Greeneville Works Empls. Sav. Assn Credit Union TN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Greeneville Works Empls. Sav. Assn., your trusted financial partner located at 2745 Snapps Ferry Rd, Greeneville, TN 37745. Established in 1976, we have proudly served our community for over four decades, focusing on providing personalized banking solutions tailored to meet the unique needs of our members. With a strong commitment to your financial well-being, we currently support 388 members and manage total assets of $1,796,902. At Greeneville Works, we understand that financial journeys can be complex, which is why we are here to simplify them for you. Whether you need a checking account, an auto loan, or personal financing options, our services are designed with your goals in mind. We offer a variety of products including auto loans and vehicle financing, mortgage loans, and even credit cards with rewards. Our dedicated team is led by CEO Kristy Mays and Board President Michael Masoner, who both strive to foster a welcoming environment where every member feels valued. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: P O Box 1790, Greeneville, TN 37744. Our solid financial standing is evident through our impressive figures: we hold total deposits of $293,151, a net worth of $902,443, and manage a robust portfolio with 156 loans and leases issued. We are here not just to provide financial services but also to contribute positively to the community around us. If you're looking for a reliable partner in your financial journey or simply want to learn more about how we can assist you, don't hesitate to reach out! Call us today at 423-783-0337 or visit us during our lobby hours from 7 AM to 4 PM on weekdays. Let's work together towards achieving your financial dreams!

Branch History & Mission

At Greeneville Works Empls. Sav. Assn., our story is woven into the fabric of Greeneville, TN, where we have proudly served our community since 1976. Nestled at 2745 Snapps Ferry Rd, we have become a trusted partner for financial services, standing by our members through various life stages and economic climates. With a strong commitment to supporting the local community, we strive to make a positive impact on the lives of our members. Over the years, Greeneville Works Empls. Sav. Assn. has grown significantly. Starting from humble beginnings, we now serve 388 members and manage total assets of over $1,796,902. Our journey reflects not only our growth but also our dedication to providing personalized service and innovative solutions tailored to our members' needs. Our mission is simple yet profound: to empower our members through accessible financial services while fostering a spirit of community support. We believe that everyone deserves the opportunity for financial well-being and success. From personal banking products like checking and savings accounts to auto loans and mortgage refinancing, we aim to provide comprehensive services that help our members achieve their goals. While members can visit us at 2745 Snapps Ferry Rd, official correspondence should be sent to P.O. Box 1790, Greeneville, TN 37744. Our team is ready to assist you during lobby hours from 7 AM to 4 PM, Monday through Friday. We understand that convenience is key in today's fast-paced world. That's why we are committed to offering services that meet modern needs, even if we currently do not provide ATM or drive-thru services. Instead, we focus on building genuine relationships with our members and finding ways to assist them effectively. In addition to traditional banking services, we actively engage in community outreach programs and partnerships aimed at making a difference right here in Greeneville. Whether it's supporting local initiatives or helping individuals navigate financial challenges, we stand firm in our belief that when one member succeeds, we all succeed. Join us at Greeneville Works Empls. Sav. Assn., where your financial goals are important to us! Experience firsthand how our commitment to service can help you thrive in your financial journey. Reach out today at 423-783-0337; we look forward to welcoming you into our family!

Branch Location & Accessibility

Accessibility Features

At Greeneville Works Empls. Sav. Assn., we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can comfortably access our services. If you require assistance or have any special requests during your visit, our friendly staff is always ready to help.

Contact Us

Have questions or need more information? Feel free to give us a call at 423-783-0337! We invite you to visit us soon so we can help you achieve your financial goals together. Your journey starts here at Greeneville Works Empls. Sav. Assn.!

Convenient Location

Our branch is situated near popular spots in Greeneville, making it a perfect stop for all your banking needs. While you're in the area, consider visiting local favorites or grabbing a bite to eat. With ample parking available, you can quickly pop in without any hassle.

Operating Hours

We know your time is valuable. That's why we're open Monday through Friday from 7 AM to 4 PM, making it easy for you to drop by before work or during lunch breaks. We strive to accommodate your schedule and provide the services you need when it's most convenient for you.

Services Offered

Our credit union offers a variety of personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services like merchant services and business loans. Although we don't currently have ATMs or drive-thru banking available at this location, our team is always on hand to assist you with cash withdrawals and other transactions inside the branch.

Member Eligibility

Becoming a member of Greeneville Works Empls. Sav. Assn. is like joining a caring community where your financial needs are understood and prioritized. If you're looking to open an account, you'll be pleased to know that eligibility is quite straightforward. Generally, anyone who lives, works, or worships in Greene County can become a member, along with their family members. This means that if you have ties to the area, you're likely eligible to enjoy all the benefits we offer, from personal banking solutions to competitive loan rates. For more detailed information about eligibility requirements, feel free to check out our resource at . Joining is easy! Once you confirm your eligibility, you can start the account opening process right away. Just give us a call at (423) 783-0337, and our friendly team will guide you through the steps. We're here to make your experience as smooth as possible! You can also visit us at our branch located at 2745 Snapps Ferry Rd Greeneville Tn 37745 for personalized assistance. We look forward to welcoming you into the Greeneville Works Empls. Sav. Assn. family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that can adapt to your specific requirements.

Merchant Services

In today's fast-paced world, efficient payment processing can set your business apart. With our merchant services, you can streamline transactions, making it easier for customers to pay and for you to manage sales. Picture this: a busy Saturday at your retail store where customers are checking out smoothly because they have multiple payment options at their fingertips. This convenience not only enhances customer satisfaction but also drives repeat business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in the community. If you're ready to explore how our business banking and commercial services can help your venture thrive, visit us at 2745 Snapps Ferry Rd Greeneville Tn 37745 in Greeneville, TN or call us at (423) 783-0337. Your success is our priority!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Greeneville Works Empls. Sav. Assn. supports you with robust banking solutions. Our business banking services, including merchant services and business loans, are crafted to help your business thrive. From accepting payments easily to obtaining funds for expansion, we're here to assist every step of the way.

Credit Options

For those who enjoy rewards while they spend, we offer credit cards with rewards that give back as you make purchases. It's like getting something extra for the things you already buy!

Digital Convenience

We understand that convenience is key in today's fast-paced world. That's why we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. Whether it's checking your balance or transferring funds between accounts, everything is just a click away from your smartphone or computer. While we currently do not have ATMs or drive-thru services available at our branch, our commitment remains focused on providing exceptional member service during our operating hours from 7 am to 4 pm. In summary, whether you're looking for personal banking solutions or business support, Greeneville Works Empls. Sav. Assn. has the tools and resources to help you succeed financially. Our friendly team is here to answer any questions and guide you through your financial journey. Feel free to call us at (423) 783-0337 for more information about our services or visit us at our branch. Join us today and experience the difference that dedicated service makes!

Personal Banking Solutions

Our personal banking options are designed with you in mind. We offer checking and savings accounts that help you manage your day-to-day finances effectively. Imagine having a hassle-free way to keep track of your spending while earning interest on your savings! For those considering a new vehicle, our auto loans and vehicle financing services provide competitive rates and flexible terms, making it easier for you to drive away in the car you want. If you're planning to buy a home or refinance an existing mortgage, our mortgage loans can guide you through the process with personalized support and expert advice. Additionally, if you're facing unexpected expenses or consolidating debt, our personal loans and debt consolidation options can help lighten your financial load.

Digital & Online Banking

Key Features

We strive to keep things simple for our members. You won't need to worry about navigating complex processes here. While we don't offer e-statements or mobile payments yet, we're always looking at ways to improve our offerings for you. Our focus is on providing secure transactions and protecting your financial information. One exciting feature that many members appreciate is the ability for person-to-person transfers. Although this service isn't available right now, it's a testament to our commitment towards delivering user-friendly solutions in the future. Our team is always here to support you with any questions or concerns you might have regarding your accounts. You can reach us at (423) 783-0337 during our operating hours from 7 AM to 4 PM on weekdays. In summary, while we may not have all the latest digital banking tools at this moment, we are continually working toward making banking more accessible and user-friendly for everyone at Greeneville Works Empls. Sav. Assn.. Stay tuned for updates as we expand our services!

Financial Strength

At Greeneville Works Empls. Sav. Assn., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strengths with you, reflecting our commitment to providing reliable services to all our members. With a net worth of $902,443, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 5022 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $254,800 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $886,398 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $1,029,550 in total loans and leases, including 20 used auto loans, our lending capacity supports your financial goals across various sectors. Our $16,045 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employee, ensuring our branch is always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 447, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greeneville Works Empls. Sav. Assn. is your trusted partner. Visit us at 2745 Snapps Ferry Rd Greeneville TN 37745 or call 423-783-0337 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $214,037 in used vehicle loans and $220,091 in new vehicle loans already helping members get on the road. We make financing straightforward and accessible, so you can drive away with confidence.

Credit Lines and Unsecured Loans

For those seeking flexibility, we offer credit lines totaling $50,000, providing an easy way to manage expenses as they arise. Additionally, while we currently have no unsecured credit card loans issued, we recognize the importance of responsible credit management and aim to support our members in achieving financial stability. We also want to inform you that refinancing options may be available for some of our loan products. If you're interested in exploring eligibility options or refinancing your existing loans with us, please don't hesitate to contact us. For more information or personalized assistance regarding any of our loan offerings, feel free to reach out at (423) 783-0337. Our team is here to help guide you through the loan application process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take the next step toward achieving your financial goals!

Mortgage Options

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing your home. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to reach out for guidance on how we can support your journey toward owning a home.

Loan Aggregator

Accurate Loan Comparisons

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Call to Action

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