Greenstate Coralville IA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Greenstate, your trusted credit union located at 1151 2Nd St, Coralville, IA 52241. Since our establishment in 1938, we have proudly served our community with a commitment to exceptional member service and financial empowerment. With over 455,892 members and total assets amounting to an impressive $10,659,297,817, we are dedicated to fostering financial growth for individuals and families in Coralville and beyond. At Greenstate, we understand that every member has unique financial needs. Whether you are looking for a new auto loan from our extensive pool of 600,701 loans and leases or seeking advice on managing your savings with our $961,767,748 in deposits, our team is here to help. Our leadership team, including CEO Vic Israni and Board President Fred Mims, is deeply committed to ensuring that your banking experience is both rewarding and straightforward. While members can visit us at our branch location in Coralville for all their banking needs including personal banking, business loans, and online services official correspondence should be sent to the same address: 1151 2nd St, Coralville, IA 52241. With a focus on building strong relationships within our community, we continuously strive to enhance our offerings. From competitive loan rates to various account types designed for every lifestyle, we aim to provide the tools necessary for you to achieve your financial goals. Our friendly staff of 902 employees is always ready to assist you during our operating hours of 8:30 AM - 5:30 PM on weekdays and 8:30 AM - 12:00 PM on Saturdays. We invite you to explore what Greenstate can do for you. Visit us online at greenstate.org or call us at 800-397-3790 today! Together, let's pave the way towards a brighter financial future.

Branch History & Mission

Welcome to the heart of Coralville, where the legacy of Greenstate has been thriving since 1938. Located at 1151 2nd St, our branch has grown alongside this vibrant community, building strong relationships and a reputation for exceptional service. With nearly 456,000 members and assets totaling over $10.6 billion, Greenstate has become a cornerstone in the lives of many families and businesses. Our mission is simple yet profound: we are dedicated to providing accessible financial services while supporting the communities we serve. We believe that everyone deserves a chance to succeed financially, and our team works tirelessly to offer personalized banking solutions tailored to your needs. From checking and savings accounts to auto loans and mortgages, we strive to empower our members with the resources they need for their financial journey. While members can visit us at 1151 2nd St, Coralville, IA 52241, official correspondence should be sent to the same address. Our welcoming lobby is open from 8:30 AM to 5:30 PM on weekdays and 8:30 AM to 12:00 PM on Saturdays, making it convenient for you to stop by. If you're looking for quick cash access, we also provide ATM services and drive-thru banking for your convenience. As part of our commitment to innovation, we have embraced digital advancements that make banking easier than ever. Whether you prefer online banking, mobile payments, or using our mobile app, we ensure our services are user-friendly and accessible. We also prioritize ADA compliance so that all members can enjoy our services comfortably. Community support is at the core of what we do. Through various outreach initiatives and partnerships with local organizations, Greenstate actively contributes to enhancing the quality of life in Coralville and beyond. We understand that when our community thrives, we all benefit. Join us today at Greenstate and experience a financial partner who truly cares about your success. Together, let's build a brighter future! For more information on membership or to open an account, visit us online at Greenstate.org or give us a call at 800-397-3790. Your journey towards financial well-being starts here!

Branch Location & Accessibility

Operating Hours

Our doors are open during convenient hours to fit your busy schedule! Visit us Monday through Friday from 8:30 AM to 5:30 PM, and on Saturdays from 8:30 AM to 12:00 PM. Whether you need help with personal banking, loans, or just want to chat about your financial goals, we're here for you.

Services Offered

At Greenstate, we offer a variety of services tailored to meet your needs everything from checking and savings accounts to auto loans and mortgage refinancing. For those on the go, we have ATM availability right at our branch and a drive-thru service for quick deposits and withdrawals. You can also enjoy online and mobile banking options that make managing your finances simple and accessible anytime. If you have any questions or would like more information about what we offer, feel free to give us a call at 800-397-3790. Our team is eager to assist you! Come visit us soon and discover how Greenstate can support your financial journey!

Member Eligibility

Welcome to the wonderful world of membership at Greenstate! Becoming a member is like joining a supportive family that cares about your financial well-being. If you live, work, or go to school in our community, or even have a family member who is already part of our credit union, you're eligible to join us. This means you can enjoy a range of benefits designed with your needs in mind. Plus, we keep things simple and personal our goal is to make your experience as smooth as possible. For more detailed information about eligibility criteria, feel free to check out this link. Ready to open an account? You can start that process easily by visiting us at https://www.greenstate.org/join.html. Should you have any questions or need assistance along the way, don't hesitate to give us a call at (800) 397-3790. We're here for you every step of the way! Our branch is located at 1151 2Nd St Coralville Ia 52241, and we can't wait to welcome you into the Greenstate family.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to streamline your payment processes. Imagine effortlessly accepting payments from customers, whether they pay by card or through mobile wallets. This not only enhances customer satisfaction but also helps you manage cash flow more effectively. Our team is here to guide you through setting up these services, ensuring that your business operations run smoothly. Visit us at 1151 2Nd St Coralville Ia 52241 in Coralville, IA, and discover how Greenstate can be a partner in your success!

Comprehensive List Of Services

Additional Services

For everyday banking needs, enjoy the ease of our drive-thru banking for quick deposits and withdrawals without leaving your car. We also have ATMs available for quick cash access around the clock. At Greenstate, we're committed to making your banking experience simple and efficient. Our team is here to answer any questions you may have or assist you in finding the right service tailored just for you. Ready to take the next step in managing your finances? Give us a call at (800) 397-3790, visit us at 1151 2Nd St Coralville Ia 52241, or explore more about what we offer online at https://www.greenstate.org/. Join us today and discover how we can help you reach your financial goals!

Business Banking

For small business owners, we offer specialized services through our business banking solutions. From merchant services that make transactions simple to business loans that support growth, we aim to empower local businesses to thrive.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards not only help you manage purchases but also earn points for cash back or travel rewards, making every dollar spent work harder for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options, allowing you to manage your accounts anytime, anywhere. With features like ATM access for withdrawals and balance checks, along with person-to-person payment capabilities, handling your finances has never been easier. You can even deposit checks using our mobile app!

Personal Banking

When it comes to personal banking, we offer a variety of options to suit your lifestyle. Our checking and savings accounts make it easy to manage your daily finances while helping you save for those important goals. If you're looking to purchase a vehicle, our auto loans and vehicle financing can help get you on the road with competitive rates and flexible terms. Thinking about buying a home? We provide comprehensive mortgage loans and refinancing options tailored to meet your needs. For those times when unexpected expenses arise, our personal loans and debt consolidation services can give you the financial relief you need.

Digital & Online Banking

Easy Access to Your Accounts

Our online banking platform at https://www.greenstate.org/ is designed for convenience. Whether you're checking your balance, paying bills, or transferring funds, everything you need is right at your fingertips. Plus, our services are available 24/7, ensuring you have access whenever you need it.

Go Mobile

With our mobile application, you can take banking on the go! Need to make a payment or transfer money? Our mobile payments feature makes it quick and simple. And if you want to send money to friends or family, our person-to-person transfer option allows you to do that instantly.

Secure Transactions Made Simple

Your security is our top priority. We utilize advanced encryption technology to keep your information safe while you enjoy the ease of online banking. You can also take advantage of electronic statements for a more eco-friendly way to keep track of your finances no more paper clutter!

Streamlined Experience

Managing your accounts has never been easier. While we don't offer electronic signature authorization at this time, the other features we provide ensure that banking remains straightforward and user-friendly. From real-time account management to easily accessible e-statements, every service is crafted with your needs in mind. At Greenstate, we're here to help you navigate your financial journey with ease and confidence. Explore all our digital banking options today at https://www.greenstate.org/!

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $691,120. Total Share Accounts: 762,981, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 1151 2Nd St Coralville Ia 52241 or call (800) 397-3790 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $64,635 in used auto loans and $9,074,581,549 in total loans and leases, we support members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $16,650,535, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Benefits

If you're considering refinancing options or want to know more about eligibility requirements for any of our products, please feel free to reach out. Our knowledgeable team is here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Greenstate, we're dedicated to serving our members and ensuring they have access to the resources they need for financial success. Feel free to contact us at (800) 397-3790 or visit us at 1151 2Nd St Coralville Ia 52241 in Coralville, IA for more information about our loan offerings!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we have flexible terms that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $2,875,737,432 provide the capital needed to grow and expand your business. We understand the challenges small businesses face and strive to support their journey with tailored lending solutions.

Mortgage Options

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, making buying or refinancing simple. We provide competitive rates and personalized service to help you navigate the home buying process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $292,811,402 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to enhance your purchasing power while keeping your spending under control.

Loan Aggregator

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GREENSTATE CREDIT UNION - Coralville, IA

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