Greater Wayne Community Credit Union Rittman OH | Affordable Vehicle Loans & Quick Personal Loans

Introduction

At Greater Wayne Community, we believe that financial services should be accessible and tailored to meet the unique needs of our community. Established in 1941, our credit union has been a trusted partner for individuals and families in Rittman, OH. Located conveniently at 328 N Main St, we proudly serve over 3,178 members, providing personalized banking solutions that help you achieve your financial goals. With total assets reaching an impressive $30,350,281 and total deposits of $1,611,433, our commitment to sound financial management ensures that your money is safe and growing. Whether you're looking for auto loans, mortgages, or personal banking services, we've got you covered with a variety of options designed just for you. Our team is dedicated to offering exceptional support from everyday transactions to complex financial planning. Under the leadership of our CEO, Mathew Stuart, and Board President Earl Kerr, we continue to foster a culture of trust and reliability. Our ten employees are here to guide you through all your banking needs with friendly service and expert advice. While members can visit us at 328 N Main St, official correspondence should be sent to our mailing address: PO Box 115, Rittman, OH 44270-1143. We invite you to explore our website at gwcfcu.com for more information on our products and services or simply give us a call at 330-927-2516. Join us today and experience the Greater Wayne Community difference!

Branch History & Mission

Community Commitment

We take pride in being more than just a bank; we're a part of the Rittman fabric. Our outreach efforts include partnerships with local organizations aimed at enhancing education and providing resources for families in need. Through these collaborations, we strive to uplift those around us while ensuring that every member feels valued. While members can visit us at 328 N Main St, official correspondence should be sent to 328 N Main Street, Rittman, OH 44270-1143 if it differs from your visit. With operating hours designed for your convenience Monday through Wednesday from 8:30 AM to 5:00 PM, Thursday until 5:30 PM, Friday until 6:00 PM, and Saturday until 12:30 PM we're here when you need us most. While we do not have ATM availability on-site currently, our drive-thru service makes banking easier for quick deposits or withdrawals. In today's digital age, we have embraced technology by offering online and mobile banking solutions that allow you to manage your finances anytime and anywhere. Whether you're applying for loans or checking your account balance from your phone or computer, we are dedicated to making banking simple and accessible.

Join Us Today!

As we look ahead into the future of Greater Wayne Community, we invite you to be part of this journey. Experience firsthand the benefits of membership where your needs matter most. Join us today and discover how we can help you thrive financially! For more information or assistance, feel free to call us at 330-927-2516 or visit our website here.

Our Mission

At Greater Wayne Community, our mission is clear: we aim to enhance the lives of our members through comprehensive financial solutions that include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also offer business banking options tailored for local enterprises. Our commitment goes beyond just numbers; it's about building relationships. We understand that banking is not merely about transactions but about trust and support within the community. That's why we prioritize initiatives that promote financial literacy and assist those in need.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is just a stone's throw from local landmarks like Rittman High School and the vibrant downtown area, making it a familiar spot for many community members. We understand that accessibility is crucial, which is why our location features ADA-compliant facilities. If you're driving, you'll appreciate our ample parking space available right outside the entrance. For those who prefer a drive-thru option, we offer convenient drive-thru banking for quick deposits, withdrawals, and other simple transactions.

Operating Hours and Services Offered

We're here to serve you during the week with extended hours. Our lobby is open Monday through Wednesday from 8:30 AM to 5:00 PM, Thursday until 5:30 PM, and Friday until 6:00 PM. On Saturdays, we welcome you from 8:30 AM to 12:30 PM for your convenience. At Greater Wayne Community, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're committed to helping you achieve your financial goals. Plus, our online and mobile banking services ensure that you can manage your accounts anytime, anywhere. If you have any questions or would like more information about how we can assist you, feel free to call us at 330-927-2516. We invite you to visit our branch or explore our website at gwcfcu.com to learn more about what we offer. We look forward to serving you!

Member Eligibility

Becoming a member of Greater Wayne Community feels like joining a welcoming family that genuinely cares about your financial well-being. If you live, work, or worship in the Rittman area or have a family member who is already part of our community, you're likely eligible to join us! Our membership is open to anyone who shares our values and commitment to helping each other thrive. Not only will you gain access to competitive rates on loans and savings accounts, but you'll also enjoy personalized service from our friendly staff. For more detailed eligibility criteria, feel free to check out our website at . Ready to take the next step? Opening an account with us is easy and straightforward. Just give us a call at (330) 927-2516, and we'll guide you through the process. You can visit us at our branch located at 328 N Main St Rittman Oh 44270, where we are excited to help you start your journey with Greater Wayne Community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments easily from your customers, whether they're using a card, mobile app, or online payment platform. Our merchant services make it simple for you to manage transactions and keep your cash flow steady. From point-of-sale systems to online payment gateways, we provide tools that help you focus on what matters most growing your business. Located at 328 N Main St Rittman Oh 44270 in Rittman, OH, our team is ready to partner with you on your journey to success. Reach out to us at (330) 927-2516 today and discover how we can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have any specific member or non-member commercial loans funded, we are dedicated to creating financing solutions that cater to the needs of every entrepreneur in our community.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs at our branch, we provide cash withdrawal services through basic drive-thru banking. Whether it's deposits, withdrawals, or simple transactions, we're ready to serve you efficiently.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing solutions make it easier than ever. We help you navigate through competitive rates and flexible terms so you can drive off with peace of mind.

Business Banking

Running a business? Our business banking services include merchant services and business loans designed to support your growth. We understand the unique challenges entrepreneurs face and are here to help you succeed.

Credit Cards with Rewards

Maximize your spending power with our credit cards that come with rewards! Earn points on everyday purchases and enjoy benefits that fit your lifestyle.

Drive-Thru Banking

For those on the go, our drive-thru banking offers a quick and easy way to handle your banking needs without leaving your car. It's perfect for busy days when every minute counts! At Greater Wayne Community, we pride ourselves on being more than just a financial institution; we're a community partner dedicated to enhancing the lives of our members. With our extensive range of services, we're here to help you navigate every financial milestone with confidence. If you have questions or want to learn more about how we can assist you, don't hesitate to reach out! Give us a call at (330) 927-2516 or visit us at 328 N Main St Rittman Oh 44270 today!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're purchasing your first home or looking to refinance an existing mortgage, our dedicated team is here to guide you through every step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. From checking balances to making transfers, everything is just a few taps away.

Personal Banking

For those looking to manage their day-to-day finances, our personal banking options are tailored just for you. We offer checking and savings accounts that cater to various lifestyles. Whether you're saving for a vacation or managing everyday expenses, we have the right account for your needs.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. With our personal loans, you can cover those costs without stress. If you're juggling multiple debts, consider our debt consolidation service, which simplifies your payments into one manageable monthly sum.

Digital & Online Banking

Key Features

We're proud to offer electronic signature authorization, making it simple for you to sign documents without the need for paper. You can also enroll in e-statements, allowing you to view your statements online instead of waiting for them in the mail. This not only saves trees but also gives you quicker access to your information. For those who prefer mobile banking, our dedicated mobile application is available for download, bringing all the features of online banking directly to your smartphone. Plus, with mobile payments enabled, you can make purchases easily and securely using just your phone. Need to send money to a friend? Our person-to-person transfer feature makes it easy to send cash quickly and safely without any hassle.

Security You Can Trust

At Greater Wayne Community, we prioritize your security. Our digital platforms are equipped with advanced security measures, so you can bank with peace of mind knowing that your information is protected. In short, whether it's accessing your accounts through our mobile app or utilizing our comprehensive online banking options, Greater Wayne Community provides everything you need for real-time account management all while keeping things straightforward and secure. Join us today and experience the benefits of modern banking!

Financial Strength

Commitment to Operational Efficiency

Our $274,647 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This focus on effective management ensures that we remain a reliable choice for your banking needs.

Dedicated Team Ready to Serve You

We also take pride in having 9 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is here to assist you every step of the way.

Focused on You

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Base

Total Share and Deposit Accounts: 5,533, showing a strong and growing member base that trusts us with their finances. This growth reflects the confidence our community places in Greater Wayne Community as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Wayne Community is your trusted partner. Visit us at 328 N Main St Rittman Oh 44270 or call (330) 927-2516 to learn more about how we can help you achieve your financial goals.

Lending Capacity for Your Needs

Our lending capacity supports your financial goals across various sectors with $811 in used auto loans and $15,706,376 in total loans and leases. We aim to provide accessible financing solutions tailored to your needs.

Reinvesting in Member Services

With $2,101,573 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy not only strengthens our institution but also directly benefits you.

Secure Savings Opportunities

Members' savings are secured through $5,968,620 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your funds reflects our dedication to helping you achieve your financial goals.

Solid Financial Health

With a net worth of $3,025,794, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $997 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Products

In addition to our primary offerings, we have credit lines available totaling $2,000,000 for those who need more flexibility in their borrowing options. These lines can be useful for anything from home improvements to managing cash flow. If you're interested in refinancing your current loans or would like information about eligibility options for any of our products, feel free to reach out. We are committed to working with you to find the best solutions tailored just for you. For more information about our loan offerings or to apply today, visit us at 328 N Main St Rittman OH 44270 or call us at 330-927-2516. We're here Monday through Wednesday from 8:30 AM - 5:00 PM; Thursday from 8:30 AM - 5:30 PM; Friday from 8:30 AM - 6:00 PM; and Saturday from 8:30 AM - 12:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Greater Wayne Community, we're dedicated to supporting your journey toward financial stability and success.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,255,269 in used vehicle loans and $2,603,483 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,225, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $304,394 in loans helping members manage their finances effectively. This option provides an easy way to cover unexpected expenses or simply make everyday purchases without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect available options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to choose the best deals. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores how effective and reliable the tool is for individuals seeking better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing guarantees that users receive fair and transparent offers, allowing them to make informed decisions without hidden agendas or surprises.

GREATER WAYNE COMMUNITY FEDERAL CREDIT UNION