GreenState Fort Dodge IA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Greenstate, your trusted financial partner located at 1207 Central Ave, Fort Dodge, IA 50501. Since our establishment in 1938, we have been dedicated to serving our members and the community with a wide range of financial services tailored to meet individual needs. With a robust membership of over 455,892 individuals, we proudly manage total assets exceeding $10.6 billion. At Greenstate, we understand that every member's journey is unique. That's why we offer personalized banking solutions, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our commitment to excellence is reflected in our impressive total deposits of $961,767,748, and we maintain a solid net worth of $1,003,326,071. Led by our CEO Vic Israni and Board President Fred Mims, our dedicated team of 902 employees works tirelessly to ensure that you receive exceptional service at every turn. Whether you're visiting us in person or utilizing our online and mobile banking services, we're here to support you every step of the way. While members can visit us at 1207 Central Ave, official correspondence should be sent to the same address. With our drive-thru service and ATM access available for your convenience, banking has never been easier! We invite you to experience the Greenstate difference today. Feel free to reach out to us at 515-573-2154 or explore more about what we offer on our website at greenstate.org. Your financial journey starts here!

Branch History & Mission

Community Connections

As technology advances, we continually adapt to meet our members' needs while ensuring accessibility for everyone. Our branch features ADA compliance measures and offers modern conveniences like online banking and mobile payments. Whether you're using our drive-thru service or accessing an ATM yes, we have one available! we ensure your experience is efficient and pleasant.

Join Us!

As we look forward to the future, we invite you to become part of the Greenstate family. Experience firsthand how our focus on community support and member satisfaction sets us apart from traditional banks. Visit us during our operating hours from Monday to Friday: 8:00 AM - 5:00 PM or call us at 515-573-2154 for more information. Let's build a brighter financial future together! Explore more about joining us here or learn about membership eligibility here. We can't wait to welcome you!

Our Journey

From humble beginnings, Greenstate has evolved significantly over the years. Our original mission was simple: to provide accessible financial services to those in need. As times changed, so did we. Today, we manage over $10.6 billion in assets, thanks to the trust and loyalty of our members. This growth reflects not just our financial success but also the deep-rooted relationships we have built within Fort Dodge and beyond. Located at 1207 Central Ave, Fort Dodge, IA 50501, our branch is easily accessible to all community members. You can find us near popular local landmarks, making it convenient for both new and long-time residents alike. While members can visit us at this address for all their banking needs, official correspondence should be sent to our mailing address at 1207 Central Ave, Fort Dodge, IA 50501.

Our Mission

At Greenstate, our mission goes beyond just banking; it's about empowering our community. We strive to offer a range of services including personal banking, auto loans, mortgages, and business banking solutions all designed with you in mind. We believe that everyone deserves a chance to thrive financially and we are here to support you every step of the way. Our commitment doesn't stop at financial services; we actively engage in various outreach programs aimed at uplifting our local communities. From educational workshops to sponsorships of local events, we are dedicated to making a positive impact where it matters most.

Branch Location & Accessibility

Convenient Access and Amenities

At Greenstate, we understand that accessibility is important. Our branch features ADA-compliant entrances and ramps to ensure that everyone can visit us with ease. Parking is available nearby, so you won't have to worry about finding a spot when you come in for your banking needs. Our operating hours are designed with your schedule in mind; we're open Monday through Friday from 8:00 AM to 5:00 PM. Whether you're looking to open a new account, apply for a loan, or simply need some assistance with your finances, our dedicated team is here to help.

Get in Touch!

If you have any questions or need assistance, don't hesitate to give us a call at 515-573-2154. We're eager to help you achieve your financial goals! Visit us soon at Greenstate your trusted partner in banking!

Services Tailored for You

We offer a variety of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we've got you covered. If you're on the go, take advantage of our drive-thru banking for quick deposits and withdrawals without leaving your vehicle. Need cash? Our ATM is readily available for your convenience, ensuring that you have access to your funds whenever you need them. While members can visit us at 1207 Central Ave for all their banking needs, official correspondence should be sent to the same address as our mailing address: 1207 Central Ave, Fort Dodge, IA 50501.

Member Eligibility

At Greenstate, we believe that joining our community is more than just opening a bank account it's about becoming part of a supportive family that looks out for each other. If you're interested in becoming a member, you'll find that eligibility is quite welcoming! Generally, anyone who lives, works, worships, or goes to school in the areas we serve can become a member. We're dedicated to ensuring everyone feels included and valued. For more specific details on eligibility, you can check out our website at https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership.html. Becoming a member at Greenstate opens up a world of financial opportunities tailored just for you. With access to personal banking services like checking and savings accounts, auto loans, and even credit cards with rewards, you're not just another account number; you're part of a community focused on your financial well-being. Ready to take the next step? Opening an account is easy! Simply visit us or check out the details online at https://www.greenstate.org/join.html. If you have any questions or need assistance, feel free to give us a call at (515) 573-2154. We can't wait to welcome you!

Business Banking & Commercial Services

Financing Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services designed to make payment processing easy for your business. Imagine running your store smoothly with a reliable point-of-sale system that accepts various payment methods, allowing you to focus on what you do best serving your customers. Our goal is to help you streamline operations while enhancing customer satisfaction. Located at 1207 Central Ave Fort Dodge Ia 50501 in Fort Dodge, IA, we are here to help you navigate the financial landscape with confidence. Let's work together to fuel your success! For more information, reach us at (515) 573-2154 or visit our website at https://www.greenstate.org/.

Comprehensive List Of Services

Accessible Cash Withdrawal Services

Need cash quickly? Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. Plus, our drive-thru banking makes simple transactions like deposits and withdrawals hassle-free. At Greenstate, we are committed to meeting all your financial needs with personalized service and expert guidance. If you're ready to explore how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (515) 573-2154 or visit us during lobby hours from Monday through Friday: 8:00 AM - 5:00 PM. We look forward to serving you!

Business Banking Support

For our business members, we offer specialized services such as merchant services and business loans. Whether you're just starting out or looking to expand, we're committed to supporting local businesses in their growth journey.

Credit Cards with Rewards

Don't forget about our credit cards! They come with rewards that can help you earn benefits on everyday purchases. Imagine getting cash back or travel rewards simply by using your card for things you already buy it's like earning while spending!

Digital Banking Convenience

We know that convenience is key in today's fast-paced world. That's why Greenstate offers robust online and mobile banking services. With just a few clicks, you can manage your accounts anytime, anywhere. From checking balances to making transfers or paying bills, everything is at your fingertips.

Home Financing Made Easy

For those looking to buy a home or refinance an existing mortgage, our mortgage loans are tailored to fit your lifestyle and budget. Our team is here to guide you through each step of the process, ensuring that you understand your options and feel confident in your decisions.

Personal Banking Solutions

When it comes to personal banking, we offer various options that cater to your everyday needs. You can choose from our checking and savings accounts that make managing your money easy and convenient. Whether you're saving for a vacation or keeping your daily expenses in check, our accounts are designed with you in mind. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help you get on the road without breaking the bank. We understand how important reliable transportation is, which is why we strive to provide competitive rates and flexible terms.

Personal Loans for Life’s Needs

Unexpected expenses can arise at any time. That's where our personal loans come into play. Whether it's for debt consolidation or covering unexpected bills, we're here to assist you with loans that fit your financial situation.

Digital & Online Banking

Key Features of Our Digital Banking Services

With just a few clicks, you can explore all that we offer at https://www.greenstate.org/. Our online banking service is available 24/7, so you can check your account balances, pay bills, and transfer money whenever it suits you. Plus, our mobile application allows you to manage your finances right from your smartphone, making it easier than ever to stay on top of your budget. For those who prefer going paperless, we provide e-statements for easy access to your financial documents. This means no more waiting for statements to arrive in the mail; everything is just a tap away! While we currently do not support electronic signature authorization, our team is here to assist you with any documentation needs.

Secure Transactions Made Simple

Safety is our priority at Greenstate. Our digital banking features come equipped with robust security measures to protect your personal information and transactions. You can also take advantage of person-to-person transfers, allowing you to send money quickly and securely to friends and family without hassle. And if you're someone who loves the convenience of mobile payments, you'll be glad to know we offer this feature too! Use your mobile device to make purchases without reaching for your wallet. In today's fast-paced world, having access to real-time account management tools is essential. At Greenstate, we strive to make banking simple and accessible for everyone. Join us today and experience the ease of digital banking firsthand!

Financial Strength

At Greenstate, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to support your needs, whether you're saving for the future or looking to borrow. With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to excellence is further reflected in our $563,568,546 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $64,635 in used auto loans and $9,074,581,549 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $14,738,755 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $691,120. Total Share and Deposit Accounts: 762,981, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 1207 Central Ave Fort Dodge Ia 50501 or call (515) 573-2154 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already helped members with $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans get on the road. Whether you are considering a brand-new model or a reliable used option, our competitive rates make financing simple and affordable.

Business Solutions

For business owners seeking growth opportunities, our outstanding commercial loans total $2,875,737,432, providing the capital needed to expand operations or invest in new ventures. We understand the unique challenges faced by small businesses and are here to support you every step of the way. At Greenstate in Fort Dodge, IA (1207 Central Ave), we're committed to providing personalized service tailored to your specific needs. You can reach us at 515-573-2154 if you have questions about any of our loan offerings or would like assistance in getting started. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan products today and discover how we can help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, making buying or refinancing straightforward. We provide flexible terms and work closely with you to find a solution that fits your budget and lifestyle. If you're interested in refinancing your existing mortgage or exploring eligibility options, we can guide you through that process as well.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible unsecured credit card loans. We have issued $292,811,402 in these loans to help members effectively manage their finances. With no collateral required and the convenience of credit at your fingertips, our unsecured credit cards can be an excellent tool for budgeting and emergencies.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate through various options confidently and efficiently. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers, allowing them to make informed decisions without any hidden agendas. One of the standout features of LendMesh is its commitment to transparency. All loan offers are sourced from legitimate financial institutions, ensuring that users receive verified data. Furthermore, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings to skew results. Instead, it focuses on providing unbiased outcomes so users can easily see their best options. Another key benefit is the real-time rate comparisons offered by LendMesh. Users have access to up-to-date loan rates from multiple institutions, which helps them compare different offers side by side. This feature empowers individuals to choose loans that best meet their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping consumers secure better financial deals. If you're ready to explore your options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Greenstate