Green Mountain Credit Union Rutland VT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Green Mountain, your trusted credit union located at 3141 Cold River Rd, Rutland, VT 05701. Since our establishment in 1959, we have proudly served our community with dedication and commitment, growing to a vibrant membership of 4,742 individuals. At Green Mountain, we believe in building strong relationships with our members while providing quality financial services tailored to their needs. With total assets of $101,752,678 and deposits amounting to $7,124,850, we are well-equipped to support your financial goals. Our experienced team is committed to helping you navigate your options, whether you're looking for personal banking solutions such as checking and savings accounts or financing options like auto loans and mortgages. We currently offer a total of 2,751 loans and leases designed to meet diverse financial needs. Our leadership team is dedicated to ensuring that your experience with us is exceptional. Under the guidance of CEO Robert Lake and Board President David Blythe, we strive to create a welcoming environment where you can feel confident about your financial decisions. While members can visit us at 3141 Cold River Rd, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, don't hesitate to reach out at 802-776-1142 during our lobby hours from 8:00 am - 5:00 pm, Monday through Friday. Join us today and discover how Green Mountain can help you achieve your financial dreams! For more information about our services or membership eligibility, please visit our website at Green Mountain Credit Union. We look forward to serving you!

Branch History & Mission

Welcome to the Green Mountain Credit Union, where our rich legacy and commitment to community shine through every interaction. Established in 1959, our Rutland Branch has been a cornerstone of financial support for residents of Rutland, Vermont, for over six decades. With a dedicated membership of 4,742 individuals and total assets amounting to $101,752,678, we pride ourselves on being a trustworthy partner in your financial journey. Located at 3141 Cold River Rd, Rutland, VT 05701, our branch is easily accessible and close to local landmarks that make it a convenient stop for all your banking needs. Our mission is clear: to provide exceptional financial services while enriching the lives of our members and supporting our community. We believe that when you succeed financially, our whole community thrives. Over the years, we have evolved alongside technological advancements and changing member needs. Today, we offer a wide range of services including personal banking accounts, auto loans, mortgage refinancing options, credit cards with rewards, and business banking solutions. Our focus extends beyond just transactions; we are committed to making banking easier for you through online and mobile banking options. Members can enjoy seamless access to their accounts from anywhere with features like person-to-person payments and electronic signatures. We also prioritize accessibility by adhering to ADA compliance standards and providing shared service center options for those who may need assistance with basic transactions. Although we currently do not have drive-thru services available at this location, our ATM is accessible for quick cash withdrawals and balance checks. At Green Mountain Credit Union, community support is at the heart of everything we do. We actively engage in outreach programs that benefit local schools, charities, and events throughout Rutland County. These partnerships allow us to give back and create positive change within our community. While members can visit us at 3141 Cold River Rd, official correspondence should be sent to 3141 Cold River Rd, Rutland, VT 05701-4743 if different from our physical address. As we look forward to the future, we invite you to join us on this incredible journey. Experience firsthand the benefits of being part of a community-focused credit union that truly cares about your financial well-being. Reach out today at 802-776-1142 or visit us online at Green Mountain Credit Union to learn more about becoming a member!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We provide ADA-compliant features to ensure everyone can visit us comfortably. Parking is available right outside, making it easy for you to pop in and take care of your financial needs.

Get in Touch

Curious about what we can do for you? Don't hesitate to give us a call at 802-776-1142. We invite you to come by and experience the friendly service that makes Green Mountain Credit Union a trusted part of the Rutland community. We look forward to seeing you soon!

Operating Hours

We're here for you Monday through Friday from 8:00 AM to 5:00 PM. Whether you need assistance with personal banking or simply want to ask a question, our friendly team is ready to help during these hours.

Services Offered

At the Green Mountain Rutland Branch, we offer a wide range of services tailored to meet your financial goals. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we strive to provide solutions that fit your lifestyle. Plus, our ATM availability ensures that you have access to cash when you need it most. While members can visit us at 3141 Cold River Rd for all their banking needs, official correspondence should be sent to the same address: 3141 Cold River Rd, Rutland, VT 05701-4743.

Member Eligibility

At Green Mountain, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple! If you live, work, worship, or attend school in Rutland County or have family members who are already members, you're likely eligible for membership. We welcome individuals from all walks of life, and our goal is to provide financial services that truly meet your needs. The benefits of becoming a member at Green Mountain are numerous from competitive rates on loans to personalized banking services tailored just for you. Ready to take the next step? Opening an account with us is straightforward! You can find detailed eligibility criteria by visiting our website at https://www.greenmountaincu.com/membership/. If you have any questions or would like to get started right away, feel free to reach out to us at (802) 776-1142. Our friendly staff is here to guide you through the process and help you start your journey with Green Mountain.

Business Banking & Commercial Services

At Green Mountain, we understand that running a business is no small feat. Every entrepreneur needs reliable financial support to grow and thrive. That's why our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $60 in commercial loans for our members, helping businesses scale and succeed. Whether you need funds for new equipment, expansion, or working capital, we're here to help turn your vision into reality. - With an outstanding commercial loan portfolio of $5,753,856, we continue to drive economic growth by financing new and expanding businesses. Each loan represents a partnership, where we invest in your success. But we don't stop there. Our merchant services offer practical solutions that can make day-to-day operations easier. Imagine having the ability to accept payments seamlessly, manage transactions online, and streamline your cash flow all from one trusted source. Located at 3141 Cold River Rd Rutland Vt 05701 in Rutland, VT, we're dedicated to helping you navigate the financial landscape. Let us be part of your journey towards success! For more information or to get started, give us a call at (802) 776-1142.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, Green Mountain provides robust Business Banking services including essential Merchant Services & Business Loans. We know running a business requires reliable support and resources, and we are dedicated to helping your business thrive.

Credit Cards and Rewards

Love earning rewards? Our Credit Cards with Rewards program allows you to earn points on everyday purchases, making it easier to treat yourself while managing expenses wisely.

Get Started Today!

Your financial journey matters to us at Green Mountain. With our comprehensive list of services available at our Rutland branch located at 3141 Cold River Rd, Rutland, VT 05701, we invite you to explore how we can assist you further. For any questions or assistance, don't hesitate to call us at 802-776-1142 during our lobby hours from 8:00 am to 5:00 pm Monday through Friday. Discover the difference a dedicated credit union can make in your financial life! Visit us online at Green Mountain for more information or to start your membership today!

Loans and Financing

When it comes to financing, we've got you covered with a variety of options tailored for your needs. Our Auto Loans & Vehicle Financing services make purchasing a new car straightforward and affordable. If you're considering buying a home, check out our competitive Mortgage Loans & Refinancing solutions that guide you through the process smoothly. For other personal needs, our Personal Loans & Debt Consolidation products offer flexible terms to help ease financial burdens.

Personal Banking Services

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options, including Checking & Savings Accounts designed to fit any lifestyle. Need quick access to cash? Our ATM & Cash Withdrawal Services make it easy for you to get what you need when you need it. Plus, with our Online & Mobile Banking features, you can manage your accounts from anywhere whether you're at home or on the go.

Shared Branching and Accessibility

As part of our commitment to convenience, we offer Basic Shared Branch Transactions, allowing members of partner credit unions to perform deposits and withdrawals easily. This means whether you're at home or traveling, accessing your funds is simple and efficient.

Digital & Online Banking

Key Features

Our online banking system lets you handle everything from checking your balance to transferring money with just a few clicks. You can also enjoy the convenience of e-statements, making it easier than ever to keep track of your transactions without the clutter of paper statements. Plus, with electronic signature authorization available, signing important documents has never been simpler or more secure. If you're always on the go, our mobile application provides an easy way to manage your finances right from your smartphone. You can make mobile payments effortlessly, ensuring that paying bills or shopping is quick and hassle-free. Need to send money to friends or family? With our person-to-person transfer feature, sending cash is just a tap away.

Security and Accessibility

We prioritize your security while you bank online. Our robust security measures help protect your information so you can feel safe while managing your accounts digitally. Whether you're at home or out and about, accessing your account is user-friendly and straightforward. At Green Mountain, we're committed to providing our members with accessible tools for real-time account management. Explore all that our digital banking services have to offer and experience the convenience today!

Financial Strength

At Green Mountain, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial standing, which reflects our commitment to serving you. With a net worth of $13,709,247, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $44,416,786 in share certificates and $5,560,043 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,960,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,175,721 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $292 in used auto loans and $89,632,440 in total loans and leases. Our operations reflect our efficiency with a net income of $133,211, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $43,881. Total Share Accounts: 8,188, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Green Mountain is your trusted partner. Visit us at 3141 Cold River Rd Rutland Vt 05701 or call (802) 776-1142 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,625,234 in used vehicle loans and $1,646,858 in new vehicle loans already helping members get on the road. We provide financing options that suit both new and used vehicles, ensuring you have access to reliable transportation without breaking the bank.

Business Financing

For business owners, our outstanding commercial loans totaling $5,753,856 provide the capital needed to grow and expand. We understand that businesses require different types of financial support and are here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,563,715, make buying or refinancing simple. We guide you through the process with clear information and support so that you can focus on making your house a home.

Refinancing Options

If you're considering refinancing your existing loans or exploring eligibility options for our various products, we're here to help you navigate through those decisions too. Our team at Green Mountain is dedicated to finding solutions that work best for your financial situation. For more information about any of our loan products or services, feel free to reach out to us at 802-776-1142 or visit us at 3141 Cold River Rd Rutland Vt 05701. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in achieving your financial dreams today!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $913,828 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to make everyday purchases easier while keeping your finances under control.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh serves as a trusted resource for borrowers seeking the most favorable loan options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that the loan offers displayed are fair and transparent. The platform prioritizes user experience by eliminating confusion often associated with comparing loan rates. One of the key benefits of using LendMesh is Verified Data. All loan offers are sourced from legitimate financial institutions, ensuring that users receive trustworthy information. Additionally, LendMesh features No Sponsored Listings lenders are not prioritized based on paid promotions. This guarantees an unbiased comparison, allowing users to make informed decisions without hidden agendas. Another advantage is Real-Time Rate Comparisons. Users benefit from up-to-date loan rates from multiple institutions, which helps them understand their options clearly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

GREEN MOUNTAIN CREDIT UNION - Rutland, VT

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