Greater Valley Credit Union Fresno CA | Affordable Vehicle Loans & Rewards Cards

Introduction

Welcome to Greater Valley, your trusted partner in financial services located at 1185 W Hedges Ave, Fresno, CA 93728. Established in 1939, we take pride in serving our community with commitment and integrity. As a member-focused credit union, we currently support over 2,060 members, helping them achieve their financial goals while ensuring their needs are met with care. At Greater Valley, we understand that every financial journey is unique. That's why we've built a robust portfolio of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. We also cater to business banking needs with merchant services and business loans. With total assets of $32,660,782 and total deposits reaching $1,777,077, you can trust that your money is secure with us. Our CEO, Joey Yamuni, along with Board President Bill Moses, leads a dedicated team of five employees committed to providing exceptional service every day from 9 AM to 5 PM on weekdays. Whether you're looking for help with loans or need assistance navigating your account online through our website greatervalleycu.org, we're here to assist you. While members can visit us at our branch for personalized service, official correspondence should be directed to the same address for consistency: 1185 W Hedges Avenue, Fresno, CA 93728. We invite you to join our growing family at Greater Valley Credit Union where community matters and your financial success is our top priority. For any inquiries or assistance, feel free to call us at 559-233-0867. Let's work together to make your financial dreams come true!

Branch History & Mission

At Greater Valley, we take pride in our rich legacy and the journey we've traveled since our founding in 1939. Located at 1185 W Hedges Ave in Fresno, CA, we have grown from a small credit union to a trusted financial partner for over 2,060 members. With total assets of $32,660,782, we are committed to providing exceptional financial services while fostering a strong sense of community. Our mission is simple yet profound: to empower our members by offering accessible financial solutions that cater to their unique needs. We believe that everyone deserves a chance to achieve their financial goals, whether it's purchasing a new vehicle, saving for a dream home, or managing personal debt. Our team works diligently to provide personalized service and support that makes banking easy and beneficial for all. While you can visit us at our branch location, if you need to send official correspondence, please use our mailing address: 1185 W Hedges Avenue, Fresno, CA 93728. We are open Monday through Friday from 9 AM to 5 PM, ready to assist you with various services such as checking and savings accounts, auto loans, mortgages, and business banking. As part of our commitment to serving the community, we focus on outreach initiatives and partnerships that make a real difference. Our team actively participates in local events and programs that uplift our neighbors and strengthen ties within Fresno. In this fast-paced world, we've embraced technology to enhance your banking experience. We offer online and mobile banking options so you can manage your finances at your convenience. Additionally, our commitment to accessibility ensures that all members feel welcomed and supported when they choose Greater Valley as their financial home. Join us today at Greater Valley! Experience the benefits of being part of a credit union that truly cares about your financial well-being and is dedicated to supporting our vibrant community. Together, we can build a brighter future!

Branch Location & Accessibility

Convenient Features

At Greater Valley, we pride ourselves on providing a welcoming environment for all members. Our branch is easily accessible, featuring ADA-compliant facilities and convenient parking options. While you're here, you'll find our dedicated team ready to assist with everything from personal banking needs to auto loans.

Get in Touch!

Ready to experience the convenience of Greater Valley? Feel free to give us a call at 559-233-0867 if you have any questions or just want to chat about how we can assist you. We look forward to welcoming you soon!

Operating Hours

We're open Monday through Friday from 9 AM to 5 PM, making it simple for you to visit us during your lunch break or after work. Whether you're looking to open an account or need assistance with a loan, our staff is here to help within those hours.

Services Offered

We offer a wide range of services tailored just for you. From checking and savings accounts to vehicle financing and personal loans, we're committed to helping you achieve your financial goals. Although we currently don't have ATM or drive-thru services available, our friendly team inside the branch is always ready to provide support. While members can visit us at 1185 W Hedges Ave Fresno Ca 93728, official correspondence should be sent to our mailing address: 1185 W Hedges Avenue, Fresno, CA 93728.

Member Eligibility

At Greater Valley, we believe that becoming a member means joining a warm and welcoming community where your financial well-being is our top priority. If you're looking to become part of our family, eligibility is quite simple! Anyone who lives, works, or worships in Fresno County can apply for membership. We also extend our arms to those related to current members, making it easy for families and friends to enjoy the benefits together. Our members gain access to personalized services, competitive loan rates, and a variety of financial products designed just for you. Ready to take the next step? Opening an account with us is straightforward and can be done online or in person at our branch located at 1185 W Hedges Ave Fresno Ca 93728. If you have any questions or need assistance, don't hesitate to give us a call at (559) 233-0867. For more details on eligibility criteria, feel free to visit our website at https://www.greatervalleycu.org/membership-interest. Join us today and experience the difference of being part of Greater Valley!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your shop without worrying about payment processing. Our merchant services make it simple for you to accept various payment methods while streamlining your operations. This way, you can focus on what you do best serving your customers and growing your business. Located at 1185 W Hedges Ave Fresno Ca 93728 in Fresno, CA, we're here to help you succeed. Contact us at (559) 233-0867 during our lobby hours from 9 AM to 5 PM, Monday through Friday, to learn more about how we can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes time to purchase a vehicle, we know you want options that fit your budget. Our auto loans and vehicle financing solutions are designed to provide competitive rates and flexible terms. Imagine driving off in your dream car with an affordable monthly payment that fits comfortably within your budget.

Business Banking

For our entrepreneurial members, we offer robust business banking services, including merchant services and business loans. We understand the challenges of running a business, which is why our team is committed to providing the support and resources necessary for your success.

Credit Cards with Rewards

Looking for a credit card that rewards you for spending? Our credit cards with rewards offer cashback and points for everyday purchases. This means that every time you shop, dine out, or fill up your gas tank, you're earning rewards that can be used for travel, merchandise, or even cash back!

Digital Banking Features

At Greater Valley, convenience is key. Our online and mobile banking platforms let you manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, accessing your funds has never been easier. While we currently do not have ATMs or drive-thru service at this branch location, our commitment to serving you remains strong. For any questions or assistance regarding our services, feel free to reach us at 559-233-0867 during our lobby hours from 9 AM to 5 PM Monday through Friday. Ready to take the next step in managing your finances? Visit us at Greater Valley today!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and we're here to help you every step of the way. Our mortgage loans and refinancing options can help you buy your first home or save on monthly payments by refinancing an existing mortgage. Let us guide you through the process to make it as simple as possible.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking services including checking and savings accounts tailored for every lifestyle. Whether you're saving for a vacation or just looking to manage your day-to-day expenses, our accounts come with benefits that make banking easier and more rewarding.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or need assistance managing debt, our personal loans and debt consolidation services can be a great solution. These loans allow you to consolidate high-interest debts into one manageable payment, helping you regain control over your finances.

Digital & Online Banking

Key Features

Enjoy the benefits of e-statements with Yes availability, allowing you to go paperless and manage your documents digitally. For those who prefer mobile solutions, our mobile application provides a convenient way to handle banking tasks right from your smartphone. Plus, with our mobile payments feature, you can make quick purchases without needing cash or cards. Need to send money to friends or family? Our person-to-person transfer service makes it simple and fast. Just a few taps on your phone, and you're done! While we currently do not offer electronic signature authorization for transactions, rest assured that all our online services are protected with top-notch security measures. With these features at your fingertips, managing your finances has never been easier. Join us at Greater Valley and experience the freedom of modern banking today!

Financial Strength

Commitment to Growth

With $3,973,690 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $12,275,669 in total loans and leases. Additionally, we provide 257 used auto loans, helping our members achieve their vehicle ownership dreams without undue stress.

Growing Member Base

We are proud to serve 2,060 members with a total of 2,830 share accounts. This growing member base trusts us with their finances because of our dedication to transparency and service excellence. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Greater Valley is your trusted partner. Visit us at 1185 W Hedges Ave Fresno Ca 93728 or call 559-233-0867 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, which showcases our commitment to serving you over generating profit. We strive to keep costs low while enhancing your experience with us. Furthermore, we take pride in having 4 full-time employees and 1 part-time employee, ensuring our branch is always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $7,954,706 in share certificates and $4,941,431 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; currently, we have no non-member deposits. This means our resources are focused entirely on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $4,563,015, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1397 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,776,802 in used vehicle loans and $3,810,462 in new vehicle loans already helping members get on the road. We provide flexible terms and easy application processes to ensure you can find the right financing for your next vehicle.

Credit Lines and Other Financing Options

If you're looking for additional flexibility in managing your finances, our total credit lines amounting to $2,000,000 can help you cover unexpected expenses or fund larger purchases without hassle. Additionally, if you're considering refinancing any existing loans, we have options available that may suit your situation perfectly. Be sure to inquire about eligibility during your visit or call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Greater Valley, our goal is to make borrowing easy and accessible while ensuring that you feel confident in your financial decisions. Visit us today or explore more online at Greater Valley to learn how we can help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,109,932, make buying or refinancing simple. We are committed to helping you navigate the home loan process with ease and transparency.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $267,908 in loans helping members manage their finances effectively. These cards are designed to provide you with convenience and purchasing power without requiring collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you quickly identify the options that fit your financial needs. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer you see is fair and transparent, coming only from institutions that meet strict regulatory guidelines. The benefits of using LendMesh are clear: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can trust the information you receive. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This reflects the value and reliability that LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GREATER VALLEY CREDIT UNION - Fresno, CA

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