safety is our priority. While we currently do not support electronic signature authorization, rest assured that our online services are protected with advanced security measures. We take every precaution to keep your personal information safe while you manage your finances online.

Financial Strength

Growing Member Base

The trust placed in us is shown by the total number of share accounts: 762,981. This reflects a strong and growing member base that believes in the value we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 705 6Th Ave Grinnell IA 50112 or call 800-397-3790 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings Secured

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $14,738,755, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Services

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our $64,635 in used auto loans and an impressive $9,074,581,549 total loans and leases.

Solid Financial Health

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. Whether you are considering a new or used vehicle, our competitive rates can help you save money while getting behind the wheel of your next ride.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, make buying or refinancing simple. We work closely with our members to ensure they find a mortgage solution that fits their budget and lifestyle.

Other Loan Products

In addition to auto and mortgage loans, we provide personal loans for various needs and business loans for entrepreneurs looking to expand their ventures. Our outstanding commercial loans totaling $2,875,737,432 give business owners access to the capital they need to thrive. If you're interested in refinancing options or checking your eligibility for any of these products, don't hesitate to reach out to us at (800) 397-3790 or visit us at our branch located at 705 6Th Ave Grinnell Ia 50112 in Grinnell, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We are here to assist you every step of the way towards achieving your financial aspirations!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $292,811,402 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to help you maximize your spending power while keeping your finances under control.

Loan Aggregator

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GREENSTATE CREDIT UNION - Grinnell, IA