Greenstate Des Moines IA Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to Greenstate, your trusted credit union located at 2805 Beaver Ave, Des Moines, IA 50310. Established in 1938, we have been dedicated to serving our community for over 85 years. With a robust membership of 455,892 and total assets exceeding $10.6 billion, we pride ourselves on being a pillar of financial stability and support in the region. At Greenstate, our mission is simple: to provide exceptional financial services tailored to meet your needs. Whether you are looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business financing, our experienced team is here to help you every step of the way. Under the leadership of CEO Vic Israni and Board President Fred Mims, we have cultivated a culture of trust and reliability. Our dedicated staff of 902 employees is committed to ensuring that each member receives personalized attention and expert guidance. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 2805 Beaver Avenue, Des Moines, IA 50310. We invite you to explore all the services we offer, including online and mobile banking solutions that make managing your finances easier than ever. With total deposits reaching $961,767,748 and a net worth of $1,003,326,071, Greenstate continues to grow while maintaining a solid foundation for our members' financial success. We also proudly offer competitive loan options with over 600,701 loans and leases already in place. Ready to take control of your financial future? Visit us today or give us a call at 515-237-5596. Let's work together to achieve your financial goals! For more information about our services or to join our family of satisfied members, check out our website at Greenstate.

Branch History & Mission

Join Us Today!

As we look forward to the future at Greenstate, we invite you to become part of our family. Experience the benefits of membership firsthand whether it's accessing your accounts through advanced online platforms or enjoying personalized service from friendly staff who truly care about your success. Feel free to reach out at 515-237-5596 or explore more about us on our website. Together, let's build a brighter financial future!

Our Growth Journey

Located at 2805 Beaver Ave, Des Moines, IA 50310, our branch is more than just a place for transactions; it's a hub of support and empowerment for local residents. As we expanded our services to include personal banking, auto loans, mortgages, credit cards, and business banking solutions, we've also embraced technology. Today, members can enjoy online and mobile banking options that make managing their finances simpler and more accessible. Our journey has not only been about financial growth but also about building lasting relationships within our community. We are proud to have total assets exceeding $10.6 billion. This achievement reflects our strong commitment to responsible lending and sound financial practices that benefit everyone involved.

Our Mission

At Greenstate, our mission is clear: to provide exceptional financial services while fostering community growth. We strive to make banking easier for everyone by offering services like basic drive-thru banking and ATM access available right here at our branch! We believe in creating an inclusive environment where every member feels valued and supported. Moreover, we actively engage in outreach efforts that contribute positively to local initiatives. Our partnerships with various organizations allow us to give back in meaningful ways supporting education programs, local charities, and more. While members can visit us at 2805 Beaver Ave for their banking needs, official correspondence should be sent to our mailing address: 2805 Beaver Avenue, Des Moines, IA 50310.

Branch Location & Accessibility

Welcome to the Greenstate branch located at 2805 Beaver Ave in Des Moines, Iowa! Our branch is conveniently situated in Polk County, making it easy for you to access all your banking needs. Whether you're coming from downtown or the surrounding neighborhoods, you'll find our location is just a short drive away. Plus, we are near local landmarks that make finding us even easier. At our Greenstate branch, we prioritize accessibility for all members. The facility is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can visit us comfortably. If you prefer to stay in your car, take advantage of our drive-thru banking services for quick and easy transactions like deposits and withdrawals. We are proud to offer ATM availability on-site so you can easily withdraw cash or check your balance whenever you need. Our friendly staff is ready to assist you during our operating hours from Monday to Friday, 8:00 AM to 5:00 PM. While members can visit us at 2805 Beaver Ave, official correspondence should be sent to the same mailing address: 2805 Beaver Avenue, Des Moines, IA 50310. Don't hesitate to reach out with any questions or to schedule a visit! You can call us at 515-237-5596. We look forward to welcoming you into the Greenstate family!

Member Eligibility

At Greenstate, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're looking to join us at our Des Moines location, located at 2805 Beaver Ave Des Moines Ia 50310, you're in for a treat! Membership is open to anyone who lives, works, worships, or goes to school in the areas we serve. It's really that simple! Our goal is to create a welcoming environment where you can access not just financial services, but also community support and resources tailored to your needs. Getting started with us is easy! You can find all the details about eligibility and membership by visiting https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership.html. Once you're ready to take the next step, you can open your account online through this link: https://www.greenstate.org/join.html. If you have any questions or need assistance along the way, don't hesitate to give us a call at (515) 237-5596. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services that simplify payment processing for your business. Imagine serving customers quickly and efficiently, whether they're shopping online or in-store. Our services empower you to accept payments easily, allowing you to focus on what truly matters growing your business. Located conveniently at 2805 Beaver Ave Des Moines Ia 50310 in Des Moines, IA, our team is ready to work with you. Let us help turn your business goals into reality! For more information, visit us at Greenstate.

Comprehensive List Of Services

Business Banking

If you're a business owner, we have you covered too! Our business banking services include merchant services and business loans to help your company thrive. Whether you're starting out or looking to expand, we're here to support your journey.

Credit Cards with Rewards

Who doesn't love earning rewards? With our credit cards, you can enjoy perks while making everyday purchases. It's a smart way to use credit while benefiting from rewards that enhance your lifestyle.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills all from the palm of your hand. Plus, our ATM services ensure you have access to cash whenever you need it.

Drive-Thru & Basic Transactions

For those who prefer face-to-face interactions but are short on time, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. We also provide basic ATM access for withdrawals and balance checks making it easy to handle your finances on-the-go. At Greenstate in Des Moines, we pride ourselves on being more than just a financial institution; we're a community partner ready to assist you with all your banking needs. If you'd like to learn more about how we can help you achieve your financial goals or if you're ready to open an account today, feel free to reach out at 515-237-5596 or visit us online at greenstate.org. We look forward to serving you!

Personal Banking

Managing your finances is easier with our personal banking options. We offer checking and savings accounts designed to help you manage your day-to-day expenses while also saving for the future. Imagine having a safe place for your money that also earns interest! Our auto loans and vehicle financing make it simple to get behind the wheel of your dream car without breaking the bank. Are you considering buying a home? Our mortgage loans and refinancing options can guide you through every step of purchasing or refinancing your property, ensuring you find a solution that fits your budget. For those times when unexpected expenses arise, our personal loans and debt consolidation services can provide the financial relief you need.

Digital & Online Banking

Key Features

Our online banking platform provides a user-friendly experience, allowing you to check balances, pay bills, and transfer funds with just a few clicks. You can also set up E-Statements for a paperless approach to tracking your financial activity, making it easier than ever to stay organized and informed. If you're on the go, don't worry! Our mobile application brings all the features of online banking right to your fingertips. You can even make mobile payments quickly and securely, ensuring that you can handle transactions wherever life takes you. Need to send money to friends or family? Our person-to-person transfers feature makes it simple and straightforward. Just a few taps on your phone, and you can send cash directly from your account.

Security & Convenience

At Greenstate, security is our top priority. While we do not currently offer electronic signature authorization, rest assured that all transactions are protected with robust security measures. This means you can manage your finances confidently, knowing that your information is safe. Whether you're at home or out and about, our digital banking tools give you real-time account management. So whether you're checking your balance during lunch or paying a bill late at night, we've got you covered. Join us at Greenstate today and experience the convenience of modern banking through our digital services!

Financial Strength

Commitment to Growth

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $64,635 in used auto loans and $9,074,581,549 in total loans and leases supporting your financial goals across various sectors.

Operational Efficiency

Our $16,650,535 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share Accounts: 762,981, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $691,120. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 2805 Beaver Ave Des Moines Ia 50310 or call (515) 237-5596 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms make it easy to find an option that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $2,875,737,432 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to enhance an existing one, our team is here to assist you every step of the way. If you're considering refinancing any of these options or want to learn more about eligibility requirements, we're here to help! You can reach us at (515) 237-5596 for more information or visit us at our branch located at 2805 Beaver Ave Des Moines Ia 50310 in Des Moines, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With our commitment to serving our community and providing accessible financial solutions, you can trust that Greenstate is here for all your lending needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, make buying or refinancing simple. We are committed to guiding you through the mortgage process with personalized service and expert advice. Whether you're purchasing your first home or looking to refinance your current mortgage, we have solutions tailored for you.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $292,811,402 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can make your spending work for you.

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Real-Time Rate Comparisons

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GREENSTATE CREDIT UNION - Des Moines, IA

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