Greenstate Davenport IA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Greenstate, your trusted partner in financial well-being, located at 3902 N Brady St, Davenport, IA 52806. Established in 1938, we have been serving our community for over eight decades, fostering a strong bond with our 455,892 members. Our commitment to providing exceptional service and competitive financial products is reflected in our impressive total assets of $10,659,297,817 and total deposits reaching $961,767,748. At Greenstate, we believe in empowering our members through tailored financial solutions. Whether you are looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we have something for everyone. Our total loans amount to an impressive 600,701, ensuring that we can meet the diverse needs of our members. While you can always visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to the same address: 3902 N Brady Street, Davenport, IA 52806. Under the leadership of CEO Vic Israni and Board President Fred Mims, our dedicated team of 902 employees is here to support you. We pride ourselves on creating a welcoming atmosphere where you can feel confident about your financial decisions. With over $49,529,582 in cash on hand and a net worth of $1,003,326,071, we're well-equipped to provide stability and growth for our members. We invite you to explore the many ways Greenstate can assist you on your financial journey. Feel free to reach out to us at 563-362-5035 or visit our website at greenstate.org for more information. Join us today and experience the difference!

Branch History & Mission

Our Evolution

Since opening our doors in 1938, Greenstate has continually evolved to meet the changing needs of our members. Over the decades, we have expanded our services and offerings while maintaining our commitment to personal connection and community support. We understand that financial needs vary greatly among individuals and businesses; therefore, we offer a diverse range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our branch has embraced modern banking conveniences without losing sight of our core values. Today, members can enjoy the benefits of online banking, mobile payments, and ATMs for easy access to their finances. Additionally, with drive-thru banking available during convenient hours, we ensure that everyone can receive the service they need in a way that suits their lifestyle.

Our Mission

The mission of Greenstate is clear: we are dedicated to enhancing the lives of our members by providing quality financial products and exceptional service. We aim not only to assist with financial transactions but also to empower our members through education and community engagement. Our focus on responsible lending practices ensures that we help individuals make informed decisions about their finances. We take pride in supporting local initiatives and organizations that uplift our community. Partnerships with schools, charities, and local events reflect our belief in giving back to those who have supported us throughout the years. By investing in our community's growth, we contribute to a brighter future for everyone. While you can visit us at 3902 N Brady St for all your banking needs, official correspondence should be sent to 3902 N Brady Street, Davenport, IA 52806 if different from this address. As you explore what Greenstate has to offer, know that you're not just choosing a financial institution; you're joining a family committed to your success. Experience the difference today call us at 563-362-5035 or visit Greenstate for more information on how you can become a member!

Branch Location & Accessibility

Welcome to Greenstate, your friendly neighborhood credit union located at 3902 N Brady St, Davenport, IA 52806. Nestled in the vibrant city of Davenport, our branch is conveniently situated near popular local landmarks such as the bustling North Park Mall and the scenic Duck Creek Park, making it easy for you to stop by while running errands or enjoying a day out. At Greenstate, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Ample parking is available right outside our doors, so you won't have to worry about finding a spot when you come in for assistance. We're here to serve you during convenient hours: Monday through Friday from 8:30 AM to 5:30 PM, and on Saturdays from 9:00 AM to 12:00 PM for drive-thru services. Whether you're looking to open a new account, apply for an auto loan, or simply need help with your banking needs, our friendly team is ready to assist you. For added convenience, we offer ATM services right here at our branch, along with drive-thru banking options for quick deposits and withdrawals. While visiting us at our physical location is encouraged, if you need to send any official correspondence, please use our mailing address: 3902 N Brady Street, Davenport, IA 52806. Don't hesitate to reach out! You can call us at 563-362-5035 with any questions or concerns. We invite you to stop by and see how Greenstate can help you achieve your financial goals. Your journey toward better banking starts here!

Member Eligibility

At Greenstate, we believe that everyone deserves a chance to be part of a caring and supportive community. If you're looking to become a member of our branch at 3902 N Brady St Davenport Ia 52806, you'll be pleased to know that joining is simple and welcoming. To be eligible, you generally need to live, work, worship, or attend school in the communities we serve, or have a family member who is already a member. This means that many people in our area can easily take advantage of the benefits we offer, including personalized financial services and competitive rates. Becoming a member opens doors to not just banking services but also a network of support and resources tailored to help you thrive financially. For more detailed information about eligibility criteria, feel free to visit our website at https://www.greenstate.org/connect/contact-and-support/help-center/what-is-the-5-membership.html. When you're ready to take the next step, opening an account with us is straightforward just check out our account opening details at https://www.greenstate.org/join.html. If you have any questions or need assistance, don't hesitate to give us a call at (563) 362-5035. We can't wait for you to join our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments easily from customers through various methods whether it's credit cards, mobile payments, or online transactions. This means you can focus on what you do best: running your business. Located at 3902 N Brady St Davenport Ia 52806, Davenport, IA 52806, we invite you to explore how our tailored solutions can help your business flourish. Contact us today at (563) 362-5035 or visit our website at https://www.greenstate.org/ for more information!

Comprehensive List Of Services

Accessible Banking Experience

For those who prefer face-to-face interactions, our basic drive-thru banking allows you to conduct simple transactions like deposits and withdrawals without leaving your vehicle. We strive to make banking as accessible as possible for all our members.

Convenient Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why Greenstate provides robust online and mobile banking features. You can manage your accounts from anywhere pay bills, transfer money, or check balances all with just a few taps on your smartphone. Our ATM services ensure easy access to cash withdrawals and balance checks anytime you need them.

Credit Cards and Business Banking

We also offer credit cards with rewards that let you earn as you spend perfect for frequent travelers or anyone looking to maximize their purchases. Plus, if you're a business owner, our business banking services include merchant services and business loans tailored to help your business thrive.

Join Us Today!

At Greenstate, we are committed to serving our community with integrity and care. If you're ready to experience these services for yourself or have any questions about how we can support your financial journey, don't hesitate to reach out! Give us a call at (563) 362-5035, visit us at 3902 N Brady St Davenport Ia 52806, or explore more about what we offer online at Davenport - Kimberly Rd. Your financial well-being is just a visit away!

Personal Banking Made Easy

We offer a variety of personal banking options, including checking and savings accounts that cater to different lifestyles and financial goals. For example, if you're saving for a dream vacation or just want a safe place for your emergency fund, our accounts provide flexibility and peace of mind. When it comes to financing your next vehicle, Greenstate has you covered with our auto loans and vehicle financing options. Imagine driving off in your new car without the stress of complicated loan terms our team will guide you through every step. For those considering homeownership, our mortgage loans and refinancing solutions make the process straightforward. We work with you to find a mortgage that fits your budget and lifestyle. If you're facing unexpected expenses or need to consolidate debt, our personal loans can help ease your financial burden. With competitive rates and manageable repayment plans, you can regain control over your finances.

Digital & Online Banking

Key Features

Our online banking services include everything you need for real-time account management. You can view your balances, transfer funds, and pay bills all from one easy-to-use interface. Plus, for those who prefer paperless transactions, e-statements are available to help you keep track of your finances without the clutter of paperwork. If you're looking for ways to send money quickly and easily, our person-to-person transfer feature lets you send funds directly to friends or family with just a few taps on your mobile device. And speaking of mobile devices, our user-friendly mobile application allows you to manage your accounts anytime, anywhere perfect for those who are always on the move.

Security and Accessibility

At Greenstate, we prioritize your security. Although we currently do not support electronic signature authorization, rest assured that our systems are built with robust security measures to protect your personal information. Your peace of mind is important to us. Additionally, we offer mobile payments so you can make purchases directly from your phone no need for cash or cards! With these features combined, our digital banking solutions provide a safe and simple way to handle your financial needs. In summary, whether it's checking your balance or making quick transfers, our digital banking services at Greenstate ensure that managing your money is convenient and secure. Join us online today at https://www.greenstate.org/ and experience the ease of modern banking!

Financial Strength

Committed Team

We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Trust

Total Share Accounts stand at 762,981, showing a strong and growing member base that trusts us with their finances. Our Net Shares (funds available for lending and investments) amount to $691,120, further showcasing our commitment to being a reliable partner for your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Greenstate is your trusted partner. Visit us at 3902 N Brady St Davenport Ia 52806 or call 563-362-5035 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Investment

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $64,635 in used auto loans and a total of $9,074,581,549 in loans and leases across various sectors. Our operational efficiency is evident in our net income of $14,738,755, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

At Greenstate, we understand that achieving your financial goals can often hinge on having access to the right loan products. Whether you are looking to buy a car, purchase a home, or manage your finances with a credit card, we offer a variety of loan options tailored to meet your needs. With over 600,701 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among our members. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. For those considering homeownership, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010. We make buying or refinancing simple, providing personalized guidance every step of the way. In addition to auto and mortgage loans, we also provide unsecured credit card loans with flexible terms. With a total of $292,811,402 in loans, our credit cards help members manage their finances effectively while enjoying added benefits. For business owners, our outstanding commercial loans totaling $2,875,737,432 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive. If you're interested in exploring refinancing options or have questions about eligibility for any of our products, don't hesitate to reach out. Our team is here to assist you at every stage of your borrowing journey. We invite you to visit us at 3902 N Brady St Davenport Ia 52806 in Davenport, IA, or give us a call at (563) 362-5035 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan solution today!

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Greenstate