Greenstate Des Moines IA Credit Union | Low Mortgage Rates & Personal Banking

Introduction

Welcome to Greenstate, your trusted financial partner located at 4729 SW 9th St, Des Moines, IA 50315. Established in 1938, we have grown to serve a vibrant community of over 455,892 members. At Greenstate, our commitment goes beyond just banking; we strive to empower you with the resources and support needed to achieve your financial goals. Our branch operates under the unique identifier of 52979, ensuring that we're always ready to assist you with personalized services tailored to your needs. Whether you're looking for personal banking options like checking and savings accounts or seeking financing solutions through auto loans and mortgages, our dedicated team is here for you. Financially, Greenstate stands strong with total assets of $10,659,297,817 and total deposits amounting to $961,767,748. We pride ourselves on our stability and reliability our net worth is an impressive $1,003,326,071, which showcases our resilience in serving our members. Under the leadership of CEO Vic Israni and Board President Fred Mims, we foster a culture of trust and community engagement. Our staff of 902 employees is always ready to provide exceptional service from Monday to Friday between 8:00 AM - 5:00 PM. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 4729 SW 9th St, Des Moines, IA 50315. Join us at Greenstate where your financial journey matters. For any questions or assistance, feel free to reach out via phone at 515-237-5139 or explore more about us online at greenstate.org. Your future starts here!

Branch History & Mission

Community Commitment

Our dedication goes beyond banking it's about making a difference in the lives of those we serve. We actively engage in community outreach efforts and partner with local organizations to uplift those in need. Whether it's through educational programs or financial literacy workshops, we're here to guide you every step of the way. Join us at Greenstate and experience firsthand how we can help you achieve your financial dreams while being part of a supportive community. Together, let's build a brighter future! For more information or to become a member today, visit us at Greenstate or call us at 515-237-5139.

Our Mission

At Greenstate, our mission is clear: we are here to empower individuals and families through exceptional financial services while fostering a spirit of community support. We believe that everyone deserves access to reliable banking options. That's why we offer a range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We understand that modern banking also requires convenience; that's why we've embraced digital advancements such as online and mobile banking. Our commitment extends beyond just transactions; we aim to build lasting relationships with our members by offering personalized support and resources.

Our Story

Located at 4729 SW 9th St, Des Moines, IA 50315, our branch has been a cornerstone of the community for decades. Over the years, we have adapted to the changing needs of our members while maintaining the values that started us on this path: integrity, service, and community support. As we celebrate each milestone, from expanding our services to introducing digital banking solutions, we remain focused on providing accessible financial products tailored to individual needs. While members can visit us at our branch address, official correspondence should be sent to 4729 SW 9th St, Des Moines, IA 50315. Our operating hours are convenient for busy lives Monday through Friday from 8:00 AM to 5:00 PM making it easier for you to manage your finances.

Branch Location & Accessibility

Convenient Access

At Greenstate, we understand that accessibility is key. Our location features ample parking and complies with ADA standards to ensure everyone can easily access our services. If you prefer a quicker option, take advantage of our drive-thru service for simple transactions like deposits and withdrawals without leaving your car.

Join Us Today!

We invite you to stop by and experience the difference that community-focused banking can make. Whether you're looking for a new checking account or need advice on loans, our team is ready to help. Don't hesitate come visit us at Greenstate today!

Operating Hours

We're open Monday through Friday from 8:00 AM to 5:00 PM, so you have plenty of time during the week to come in and talk to our friendly staff about your financial needs. If you can't make it during those hours, don't worry! You can always reach out to us via phone at 515-237-5139 for any inquiries.

Services Offered

At Greenstate, we offer a range of personal and business banking services tailored just for you. From checking and savings accounts to auto loans and mortgages, we have options that fit every member's lifestyle. And if you need cash on the go, rest assured we have ATM availability right here at the branch. While members can visit us at 4729 SW 9th St for all their banking needs, official correspondence should be sent to the same address as our mailing address is also 4729 SW 9th St, Des Moines, IA 50315.

Member Eligibility

Welcome to the friendly community at Greenstate! Becoming a member is straightforward and welcoming for everyone. If you live, work, or worship in the area, you're likely eligible to join us. Our aim is to create a supportive environment where you can manage your finances with ease and confidence. You'll enjoy access to a range of services designed just for you, from personal banking to loans and more. To explore the specific eligibility details and ensure you meet the criteria, feel free to visit our website at https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership.html. Once you're ready to take the next step, opening an account is simple just check out our easy-to-follow process at https://www.greenstate.org/join.html. If you have any questions or need assistance, don't hesitate to reach out at (515) 237-5139. We're excited to welcome you into our community at 4729 Sw 9Th St Des Moines Ia 50315!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer essential merchant services that simplify payment processing. Imagine being able to accept payments seamlessly from your customers, whether they're using credit cards or mobile payments. Our services help streamline your operations, allowing you to focus on what you do best running your business. Visit us at 4729 Sw 9Th St Des Moines Ia 50315 in Des Moines, IA to learn more about how we can partner with you on your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring money between accounts or paying bills, everything is just a few taps away. Need cash? You can easily access your funds through our ATM services, which include withdrawals and balance checks. For quick transactions, our basic drive-thru banking lets you deposit or withdraw funds without leaving your car.

Credit Cards & Business Banking

Don't forget about our credit cards with rewards! They not only give you purchasing power but also let you earn points on your everyday spending perfect for those who love to travel or enjoy exclusive deals. If you're a business owner, our business banking services include merchant services and business loans designed to help you thrive. We know running a business comes with its own set of challenges, and our team is ready to assist you with tailored solutions.

Join Us Today!

Our goal at Greenstate is to make banking accessible and enjoyable for everyone in Des Moines. With dedicated staff ready to assist you during our operating hours from Monday to Friday, 8:00 AM - 5:00 PM, we invite you to explore all the services we offer. Ready to take the next step? Call us at (515) 237-5139 or visit us at https://www.greenstate.org/ today! Let's work together towards achieving your financial goals!

Personal Banking Made Easy

Starting with personal banking, we offer various checking and savings accounts designed to fit your lifestyle. Whether you're saving for a big purchase or managing daily expenses, we have options that provide flexibility and convenience. If you're considering purchasing a vehicle, our auto loans and vehicle financing can help make that dream a reality. With competitive rates and straightforward terms, getting behind the wheel is easier than ever. For those looking to buy a home or refinance their current mortgage, our mortgage loans and refinancing options are crafted with your needs in mind. Our experts will guide you through the process, making it simple and stress-free. In addition to these offerings, we provide personal loans and debt consolidation services. If you need extra funds or want to simplify your payments, we're here to help you find the right solution.

Digital & Online Banking

Key Services

With our online banking system available at https://www.greenstate.org/, you can check balances, transfer funds, and pay bills anytime, anywhere. Need to send money to a friend? Our person-to-person transfers make it simple and quick to share funds without hassle. Plus, our mobile application puts all these features right in your pocket, making it even easier to stay on top of your financial needs.

Mobile Payments and More

For those who prefer using their smartphones for purchases, our mobile payments feature allows you to pay with ease wherever you shop. The convenience of having everything you need at your fingertips is just one way we strive to enhance your banking experience. In short, whether you're looking to manage your day-to-day finances or make significant transactions, Greenstate has the tools you need for a smooth banking experience. Join us today and discover how easy it is to take control of your finances!

Security and Convenience

Your security is our top priority. While we currently do not support electronic signature authorization for transactions, rest assured that our online banking platform employs robust security measures to protect your information. You can also take advantage of e-statements, which not only help reduce paper clutter but also ensure that your sensitive information stays secure.

Financial Strength

Commitment to Growth

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $64,635 in used auto loans and $9,074,581,549 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 762,981, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $691,120. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 4729 Sw 9Th St Des Moines Ia 50315 or call (515) 237-5139 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $16,650,535, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780491465 in used vehicle loans and $464029110 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, making it easy for you to find the right financing solution.

Business Financing

For business owners, our outstanding commercial loans totaling $2875737432 provide the capital needed to grow and expand. We recognize the unique challenges businesses face and are committed to offering solutions that promote success. At Greenstate, we prioritize transparency and accessibility in our services. If you're interested in exploring our loan products or checking eligibility requirements, feel free to reach out at 5152375139 or visit us at our branch located at 4729 Sw 9Th St Des Moines Ia 50315. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards achieving your financial goals begins here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920425010, make buying or refinancing simple. We aim to help you navigate the process smoothly and ensure you understand all available refinancing options.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $292811402 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can benefit your everyday spending.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers tailored to your needs. LendMesh prioritizes accuracy by continuously updating its data, so you can trust that you are looking at current loan options.

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions. This transparency means you won't waste time on questionable lenders or misleading rates. No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results, ensuring that you see the best options available. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This highlights how effective our tool can be in helping individuals secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GREENSTATE CREDIT UNION - Des Moines, IA

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Loan rates in Des Moines, IA (50315)

Introduction

Branch History & Mission

Community Commitment

Our Mission

Our Story

Branch Location & Accessibility

Convenient Access

Join Us Today!

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

Convenient Digital Banking Features

Credit Cards & Business Banking

Join Us Today!

Personal Banking Made Easy

Digital & Online Banking

Key Services

Mobile Payments and More

Security and Convenience

Financial Strength

Commitment to Growth

Member Trust

Operational Efficiency

Secure Savings for Members

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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