Greenstate Clive IA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Greenstate, your trusted financial partner since 1938, located at 12333 University Ave, Clive, IA 50325. With a strong commitment to our community and members, we proudly serve over 455,892 individuals who rely on us for their financial needs. At Greenstate, we understand that banking is about more than just numbers; it's about building relationships and fostering trust. Our total assets amount to an impressive $10,659,297,817, reflecting our stability and dedication to providing the best services possible. We offer a wide range of options tailored to meet your needs, from personal banking and auto loans to mortgage financing and business banking solutions. With total deposits reaching $961,767,748, our members can rest assured that their funds are in safe hands. Under the leadership of CEO Vic Israni and Board President Fred Mims, our team of 902 employees works tirelessly to ensure you receive top-notch service every time you visit us or reach out through our website at greenstate.org. Whether you're looking for a straightforward checking account or more complex loan options like our total loans and leases totaling 600,701 we are here to help. While members can visit us at 12333 University Ave, official correspondence should be sent to the same address for clarity. Our commitment extends beyond transactions; we aim to positively impact our community by empowering our members with financial literacy and support. We invite you to experience the Greenstate difference. For any questions or assistance, feel free to call us at 515-226-9998 during our lobby hours from Monday to Friday between 8:00 AM and 5:00 PM. Join us today and become part of a cooperative that puts you first!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Greenstate family. Experience firsthand how our member-focused approach can help you thrive financially while contributing to the well-being of our community. Together, let's build a brighter future! For more information or to open an account today, please visit our website or call us at 515-226-9998. Your journey towards financial success starts here!

Our Journey

From the moment we opened our doors, our mission has been clear: to provide exceptional financial services while supporting and uplifting our community. As we evolved over the years, we've embraced innovation and technology to meet our members' needs. Today, with total assets exceeding $10.6 billion, we have the strength and resources to offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to accessibility is evident in our operating hours Monday through Friday from 8:00 AM to 5:00 PM and our robust ATM network that ensures you can access your funds whenever needed. Additionally, our drive-thru service makes banking convenient for those on the go.

Our Mission

At Greenstate, our mission goes beyond just financial transactions. We aim to empower individuals and families by providing them with the tools they need to achieve their financial goals. We believe that when our members succeed, so does the entire community. Our focus on member service is reflected in every interaction and product we offer. We are dedicated to fostering partnerships with local organizations and participating in outreach efforts that make a tangible difference in people's lives. Whether it's through sponsoring local events or providing educational resources about managing finances effectively, we strive to be a positive force within Clive. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 12333 University Ave, Clive, IA 50325.

Branch Location & Accessibility

Welcome to Greenstate! Located at the heart of Clive, IA, our branch at 12333 University Ave Clive Ia 50325 is easily accessible for all your banking needs. Whether you're stopping by for a quick transaction or need assistance with your financial goals, we're here to help. Just a stone's throw away from popular local spots, you'll find us conveniently situated to serve our community better. While members can visit us at 12333 University Ave Clive Ia 50325, official correspondence should be sent to 12333 University Ave, Clive, IA 50325. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking space, ensuring that everyone can comfortably reach us. At Greenstate, we pride ourselves on our welcoming atmosphere and commitment to excellent service. Our operating hours are Monday through Friday from 8:00 AM to 5:00 PM, making it easy for you to plan your visit around your busy schedule. With a dedicated drive-thru service available, you can quickly handle deposits and withdrawals without even leaving your car! For added convenience, we offer ATM services that allow you to access your funds anytime. If you have any questions or need assistance during your visit, feel free to give us a call at (515) 226-9998. We invite you to stop by and discover how Greenstate can support you in achieving your financial aspirations. Your journey towards better banking starts here!

Member Eligibility

Joining the Greenstate family means becoming part of a caring community that puts your financial well-being first. If you're wondering how you can become a member, it's quite simple! At Greenstate, we welcome individuals who live, work, or worship in the areas we serve. This includes residents of Clive and surrounding communities. Our goal is to ensure everyone has access to the benefits of credit union membership, which include lower loan rates, higher savings rates, and a range of financial services designed just for you. To get started on your journey with us at our Clive branch located at 12333 University Ave, simply visit our website for more details on eligibility here. When you're ready to open an account, you can find everything you need here or give us a call at 5152269998. We look forward to welcoming you into our supportive community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine having a point-of-sale system that not only accepts various payment methods but also integrates with your accounting software. This means less time spent on bookkeeping and more time focusing on what you do best running your business. Located at 12333 University Ave Clive Ia 50325 in Clive, IA, we're here to help you take your business to new heights. Reach out today at (515) 226-9998 to learn how we can assist you!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,745 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,875,737,432, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Cash Services

Need quick access to cash? We offer reliable ATM & Cash Withdrawal Services, ensuring that you're never far from your money. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle, making it easy to handle simple transactions efficiently. At Greenstate, we pride ourselves on being more than just a financial institution; we are your partner in achieving financial success. With a commitment to excellent service and innovative banking solutions, we invite you to explore how we can assist you in reaching your goals. For any questions or further assistance, feel free to contact us at (515) 226-9998 or visit our website at https://www.greenstate.org/ . Join us today and experience the difference!

Business Banking

For entrepreneurs and small business owners, our Business Banking services provide comprehensive support. From Merchant Services that facilitate seamless transactions to Business Loans designed to fuel growth, we're committed to helping your business thrive.

Credit Cards and Rewards

At Greenstate, we understand that credit cards can be an essential part of everyday life. That's why we offer Credit Cards with Rewards, allowing you to earn points on purchases that can be redeemed for travel, merchandise, or cash back. It's a simple way to turn everyday spending into exciting rewards.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. With options like mobile payments and person-to-person transfers, accessing your funds has never been easier. Plus, our secure online platform ensures that your information remains protected while you bank from the comfort of your home or on the go.

Personal Banking

When it comes to managing your finances, our personal banking services are designed with you in mind. We offer Checking & Savings Accounts that help you keep track of your money while earning interest. Need a new car? Our Auto Loans & Vehicle Financing can get you behind the wheel quickly and affordably. If you're thinking about buying a home, our Mortgage Loans & Refinancing options make the process smooth and straightforward. For those unexpected expenses, our Personal Loans & Debt Consolidation solutions can provide relief and help you regain control of your finances.

Digital & Online Banking

Accessibility Made Easy

Accessibility is key in today's fast-paced world. Our online banking options ensure that you have real-time access to your accounts whenever you need it. Whether you're at home or out running errands, managing your money has never been simpler. Join us at Greenstate and experience the freedom of modern banking today!

Key Services

Our 24/7 online banking service lets you check balances, transfer funds, and pay bills all from the comfort of your home or on the go. You no longer need to worry about rushing to the bank before closing time; everything you need is just a click away. Plus, with our mobile application, managing your finances is easier than ever. Whether you're making person-to-person transfers or checking your e-statements, all it takes is a few taps on your smartphone.

Security and Convenience

Your security is our top priority. While we don't currently offer electronic signature authorization, rest assured that our digital services are built with strong security features to protect your information. You can also enjoy the convenience of mobile payments through our app, allowing you to pay for purchases quickly and securely.

Financial Strength

Commitment to Growth

With $563,568,546 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $64,635 in used auto loans and $9,074,581,549 in total loans and leases.

Growing Trust

We currently manage 762,981 total share accounts, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $691,120 in net shares. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greenstate is your trusted partner. Visit us at 12333 University Ave Clive Ia 50325 or call 515-226-9998 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Your savings are secure with us. We have $4,200,439,655 in share certificates and $1,155,397,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $943,074,629, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $14,738,755 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 892 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Solid Financial Health

With a net worth of $1,003,326,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 938 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For those interested in business opportunities, our outstanding commercial loans totaling $2,875,737,432 provide the capital needed to grow and expand your business. At Greenstate, we believe in making finance accessible and straightforward. If you're considering refinancing or want to learn more about eligibility options, we're here to help guide you through it. Feel free to reach out at (515) 226-9998 or visit us at our location: 12333 University Ave Clive Ia 50325 in Clive, IA. We're dedicated to supporting our community and look forward to helping you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $780,491,465 in used vehicle loans and $464,029,110 in new vehicle loans already helping members get on the road. We aim to make your car-buying experience smooth and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $920,425,010, make buying or refinancing simple. We provide guidance throughout the process to ensure you feel confident every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $292,811,402 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards, making them a great tool for everyday spending.

Loan Aggregator

Benefits of Using LendMesh

One of the key features of LendMesh is its focus on transparency. Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You can rely on our platform for real-time rate comparisons from multiple institutions, allowing you to make informed decisions tailored to your financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the reliability and effectiveness of our service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment guarantees fair and transparent offers for all users. Each loan listing is verified to ensure it comes from a legitimate institution, promoting trust and confidence in your choices.

GREENSTATE CREDIT UNION