Greater Woodlawn Credit Union Lakewood NY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Greater Woodlawn, your trusted financial partner in the heart of Lakewood, NY. Located at 351 E Fairmount Ave, we have proudly served our community since 1968. With a strong commitment to enhancing the financial well-being of our 13,350 members, we strive to provide personalized service and innovative banking solutions tailored to your needs. At Greater Woodlawn, we understand that everyone's financial journey is unique. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgages. With total assets amounting to an impressive $157,214,796, we ensure that your funds are safe and well-managed. Our robust portfolio includes over 2,671 loans and leases, illustrating our dedication to helping you achieve your goals. Under the leadership of our CEO, Shirley Meyer, and Board President, Jim Queer, our team of 18 dedicated employees is here to guide you through every step of your financial journey. Whether you're looking for personal loans or business banking services, we are committed to providing you with expert advice and support. While members can visit us at our branch location, official correspondence should be sent to 351 E FAIRMOUNT AVE, LAKEWOOD, NY 14750. If you have any questions or need assistance, don't hesitate to reach out at (716) 763-7283 during our lobby hours from 8:30 AM to 4:30 PM on weekdays. Join us at Greater Woodlawn and experience the difference in community-focused banking. Visit our website at www.grwfcu.com for more information or to start your account today! We look forward to serving you and helping you achieve your financial dreams.

Branch History & Mission

At Greater Woodlawn, we take pride in our rich history and unwavering commitment to serving our community. Established in 1968, our branch has been a cornerstone of financial support for Lakewood, NY, and the surrounding areas. Over the years, we have grown significantly, now boasting a membership of over 13,350 individuals who trust us with their financial needs. Located at 351 E Fairmount Ave, Lakewood, NY 14750, our branch is easily accessible and just a stone's throw away from local landmarks that many residents know and love. Whether you're visiting us for personal banking or community events, we aim to create a welcoming environment where you feel right at home. Our mission at Greater Woodlawn is simple yet powerful: to provide exceptional financial services while actively supporting the communities we serve. We believe in empowering our members with the tools they need for financial success. This includes offering various products like checking and savings accounts, auto loans, mortgages, and credit cards with rewards tailored to suit individual needs. In addition to traditional banking services, we're dedicated to community outreach. We partner with local organizations to support initiatives that uplift residents and improve quality of life in Lakewood. Our commitment extends beyond transactions; we strive to be a trusted partner in your journey toward financial well-being. While members can visit us at 351 E Fairmount Ave Lakewood Ny 14750, official correspondence should be sent to 351 E FAIRMOUNT AVE, LAKEWOOD, NY 14750 if needed. Our operating hours are Monday through Friday from 8:30 AM to 4:30 PM, making it convenient for you to connect with us. As part of our growth journey, we've embraced digital advancements while ensuring ADA compliance so that all members can access our services easily. Although we do not currently offer ATM services on-site, we proudly provide drive-thru banking for quick deposits and withdrawals. We invite you to experience everything Greater Woodlawn has to offer. Join our growing family today and discover how we can help you achieve your financial goals. For more information or assistance, don't hesitate to reach out at (716) 763-7283 or visit us online at grwfcu.com. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Services and Operating Hours

Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 8:30 AM to 4:30 PM, providing ample time for you to drop by during the day. For those who prefer a bit more convenience, we offer drive-thru banking services for simple transactions like deposits and withdrawals. Although we currently do not have ATM availability on-site, our drive-thru service makes everyday banking tasks quick and efficient. You can also explore a range of services at Greater Woodlawn, from personal banking options such as checking and savings accounts to auto loans and credit cards with rewards.

Get in Touch!

If you have any questions or would like to learn more about what we offer, don't hesitate to give us a call at 716-763-7283. Our dedicated staff is ready to assist you! We invite you to visit us soon at the Greater Woodlawn branch where community and service come together!

Local Landmarks and Accessibility

Situated near several local landmarks, including the scenic Lakewood Village Park and the bustling retail areas, our branch is easy to find. We prioritize accessibility for all members, with features like ADA-compliant ramps ensuring that everyone can enter comfortably. Ample parking is available nearby, allowing you to stop in without hassle.

Member Eligibility

At Greater Woodlawn, we believe that everyone deserves the chance to be part of a supportive financial community. Becoming a member is easy and welcoming! If you're living, working, or attending school in our area, or if you have a family member who's already a member, you're likely eligible to join us. Membership opens the door to many benefits, including lower fees, better rates on loans, and access to exclusive financial products designed just for you. To learn more about the specific eligibility criteria, feel free to check out our detailed guidelines at https://www.grwfcu.com/eligibility. Ready to take the next step? Opening an account at Greater Woodlawn is straightforward. Just visit us at our branch located at 351 E Fairmount Ave Lakewood Ny 14750, or give us a call at (716) 763-7283 for any questions. We're excited to welcome you into our community! You can also start your account opening process online by visiting https://grwfcu-dn.financial-net.com/web/enrollment/workflow/67045aee-de4d-45b8-b7f1-631b0cf61148/home/recaptcha.

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans on the books, we're eager to help local entrepreneurs bring their visions to life when the opportunity arises.

Merchant Services for Everyday Success

In addition to loans, we provide merchant services that make transactions easier for your business. Imagine having a reliable partner that streamlines payment processing so you can focus more on serving your customers. This practical support not only enhances efficiency but also improves customer satisfaction. Visit us at 351 E Fairmount Ave Lakewood Ny 14750 in Lakewood, NY or call us at (716) 763-7283 to learn how our business banking services can empower your organization. Together, let's build a successful future for your business!

Comprehensive List Of Services

Business Banking Support

Business owners will find a supportive partner in Greater Woodlawn with our comprehensive business banking services. From merchant services that simplify payment processing to tailored business loans that fuel growth, we understand what it takes to run a successful enterprise.

Convenient Online Services

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere at any time. With options like online bill pay and person-to-person payments, staying on top of your finances has never been easier. For those who prefer traditional banking methods, our drive-thru service enables quick deposits and withdrawals without leaving your vehicle. While we currently do not have ATM services available at this branch, our drive-thru can handle simple transactions efficiently.

Credit Options That Reward You

For those who want to make everyday purchases more rewarding, check out our credit cards with rewards. These cards not only help you build credit but also give you points for every dollar spent, which can be redeemed for exciting rewards.

Get In Touch

We invite you to explore all that Greater Woodlawn has to offer! For more information about any of our services or to discuss how we can assist you further, please call us at (716) 763-7283. Our friendly team is here from 8:30 AM to 4:30 PM, ready to support your financial journey. Visit us today and discover how we can help you achieve your goals!

Personal Banking Made Easy

Navigating your finances shouldn't be complicated. At Greater Woodlawn Fcu, we offer various personal banking services that cater to your everyday needs. Our checking and savings accounts are designed with flexibility in mind, allowing you to manage your money effortlessly. For those considering purchasing a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. Looking to buy a home? Our mortgage loans and refinancing services can help you secure the best rates available, ensuring that homeownership is within reach. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation solutions provide the financial relief you need.

Digital & Online Banking

At Greater Woodlawn, we understand that managing your finances should be simple and secure, whether you're at home or on the go. Our digital and online banking services are designed to provide you with convenience and peace of mind, allowing you to stay in control of your accounts whenever you need. With our 24/7 online banking service, accessible through https://www.grwfcu.com/, you can check your balances, pay bills, and transfer money between accounts with just a few clicks. Our user-friendly platform ensures that even if you're not tech-savvy, you'll find it easy to navigate. Plus, for those times when you need to send money directly to friends or family, our person-to-person transfer feature makes it quick and hassle-free. We also offer e-statements for members who prefer going paperless. By opting for e-statements, you can view your account statements anytime, anywhere helping you stay organized while doing your part for the environment. While we currently do not support electronic signature authorization or mobile payments through apps, our commitment to security remains strong. Your data is protected with the latest security measures, ensuring that your financial information is safe at all times. If you're looking for a convenient way to manage your finances without the need for constant trips to the bank, Greater Woodlawn has got you covered. Experience the ease of online banking today by visiting https://www.grwfcu.com/. We're here to support you every step of the way!

Financial Strength

A Growing Community

Total Share Accounts at 12,796 show a strong and growing member base that trusts us with their finances. Together, we're building a community where everyone can thrive. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Woodlawn is your trusted partner. Visit us at 351 E Fairmount Ave Lakewood Ny 14750 or call (716) 763-7283 to learn more about how we can help you achieve your financial goals.

A Strong Financial Foundation

With a net worth of $35,325,434, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,247 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 15 full-time employees and 3 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Investing in Your Future

With $33,054,149 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is backed by our lending capacity of $62,123,357 across various sectors, including $453 in used auto loans.

Securing Your Savings

Members' savings are secured through $20,486,979 in share certificates. This means you can enjoy stable and rewarding growth opportunities for your hard-earned money. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,086,266 in used vehicle loans and $1,907,695 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our team is here to assist you through the application process.

Credit Lines and Refinancing

In addition to our standard loan offerings, we have credit lines available totaling $1,390,000, providing additional flexibility when you need it most. If you're considering refinancing any existing loans or mortgages for better rates or terms, our team can help you explore your options. For any inquiries about our loan offerings or to start your application process today, feel free to reach out to us at (716) 763-7283. You can also visit us at our branch located at 351 E Fairmount Ave Lakewood NY 14750. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you secure the financing that meets your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,950,740. Our experienced staff can guide you through the eligibility requirements and help you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,219,922 in loans helping members manage their finances effectively. These cards come with competitive interest rates and can be a great option for those looking to consolidate debt or cover everyday expenses.

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