Greater Woodlawn Credit Union Dunkirk NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Greater Woodlawn, where community meets commitment! Nestled at 3995 Vineyard Dr, Dunkirk, NY 14048, our credit union has proudly served members since 1968. With a focus on personal banking and community support, we have grown to welcome 13,350 members and manage total assets of $157,214,796. At Greater Woodlawn, we understand that financial decisions can feel overwhelming. That's why we're here to make banking simple and accessible for everyone in our community. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, our dedicated team is ready to assist you every step of the way. While members can visit us at our Dunkirk location, official correspondence should be sent to the same address: 3995 VINEYARD DR, DUNKIRK, NY 14048. Our leadership team is led by Shirley Meyer, our CEO, who works closely with Board President Jim Queer to ensure we stay true to our mission of member-focused service. With a committed staff of 18 employees, we are proud to provide personalized assistance tailored to your needs. In addition to our strong financial foundation boasting total deposits of $41,702,257 and cash reserves of $986,169 we offer a range of services including personal loans, credit cards with rewards, and business banking solutions. Our goal is not just to meet your financial needs but also to support your dreams and aspirations. We invite you to experience the Greater Woodlawn difference! Feel free to reach out at (716) 363-7412 or visit our website at GRWFCU.COM for more information about our services or how you can become part of our growing family. Your journey towards financial empowerment starts here!

Branch History & Mission

At Greater Woodlawn, we take pride in our rich history and commitment to serving our community. Established in 1968, our branch has been a cornerstone of financial support for the residents of Dunkirk, NY, fostering growth and stability in the area for over five decades. Located at 3995 Vineyard Dr, our branch is easily accessible, making it convenient for members to visit us during our operating hours from 8:30 AM to 4:30 PM on weekdays. Our mission at Greater Woodlawn is clear: to provide exceptional financial services while nurturing the communities we serve. We are dedicated to helping our members achieve their financial goals through a range of offerings that include personal banking, auto loans, mortgages, and credit cards with rewards. With a total membership of approximately 13,350 individuals and total assets reaching $157,214,796, we have built strong relationships based on trust and reliability. While members can visit us at 3995 Vineyard Dr Dunkirk Ny 14048, official correspondence should be sent to 3995 VINEYARD DR, DUNKIRK, NY 14048. Our drive-thru service offers convenience for quick transactions such as deposits and withdrawals. Although we currently do not have ATM availability at this location, we are committed to providing online banking options to make banking easier for you. Over the years, Greater Woodlawn has embraced advancements that enhance member experience while ensuring ADA compliance for accessibility. We believe in community outreach and actively seek partnerships that allow us to give back. Whether through local events or educational initiatives, we strive to make a positive impact in Dunkirk and surrounding areas. We invite you to join our family at Greater Woodlawn. Experience firsthand the benefits of being part of a credit union that prioritizes your needs and invests in your community's future. Visit us today or explore more about what we offer by calling us at (716) 363-7412 or visiting our website at GRWFCU.COM. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Features

At Greater Woodlawn, we understand how important accessibility is for our members. Our branch features a drive-thru service that makes quick transactions easier than ever. Plus, there are ample parking spaces available to ensure that your visit is hassle-free. We also comply with ADA standards, making our facilities welcoming for everyone. While you can reach us at our physical address for all your banking needs, please note that official correspondence should be sent to the same address: 3995 Vineyard Dr, Dunkirk, NY 14048.

Get in Touch!

If you have questions or need assistance before visiting us, feel free to give us a call at 716-363-7412. Our team is eager to help! We invite you to stop by our Dunkirk location soon; we look forward to serving you!

Operating Hours

We're here for you during convenient hours! Visit us Monday through Friday from 8:30 AM to 4:30 PM. Whether you're looking to open a checking account or need assistance with loans, our friendly staff is ready to help you during these times.

Services Offered

At Greater Woodlawn, we offer a variety of services designed to meet the diverse needs of our members. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. If you're interested in business banking solutions or simply want to explore online and mobile banking options, we've got those covered too!

Member Eligibility

At Greater Woodlawn, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to anyone who lives, works, or worships in our local area. If you are part of our vibrant Dunkirk community, you're already on the right path! To learn more about specific eligibility requirements, feel free to check out our detailed guide at https://www.grwfcu.com/eligibility. Joining us not only gives you access to a range of financial products tailored to your needs but also connects you with supportive staff dedicated to helping you achieve your financial goals. Ready to get started? Opening an account at Greater Woodlawn is a breeze! Just visit us at our branch located at 3995 Vineyard Dr Dunkirk Ny 14048, or reach out by phone at (716) 363-7412 for any questions. We're excited to welcome you into our family and help you on your financial journey! For more information on how to open an account, visit https://grwfcu-dn.financial-net.com/web/enrollment/workflow/67045aee-de4d-45b8-b7f1-631b0cf61148/home/recaptcha.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, our merchant services simplify everyday transactions for businesses like yours. Picture this: you're running a busy café, and customers want to pay quickly and easily. Our point-of-sale systems help streamline payments while providing valuable insights into sales trends. Located at 3995 Vineyard Dr Dunkirk Ny 14048 in Dunkirk, NY, we invite you to visit us or call us at (716) 363-7412 to learn more about how we can help your business grow!

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer specialized services like Merchant Services and Business Loans. Growing your business requires financial backing, and we're here to support your entrepreneurial journey every step of the way.

Digital Convenience

In today's fast-paced world, convenience is key. That's why at Greater Woodlawn, we provide robust Online & Mobile Banking options. Manage your accounts from anywhere pay bills, transfer money between accounts, or check your balance all from the comfort of your home or on-the-go. We also facilitate easy cash withdrawals through our ATM services (though currently not available at this location). And if you have any questions or need assistance, don't hesitate to call us at 716-363-7412 during our lobby hours from 8:30 AM to 4:30 PM on weekdays.

Final Thoughts

At Greater Woodlawn in Dunkirk, NY, we're more than just a credit union; we're a community partner committed to helping you navigate your financial journey. No matter what stage you're at whether saving for college or planning for retirement our comprehensive suite of services has something for everyone. Explore all that we offer by visiting us online at www.grwfcu.com or stop by our branch today! Your financial wellness is just a conversation away.

Loans and Credit Options

In addition to mortgages, we offer Personal Loans and Debt Consolidation solutions. Life can throw unexpected expenses your way; whether it's medical bills or home repairs, our loans are designed to give you peace of mind when you need it most. For those who prefer to shop with rewards in mind, check out our Credit Cards with Rewards program. This card not only provides convenient purchasing power but also lets you earn points on every dollar spent.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer Checking and Savings Accounts that can help you manage your money effectively. Imagine having a safe place for your hard-earned cash while also earning interest on your savings. With our accounts, you can make deposits and withdrawals conveniently through our basic drive-thru banking service. Need a new car? Our Auto Loans and Vehicle Financing options make it easy for you to get behind the wheel without breaking the bank. We understand how important reliable transportation is, which is why we provide competitive rates and flexible terms. If you're dreaming of owning a home, our Mortgage Loans and Refinancing services can turn that dream into reality. Our team will guide you through the process, ensuring you find the right loan that fits your budget.

Digital & Online Banking

Key Features

Explore our online banking services at https://www.grwfcu.com/ where you'll find everything you need to manage your accounts with ease. Whether you're checking balances or transferring funds, our user-friendly platform makes it simple. For those who prefer paperless solutions, we offer e-statements, allowing you to view and download your statements directly from your device no more clutter! If you ever need to send money to friends or family, our person-to-person transfer feature is here to help. It's fast and convenient, ensuring that funds reach their destination without hassle. Plus, while we currently don't support mobile payments or a dedicated mobile application, our responsive website ensures that all features are accessible from your smartphone or tablet.

Security and Convenience

Your security is our top priority. While we do not offer electronic signature authorization at this time, rest assured that all transactions conducted through our online banking platform are protected with robust security measures. This way, you can feel confident knowing that your information is safe. Overall, our digital banking services at Greater Woodlawn empower you to take control of your finances efficiently and securely. Embrace convenience and start managing your accounts today! Visit us at https://www.grwfcu.com/ for more information on how we can help simplify your banking experience.

Financial Strength

A Dedicated Team

We also take pride in having 15 full-time employees and 3 part-time employees who are always ready to serve you with knowledge and commitment. Our team works tirelessly to ensure that your experience with Greater Woodlawn is nothing short of exceptional.

Commitment to Growth

With $33,054,149 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This ensures that we remain equipped to meet your financial needs now and in the future. Our lending capacity supports your financial goals with $453 in used auto loans and $62,123,357 in total loans and leases. This allows us to assist you with various financial endeavors whether it's purchasing a car or funding a personal project.

Member Trust

The trust placed in us by our members is reflected in our total share accounts, which currently stands at 12,796. This growing member base showcases the confidence our community has in us as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Woodlawn is your trusted partner. Visit us at 3995 Vineyard Dr Dunkirk Ny 14048 or call (716) 363-7412 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Our Financial Health

With a net worth of $35,325,434, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,247 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We prioritize the security of our members' savings. Currently, we have $20,486,979 in share certificates, which provide stable and rewarding growth opportunities for your hard-earned money. Although we do not have any non-member deposits at this time, our focus remains on benefiting our members through better loan rates and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,086,266 in used vehicle loans and $1,907,695 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates can help put you behind the wheel without breaking the bank.

Credit Lines

For those who want extra flexibility in managing their finances, our credit lines totaling $1,390,000 provide quick access to funds when needed. This option allows you to borrow only what you need while keeping repayment manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,950,740, making buying or refinancing simple. We are here to guide you through each step of the process so that you can find a loan that fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing any existing loans or looking into eligibility options for our various products, we encourage you to visit our website or contact us directly. We'll be happy to discuss how we can help make your financial dreams a reality. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Greater Woodlawn, we are committed to supporting our members with strong financial solutions tailored just for you. Stop by our branch or give us a call today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,219,922 in loans helping members manage their finances effectively. Our credit cards come with various features designed to suit different spending habits and preferences.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without unnecessary delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent, giving users peace of mind while exploring their options.